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Methods of Payment or: how we waste money on the internet [BARCAMP BANGKHEN #3] @lunaticneko http://lunaticneko.com

Methods of Payment

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Page 1: Methods of Payment

Methods of Payment or: how we waste money on the internet

[BARCAMP BANGKHEN #3]

@lunaticneko

http://lunaticneko.com

Page 2: Methods of Payment

Agenda

Vicious Cycle of Spending

Additional Costs when purchasing

Physical Goods

Steam Games & DLC

Facebook Games

Game Bundles

Kickstarter

Methods of Payment

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The Components of Spending

Product

Want Delivery

Can Pay Money

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THE VICIOUS CYCLE OF SPENDING!

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The Vicious Cycle of Spending (1)

They put up a sale

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The Vicious Cycle of Spending (1)

They pitch a promise

“KICKSTARTER ONLY” they said!

“LIMITED EDITION” they said!

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The Vicious Cycle of Spending (2)

You:

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The Vicious Cycle of Spending (3)

You:

The point of no return!!!

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The Vicious Cycle of Spending (4)

They deliver.

You pay tax.

You pay for shipping.

You pay for everything you don’t get.

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The Vicious Cycle of Spending (5)

If you’re unlucky, you realize you have no

money left.

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PHYSICAL GOODS

How much do you really pay for

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Buy One …

Example: This

Damage Counter:

$72.04

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… pay more than one!

Now there’s shippin’

Damage Counter:

$87.99

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How to find Import Tariff

Search from your Customs. In this case I searched for “เสื้อผ้า”

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How to find Import Tariff

After searching, we know our item is

charged 100% tariff! (or “Import Duty”)

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How to find Import Tariff

Tariff is added AFTER Shipping. This

means:

Damage Counter:

$87.99 + $87.99 = $175.98

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There’s also VAT.

In Thailand, VAT is 7%

Damage Counter:

$175.98 x 1.07 = $188.30

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Total Price Breakdown

$72.04

$15.95

$87.99

$12.32

Price

List Price

Shipping

Tariff

VAT

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What does this mean?

What we pay

𝑃𝑟𝑖𝑐𝑒 + 𝑆ℎ𝑖𝑝𝑝𝑖𝑛𝑔 × 1 + Tariff × 1 + 𝑉𝐴𝑇

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DIGITAL GOODS

Forget physical, earthly things. Let’s get some

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How about some game?

Buy it digital so there are no Tariffs to

worry about.

No shipping, too!

VAT is also avoided.

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How about… Dungeon Defenders?

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How about… Dungeon Defenders?

Just $14.99! We can have a good game at

lower price nowadays.

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Bad news: It doesn’t end there.

Good games usually have DLCs.

DLC = DownLoadable Content = You

want them = You have to pay.

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Oh sh*t.

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Price Breakdown again!

MacTavish (Price is too old to play DD)

Main Game

DLCs

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How much have we paid?

Check at

http://www.steamcalculator.com/

Amount shown is the total store price @

the time you check

Anyone using Steam? Tell us your ID, now.

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FACEBOOK GAMES

The most vicious thing ever

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How Facebook Games earn money

Advertisement

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How Facebook Games earn money Product placement

Balloons: SimCity Social (EA)

Cars: 2 Toyota Priuses

White one in the middle: Some Dove thingie

Magnum sign & big Cornetto: Do I have to tell you?!

On the Table: Samsung Galaxy S3

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How Facebook Games earn money

Charge you directly of course

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GAME BUNDLES

More games for less with

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Cheaper

Some game bundles are offered by Steam

or other services.

They are usually cheaper compared to

buying them individually.

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Example

http://www.thegreenlightbundle.com/

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Name your price

Some even allow you to pay whatever you

want.

If you want some extra content you must

pay a specified amount.

e.g. http://www.indiegala.com/

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More information

http://www.indiegamebundles.com/

This website lists many bundles.

Your “bundle hunt” will make you drain

your pocket quickly, I promise!

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KICKSTARTER

Let’s give someone a kick on

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WTF is Kickstarter?

Someone makes a project

You help fund it

They do the project

When it’s done, they give you stuff and

thanks you

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Why is it so good?

KS is FULL of creative projects!!!

http://www.kickstarter.com/projects/impossible/impossible-instant-lab-turn-iphone-

images-into-rea?ref=home_popular

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Like what?

Boosted Boards: Electric Skateboards

http://www.kickstarter.com/projects/170315130/boosted-boards-the-worlds-

lightest-electric-vehicl?ref=discover_pop

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So why is it related to this session?

Because they offer goodies too!

For example, that OUYA…

$99 = $140 =

LIMITED EDITION!

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And how I wasted money…

HEARTSAT allows messages to be posted

on the flight vehicle.

I chipped in and told them to write this:

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Why KS for me?

I want to help indie rather than

established businessmen

I feel exclusive when I get certain rewards

I’m so artsy and indy – I don’t want

common market items. I want

PROTOTYPES or LIMITED EDITION.

KS projects are REALLY creative!

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METHODS OF PAYMENT

Now, the thing you use to pay or

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Just one credit card!

PayPal doesn’t even require an account.

Any credit card will work.

And that’s your money, gone.

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No credit? No problem!

Some banks support “online cards”

Do this from e-banking in minutes.

Done? Now, go shopping.

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No bank a/c? No problem too!

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No money? Work for it!

Slave yourself on TrialPay SimCash!!!

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NO EXCUSES!

They’ve found every single way to make

you pay!

The solution is in the next slide.

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SPEND CAREFULLY ON THE INTERNET

How to

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1. Don’t drink

Heard about

“drunken eBay”?

Result

http://imgur.com/gal

lery/P9nvz

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2. Long passwords

Stops logging in altogether when drunk

Like this smart guy said …

http://www.answerbag.com/a_view/2065360

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3. Think carefully

This meme is fun. Just don’t do it for real.

Please.

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4. Bonus: Get rid of all your desires

He stopped all his

desires forever.

But for us, one hour is

more than enough!

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The Components of Spending

Product

Want Delivery

Can Pay Money

SELF-

CONTROL

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The Components of Spending

Product

Want Delivery

Can Pay Money

SELF-

CONTROL

I LIED! There’s no theory like this in the world!

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THANK YOU!

End of Discussion!