TRANSFORMING LIVES Through

Mass Housing

The

8990 HoldingsStory

COL Corporate DayMarch 21, 2015

Meralco TheatrePHILIPPINES

FOO on May 14, 20141.35 Billion shares – 25%

PHP 9 Billion at P6.50 per share

Underwriter: UBS and SBCap

They looked at:

Track RecordBusiness ModelOwnership and ManagementSocioeconomic ImpactSupply-Demand Dynamics Risks

They liked:

Growth and EarningsInnovation and Leadership

Expertise and IntegritySocial Transformation

ScalabilityLong-Term Sustainability

Cornerstone InvestorsKhazanah Nasional Berhad – 8%Texas-Pacific Group (TPG) – 8%

The Business is an essential part of the “Philippine Growth Story”

8990 Holdings (HOUSE)

8990 Holdings (HOUSE)

- Largest Mass Housing Developer, with more than 30,000 homes built.

- Income grew from P189.0m in 2004 to ₱5.7bn in 2013.- Growth of 41 times in ten years.

National Productivity Council, Q Asia Mag, 2013

Best Housing Developer

HLURB 2011-2013 Developer with the Most Number

of Subdivision Units Licensed Under BP 220

Biz News Asia, 2013Real Estate

Who’s Who Award

HDMF, 2013-2014TOP DEVELOPER AWARDS

Biz News Asia, 2014ENTREPRENEUR

of the Year

Home GuarantyCitation Award

OSHDP 2014Appreciation Award

Unaudited2014

Audited2013

Growth

Gross Sales P 7,901 P 5,356 48 %

Gross Profit 4,756 3,389 40 %

Operating Expense 1,408 1,177 20 %

NIBT 3,639 2,442 49 %

NIAT 3,329 2,184 52 %

Gross Margin 60% 63%

Net Margin 43% 41%

8990 HOLDINGS INCOME RISES 52% in 2014

2014 gross sales meets guidance, and is 48% higher than the 2013.P3.3 billion net income increases by 52%, and surpasses 2014 guidance. NET margin of 43% in 2014 is better than the 40% bench mark.

85 yearsCombined Expertise

THREE PARTNERSONE VISION

“More than building houses,its about transforming people’slives: Those that buy from us,work for us, sell for us, supply us,and now, the people that believeand invest in us.”

DECA Homes Buyers’ Demographic

Deeply

Aspirational

Practical

Value for Money

Optimistic of

the Future

Young

College-educated

Stable gainful employment

Earning at least P35,000 a month

Renters, not asset owners

Little or no savings

4.0 million in unserved mass housing demand growing at 5% per year.

2% downpayment,8.5% interest rates,25-year term,HDMF Credit Rules,P35K Gross Family Income

The 8990 Business Model

Accessible

In-House

Financing

Proactive

Credit and

Collection

Platform

Fast

Pre-Cast

Panel Wall

Construction

8 days, 12,500 units capacity.Scalable economies of scale,Lower materials cost,Higher quality of panels,Greater site efficiency.

Comprehensive, integratedEmphasis on Behavior Modification,95% Collection Efficiency

Different,

Holistic,

Synergistic,

Innovative

DECA HOMES PAVIA 140 HECTARE TOWNSHIP

44 Hectares Phase 1

2,126 units

MAIN ENTRANCEBARANGAY HALLPUBLIC BB COURT

CLUBHOUSESWIMMING POOLDECA WAKEBOARD PARKBB COURT COMPLEX

CHURCHCOMMERCIAL

AREA

PARKSPLAYGROUND

BB COURT

PARKSPLAYGROUND

BB COURT

PARKSPLAYGROUNDBB COURT

PARKSPLAYGROUNDBB COURT

100 SQM LOTS35 SQM.SINGLE-ATTACHED2-BEDROOMSTARTS AT P940K

How is a

DECA Project Made?

RAWLANDPLANNING AND PERMITSLAND DEVELOPMENTHOUSE CONSTRUCTIONAMENITIESPROJECT DURATION 21 MONTHS

8990 Launches Nine New Projects in 2015

Project TypeTotal Units

LocationUnits to be Delivered for 2015

Value (in M Php)

Urban DH Campville MRB 1,068 Muntinlupa 488 414

DH Tanza Horizontal 632 Cavite 594 267

DH Guadalupe (Economic) Horizontal 323 Cebu 323 404

DH Guadalupe (Socialized) Horizontal 84 Cebu 85 38

DH Talisay 3 Horizontal 643 Cebu 410 390

DH Pavia 3 Horizontal 2,125 Iloilo 1,680 1,512

DHRR Prime Horizontal 217 Davao 217 217

DHRR Com. Phase 11 Horizontal 109 Davao 109 158

DH Catalunan Grande Horizontal 720 Davao 580 580

Total 5,921 4,486 3,979

This year, 8990 will start nine new projects, which will provide an additional4,486 housing units to the inventory, with a value totaling almost P 4 Billion.

On-Going Projects Contribute 62% to Revenue in 2015

Project TypeTotal Units

LocationUnits to be

Delivered for 2015

Value (in M Php)

DHRR (Socialized) Horizontal 1,359 Angeles 100 55

DHRR (Economic) Horizontal 3,145 Angeles 1,720 1,496

DHRR (SA) Horizontal 328 Angeles 155 152

Bella Vista (TH) Horizontal 3,594 Cavite 1,391 1,321

Bella Vista (SA) Horizontal 287 Cavite 140 175

Marseilles Horizontal 466 Cavite 365 456

UDH Tipolo MRB 1,540 Cebu 72 70

UDH Tisa MRB 936 Cebu 856 749

DHRR 9C Horizontal 241 Davao 129 105

DH Indangan Horizontal 3,428 Davao 1,670 1,619

Total 15,324 6,598 6,198

8990’s ten ongoing projects will provide an additional 6,598 units nationwide, with a value of P 6.1 Billion. Both new and ongoing projects would provide a total of 11,083 housing units and a gross value of P10.0 Billion for 2015.

Guidance for 2015:Gross Income - P10 Billion (60% gross margin)Net Earnings - P 4 Billion (40% net margin)GROWTH RATE - 20%

BETTING ON HOUSEWhat’s in store for 2015?

- 11,083 units built nationwide- 9 new projects, 19 projects ongoing- 50% income from HDMF take-outs- 3rd DECA wakeboard park in Visayas- P5.0 billion Corporate Bond offering- 8990 cable and internet company- Azalea Boracay Opening- Mall Joint Venture Partnership

BETTING ON HOUSE

“I will build a car … large enough for the family, small enough to care for… the best materials, the best

men, the simplest designs modern engineering can devise.

But so low in price that no man making a good salary will be not

able to own one.”

And that is precisely what HOUSE is all about.

Henry FordTIMES’ Businessman of the 20th Century