SIPP Pension & Investment Bond Fixed Return 9.85%

Disclaimer: This document provides a summary of general information in respect of Privilege Wealth PLC and does not constitute an offer for sale or subscription of shares or other securities or services. This summary is made available on a private and confidential basis and by accepting this summary the recipient agrees to keep confidential all information contained in it. The content of the summary has been prepared by Privilege Wealth PLC and is being made available in good faith. No directors or officers of Privilege Wealth PLC, Privilege Wealth Management Limited, Helix Investment Management or their respective advisors will have any responsibility or liability whatsoever in respect of the statements made herein or omissions here from or in respect of any other written or oral communication transmitted or made available to the recipient in respect of same. All and any references to insurance, insurance cover, or capital-protection are purely descriptive in nature and non-contractual; the only document to be relied upon in this respect is the respective insurance policy itself. This document is subject to amendment. Any subscription for securities issued by Privilege Wealth One LP or Helix Securitisation Fund Compartment “Privilege Wealth” may only be made pursuant to the terms and conditions of the relevant subscription agreement and any related information memorandum.

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Contents

Our background

Corporate structure

The opportunity

Our products

Risk factors

Insurance

Benefits

Partners

Contact 2

Our background Knightsbridge Capital Markets LTD Knightsbridge Capital Markets is established as a network provider and product platform for Independent Financial Advisers (IFAs), Introducers, Agents, Hedge fund, Wealth Managers, family offices to introduce investment opportunities. Knightsbridge Capital Markets is an ethical leading edge investment provider with unique opportunities in various investment sectors. We have been appointed National Marketing Agents for Privilege Wealth PLC.

Knightsbridge Capital Limited (FRN:678955) is an appointed representative of Stargate Corporate Finance Limited (FRN:101132) which is authorised and regulated by the Financial Conduct Authority in the UK. Add: 14 Basil Street, Knightsbridge, London, SW3 1AJ. Tel: 0044(0)203 755 3464

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Privilege Wealth PLC Privilege Wealth PLC is a UK registered Public Limited Company. It offers a diverse range of multi-currency, structured debt securities which pay superior rates of interest to investors, with relatively low risk profiles. Responding to the shortage of capital available within our market sector, Privilege Wealth enters into exclusive and on-going funding agreements with financial institutions such as:

x Micro lending companies x Short term “line-of-credit” lenders x Mezzanine finance companies x Asset Backed lenders x Peer to Peer arrangers

Financial Factory Should potential investors wish to receive or require IFA advice before investing in the Helix bond, we have arranged for FCA regulated specialist independent financial advisors, The Financial Factory, to provide appropriate advice at a discounted rate of charge. The Financial factory LTD is authorised and regulated by the financial conduct authority FRN: 530203 Contact information: Email: [email protected] Telephone: 02891 857282 alternatively 02890 424395

The opportunity

With ever more lenders entering the

marketplace, the need for liquid capital to

lend is at an all-time high. Privilege Wealth

has secured e xc l us i ve on-going funding

agreements to supply loan capital to a

select group of institutions that meet our

strict ethical, procedural, administrational

and technological criteria.

The resulting contractual arrangements

between Privilege Wealth and their

source-borrowers form an excellent

synergistic relationship; both relying on

the other for growth.

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Shortage of available capital Demand for short term finance is extremely strong and growing year on year. Currently the market sector distributes in excess of $50 billion per annum and all indicators point towards a continuation of that trend. Currently, capital demand far exceeds supply.

Real-time data analysis Privilege Wealth exclusively contracts with lenders who have entered into a software licensing agreement with Fintech SDG. This ensures that the reporting and analysis of credit ratings, ageing analysis, default rates and other algorithmic real-time data remain state-of-the-art.

Superior returns In any market sector where demand exceeds supply, returns are above average. This, combined with security over capital loaned in excess of 400%, leads to an extremely high return on investment and comparatively low risk.

Mutual dependence A synergistic relationship has developed between Privilege Wealth and the lenders. The exclusive relationship means that both need the support of the other to grow.


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Methods of investing

EBI Listed Stock ( EBI purchase Listed Bond in tranches)

Listed Bond (insured) Listed Bond (uninsured)

Standard Asset Standard Asset Non Standard Asset AIM listed- (London) Bermuda Listed ( FCA

recognised exchange) Bermuda Listed ( FCA recognised exchange)

No Fixed term 12 - 60 month terms 12 - 60 month terms Redeemable on the secondary market like any other listed AIM stock.

Redeemable annually with 3 months notice

Redeemable only at end of term

Min 5K investment Min 100K investment Min 100K investment Forecast annual dividend of 9.85%+

Fixed 9.85% return per annum (paid annually)

Fixed 12% return per annum (paid quarterly)

Effectively 95% capital insured as EBI benefit from insurance cover when purchasing the tranches of the Listed Bond.

95% capital insured Capital does not benefit from the insurance cover.

*For insurance description please see page 9.

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Privilege Wealth receives inward investment via

many different financial instruments, structures

and institutions, including but not limited to the

following:

Knightsbridge Capital Markets

Knightsbridge Capital Markets Ltd (“KCM”) have been

appointed as marketing partner to Privilege Wealth PLC.

KCM is an appointed representative of Stargate Corporate

Finance which is authorized and regulated by the Financial

Conduct Authority.

Other Counterparties

Privilege Wealth maintains a number of contractual

relationships with funds, trusts, listed companies,

family offices, asset managers and other financial

institutions.

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Risk factors

Whilst Privilege Wealth has gone to great lengths to mitigate investment risk; it is prudent to point out the key potential risks as with any other investment product

Economic A severe economic downturn could increase the number of loans that default, and in turn the lenders might find it difficult to repay our loan interest. Given the disparity between the interest charge to the consumer and the interest paid to Privilege Wealth, most lenders would need to experience a default rate in excess of 70% to endanger capital; at which point step-in rights and insurance would be activated.

Legislative Legislation outlawing short term lending or capping interest rates would affect the profitability of the business model. Any such legislation is highly unlikely to be retroactive, meaning that Privilege Wealth would still be able to collect all capital and interest owed up until such change in the law. The vast majority of lending legislation is passed on an individual state-by-state basis and not at a federal level. In this instance Privilege Wealth would review its business model.

Fraud An insurance policy covers 95% of the capital invested*. In the event of wrongful act or fraudulent activity by Directors / Managers or the lending partners themselves, or a payment default, the insurance would become active. The Directors of Privilege Wealth PLC are experienced businessmen with a strong track record of Corporate Governance and regulated financial markets activity.

*For insurance description and policy document please see page 14.


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Insurance

Privilege Wealth and its associated insurance providers

have undertaken a risk mitigation assessment to seek to

identify and address the key risks which would give rise

to a default event. Subsequently an insurance program

has been designed to provide cover against those risks.

The insurance is based upon Investment Managers

Insurance and features cover for “Wrongful Act” and

“Capital Shortfall” based upon 95% of the Capital Value

of covered investments. We call the product “Capital95”.

Funds are deployed at different times and maturities

via different financial channels. The funds deployed

range across different stages of investment (incoming,

outgoing or invested). This spread and diversification of

the risks renders it very unlikely to suffer a total loss of

all investment funds due to any one individual event. For

example “cyber-crime cover”, “wrongful act “ or “Capital

Shortfall cover” would unlikely be for exposure to the

full 95% of all funds invested by Privilege Wealth, and

risk is assessed based upon the maximum risk exposure

that Privilege Wealth and its insurers deem possible in

that individual event or series of events. In this way an

insurance matrix is constructed to surround and protect

Privilege Wealth funds through all stages of the business

process.

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LOW RISK HIGH RETURN

The structured loan notes, backed by insurance and collection rights, in combination with the high percentage of capital cover significantly reduces the risk of investing into this sector. The resulting superior returns generated allow us to pay a high rate of interest to our investors.

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Summary of benefits

• High annual returns for investors from 9.85%

• Options that benefit from insurance to 95% of capital value

• Capital secured on loans made with step-in

rights in the event of default

• Fully tradable securities, listed on UK and various international exchanges

• “Standard Asset” options which are eligible for

pension investment via SIPP, SSAS and QROPS pension wrappers*

Eligible for direct Investment from: High net worth, Sohphisticated, Experienced & Retail Investors (Via Eastbridge PLC) Restricted Investors Institutional

Investors Hedge funds

Pension funds

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Our website

To register and find out more

www.knightsbridgecm.com

By telephone

To discuss our products in more detail

+44 (0) 0203 755 3464

Partnerships

If you wish to become a partner

[email protected]


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Economy & Finance

SIPP Pension & Investment Bond Fixed Return 9.85%