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2010 Modernized Medicare Supplement Plans Effective June 1, 2010 there are planned changes to the current standardized Medigap policy offerings. These changes will impact all companies offering Medicare supplement insurance. History: The Medicare Prescription Drug Improvement and Modernization Act of 2003 (MMA) included language to encourage the National Association of Insurance Commissioners (NAIC) to modernize the Medigap market. The NAIC decided to review the Medigap plans to determine if there were changes that could be made to the benefit packages in response to changes in the marketplace since the standardization of the product in 1990. Summary of 2010 Changes: Eliminates 4 Medigap Plans: • Plans E, H, I, and J are eliminated Modernizes Benefits: • Eliminates the At-Home Recovery Benefit (Affects Plans D, G, I and J) • Eliminates Preventive Care Benefit (Affects Plans E and J) • Replaces the 80% Part B Excess Charges Benefit with a 100% benefit (Affects Plan G) • Creates a new Hospice Benefit as part of Basic (Core) benefits (Affects All Plans) Creates New Plan Options: • Plan M – with increased cost-sharing (50% of the Part A Deductible, no coverage for Part B Deductible) • Plan N – with new co-pay structure ($20 copay for physician visits, $50 copay for ER) and no coverage for Part B Deductible. 2010 Modernized Medicare Supplement Chart

2010 Modernized Medicare Supplement Plans

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Page 1: 2010 Modernized Medicare Supplement Plans

2010 Modernized Medicare Supplement Plans

Effective June 1, 2010 there are planned changes to the current standardized Medigap policy offerings. These changes will impact all companies offering Medicare supplement insurance.

History:The Medicare Prescription Drug Improvement and Modernization Act of 2003 (MMA) included language to encourage the National Association of Insurance Commissioners (NAIC) to modernize the Medigap market. The NAIC decided to review the Medigap plans to determine if there were changes that could be made to the benefit packages in response to changes in the marketplace since the standardization of the product in 1990.

Summary of 2010 Changes: Eliminates 4 Medigap Plans:

• Plans E, H, I, and J are eliminated

Modernizes Benefits:• Eliminates the At-Home Recovery Benefit (Affects Plans D, G, I and J)• Eliminates Preventive Care Benefit (Affects Plans E and J)• Replaces the 80% Part B Excess Charges Benefit with a 100% benefit (Affects

Plan G)• Creates a new Hospice Benefit as part of Basic (Core) benefits (Affects All Plans)

Creates New Plan Options:• Plan M – with increased cost-sharing (50% of the Part A Deductible, no coverage

for Part B Deductible)• Plan N – with new co-pay structure ($20 copay for physician visits, $50 copay for

ER) and no coverage for Part B Deductible.

2010 Modernized Medicare Supplement Chart

http://www.medicareoptions4u.com/medicare-supplement-plans-2010/

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