2014 Financials

March 2015

Disclaimer

This document includes forward looking statements. Whilst these forward lookingstatements are made in good faith they are based upon the information available tozamano at the date of this document and upon current expectations, projections, market conditions and assumptions about future events. These forward lookingstatements are subject to risks, uncertainties and assumptions about the Group and should be treated with an appropriate degree of caution.

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Contents

Financial Highlights 2014Investment Highlightszamano at a GlanceDigital ProductsConsumer Journey & BillingKey Relationships to Drive SuccessBespoke Technical PlatformPayfunnelzamano M&A Target CriteriaIndustry DynamicsFinancialsSummary & OutlookAppendix (Board & Management Team, Major Shareholders)

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Significant financial and operational progress in 2014zamano is in a strong position to capitalise on the opportunities in the web and mobile marketplace.

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Financial Highlights 2014

• Revenue of €19.863M (up 23.9% on revenue of €16.034M, 2013);

• EBITDA of €2.735M (up 4.9% on EBITDA of €2.608M, 2013);

• Operating profit of €2.232M (up 0.4% on operating profit of €2.224M, 2013);

• Pre-tax profit €2.177M (up 13.5% on pre-tax profit of €1.918M, 2013);

• Cash at bank of €4.950M at 31 December 2014 (€2.747M at 31 December 2013);

• Significant improvement in net cash during 2014 (net cash of €4.603M at 31 December 2014 versus

net cash of €2.139M at 31 December 2013);

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Experts in mobile technology

We are continuously developing our platform and our products, which in turn is being used by thousands of customers every day.

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Investment Highlights

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B2B ServicesVia Bespoke API

Zamano at a Glance

Leading international mobile content, messaging and mobile billing provider.

24 employees.

Public company, headquartered in Dublin and listed on both the Irish and London stock exchanges.

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Message HeroSMS Marketing & Bulk SMS for Business

D2C PropositionMobile Entertainment & Downloads

Identify Acquisitions

International Expansion

Direct Carrier Billing

EXISTING GROWTH OPPORTUNITIES

Digital Products

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• Digital products are compatible with all mobile

platforms (iOS, Android, Windows and Feature

phones);

• Focused on sourcing premium digital mobile

products through licensing deals;

• Revenue Models – Once off Billing, “All You Can

Eat”, Recurring Subscriptions and Revenue Share;

• Monetised through premium SMS and direct

carrier billing.

Consumer Journey & Billing

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Zamano continuously monitors its portfolio in order to operate profitable services. We maintain our billing

connections in territories even if we are not actively marketing in order to maximise our opportunities.

Key Relationships to Drive Success

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Gateways Telecom Operators

Consumers

ClientsAdvertising Partners

Bespoke Technical Platform

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Payfunnel

• Zamano are developing Payfunnel, a frictionless mobile micropayment solution;

• Send payment messages to your customers and then let them pay with a single tap.

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Zamano Plc M&A Target Criteria

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Outlined below are zamano’s key M&A criteria:

Financial Criteria

• The target should be generating revenues of €3m+;

• The target should ideally be generating profits, cash and have a growing customer base;

• The target should be willing to accept zamano shares as part payment.

Location

• The target must be located in Ireland or the United Kingdom.

Product Area & Market

• The target should operate in payments, mobile/online advertising or mobile D2C/B2B products;

• Target’s market should have growth trends, niche opportunities and synergies with zamano.

Key Executives

• Management in target should be willing to stay on post-transaction.

Shareholders

• Target shareholders should be prepared to accept zamano shares in part payment of the acquisition.

Industry Dynamics

1. www.emarketer.com2. Morgan Stanley Research3. OTT & Operator Strategy & Forecasts 2013-2017 (Juniper Research - March, 2013).4. The Future for Phone-Paid Digital Goods and Services November 2014 PhonepayPlus 14

Smartphone Penetration

• 1.76 billion people used their smartphone every month in

2014 – up 25% on 20131;

• Mobile users surpassed desktop users in 20142.

Mobile Payments

• Mobile Operator billing in digital goods to reach £500M in UK by

20194.

Mobile Content

• Global revenues from mobile content are expected to rise

from $2 billion in 2012 to over $13 billion by 20173.

Our Results

Our scale and focus on user engagement has delivered.

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Financials: Profit & Loss

• Total revenue increased by 24% in 2014;

• Strong UK performance, especially in B2B

sales;

• EBITDA increased by 4.9% in 2014;

• Continued focus on cost control;

• Profit after tax of €1.9m in 2014.

Euro M 2014 2013

Total Revenue €19.9 €16.0

Revenue By Territory• UK• Ireland• Other

€15.2€3.6€1.1

€9.7€4.1€2.2

Gross Profit €4.8 €5.0

Administrative Expenses (€2.5) (€2.8)

EBITDA €2.7 €2.6

Profit before Tax €2.2 €1.9

Diluted EPS €0.019 €0.017

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Financials: Balance Sheet

• Strong equity growth creating value for

shareholders;

• At 31 Dec 2014, zamano only had bank debt

of €347k;

• No banking covenants;

• Very strong cash generation resulting in cash

of €4.95m at 31 Dec 2014;

• Attractive balance sheet for potential

partner and/or to pursue acquisition

strategy;

• Subscriber base not capitalised on the

balance sheet.

Euro M 31 Dec 2014

31 Dec 2013

Total Assets €14.7 €11.6

Total Equity €9.4 €7.4

Total Liabilities €5.4 €4.2

Cash at Bank €4.9 €2.7

Intangible Assets €6.5 €6.4

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Summary & Outlook

Strong Performance

• zamano consolidated it’s position as a leading provider of targeted, interactive and measurable web and mobile marketing

campaigns to end users.

Territorial Expansion

• Focus on core English speaking markets with stable regulations;

• Plans to expand into regulatory stable markets in 2015 – Austria, Germany, France and Spain;

• zamano continues to build on its territorial expansion strategy which commenced in 2013.

Messagehero.com

• Messagehero is an innovative messaging product targeted at SME and the enterprise market in Ireland and UK;

• Messagehero is being refined in accordance with market demands.

Positive Outlook for 2015

• zamano will strive to capitalise on the opportunities in the mobile micro-payment marketplace;

• Emphasis on strategic partnerships and joint ventures in 2015;

• Maintain a solid core operation in 2015.

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Behaviours and attitudes are changing…

We intend to capitalise on the next frontier of payments and communications.

Appendix: Board & Management

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Appendix: Management

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Appendix: Major Shareholders (at 28 February 2015)

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