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1. Plan your spending Before going shopping, it is advisable that you list out all of the things you want to buy first. By doing this, you will be able to differentiate between your needs and wants. You’ll end up being a wiser shopper and purchase only things that you really need. 2. Avoid shopping spree When it comes to your wants, clothing might be one that is just irresistible. You might find yourself to spend two times more than you usually do just because you’re using the money to buy new clothes. What you can do is to really know what clothes that need replacement and what you should consider using. 3. Take advantage of coupon savings You might know how much you save when you go shopping at hypermarkets or supermarkets. They usually provide coupons or loyalty card for their regular customers. Have one and make full use of it. Instead of spending the money that you’ve benefited from the cards, you might save them and see how much it grows over the months. 4. Keep track of your spending One of the effective ways to monitor your spending habits is to keep track of your spending weekly or monthly. Jotting down whatever you bought using cash. Not to forget your credit card or debit card if you have one. By doing this, you’ll be able to know what you’ve spent on the most and least. You’ll then be able to learn from your spending mistakes if any. 5. Find hidden opportunities Sometimes, you might realize there are always routines you’re used to which might not be necessary. This include some of the wants in your life. You can save more like going from a more expensive mobile plan to a less expensive one. You might also reduce the time you’re patronizing a salon or even consider spending fewer visits to the movies in a month. Remember, even the smallest expenditures can result in a huge difference. Read More : http://MyFinance.com.my/articles/detail/8612814073 We also provide other various Financial Information such as, MyFinance Budget Portfolio, Personal Finance, Housing Loan, Personal Loan, Credit Card, Sharper Shopper, Calculators. For more information please visit our website MyFinance.com.my.
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