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What do you do when you get sick or injured?
MEDICAL ASSISTANCE &
INTERNATIONAL INSURANCE
What are the differences?
HOSPITAL, CLINIC OR DOCTOR’S OFFICE?
Emergency Care (24/7) in your Neighborhood
Northwest Hospital & Medical Center
Harborview Medical Center
Swedish Medical Center
HOSPITAL
Emergency care• Admitted by ambulance• Heavy bleeding & uncontrollable pain• Care needed outside normal business hours
Major Surgery/operationICU (Intensive Care Unit) – up to $30,000 per day
Day time and Weekend visit by *walk-in
Minor injuries (scrapes, cuts, rash) Minor sickness (cold, flu etc.)
*walk-in = no appointment necessary
CLINIC (URGENT CARE)
Clinics in your Neighborhood
Care Plus Medical Center (Shoreline)
UW Medicine (Shoreline Clinic)
US Healthworks Medical Group of Washington
Primary Care Physician = General Doctor• Initial diagnosis on your sickness or injury• Provide referrals to see a specialist
Specialized Doctors • Physical therapist, Podiatrist,
Acupuncturist, Dermatology etc.
DOCTOR’S OFFICE
Doctors in your neighborhood
Use “DocFind” feature on Firebird International Insurance website
Broken legs – $3,000
Skin Allergy - $500 for multiple tests and $100 or more per medication
Asthma - $200 for diagnosis and $100 or more per medication
Childbirth - $18,000 or more
SAMPLE COST FOR SICKNESS & INJURY
HOW INSURANCE WORKS: VISITING A
DOCTORVisit a doctor, hospital
or a clinic in PPO
Network
Pay $15 ($50 at
hospital) COPAYME
NT per sickness/injur
y
Complete a
CLAIM FORM
HOW INSURANCE WORKS: BUYING
MEDICINES
Bring your PRESCRIPTION ORDER
to a local pharmacy.
Pay your prescrip
tion medicin
es.
Complete a PRESCRIPTION FORM
Prescription medicines are covered at 50% for outpatient care and 100% for inpatient care (i f admitted to the hospital.
COMPARISON CHART
Maximum Benefit
Medical Evacuation
Repatriation of remains
U.S. Standard for Int’l Stu
$100,000 $25,000 $25,000
Firebird Insurance Company
$250,000 $50,000 $50,000
SAMPLE PLAN FROM
OTHER COUNTRIES
Appx. $32,000 U.S. Dollars
No medical or sickness coverage at all!
No coverage in case you die in the U.S.
The coverage starts from the first day of quarter through a quarter break.
HOW TO ENROLL INSURANCESign up
when you register
classes by adding
Z020 for item
number
Pay $258.75 when you pay your tuition.
Start using when a quarter starts. It covers
during your quarter
BREAK.
COVERAGE TERM
First day of classes through the day before the next quarter begins including a school break.
For example: January 7 – March 31, 2013(Spring quarter begins on April 2, 2013)
Sign up for International Insurance like a class EVERY QUARTER through your Registration Form or register online!
Item number: Z020
FIREBIRD INTERNATIONAL INSURANCE GROUP
WHO DO I CALL IF I HAVE ANY QUESTIONS?
Firebird is available to answer any questions or other issues you have 24 hours a day, 7 days a week.
Local WA Phone #: 206-909-8550
Toll Free Phone #: 1-800-899-4233
E-Mail: [email protected]
Website: www.fiig-insurance.com
*This information is also on the back cover of the insurance booklet.
WILL THE FIREBIRD PLAN COVER ME IN MY HOME COUNTRY?
The Firebird plan will cover you anywhere in the world including your home country if you are required to pay for your health care.
YOUR INSURANCE ID CARDPLEASE KEEP IT IN YOUR WALLET
In about 3-4 weeks, you will receive a permanent ID card with your name printed and new medical ID number.
SAMPLE SERVICES THAT ARENOT COVERED
Examples Include:Eye Exam for prescription eyeglasses or contact
lenses.Routine Dental visits such as x-rays, teeth cleaning,
teeth extraction, cavity fillings, etc.Routine physical exams. Immunizations or vaccinations.
A full list of exclusions is available in the insurance booklet under “General Policy Exclusions” or visit http://fiig-insurance.com/pdf/shoreline_cc.pdf
SERVICES THAT ARE COVERED
UNDER THE FIREBIRD PLANExamples Include: Doctor visits, surgery, emergency room, hospital, lab, x-
rays, all related to the treatment of an illness or injury.
A full list of benefits is available in the Schedule of Benefits in the insurance booklet or visit http://fiig-insurance.com/pdf/shoreline_cc.pdf
HOW DO I FIND A DOCTOR ON THE FIREBIRD WEBSITE?
A step-by-step guide on finding a doctor is available in the insurance booklet.
THANK YOU & STAY HEALTHY!
