TOP 10 FINANCIAL APPLICATION-2016 -MINT2SAVE.COM

OVERVIEW

• There’s never a better time than now to start thinking about how you manage your money. It’s hard to know where to start, especially if you’re young and have no idea to invest money or to track record of your money.

• You are thinking that what is Financial Application, why there is requirement of Financial Application in our life? Reason behind that is to track and maintain the financial record, to identify about the expenditure, to avoid paying overdraft fee, pay down debits and build our savings for the year so that we can make good financial upcoming years for us.

• Now you are thinking why just application, can’t it be in file? So answer is nowadays everyone has a Smartphone and it is easy to maintain.

• There’s no need to spend an hour every day working on a budget when the best personal finance apps automate much of it and help you quickly learn habits and alert you to costly money mistakes before they happen.

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1. MINT• Most widely used personal finance app, Intuit’s Mint

gives you a real-time, complete look into all of your finances, from bank accounts and credit cards to student loans and 401(k).

• Automatically tracks your expenses, categorizes it, and alerts you when you approach your limit. You can ask for custom savings tips within the app. Every detail is shown in graphs and charts, making it one of the most popular personal financial apps in the world.

• This app uses the same security as banks uses, so you can trust that they take all possible steps to secure accounts and data related to account. You can install it on Android, iPhone, iPad and see your budget anywhere.

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2. ACORN • In this app you can enter your multiple credit

account number.Once you connect your checking and credit card accounts to it, Acorn automatically rounds up every purchase to the next dollar, and invests the difference in a portfolio of your choice.• For example, if you spent Rs 99.33 for

chocolate shake, it will invest Rs. 0.67 for you. Acorn says users invest Rs 1300 to Rs 2800 a month on average in “round ups” alone, that really helps in saving as well. In short your little saved also makes good returns.

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3. LEVEL MONEY• Free and simple-to-use budget tracking app, Level Money is

basically a “mobile money meter.” First, you have to install this app to your Smartphone, and then connect app to any of your bank account. Once you connect the app to your bank account, it automatically calculates your income, expenses and bills, and then suggests what your daily, weekly, and monthly expenditure should be. It is  just a master stroke as per the developers to its users. In short it basically sync. with mobile app and tell user that how much you can spend.

• It also comes up with the feature that what amount you should be saving every month and subtracts that from your monthly budget. Thus, one can also assume it to be a pocket financial manger for good upcoming financial year.

• You can set up an auto-save amount, and any cash left unspent from your budget will rollover to your savings account. This is really wow feature in it. It tracks your spending in real time, so you can easily see what you’ve spent and how much you can spend within a given period and given amount.

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4. DIGIT• Digit helps you save money that you

didn’t even realize you had. It automatically scans your income and spending patterns, and transfers a small amount of savings that it deems you won’t necessarily need in to a separate account that it manages.

• You can withdraw from that savings account anytime, but you won’t make any interest off of it – Digit is free and runs itself with the interest it generates from the users’ savings account. The value proposition is that Digit helps you discover and save money that you would spent elsewhere. It officially launched in February and has Google’s backing.

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5. CREDIT KARMA • Everyone believes on the credit score and this app is

related to that score. If you are looking for a loan from the bank then yes your credit score matters. Besides offering free credit scores and reports, Credit Karma allows users to monitor their spending patterns by linking to their credit card and bank accounts.

• Based on that information, Credit Karma recommends better credit card or loan offers that can further improve your finances. This app’s offering now ranges from auto insurance to mortgages, and users are loving it.

• It has over 32 million users worldwide, and just last September, raised an additional $75 million, valuing the company at over $1 billion.

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6. GOODBUDGET • Goodbudget is a digital envelope budget system, for

different monthly bill. With the help of this app you need not to carry different envelopes for the bills. It’s a monthly envelope budget for digital age.

• Goodbudget is an app that brings the budgeting method into your Smartphone. Users can create “envelopes” for each of their budget category – like groceries, transportation, shopping, monthly newspaper bill, electricity bills, water bills, etc. - and pre-determine how much they’re going to assign in each envelope.

• Once it’s all set, users can record how much they’re spending from each envelope. It may not be as sophisticated as some of the other applications, but Goodbudget offers a simple way to stick to your budget and keep your spending organized.

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7. WALLY• Wally is an expense tracking app that shows a

complete picture of your expenditures. You can view how much you’ve spent daily, weekly, or monthly, while dividing expenses into separate categories.

• The best part is that it allows you to simply scan your receipts and it’ll automatically input all the details of your purchase. So, users don’t have to go through the hassle of typing in every detail of its spending, while the app saves all the receipts and adjust the record automatically.

• Neat features include allowing you to record/track not only how much you spend, but also where and with whom, as well as detailed infographic of your spending.

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8. PAYPAL • We all are familiar with the word PayPal. It’s your

own personal digital wallet allowing safe and secure payments online at thousands and thousands of online merchants.

• Some is doing freelancing work for the country other than his/her own country, then creating account on PayPal is the safest option get payment.

• You can even transfer money from any corner of world in a fraction of seconds to the demanding person. You can even use it to transfer money to people electronically, and some physical retailers are even accepting PayPal for payments now, allowing you to pay for goods at stores, malls everywhere.

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9. MONEFY PRO • Monefy Pro is another application to help

you track your expenses it automatically synchronizes your expense tracking with your Drop box account so that your data can safely backed up. • This application consist of built-in

calculator which is very handy and we can take care of the details by the easy calculations without leaving the app. it’s all wrapped up in a nice material design style UI.

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10. VENMO • This person-to-person payment app (Android,

iOS) is a service from PayPal, that lets you conveniently make and share payments with anyone you want. Venmo is really a very easy way to send money to anyone at any time. It is an outstanding way to divide bills for anything like party, night out & even if you want to share your rent with your roommate as well.

• The best part is once someone sends you money or you send money to someone, they can transfer the money to a bank account overnight so payments are really quick and easy.

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So, do you have any of these applications installed on your phone already?

Try them.

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THANK YOU !!!If you like our suggestions and review.

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