The Financial Facts

October 2014

11

Two Years On

22

• Number of pricing users 3,000• Number of research users 900

This means that we are the place more advisers go to price and research products than any other!

Thanks for using QuoteMonster. We look forward to chowing through all the quotes you can throw at us!

Our Journey Still Continues• Deliver pricing information within five seconds

• Optimised to enable you to quote on any device anywhere

• Policy document library with over 300 old policy documents

• Integration into Insurers quote platforms so you only need to quote once

• Better connectivity with CRM platforms

• Ability to quote more lives (up to five)

• More companies and options being added

• Ability to clone quotes to enable multiple quotes for each client

• Ability to Quote Level and YRT in one quote

33

Changes

44

Changes Effective Date

Sovereign rate change Life Cover 1 April

Fidelity Life product change and pricing for Income Protection and Trauma

1 April

MAS and Cigna added for research 14 April

Fidelity Life and Nib now show in one quote for life and health 24 July

Southern Cross rate change 26 July

Partners additional wait period added 5 August

Asteron Life LOE, LOE Plus and Mortgage Protection pricing and research change

19 August

New AIA Health rates effective 23 August

New Accuro rates effective 1 September

Sovereign New Private Health added 3 September

Income Protection to age 70 now available for all companies 20 October

Companies on QuotemonsterPricing Product

55

Hidden Gems

66

Hidden GemsBusiness Insurance – Business Overheads Cover

77

Hidden GemsBusiness Insurance – Key Person Cover

88

Hidden GemsFuneral Plans

99

Disability Claims Model

1010

Three Scenarios

• The first example highlights the value of Loss of Earnings type of covers

• The second example highlights the protection of Agreed Value and ‘best of both worlds’ types of definitions such as Asteron’s Loss of Earnings Plus

• Another alternative scenario to consider for shorter claims is the value of benefit enhancements in the initial three months and recovery benefits. Between them these can add significantly to the benefits paid

Hidden GemsDisability Claims Model

1111

Hidden GemsInsurer Selection Screen

1212

Hidden GemsHead to Head

1313

1414

1515

The Financial FactsWho will look after you?

1616

The Financial FactsWhat will the Government provide?

1717

Role of Independent Research• Highlight differences

• Form part of your recommendation process

• Enable you to keep up to date with changes

• Provide you a record of insurance research

• Provide better and more meaningful engagement with clients

1818

LogosYou are welcome to use these images in your email signature or on your reports to let your clients know you are using Quotemonster to complete a whole of market comparison. The QPR image can only be used by people with an active research account.

1919

Connect With Us

https://nz.linkedin.com/company/quality-product-research-ltd

https://www.youtube.com/channel/UCiIX8omaLy5VJGGrfsU-pBw

http://www.quotemonster.co.nz/blog/

2020