www.ihavetohaveyourinsurance.comPresented By: Larry Lipman

INDIVIDUAL INSURANCE

What if every newly married couple or expectant parent came into your agencies‟ offices at the point of making a buying decision?

What if every one of these prospective customers already had the money to pay for all or part of the annualized premium?

What if every one of these „live‟ prospects never considered and won‟t consider the competition?

WHAT WOULD THAT BE WORTH?

Consider someone who was predisposed to buy from an insurance company agency force, sitting across the table and wanting to select from that company‟s vast array of products.

Consider that they already have part or all of what they‟ll need for that purchase.

All a company would need is an agent who‟s trained, poised, and can walk the prospect through all that company has to offer and all the customer would want for their current and future insurance needs.

Consider partnering with lead sources so vast, no current insurance company could train, license, or monitor the activity – but they PARTNER with US! Then they can be ready to manage the deal flow when it walks through the door of a contracted agency network.

Consider the idea of universal distribution points at NO Cost to you.

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VALUE PROPOSITION? How important would that deal flow be to an insurance company‟s

agents?

How important would that kind of volume be to a company?

How would a company compare our potential RESULTS/SALES to current advertising and marketing efforts if our cost was the least expensive line item of a marketing and sales budget?

Our system is a lead generation system, we‟d be a „closed loop‟ system with nearly 100% conversion.

All a company has to do to have access to our distribution and business development/partnering opportunities is appoint us as a new General Agency or Managing General Underwriter.

Our General Agency is tasked with finding new Partners and sources of new business.

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THAT‟S WHERE OUR GENERAL AGENCY:

VALUEPROPSYSTEMS COMES IN

We exclusively use partner insurance company products in

pre-negotiated geographical areas and/or market segments.

We license and manage all partners that use our system.

We account for all premiums paid and remitted to our partner insurance companies on a weekly or real time basis, less our

GA fee.

Our partner‟s agents simply add a code to our website to

verify the customers‟ validity.

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OUR COMPANY: Manages the contracting and sourcing of the new

SUB-General Agencies.

Trains their staff to funnel all opportunities to our partner agency networks, internet sites and 800 numbers.

Provides all marketing and sales and promotional materials.

Negotiates and manages all joint marketing, sales, and advertising projects.

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Babies “R” Us

Toys “R” Us

Pea In A Pod

Baby Gap

Macy‟s

KB Builders

Toll Brothers

Ford/Volvo

Honda

US Chamber of Commerce

Zales/Shane Co. Locally Agent

Generated – Local Jewelry/Dept. Store

Safeway/Walmart Marriott/Hyatt Cruise Lines Amazon Gymboree Bed Bath and Beyond Facebook

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PARTNERSHIPS

Experience has shown that most employers buy group term life

insurance because they‟re told or think they have to!

BESIDES INDIVIDUAL LIFE ,YOU CAN ALSO ACCOMPLISH A TIDAL WAVE IMPACT IN THE WORKPLACE AND KEEP YOUR TRADITIONAL MARKETING GROUP INSURANCE SALESFORCE

Are there any new benefits programs I

should know about?

Am I in compliance with Federal & State

laws ?

How do our employee benefits

compare to our competitors?

What is the best way to communicate our benefit programs to

my employees?

Do my employees really appreciate

EVERY benefit?

How will I manage these plans and open enrollment this

year?

How can I

lower my

employee

benefits costs?

Do my employees

have any idea what this costs?

LEVERAGE EMPLOYER

‘PREMIUMS

FOR WORKSITE SALES!

FIRST YEAR INVESTMENT

PROOF OF CONCEPT INDUCEMENT

LEAD GENERATION

CO-BRANDED PROJECT

SPONSORED GIVEAWAY

INTERNATIONAL ROLL OUT UK – ENGLISH

SPEAKING

UNITED STATES

CANADA

AUSTRALIA/NEW ZEALAND

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STAFFING REQUIREMENTS

EXECUTIVE STAFF

CEO

CONTROLLER

CTO

BUSINESS DEVELOPMENT INSURANCE COMPANY

CONTRACTS

CO-BRANDING

RETAILER CONNECTIVITY

WEBSITE AND CONNECTIVITY TEAM

IMPLEMENTATION TEAM

TECHNOLOGY DEFENSE TEAM

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GENERAL AGENCY SLICE

GERBER LIFE

$252,000,000

FARMERS

$45,000,000,000

ALLSTATE

$10,000,000,000

STATE FARM

$32,000,000,000

3-4 % PER YEAR OVER-RIDE

PENETRATION

1% -- $300 MIL

2% -- $600 MIL

10% $3 BILLION

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REQUIRED INVESTMENT

PROOF OF CONCEPT

$2,000,000

THEREAFTER

TRANCHES

INSURANCE COMPANY CO-INVESTORS

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ANY DISSEMINATION OR SHARING WITH ANYONE WITHOUT PRIOR WRITTEN CONSENT WILL BE VIGILENTY PURSUED TO THE FULLEST EXTENT THAT THE LAW PROVIDES BY AN ATTORNEY WITH OUR DOCUMENTED PROTECTED IP AND FULLY FUNDED TO DO NOTHING ELSE BUT PURSUE OUR RIGHTS TO THE FULLEST.. PLEASE DELETE THIS AFTER REVIEWING UNLESS YOU INTEND TO PARTNER WITH OUR FIRM. ..OR INTRODUCE PARTNERS YOU FEEL YOU COULD BRING TO THE TABLE. THANK YOU FOR YOUR TIME. ANY QUESTIONS, PLEASE CONTACT LARRY LIPMAN 510 414 3932 OR DAVISLIPMAN@GMAIL.COM