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1 Launched in 2002, UseMyServices’ proprietary technology has become a leading provider of ‘real time’ bank payment services for ECommerce Merchants and their customers around the world. Our flagship product, UseMyFunds, lets online merchants expand their global reach without increasing their risk.

UseMyServices: Real Time Bank Payments For Safe International ECommerce Expansion

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Launched in 2002, UseMyServices’ proprietary technology has become a leading provider of ‘real time’ bank

payment services for ECommerce Merchants and their customers

around the world.

Our flagship product, UseMyFunds, lets online merchants expand

their global reach without increasing their risk.

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Industry surveys have repeatedly shown that online banking sites are among the most trusted sites online - and the following trends

in online banking use (reported by Fiserve/2010) support those results:

Online Banking + ECommerce = the perfect blend of trust

and convenience

*Fiserv's 2010 Consumer Billing and Payment Trends Survey

In the US, of the 95 million estimated households online - almost 73 million use online banking - up 84% since 2000!*

More than 36 million households pay their bills online...an increase of 78% since 2000!*

By 2010, online bill payments grew from 12% to 45% of all payments made*

UseMyServices technology leverages the Consumer’s trust & familiarity with their own online banking service to create a fully automated

ECommerce platform that meets the needs of the Merchant and the habits of the

Consumer

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UseMyFunds lets your customers pay you online with the payment solution they use most often offline: real time bank debit!

Our unique technology not only provides your Customers an additional way to pay you – but also offers our Merchants the highest level of Anti-Fraud protection!

Let your customers pay you directly from their own financial institution in just a few easy steps - without exposing any sensitive personal information!

Works with the Customers existing online banking service - nothing to download or install on their computer

Available to more than 1.6 billion online banking customers in 17 countries

Transactions are confirmed & authorized in real time

UMS merchants enjoy a 99.999999% Good Funds Model

Since 2002, Since 2002, UseMyFunds’ UseMyFunds’

Merchants Merchants have seen as have seen as much as a much as a

40% 40% increaseincrease in business in business

in the markets in the markets we serve!we serve!

Introducing:

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Customer makes product selection and chooses UseMyFunds as payment method

Customer selects bank from menu and logs into their online banking through the UMS interface

Customer chooses the account to make payment from

Customer approves purchase and Merchant is immediately notified of successful transaction

Customer receives receipt by email - Merchant can now safely deliver product

The Customer Experience

UseMyFunds lets your customers pay for their online purchases directly from

their bank account...in just a few simple steps:

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UseMyFunds is currently available in the following countries - with new countries added frequently!

Australia

Austria

Belgium

Brazil

Canada

Costa Rica

Germany

Mexico

Netherlands

Philippines (Q1 -2012)

Peru

Poland

Spain

Sweden

Switzerland

UK

United States

coming soon: Eastern Europe

Where we are today....

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For more information:

Melody Wigdahl

VP, Global Merchant Services

[email protected]