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Credit union jumbo cd rates free report reveals 5 secrets to earn smooth higher returns part 3

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LEARN MORE ABOUT - CREDIT UNION JUMBO CD RATES An endowment fund is meant to be a forever fund. Colleges with endowment funds depend on the fund to drive the income the college needs to meet its annual budget obligations. An endowment fund is very similar to the nest egg of a retiree…it cannot be lost and one must depend on it for long term income. http://betterhighreturns.com/lptyp1freerptbetterreturns/ Yale’s endowment returned 10.6% per annum over the 10 years ending June 30, 2012, surpassing results for domestic stocks, which returned 6.2% annually, and for domestic bonds, which returned 5.6% annually. Relative to the estimated 6.8% average return of college and university endowments, over the past decade Yale’s investment performance added $7.2 billion of value in the form of increased spending and enhanced endowment value. During the 10-year period, the endowment grew from $10.5 billion to $19.3 billion.

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Page 1: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

Better High Returns

FREE Report Reveals 5 Secrets To Earn Smooth Higher Returns

Disclosure: This is not an offer to sell securities. Any person, entity or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. SFG Acquisitions and its affiliates are not licensed securities dealers or brokers and as such do not hold themselves to be. This report should be construed as informational and not as an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance

with the securities act of 1993 or any state securities law.

Page 2: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

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Page 3: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

#3 – Investing in Endowment Funds

An endowment fund is meant to be a forever fund. Colleges with endowment funds depend on the fund to drive the income the college needs to meet its annual budget obligations. An endowment fund is very similar to the nest egg of a retiree…it cannot be lost and one must depend on it for long term income.

Yale’s endowment returned 10.6% per annum over the 10 years ending June 30, 2012, surpassing results for domestic stocks, which returned 6.2% annually, and for domestic bonds, which returned 5.6% annually. Relative to the estimated 6.8% average return of college and university endowments, over the past decade Yale’s investment performance added $7.2 billion of value in the form of increased spending and enhanced endowment value. During the 10-year period, the endowment grew from $10.5 billion to $19.3 billion.

Page 4: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

#3 – Investing in Endowment Funds

Over the past two decades, Yale’s endowment generated returns of 13.7% per annum. Compared to the estimated 8.7% average return of college and university endowments, Yale’s investment performance added $16.7 billion of incremental value. During the 20 year period, the endowment grew from $2.8 billion to $19.3 billion. (hgp://news.yale.edu/2012/09/27/yale-endowment-earns-47-investment-return)

Most endowment funds have managed very conservative growth and income in a market that has been substantially volatile by making sure that very little of their funds move with the broader “stock market.”

Page 5: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

#3 – Investing in Endowment Funds

I’m betting you’re asking how did Yale perform this in over 10 years.

Yale’s endowment performance has been legendary over the past 20 years. Their chiefinvestment strategist David Swenson really pioneered a substantial departure away from traditional stock market equities toward a more balance and diversified portfolio. In 1985, Yale had almost 60% of it’s allocation in domestic equities. Since 1985, Yale has been consistently reducing their exposure to domestic equities. You might be surprised to know that Yale now only holds 6% of their fund allocation in domestic stock market equities.

Page 6: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

#3 – Investing in Endowment Funds

The two largest allocations of the fund are in Private Equity and Real Estate.

Private Equity: 35% Real Assets: 22% Absolute Return: 18% Foreign Equity: 8% Natural Resources: 7% Domestic Equity: 6% Bonds and Cash: 4%

Source (hgp://investments.yale.edu/images/documents/Yale_Endowment_10.pdf - page 10)

If one of the most successful endowment funds in the world only has 6% of it’s investment allocation in the stock market, what does that say about their confidence in it for the future?

Page 7: Credit union jumbo cd rates  free report reveals 5 secrets to earn smooth higher returns part 3

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