1. Improve Your Odds of Living ForeverPresented by Richard JunkerWaterloo OptimistsWaterloo, IAJuly 27, 2010

2. AgendaMortality ImprovementHistoricalTrendsCauses of DeathImproving Your Own Mortality ProfileConclusion: Invest in Yourself--Exercise11/13/2012 3. Mortality ImprovementRichard Junker11/13/2012 4. Richard Junker 11/13/2012 5. Historical Trends______________________________________________ U.S. Population Life Expectancy by Calendar YearRichard Junker 11/13/2012 6. U.S. Total Life Expectancy at Birth by Year505560657075808590193519371939 1941194319451947194919511953195519 5719591961196319651967196919711973 1975197719791981198319851871989199 1199319951997999200120032005Calend arRichard Junker11/13/2012 7. U.S. Total Life Expectancy at Birth by Year505560657075808590193519371939 1941194319451947194919511953195519 5719591961196319651967196919711973 1975197719791981198319851871989199 1199319951997999200120032005Calend arRichard Junker11/13/2012 8. Historical Trends _________________U.S. Population Mortality Rates by Calendar Year Richard Junker 11/13/2012 9. U.S. Population Mortality Rates by Calendar Year Richard Junker 11/13/2012 10. Take-way:Mortality has been continuously improving for all age groups.Richard Junker 11/13/2012 11. Historical Trends _________________U.S. Population Life Tables dx Curves(dx ~Number dying each year of original 100% of lives)Richard Junker 11/13/2012 12. Historical Trends_________________U.S. Population Life Tables dxCurves Richard Junker 11/13/2012 13. Historical Trends_________________U.S. Population Life Tables dxCurves Richard Junker 11/13/2012 14. Historical Trends _________________Mortality Trends by NationRichard Junker 11/13/2012 15. Historical Trends_________________Mortality Trends by NationRichard Junker 11/13/2012 16. Historical Trends_________________Mortality Trends by NationRichard Junker 11/13/2012 17. Historical Trends _________________ Causes of DeathRichard Junker 11/13/2012 18. Mortality Improvement_________________Causes of DeathRichard Junker 11/13/2012 19. Richard Junker 11/13/2012 20. Take-awayCDC estimates that nearly 1 out of every 5 U.S. deaths (or over400,000) is due to smoking-related causesPrimary causes include lung and related cancers, heartdisease, and respiratory diseases Richard Junker11/13/2012 21. Richard Junker 11/13/2012 22. Richard Junker 11/13/2012 23. Gray area portrays current percentages alive at each attained age, while thecolored areas show additional life years that would result if each of the threeprimary cause of death were removed.Richard Junker11/13/2012 24. Slowing the Slide _________________Pace of decline and how to mute itRichard Junker 11/13/2012 25. Pace of Physical Decline in the US Male Maximum Weightsfor Health (Body-Mass Index) One Six-Foot ManThrough the AgesHT. AGE: 25 35 45 55 65Heres how a reasonably tall, mostly fit man58"153 163 174 184 196would track, BMI-wise, over most of his adult life:59"157 168 179 190 201510" 162 173 184 195 207 AGE 3545 55 65511167 178 190 201 213 WEIGHT183 19520721960" 171 183 195 207 219 BMI 25.026.5 28.0 30.061" 176 188 200 213 225Note: As these are maximumhealthy weights, subtract three to Male pattern baldnesseight pounds for perhaps a saferis apparent in:target. --BOB CONDOR, Esquire, AGE 2535 45 65May 2003 % OF MEN1237 45 65Richard Junker11/13/2012 26. Necessary but not Sufficient:Health and Long LifeWhile long andhealthy lives maynot guaranteehappiness, manymight acceptthem asnecessaryconditions.Richard Junker 11/13/2012 27. Obesity is the Successor to Smoking as the Great Drag on LongevityNext after smoking, lifestyle behaviors most threatening our healthare poor diet and inadequate exercise leading to obesity.Obesity is becoming the new smoking.In the early 1960s, the Surgeon General classified only 13 percentofU.S. adults as obese, i.e., (BMI) exceeded 30.By 2005, more than one-fourth of all adults met this criterion.Without a reversal in this trend, obesity could lead to a decline inU.S. life expectancy for the first time since the mid-19th century.The health threat is especially ominous for children andadolescents. Richard Junker 11/13/2012 28. The cure for the ills of health carefinancing lay in the following simple,commonsense steps for individuals totake on more personal responsibility fortheir own wellness:i. Dont smoke vi. Buckle upii. Avoid habit-formingvii. Exercisedrugsregularlyiii. Stay lean viii. Sleep soundlyiv. Monitor blood pressure ix. Drinkand cholesterolresponsiblyv. Eat sensiblyx. Manage stress 29. The Wages of Exercise is Life.Richard 6:23Put a price tag on the savings you will realize fromavoiding major degenerative diseases in your lateryears of life. Say $500,000.Assume you exercise 30 minutes a day for 50 years,doing exactly what Dr. Deepak Chopra and Dr. Oz tellyou to do to be healthy.Thats 180 hours a year, or 9,000 hours of exercise inyour adult lifetime before age 70.Your rate of pay for exercising comes to $55 per hour.How much do you make an hour at work?Richard Junker 11/13/2012 30. Decision Point:What should you do with your next free hourgrub some more assets with mental work, relaxwith Homer Simpson, or head to the gym?Richard Junker 11/13/2012 31. ConclusionThe Choice is Yours:Adopt a Live-Clean Diet andExercise Thirty Minutes a DayFrom This:To this:Richard Junker 11/13/2012 32. Ground We CoveredMortality Improvement--No, we will not live forever!Historical Trends-- Its getting better all the time.Causes of Death--By surprise, please!Improving Your Own Mortality Profile--Just do it!Conclusion: Invest in Yourself--Exercise 11/13/2012 33. SourcesMortality ImprovementDoug Knowling, FSA, MAAA, Senior Vice President and Chief Actuary andTim Rozar, FSA, MAAA, Vice President and ActuaryRGA U.S. DivisionMay 14, 2008How A Man AgesMay 1, 2002, 12:00 AMhttp://www.esquire.com/features/ESQ0502-MAY_HAMA_1?click=main_srBy Curtis PesmenMay 1, 2003, 12:00 AMhttp://www.esquire.com/ESQ0503-MAY_AGES?click=main_srHealthy People 2010: A Systematic Approach to Health Improvementhttp://www.healthypeople.gov/document/html/uih/uih_2.htm Richard Junker 11/13/2012