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Realtors Take Control Of Your Future Presents 1 Wells Fargo Plaza, 7 th Floor 221 N Kansas St., Ste. 700 El Paso, TX 79901 Phone: 915-201-2604 | 1-800-742-7093

Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

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If your prospects don’t qualify for a mortgage right now – what are you doing? At Texas Consumer Credit, our goal is to help you sell more homes. But beyond that, we’re housing advocates. We love the fact that America is strengthened by successful home ownership. Please note that I said “successful” home ownership. As real estate agents, you face this every day. We’re on the same team and we have the same mission: to help people be able to purchase a home. We will show you how to build a pipeline of buyers and increase your sales by 30% in 3-6 months! Online Broker Portal The best feature and the one we believe will benefit our partners the most is our online portal. Here are just a couple of things our portal can do. >It will email you when any one of your client’s files has been updated. >It will allow you to co-brand yourself with our company.  >It keeps your info in front of your clients. >It allows you to track the progress of each client. >Track the progress of your prospects that have not enrolled as a client yet. >Track commissions. >Earn commissions from other referral partners you referred to us. >Streamlines the process of submitting your clients to us. >Will help you close more deals, make more in commissions, and be a hero to your clients.

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Page 1: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

Realtors

Take Control Of Your Future

Presents

1

Wells Fargo Plaza, 7th Floor221 N Kansas St., Ste. 700El Paso, TX 79901Phone: 915-201-2604 | 1-800-742-7093

Page 2: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

Want to Make More Money in 2015?

Page 3: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

If Your Prospects Don’t Qualify . . .

Your lender -

Even your

favorite lender -

Has NOT been doing

EVERYTHING they can

to get your loans approved

They don’t know how

And they don’t have time!

Page 4: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

So What Can You Do?

COMMISSION

It’s YOUR:

PROSPECT

EXPENSE

Page 5: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

You Need to Take Control!

Page 6: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

The Facts about Credit Turn Downs

From

ANOTHERRealtor©

In

12

Months

Of those denied

TODAY!

Up to 20% buy a home

Page 7: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

of reports contain a significant 50 point or more error**

Credit Reporting Facts

*Public Interest Research Group, June of 2004 ** FTC12-2012 report

79% (or more) of consumers have errors in their credit profiles*

20%of reports contain a profound error

5%

Page 8: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!
Page 9: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!
Page 10: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

“The number of

errors are eye

opening”

Howard Shelanski, Director , FTC’s Bureau of

Economics2013 study by the FTC

Page 11: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

“The results of this first of

its kind study make it clear

that consumers should

check their credit reports

regularly. If they don’t, they

are potentially putting their

pocketbooks at risk.”

Howard Shelanski, Director , FTC’s Bureau of

Economics

Page 12: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!
Page 13: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!
Page 14: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

200 million consumers

20% with Profound Errors

40 million*

5% with substantial (50 pt) errors

10 million**

Number of Consumers with Errors

*FTC** Senate Panel

Page 15: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

672,538 residents El Paso Metro Area

134,507 El Pasoans with “profound error”

33,626 El Pasoans with “significant error”

Consumers in El Paso with Errors

Page 16: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

20% wish to purchase a home

$193,173 sales price (Trulia)

200 +/- Avg. homes sold/month (unknown)

20% of sellers purchase (Historical)

Market Assumptions

Page 17: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

The Math of Lost Real Estate Sales

Sales

33,626 Consumers with Significant Error

20% buy

6,725 sales

$193,173

$1.3 BILLION

in lost sales per yr.

X

X

Commissions

$193,173

Avg. home

price

6% Commission

$11,590.00

$77,942,750

in lost commissions

6,725 sales

Avg. home

price

X

X

Page 18: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

What Do I do when?

UNDERSTAND that YOU

can make a difference

Call (915) 201-2604

With Customer on the phone-IF Possible

Submit customer info thru your landing web page.

FREE Consultation

Pull credit (requires $1.00 from customer)

Determine if we can help

Credit Audit

Review Pricing & Action Plan

Sign Agreement

Collect documents & set up payments

We go to work

All parties are updated in real time throughout the process.

Prospect Does

Not QualifyStep One

Sign up

Customer

Page 19: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

More Sales-More Money

Increased Income

3-6 Months

30%+

Page 20: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

Even More Sales-More Referrals

IncreasedReferral Income

40%+

Page 21: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

Contact Past Clients Your

Lender Turned Down

Review Credit Education

Material

Call (915) 201-2604

Want To Increase Business Today?

Page 22: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

Online Broker Portal

Page 23: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

%25 off Credit Repair Service for you.

Call (915) 201-2604

Special Offer (this month only)

Page 24: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

• How long does it take?• Can you guarantee results?• Can you remove a foreclosure?• Is this legal?• What if the customer was actually late or

its their debt?

Call (915) 201-2604

Questions

Page 25: Realtor Presentation - Taking Control of Credit - DO NOT turn buyers away because of Bad Credit!

Contact Us

25

Wells Fargo Plaza, 7th Floor221 N Kansas St., Ste. 700El Paso, TX 79901Phone: 915-201-2604 | 1-800-742-7093