The EnclaveThe Enclave at Copper Creekat Copper Creek

Presented byPresented by

Real Estate, LLCReal Estate, LLC

Stillwater’s Newest Real Estate Stillwater’s Newest Real Estate Investment OpportunityInvestment Opportunity

Each Enclave unit consists of four (4) one bedroom, high amenity, Each Enclave unit consists of four (4) one bedroom, high amenity, 750 square foot apartments.750 square foot apartments.

Each Enclave unit consists of two (2) stories with two (2) apartments on Each Enclave unit consists of two (2) stories with two (2) apartments on each level each level

Handicapped/ADA compliant apartments availableHandicapped/ADA compliant apartments available

Each Enclave unit is professionally managed and maintained by C-Star Each Enclave unit is professionally managed and maintained by C-Star Property Management, Stillwater, OklahomaProperty Management, Stillwater, Oklahoma

TheThe Place to Place to livelive in Stillwater! in Stillwater!

Located on 12Located on 12thth Street Just West of Walnut Street Just West of WalnutOne Mile To The OSU CampusOne Mile To The OSU Campus

Gated Community Gated Community Wooded AreaWooded Area

Seven Blocks To The Stillwater Medical CenterSeven Blocks To The Stillwater Medical CenterOne Mile To Stillwater's Growing DowntownOne Mile To Stillwater's Growing Downtown

Optimized Floor PlanOptimized Floor PlanProfessional Property ManagementProfessional Property Management

Optimized One Bedroom Floor Optimized One Bedroom Floor PlansPlans

Spacious Floor Plan (750 SF) Spacious Floor Plan (750 SF) Wood Flooring Wood Flooring

Granite Counter TopsGranite Counter TopsEnergy Star Appliances With MicrowaveEnergy Star Appliances With Microwave

Washer and Dryer Connections in Each UnitWasher and Dryer Connections in Each UnitCeiling FansCeiling Fans

Patio’s or Balconies With Each UnitPatio’s or Balconies With Each Unit

Financing Package AvailableFinancing Package Available

Financing Package Available Through Oklahoma Financing Package Available Through Oklahoma National BankNational Bank

30 Year Fixed Rate Mortgage30 Year Fixed Rate Mortgage

25% Down25% Down

5% Interest5% Interest

Do You Have a Student Attending Do You Have a Student Attending OSU?OSU?

The Enclave at Copper Creek Offers an Excellent Housing The Enclave at Copper Creek Offers an Excellent Housing Alternative for Parents of OSU Students.Alternative for Parents of OSU Students.

Purchase an Enclave 4-Plex, Your Student Lives in One of Purchase an Enclave 4-Plex, Your Student Lives in One of the Units, Lease the Other Threethe Units, Lease the Other Three

Using The Above Method Your Student's Housing Costs Using The Above Method Your Student's Housing Costs While at OSU Can be Drastically ReducedWhile at OSU Can be Drastically Reduced

The Enclave atThe Enclave at Copper Creek Copper Creek

Financial ProspectusFinancial ProspectusThe information contained on this website and from any The information contained on this website and from any

communication related to this website is for informational communication related to this website is for informational purposes only. C-Star Real Estate makes no claims or purposes only. C-Star Real Estate makes no claims or guarantees regarding income, return on investment or guarantees regarding income, return on investment or

success of any financial venture success of any financial venture

Investor Financial Investor Financial ProspectusProspectus

Financial AssumptionsFinancial AssumptionsPurchase PricePurchase Price $280,000.00$280,000.00Down Payment 25%Down Payment 25% $ 70,000.00$ 70,000.00 $ 70,000.00$ 70,000.00Loan AmountLoan Amount $210,000.00$210,000.00

ESTIMATED CLOSING COSTESTIMATED CLOSING COSTLoan Fees 1%Loan Fees 1% $ 2,100.00$ 2,100.00Appraisal FeesAppraisal Fees $ 500.00$ 500.00TitleTitle $ 765.00$ 765.00AbstractingAbstracting $ 200.00$ 200.00SurveySurvey $ 200.00$ 200.00Misc. Closing CostMisc. Closing Cost $ 250.00$ 250.00ESTIMATED CLOSING COSTESTIMATED CLOSING COST $ 4,015.00$ 4,015.00 $ 4,015.00$ 4,015.00

TOTAL CASH INVESTMENTTOTAL CASH INVESTMENT $ 74,015.00$ 74,015.00

ASSUMPTIONS:ASSUMPTIONS:3% Yearly Rent Increase3% Yearly Rent Increase3% Yearly Expense Increase3% Yearly Expense Increase3% Yearly Appreciation3% Yearly Appreciation

LOAN ASSUMPTIONSLOAN ASSUMPTIONS5% Interest Rate5% Interest Rate30 Year Amortization30 Year Amortization

ProformaProforma

IncomeMonthly Year 1 Year 2 Year 3 Year 4 Year 5

Gross Rent potential* 2,600 31,200 32,136 33,100 34,093 35,115Vacancy Rate (5%) ( 1,560) ( 1,606) ( 1,655) ( 1,704) ( 1,755)Forfeited Deposits 300 400 500 600Net Rental Income 29,640 30,830 31,845 32,888 33,960

ExpensesManagement Fee (6%) 1,778 1,849 1,910 1,973 2,037Taxes/Insurance 4,200 4,326 4,455 4,589 4,727Utilities 480 494 509 524 540Common Area Fee 150 1,800 1,854 1,909 1,966 2,205Mktg/Adv 300 309 318 327 337Maintenance 300 900 1,100 1,500 2,000Total Expenses 8,858 9,733 10,203 10,881 11,668

Cash Flow 20,781 21,096 21,641 22,006 22,291* All decimals dropped in this proforma* All decimals dropped in this proforma

ProformaProformaYear 1 Year 2 Year 3 Year 4 Year 5

Loan Payment (5%, 30 YearInterest 10,429 10,271 10,104 9,929 9,745Principal 3,098 3,256 3,423 3,598 3,782Total 13,527 13,577 13,527 13,527 13,527

Income After Debt 7,253 7,568 8,113 6,478 8,763

Cash on Cash Return (%) 9.80 10.23 10.96 11.46 11.64

Return including Principal 13.99 14.63 15.59 16.32 16.95Reduction

Loan Balance 206,901 203,644 200,221 196,623 192,840

Property Value at 3% Appreciation 288,400 297,052 305,963 315,142 324,596

Estimated Equity 81,498 93,407 105,742 118,519 131,756

For Further Information RegardingFor Further Information Regarding The Enclave At Copper CreekThe Enclave At Copper Creek

contact contact

Larry BrownLarry BrownC-Star Real EstateC-Star Real Estate

409 South Duck409 South DuckStillwater, OklahomaStillwater, Oklahoma405-533-3800 (office)405-533-3800 (office)405-564-3109 (cell)405-564-3109 (cell)