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Combined model of smart cities and electronic payments
Ralf-Martin Soe and Olga Mikheeva
Tallinn University of Technology
CEDEM17
CASESCity Region
Policy-Driven/ Bottom-Up Level of urban digitalization
Level of integrated payment systems
TallinnNorthern Europe
Bottom-upHigh level of urban digitalization
(smart city services via X-road and electronic Identity)
To be analysed (cross-border approach)
HelsinkiNorthern Europe
Bottom-upHigh level of urban digitalization
(Helsinki is ranked as top 6 European Smart City)
To be analysed (cross-border approach)
Singapore East AsiaPolicy-driven High level of urban digitalization
(Singapore is ranked as top 1 smart city)
To be analysed
Hong Kong East AsiaPolicy-driven High level of urban digitalization
(labels itself as a global leading smart city)
To be analysed
Manville et al (EC):
Smart Economy:• E-business and e-commerce, increased productivity, • ICT-enabled and advanced manufacturing and
delivery of services; • ICT-enabled innovation: new products, new services
and business models
What about smart cities and financial services?●Improving Mobility: Minimising Disruption, Producing Better Quality Travel Experiences, MinimisingEnergy Consumption●Improving the Use of Resource such as Energy: Smart Sensors and Grids●Enabling Integrated Design of Built Environments: Through ICT, Local Networks, WLAN, Cloud Services●Providing Access to Public Information: Open Data and Transparency●Improving Citizen Participation: Engaging Wider Circles of Citizens in Relevant Decisions●Improving Democratic Decision-Making: Through New Methods of Information Delivery to Citizens and Methods for Online Engagement●Improving Retailing/Commerce: Delivering Better Information and Access to Consumers and Producers in Real and Online Environments●Enabling Better Housing Choices: through Access to Capital, Information about Supply●Delivering Better Information to Urban Management: Through a Variety of Media such as Dashboards and Other Interfaces●Providing Services for Building Integrated ICT Platforms: Providing Integrated IS at Different Scales●Providing Integrated Data Services: Adding Value to Data, Opening DataSource: Batty et al.
Conclusion
City RegionPolicy-Driven /
Bottom-Up Level of urban digitalization
Level of integrated payment systems
TallinnNorthern Europe
Bottom-up, digital payments as part of e-governance
agenda / solutions High High
HelsinkiNorthern Europe
Bottom-up, digital payments are recognized as part of
digital economyHigh High
Singapore East AsiaPolicy-driven and centralized,
‘smart finance’ is part of ‘smart nation’
High High
HongKong
East AsiaPolicy-driven but somewhat
fragmented, early mover and among top smart cities
High High
Thank [email protected]