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FINANCIAL ANALYSIS
Corporate Finance
Financial Services
Derivative Market
Consulting
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CORPORATE FINANCE
Corporate finance is primarily concerned with
maximizing shareholder value through long-
term and short-term financial planning and the
implementation of various strategies.
Everything from capital investment decisions
to investment banking falls under the domain
of corporate finance.
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Corporate Finance - Profile Fund mobilisation
Long term
Project finance – equity / debt
Working capital – debt including bank funding
Short term
Working capital / Funding mismatch
Day-to-day functioning
Debt servicing
Working capital management - including cash
Treasury management - Investment of surplus funds
Managing legal covenants relating to funding
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Corporate Finance – Profile (contd.)
Strategic issues
Feasibility study of proposed expansion projects
Feasibility of M&A issues – pricing structure
Dividend policies
Re-financing issues
Interest cost reduction operations
Role in operational cost control
Credit policy formulation, operation and control
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FINANCIAL-SERVICES
it can be defined as the products and
services offered by institutions like banks
of various kinds for the facilitation of
various financial transactions and other
related activities in the world of finance
like loans, insurance, credit cards,
investment opportunities.
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FUNCTIONON OF FINACIAL-SERVICE
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Financial Services
NBFC Business
Leasing & HP
Corporate funding
Syndication
Own Treasury management
Portfolio Management Services
FACTORING services
CREDIT RATING
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NON-BANKING FINAICIAL COMPANY
NBFCs, are financial institutions that providebanking services, but do not hold a banking license.These institutions are not allowed to take depositsfrom the public. all operations of these institutionsare still covered under banking regulations.
The number of non-banking financial companies hasexpanded greatly in the last several years as venturecapital companies, retail and industrial companieshave entered the lending business.
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FACTORING SERVICES
A financial intermediary that purchases
receivables from a company. A factor is
essentially a funding source that agrees to pay
the company the value of the invoice less a
discount for commission and fees. The factor
advances most of the invoiced amount to the
company immediately and the balance upon
receipt of funds from the invoiced party.
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CREDIT RATING
A credit rating can be assigned to any entity that
seeks to borrow money – an individual, corporation
or state Credit assessment and evaluation for
companies and governments is generally done by a
credit rating agency such as Standard & Poor’s or
Moody’s. These For individuals, credit ratings are
derived from the credit history maintained by credit-
reporting agencies such as Equifax, Experian and
Trans Union.
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Financial Services (contd.)
BROKING Equity broking
Retail – research / advisory
Institutional broking - relationship, dealers, research
HNI – relationship, advisory
FIXED INCOME
Institutional – relationship, dealer, research
Proprietory – treasury management
Commodities Research
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Financial Services (contd.)
Banking
Appraisal
Corporate Relationship
Treasury
Bill discounting
Term loan
Retail operations
Risk management
Forex
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INSURANCES
Insurance is an economic institution that allows
the transfer of financial risk from an individual
to a pooled group of risks by means of a two-
party contract. Insurers may offer fixed, specified
coverage or replacement coverage, which takes
into account the increased cost of putting the
structure back to its original condition.
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Financial Services (contd.)
Insurance
Risk assessment
Policy formulation
Treasury
Project Appraisal
Funding operations
Equity operations – Research, portfolio management
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MUTUAL -FUND Mutual funds are operated by money
managers, who invest the fund's capital and attempt to produce capital gains and income for the fund's investors.
One of the main advantages of mutual funds is that they give small investors access to professionally managed, diversified portfolios of equities, bonds and other securities, which would be quite difficult
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Mutual Funds
Research
Fund management
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Derivative market
It is another important scope of financial services,
That is Derivative market. A security whose price
is dependent upon or derived from one or more
underlying assets. . Its value is determined by
fluctuations in the underlying asset. The most
common underlying assets include stocks, bonds,
commodities, currencies, interest rates and market
indexes. Most derivatives are characterized by high
leverage.
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CONSULTING
Corporate Consulting◦ Syndication
◦ Credit profile advisory
◦ M& A advisory
◦ Project advisory
◦ Risk advisory
◦ Forex advisory
Retail advisory◦ Wealth management –
insurance/equity/fixed income/ tax advisory/property/art/...
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