Do You Have Any of These Cards in Your Wallet?

Have You Computed How Much You’re Really Getting?

.20%

.10%

.25%

.05%

.50% Fraction of

a percent .30%

1%

.25%

What are Your Frustrations About it?

It Takes

FOREVER!

Too many of them to

bring all the time!

Hard to monitor!

I need to

spend a

fortune to get

a Barbie Doll!

Rewards Can Be Great When…

Value is

BIGGER! Monitoring is

EASY!

No need for

too many

CARDS!

REFERRAL

activities are

rewarded!

When You Gas Up

Eat Your Favourite Meal in a Quick-Serve Restaurant

Call Using Prepaid

Buy Medicines

Enjoy Your Favourite Beverage in Coffee Shops

Buy Groceries

Shop for Clothes

is making life better by

empowering consumers

to earn from everyday

purchases.

Introducing

PayBux is a rewards App and platform for individual and

community purchases. Subscribers are incentivised for

loyalty and connecting with friends.

Life is Rewarding.

Transforming Lives.

PayBux Editions

Standard Edition

(FREE)

Premium Edition

(via Upgrade to

Mentor or Icon)

Transforming Lives.

Life is Mobile

66% Sleep with

Their Phones.

26% checks their

phones at the dinner

table.

240M business globally will

be cloud computing via

mobile by 2015.

The Future is Mobile

There will be almost 4 billion

subscribers by 2017.

More than 5 billion broadband

connections and about a billion

LTE connections by then.

A total of almost 10 billion mobile

connections.

Basic Social Networking

Calendar of Events and

Activities (CEVA)

Mobile Shopping (Thru-App

Purchases)

Payback Rewards and

Incentives

Electronic Credits and

Transfers

QR Codes Scanning

Basic Social Networking

Calendar of Events

Transforming Lives.

QR Code Scanning for Mobile Vouchers/eGCs

You buy prepaid credits

called ‘bux’.

Select mVoucher or eGC of

your choice.

Present to Merchant for

redemption.

Transforming Lives.

Scan and Go

Merchant scans the QR Codes for fast and easy

redemption or payment of purchased products.

March 2014 3nd Quarter 2014 February

2014

Transforming Lives.

Top-up Your Favourite Merchant Card

But What Makes

PayBux Different?

“...Generosity can be a

highly effective growth

strategy.”

- Eddie Yoon, Principal

The Cambridge Group

PayBux is Generous.

Payback Offer of

at least 20% and

up to 100%.

It is faster and realistic.

It is

COOPERATIVE.

Cooperative Group Rewards

Each purchase transaction

contributes an amount to the

PayBux Generous Rewards

Pool.

20%-100% Rebate

24-hour Transaction Period

PayBux keeps record

of the transactions and

awards rebates using

HexCell Algorithm.

Transforming Lives.

Where Rewards Come From

Personal purchases and

Purchases of other

Subscribers in the

community.

UPGRADE of Subscription.

Transforming Lives.

A Different Shape for Success

HexCell Means Rewards

Earn HexCell Rewards from Subscription Upgrade and

Qualifying Purchases from partner merchants.

Upgrade Purchases

Transforming Lives.

The Starting Point

Download the Standard

Edition of PayBux App for

FREE!

HexCell for Generous Payback

A Qualifying Purchase generates a HexCell that

determines rewards from your purchases and purchases

of other subscribers in the community.

Sample Qualifying Purchases

P1,500

P400

P375

Sample Qualifying Purchases

P1,000 + 500

P100 + 200 + 100

P15+50+100+P200

Sample Qualifying Purchases

P3,000

P500

P500

HexCells from Purchases

HexCells from Purchases

Each Qualified Purchase that

produces HexCells is processed

using special HexCell Algorithm

ensuring rewards for all

transactions.

It ensures that everyone will get

rewarded from their purchases.

=

You earn rewards when

your HexCell is

activated.

It is activated whenever

there are six (6)

HexCells that are

attached to it.

HexCell for Generous Payback

HexCell Regenerates for More Rewards

Each time you earn a

HexCell, a new one is

automatically generated

for more rewards until you

reach the maximum number

of HexCells you can earn

based on your subscription

type.

Transforming Lives.

You Must Be ‘LINKED’

As a USER, you can only

earn one (1) HexCell when

you don’t have a Linker.

A USER must be linked to

another Subscriber to earn

up to three (3) HexCells.

1-3

HexCells up to 12

HexCells

up to 6

HexCells

HexCell Limit for Generous Payback

up to 3

HexCells

As a matter of policy,

the program will

payback up to 100% of

qualifying purchase

amount regardless of

HexCell Limit.

The HexCell Rewards Program

Transforming Lives.

14 Ways to Get Rewarded 1. Generous Payback (GPB)

2. Payback Linker Rewards (PLR)

3. Linker Group Rewards (LGR)

4. Payback Infinity Rewards (PIR)

5. Icon Profit Sharing (HPS)

6. Icon Leadership Rewards (ILR)

7. Upgrade Rewards (UPR)

8. Upgrade Link Rewards (ULR)

9. HexCell Icon Royalty (HIR)

10. Icon Upgrade Rewards (IUR)

11. Icon Combo Rewards (ICR)

12. Group Combo Royalty (GCR)

13. Dream Board Fund (DBF)

14. Spartan Leaderboard Rewards (SLR)

Transforming Lives.

Upgrade to Inspire

Mentor

Icon

Builder

Take the steps…

…or make a big

leap.

Transforming Lives.

Start as a Builder

A Builder earns rewards

from purchases of other

Builders and Users by

‘linking’ them.

A User becomes a builder

when they ‘link’ other

Users.

Link. Build. Grow.

There is no limit to the number of links a Builder can

create. More links mean more rewards.

HexCell is Infinite

Payback Linker Rewards

Transforming Lives.

Linker Group Rewards

Transforming Lives.

Potential Linker Group Rewards

LEVEL # of

Subscribers

Rewards

Value

1 3 9.00

2 9 27.00

3 27 81.00

4 81 243.00

5 243 729.00

6 729 2,187.00

7 2,187 6,561.00

8 6,561 19,683.00

9 19,683 59,049.00

10 59,049 177,147.00

Total 88,572 265,716.00

No. of Link: 3

Progression: 3

# of HexCell / Sub: 1

Transforming Lives.

Potential Linker Group Rewards

LEVEL # of

Subscribers

Rewards

Value

1 6 36.00

2 18 108.00

3 54 324.00

4 162 972.00

5 486 2,916.00

6 1,458 8,748.00

7 4,374 26,244.00

8 13,122 78,732.00

9 39,366 236,196.00

10 118,098 708,588.00

Total 177,144 1,062,864.00

No. of Link: 6

Progression: 3

# of HexCell / Sub: 2

Transforming Lives.

Payback Infinity Rewards

Transforming Lives.

Potential Payback Infinity Rewards

LEVEL # of

Subscribers

Rewards

Value

1 3 9.00

2 9 27.00

3 27 81.00

4 81 243.00

5 243 729.00

6 729 2,187.00

7 2,187 6,561.00

8 6,561 19,683.00

9 19,683 59,049.00

10 59,049 177,147.00

Total 88,572 265,716.00

No. of Link: 3

Progression: 3

# of HexCell / Sub: 1

Transforming Lives.

Icon Profit Sharing

More Rewards by Growing Your

Network of Consumers.

Transforming Lives.

Auto-Upgrade

By default, 50% of rewards go to Auto-upgrade.

You just have to choose between Mentor or Icon.

It’s your

call!

Transforming Lives.

No Man is an Island

Upgrading to Mentor or Icon

automatically puts you in the

rewards community.

Your presence contributes to

the rewards program and

you get rewarded as well.

Transforming Lives.

Be a Mentor and Excel

An Upgrade Key is required

to become a Mentor.

The Key is available from a

Mentor or Icon Subscriber.

Mentor Upgrade Premium

with

300 Bux!

Mentors are Duplicators

A Mentor may link Builders and help them

become Mentors too. There is no limit.

HexCell Rewards from Upgrade

When you upgrade to Mentor or Icon, a HexCell is

automatically generated to accumulate your rewards

from upgrade activities in the hive.

Upgrade Rewards

A HexCell is activated when there

is a total of six (6) Upgrades

(Mentor or Icon) associated with it.

Upgrades may come from your

personally endorsed Builders or

from others joining the Hive.

Transforming Lives.

Upgrade Rewards

HexCell Rewards (Upgrade) is Infinite

Every time a HexCell is activated,

a new one is generated to give

you continuous rewards. There is

no end to HexCell Rewards.

Your newly generated HexCell can

be activated again thru Upgrades

or Regenerations in the Hive.

Earn Unlimited Rewards

New Upgrades coming into the

Hive activates HexCells,

producing more HexCells that

bring unlimited rewards.

There is no limit to the number

of HexCells that you can earn in

a day!

Bring Two to Start Earning

Builders who upgrade to Mentors or

Icons must contribute to the Hive by

helping at least two (2) Builders

become Mentors or Icons.

You will only earn your HexCell

rewards when you satisfy this

requirement.

Transforming Lives.

P10

The Upgrade Link Rewards Earn rewards from HexCells earned

or activated by Mentors or Icons

you have introduced into the Hive.

Earn P10 per HexCell activated.

Icons are automatically qualified to

earn P15.

Mentors are entitled to earn up to

6th generation while Icons are

entitled up to 10th generation.

1

2

3

4

5

6

7

8

9

10

P1

5

Transforming Lives.

Upgrade one more

Mentor and instantly

qualify to earn P15

HexCell Group Rewards.

Link a total of six (6)

Mentors to earn HexCell

Group Rewards up to the

10th generation!

Mentors Can Get More

1

2

3

4

5

6

7

8

9

10 P

15

+ +

P15

Transforming Lives.

The Inspiring Icon

It takes an Icon to know an

Icon. Upgrade to Icon is only

thru an Icon.

Icon Upgrade is the ultimate

advantage in HexCell

Rewards Program.

The Icon Upgrade Premium

with

1K Bux! 500K Malayan

Insurance for 1 Yr.

Merchant Promo

Vouchers.

HexCell Account

with 3 Combo

Trackers.

The PayBux Icon Card

Smart Card for OFFLINE and

ONLINE transaction and transfer

of PayBux balance.

For Cashless transaction (fare

payment and other form of

settlement)

The PayBux Icon Card

Peer-to-peer TRANSFER (P2P)

for payment, reload and other

form of financial value exchange.

Getting More Value Than What You Pay For

SCENARIO:

You spend P7,000 monthly on

gasoline.

This would produce 4 HexCells in a

month which would average about 48

in a year.

You may earn up to P17,000 in a year

on fuel alone.

Transforming Lives.

HexCell Icon Royalty

1

2

3

4

5

6

7

8

9

10

P1

5

Aside from qualification to earn

HexCell Group Rewards, an Icon is

entitled for HexCell Icon Royalty

(HIR) equivalent to P25 per

activated HexCell by any Mentor in

his Subgroup up to infinity.

When an Icon personally LINKS a

total of six (6) upgrades (Mentor or

Icon), HIR is increased to fifty (P50).

P25-5

0

+

Transforming Lives.

Icon Upgrade Rewards

= P1K

Earn P1K for every Mentor or Builder

you upgrade to Icon.

Transforming Lives.

Icon Combo Rewards

COMB

1 Combo = P1K

10 Combos per Cycle

2 Cycles per Day

ICON TEAM

A

ICON TEAM

B

P20,000 maximum

daily rewards

value!

12MN-12NN:

1st Cycle

12NN-12MN:

2nd Cycle

Transforming Lives.

Dream Board Fund

Every 5th Combo earned

goes to your Dream

Board Fund.

Your Dream Board Fund

can only be redeemed for

your Dream Items. It is

not convertible to Cash or

Bux.

Transforming Lives.

Group Combo Royalty

COM

B

ICON TEAM

A

ICON TEAM

B

10% 10%

5% 5%

5%

5%

5%

5%

5%

5%

Earn rewards

based on the

performance of

your personally

linked Icons

and their links

up to 5th

generation.

1st Gen

2nd Gen

3rd Gen

4th Gen

5th Gen

1st Gen

2nd Gen

3rd Gen

4th Gen

5th Gen

Transforming Lives.

Potential ICR Rewards

LEVEL ICR% # of Icon Rewards Value

per Level per Icon

Icon Combo

Royalty

1 10% 6 10,000.00 60,000.00

2 5% 12 5,000.00 60,000.00

3 5% 24 5,000.00 120,000.00

4 5% 48 5,000.00 240,000.00

5 5% 96 5,000.00 480,000.00

Total 186 960,000.00

Transforming Lives.

Potential ICR Rewards

LEVEL ICR% # of Icon Rewards Value

per Level per Icon

Icon Combo

Royalty

1 10% 6 10,000.00 60,000.00

2 5% 18 5,000.00 90,000.00

3 5% 54 5,000.00 270,000.00

4 5% 162 5,000.00 810,000.00

5 5% 486 5,000.00 2,430,000.00

Total 726 3,660,000.00

Start with 3

Combo Trackers

from Day 1!

Tracking Icon Exclusive Rewards

An Icon earns rewards when upgrading Builders or Mentors to Icon.

The system determines the rewards using Combo Trackers.

Tracker 1

Tracker 2 Tracker 3

Transforming Lives.

Activate all Combo

Trackers!

Double Your Rewards

Activate all Combo Trackers by upgrading at

least six (6) Icons. Your rewards are doubled

when all Combo Trackers are active.

Tracker 1

Tracker 2 Tracker 3