Spending CompassSpending CompassSpending Compass

East Spending: Appreciating Assets

East Goal: Maximum Spending

Spending Compass

South Spending: Living Expenses

South Goal: Prudent Spending

Spending Compass

West Spending: Depreciating Assets

West Goal: Conservative Spending

Spending Compass

North Spending: ImpulseBuying

North Goal: Minimum Spending

Spending Compass

Logical “Spendle”

Emotional “Spendle”

THE METAPHOR

Comparing the Physical To the Financial

THE METAPHORPhysical Coronary

Sudden loss of blood

and oxygen

to the heart

which can cause loss

of life.

THE METAPHOR

Financial Coronary

Sudden loss of income which can

Cause loss of home Cars, credit, spouse,

etc.

Bingeing (over indulgence) followed

by Purging

(cleansing).

Physical Bulimia

THE METAPHOR

Bingeing (Impulsive Spending and

borrowing) followed by

Purging (refinancing your house).

Financial Bulimia

THE METAPHOR

A severe immune disorder caused by the HIV Virus which takes the physical lives of

millions.

Physical AIDS

THE METAPHOR

THE METAPHOR

A financial disorder caused by the spending

virus which takes the financial lives of millions.

Financial AIDS

THE METAPHOR

A I D S

AvoidInstallmentDebtSlavery