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CAN DESIGN CHANGE FINANCIAL BEHAVIOR? Sille Krukow – Leading Behavioral Design Expert, Founder of KRUKOW – Behavioral Design Team 20 April 2016

Keynote: How to design effective financial interventions - Sille Krukow

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Page 1: Keynote: How to design effective financial interventions - Sille Krukow

CAN DESIGN CHANGE FINANCIAL BEHAVIOR?

Sille Krukow – Leading Behavioral Design Expert, Founder of KRUKOW – Behavioral Design Team

20 April 2016

Page 2: Keynote: How to design effective financial interventions - Sille Krukow

2 | Make right decisions, easy

Page 3: Keynote: How to design effective financial interventions - Sille Krukow

3 | From ambitions to behaviors

Page 4: Keynote: How to design effective financial interventions - Sille Krukow

4 |

1.

Page 5: Keynote: How to design effective financial interventions - Sille Krukow

Door #1 / Treatment 5 |

Page 6: Keynote: How to design effective financial interventions - Sille Krukow

6 | Door #1 / Assumption

Page 7: Keynote: How to design effective financial interventions - Sille Krukow

7 | Door #1 / Assumption

Page 8: Keynote: How to design effective financial interventions - Sille Krukow

8 | Door #1 / Assumption

Page 9: Keynote: How to design effective financial interventions - Sille Krukow

9 | Door #1 / Assumption

Page 10: Keynote: How to design effective financial interventions - Sille Krukow

10 | Door #1 / Assumption

Page 11: Keynote: How to design effective financial interventions - Sille Krukow

11 | Door #1 / But…

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12 |

2.

Page 13: Keynote: How to design effective financial interventions - Sille Krukow

13 | Door #2 / New perspective

Page 14: Keynote: How to design effective financial interventions - Sille Krukow

14 | Door #2 / New perspective

Page 15: Keynote: How to design effective financial interventions - Sille Krukow

15 | Door #2 / New perspective

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16 | Door #2 / New perspective

Page 17: Keynote: How to design effective financial interventions - Sille Krukow

17 |

IMPULSE DRIVEN

Door #2 / New perspective

Page 18: Keynote: How to design effective financial interventions - Sille Krukow

18 | Door #2 / Cold state of mind

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Door #2 / Hot state of mind 19 |

Page 20: Keynote: How to design effective financial interventions - Sille Krukow

20 | Door #2 / Choice architecture

Page 21: Keynote: How to design effective financial interventions - Sille Krukow

21 | Door #2 / Solution strategies

Page 22: Keynote: How to design effective financial interventions - Sille Krukow

22 | Case / The Danish Ministry of Taxation

Page 23: Keynote: How to design effective financial interventions - Sille Krukow

23 | Case / The Danish Ministry of Taxation

Page 24: Keynote: How to design effective financial interventions - Sille Krukow

24 | Case / The Danish Ministry of Taxation

Page 25: Keynote: How to design effective financial interventions - Sille Krukow

25 | Case / Reminder

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26 | Case / Complexity

Page 27: Keynote: How to design effective financial interventions - Sille Krukow

27 | Case / Affordance

Page 28: Keynote: How to design effective financial interventions - Sille Krukow

28 | Case / Affordance

Page 29: Keynote: How to design effective financial interventions - Sille Krukow

29 | Door #2 / Solution strategies

Page 30: Keynote: How to design effective financial interventions - Sille Krukow

30 | Door #2 / Give visual feedback

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31 |

Page 32: Keynote: How to design effective financial interventions - Sille Krukow

32 | Case / Insurance

Page 33: Keynote: How to design effective financial interventions - Sille Krukow

33 | Case / Insurance

Page 34: Keynote: How to design effective financial interventions - Sille Krukow

34 | Case / Insurance

Page 35: Keynote: How to design effective financial interventions - Sille Krukow

35 | Case / Insurance

Page 36: Keynote: How to design effective financial interventions - Sille Krukow

36 | Case / Insurance

Page 37: Keynote: How to design effective financial interventions - Sille Krukow

37 | Case / Insurance

Page 38: Keynote: How to design effective financial interventions - Sille Krukow

38 | Door #2 / Solution strategies

Page 39: Keynote: How to design effective financial interventions - Sille Krukow

39 | Behavior / Social Proof

Page 40: Keynote: How to design effective financial interventions - Sille Krukow

40 | Case / Opower

Page 41: Keynote: How to design effective financial interventions - Sille Krukow

41 | Case / Social norm

Page 42: Keynote: How to design effective financial interventions - Sille Krukow

42 | Case / Social norm2%

Page 43: Keynote: How to design effective financial interventions - Sille Krukow

43 | Case / Services

Page 44: Keynote: How to design effective financial interventions - Sille Krukow

44 | Case / Products

Page 45: Keynote: How to design effective financial interventions - Sille Krukow

45 | Door #1&2 / From hot to cold

Page 46: Keynote: How to design effective financial interventions - Sille Krukow

46 | From ambitions to behaviors

Page 47: Keynote: How to design effective financial interventions - Sille Krukow

47 | Ambitions / Make right decisions, easy

Page 48: Keynote: How to design effective financial interventions - Sille Krukow

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CAN DESIGN CHANGE

FINANCIAL BEHAVIOR?

Contact > [email protected]