Prepared by

Women Entrepreneur

It may be defined as a woman or group of

women who initiate, organise and run a business

enterprise.

Government of India has defined women

entrepreneurs as owning and controlling an

enterprise with a woman having a minimum

financial interest of 51% of the capital and

giving atleast 51% of the employment generated

in the enterprise to women.

CHARACTERISTICS OF WOMEN AS

ENTREPRENEURS

Imaginative

Attribute to work hard

Persistence

Ability and desire to take risk

Profit earning capacity

Flexibility needed by women eg, Leaves, working time etc..

Women are excellent in managing finances;

They are trained to be good entrepreneurs and good managers from childhood itself as compared to men.

Entrepreneurship profession is with high elasticity.

They can earn profit with less involvement of time.

There are certain light Professions where they can easily make their career like, Jewelery Designing, Fashion Designing, etc.

Endurance among womenResponsibilityManagerial AcumenFinancial SkillsCommunication SkillsGood Co-ordination CapacityCapable of incubates new IdeasFaith in herself and able to solve problems under a pressure.

Lack of AssertivenessLimited understanding of legal issuesEmotional in business decisionLack of exposureEmotional AttitudeManaging Cash FlowsLack of practical approach

Earlier there were 3 Ks

Kitchen

Kids

Knitting

Then came 3 Ps

Powder

Papad

Pickles

At present there are 3 Es

Electronics

Energy

Engineering

When women move forward, the family moves, the village

moves and the nation moves.....

-Pandit Jawaharlal Nehru

NIP highlighted the need for special entrepreneurship

programmes for women entrepreneurs.

Industrial and business opportunities are many.

Majority of want-to-be women entrepreneurs are from

middle class families. Their potential should be identified

and trained.

Adequate infrastructure support may be helpful.

Mobile training centres should be opened.

Post-training follow-up is vital.

Shortage of Finance

Marketing problem and exploitation

from Middlemen

Shortage of Raw Materials

Stiff Competition from Organized Industries and male

Entrepreneur

Limited managerial ability

High Cost of Production

Low risk taking ability

Family Conflicts

Direct & indirect financial support

Nationalized banks, State finance corporation, Small Industries

Development Bank of India (SIDBI)

Yojna schemes and programmes

Nehru Rozgar Yojna, Jawahar Rozgar Yojna

Technological training and awards

Stree Shakti Package by SBI, Entrepreneurship Development

Institute of India, Trade Related Entrepreneurship Assistance and

Development (TREAD)

Federations and associations

Federation of Indian Women Entrepreneurs (FIWE), Self

Employed Women’s Association (SEWA)

Domestic Agencies:

• Small Industries Development Bank of India, SIDBI

• Industrial Development Bank of India (IDBI)

• Ministry of Small Scale Industries (SSI), Government of India.

• National Bank for Agriculture Rural Development (NABARD)

• Department of Women and Child Development (WCD), Ministry of HRD, GOI

• Self Help Groups (SHG)

• Mahila Mandali

United Nations Development Fund for Women (UNIFEM)

Asian Development Bank (ADB)

International Labour Organization (ILO)

United Nations Conference on Trade and Development (UNCTAD)

Center for International Private Enterprises (CIPE), USA

Swedish International Development Cooperation Agency (SIDA), Sweden

World Trade Organization (WTO)