Dave Ramsey Financial Peace University

Preview & Orientation

So that you get the most out of

Dave Ramsey Financial Peace University

Dave Ramsey Financial Peace University: New Material

•Updated Class•Released August 2012•Shortened 9 weeks from 13•All new material, DVD teachings and website

1

Dave Ramsey Financial Peace University: Lessons Overview

Date

Titleprimary focus, however each class has expansive material on many

other topics

9/6Preview and Orientation

Help you determine if you should attend and how to get the most out of class

9/13 Super Saving Accumulating emergency funds

9/20Relating with Money

Spouses & accountability partners

9/27Cash flow planning

Cash Flow Planning, budgeting

10/4 Dumping Debt Getting set free of all non-mortgage debt

10/11

Buyer Beware Wise purchasing

10/18

Role of Insurance

Risk Management, insurance you need and not

10/25

Retirement and College Planning

Planning for retirement, college education and investing

11/1Real Estate and Mortgages

Avoid American Dream from becoming nightmare

11/8The Great Misunderstanding

Godly financial principles, tithe, etc.

1

2

3

4

5

6

7

8

92

Dave Ramsey Financial Peace University: Optional Lessons

3 Optional Lessons - ONLINEThat's Not Good Enough Negotiating large purchases

Working In Your Strengths Careers and extra jobs

Credit Sharks in Suits

Dealing with Credit Card Companies and with collectors

3

Dave Ramsey Financial Peace University: Class Format

• What is the class like?1. Watch a DVD 60 minutes2. Small group breakout discussion groups 30 minutes

– Personal disclosure NOT required, but some do– Confidentiality

3. Homework: readings, re-listen to CD lesson, numbers

• What you will learn> Practical skills> Wisdom> Change in habits and lifestyle: “live like no one else, so that

you live like no one else”> Spiritual aspects, not just another self-help class> Emotional aspects of money: most neglected

• Dave’s teaching style> Funny> Motivates> Very informative> Gets in your face, for some he comes off…

…effective4

Dave Ramsey Financial Peace University: Class Topics

• Why does Vineyard Columbus offer this class> People need help> Service to attendees and anyone in the community> Dave’s system works

– What people tell me…

• What about Financial Bible studies offered before at Vineyard Columbus?

> Not as effective at change, FPU seems to work better for most> Practical side seems to work best if comes first> Class has Biblical elements, and I will provide more through email

etc for those wanting to go deeper

• Why orientation and preview> Get most out of course> Decide it this is for you

• Who is this class a fit for> Struggling> Doing okay, intentionally or other> Doing well?> Want to do better> Teach others: volunteer leaders or other> Too Late? Never5

Dave Ramsey Financial Peace University: How to get the most out of FPU

How to greatly benefit from FPU?• Attend as many classes as possible

• Do homework

• Use https://fpucentral.daveramsey.com/

• Get engaged, especially in small group breakout session

• Be enthusiastic

• Believe that you can do it, with God’s help

• Pray

6

Dave Ramsey Financial Peace University: Healthy view of wealth building?

• Why this slide?• Class is NOT…

> Get Rich Quick> “Prosperity Message”> Getting rich the primary goal, we want to be better

people

• Many will build wealth

• Citizens building wealth is good for families and society

• Life happens: financial peace and freedom when doing well or otherwise

• Wise wealth building, so that if you’ve built wealth, Dave says something like…

> “Not gone from frustrated financially to unhappy rich people”

7

Dave Ramsey Financial Peace University: How to Use Online Resources

•Creating Online Account: ID#

> Open Membership Kit box

> Locate Membership ID sticker, this is unique to each user

> Place sticker in special slot opposite table of contents in your workbook

8

Dave Ramsey Financial Peace University: How to Use Online Resources

•Creating Online Account:

– Logging in….

> https://fpucentral.daveramsey.com/signin/

> Enter Membership ID

> See sticker in special slot opposite table of contents in your workbook

> Online walkthrough of how to use online resources http://www.jesusmoney.com/2012/08/30/financial-peace-university-online-resources/

9

Dave Ramsey Financial Peace University: How to Use Online Resources

• Resources

> Videos of the lessons if you miss one: 2 MAXIMUM

> Lesson recaps (2 min videos hitting the highlights of the class)

> Class Wall for online conversation

> Money tools to help them through their class experience like Gazelle Budget, Debt Snowball calculator, Investing calculator, and more...(limited time access)

> Weekly budget tips

> Video tutorials to walk members through how to utilize different forms and tools

> Budgeting & Additional Forms

> MP3 of the lessons

> Homework reminders

10

Dave Ramsey Financial Peace University: Membership Kit

• What is in your Membership Kit box? from www.biblemoneymatters.com/unboxing-2012-financial-peace-university-membership-kit/

> Member workbook: The workbook will be used in class, as well as for homework between classes. Many of the budget forms and other cash flow planning sheets will be found in here as well.

> Envelope system: You’ll get a wallet for the cash envelope system taught in the class.

> Complete Guide to Money – book: This book will go along with the class and you’ll read a little bit each week as you progress.

> Audio CDs & Case: Each of the video lessons you’ll watch in class are included in audio form, so you can listen to them over again if you missed something.

> Budget Forms Folder: You get a folder to save all your filled out budget forms in.

> Progress Poster: The included poster will help you track your progress through the class, eliminating debt and through Dave Ramsey’s 7 Baby Steps

> Welcome Kit & Free Lesson Tickets: You get a welcome kit that includes your membership ID, a FPU eraser and pencil, and 2 free tickets to attend a lesson at FPU. Give the tickets to someone you think could benefit from attending FPU.

> Access to FPU central: Login to FPU Central with a supplied member ID, and you can access helpful resources, and a couple of bonus lessons as well.

11

Dave Ramsey Financial Peace University: Extras

• Extras: Vineyard financial ministry department:> Provide several additional handouts that have proven to be

helpful to many people, emailed throughout the class, such as how to save on groceries etc.

> Class emails reminding you of some important topics> Blog: www.jesusmoney.com

– Current financial topics– Frequently asked questions, some from current class– Category: Dave Ramsey for commentary; emphasis,

clarification, a few points of differing opinion– Monday financial devotional

> Special Budget Class: Saturday morning

September 29th 9:30 – 11:30> One-on-One Counsel for special circumstances

12

Dave Ramsey Financial Peace University: Financial Peace Membership

Alumni

• Who is a member?> Paid for a kit before> Lifetime

• Member Benefits> Lifetime web resources (some resources limited to 9

weeks)> Re-take class as many times as you wish for free

13

Dave Ramsey Financial Peace University: Coming to Class

What to bring?

• Workbook from your Kit

• Pencil

• Homework from prior week

• Come early to > Drop children off at childcare> Obtain Membership Kit, if this is the first night

13