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Private Nonbank Financial Instermediaries

Private Nonbank Financial Intermediaries

Investment Houses

an enterprise engaged in guaranteed underwriting of securities of another person or enterprise, including securities of government and its instrumentalities.


Finance Companies

a corporation or partnership which is primarily organized for the purpose of extending credit facilities to consumers and to industrial or agricultural enterprises.

They do this by discounting or factoring commercial papers or accounts receivables or buying and selling contracts, leases, chattel mortgages and other evidences of indebtedness

or by leasing motor vehicles, heavy equipment and industrial machineries and equipment, appliances, etc.


Brokerages

A brokerage acts as an intermediary between buyers and sellers to facilitate securities transactions.


Brokerages

Brokerage companies are compensated via commission after the transaction has been successfully completed.

For example, when a trade order for a stock is carried out, an individual often pays a transaction fee for the brokerage company's efforts to execute the trade.


Brokerages

A brokerage can be either full service or discount.


Full service brokerage

provides investment advice, portfolio management and trade execution.

In exchange for this high level of service, customers pay significant commissions on each trade.


Discount Brokers

allow investors to perform their own investment research and make their own decisions.

The brokerage still executes the investor's trades, but since it doesn't provide the other services of a full-service brokerage, its trade commissions are much smaller.


Investment Companyan entity primarily engaged in

investing, reinventing or trading in securities.a corporation or a trust through which individuals

invest in diversified, professionally managed portfolios of securities by pooling their funds with those of other investors.Rather than purchasing combinations of

individual stocks and bonds for a portfolio, an investor can purchase securities indirectly through a package product like a mutual fund.


Fund ManagerThe person(s) resposible for implementing a

fund's investing strategy and managing its portfolio trading activities. A fund can be managed by one person, by two

people as co-managers and by a team of three or more people. Fund managers are paid a fee for their work,

which is a percentage of the fund's average assets under management.Also known as an "investment manager".


Lending Investor

a person who make a practice of lending money for themselves or others at interest

and not organized under any specialized chartered law.


Insurance Companies

pool risk by collecting premiums from a large group of people who want to protect themselves and/or their loved ones against a particular loss, such as a fire, car accident, illness, lawsuit, disability or death.


Insurance Companies

Insurance helps individuals and companies manage risk and preserve wealth.

How?

by insuring a large number of people, insurance companies can operate profitably and at the same time pay for claims that may arise.


Venture Capital Corporation

a corporation in which Money provided by investors to startup firms and small businesses with perceived long-term growth potential.

This is a very important source of funding for startups that do not have access to capital markets.

It typically entails high risk for the investor, but it has the potential for above-average returns.


Pawnshop

a business establishment engaged in lending money on personal property delivered as security or pledge.

Economy & Finance

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