Homeowners for

important tips for

Roof Hail Damage

Introduction

Content

Check Visible Damage Check Visible dentsGet Professional opinionsRecords and Writing

Introduction

Hail damage to the roof is quite common thanmost people think. If you are living in a storm andhail-prone state like Florida, your home might befrequently damaged by it. Damage to your roof'sshingles can compromise the effective life of yourroof and even lead to large-scale problems if notidentified promptly. Taking some proactive stepswill help protect your roof against damage and willhelp you save a considerable amount on the roofrepair of your home.

Investing in hail resistive roofing materials wouldbe advisable and prevent hail damage to the roof.Here are a few tips which will help you properlyidentify roof hail damage.

Check for visible damage from inside the home?If you see water stains or slow drips on the inside ofyour home, then you may a problem which requiresimmediate action. A new water stain on your ceilingis most definitely a sign that your roof wasdamaged. If left untreated, the problem will worsenleading to further damage which may require acomplete tear-off of your existing roof, not tomention repairs to the interior of your home.

Tip #1

Check for visible dents on your roof's shingles? Just because you don't see any damage to the inside ofyour home does not mean your roof was not damaged.Don’t neglect the exterior damage, you run the risk ofdamage to your home in the months to come. Even worseis if you don't file an insurance claim within the timeguidelines stipulated in your homeowner's insurancepolicy, you may lose the benefits that you are entitled tonow. Identifying shingle blisters requires a visibleinspection of your roof. Sometimes blisters may be hardto see.

Tip #2:

Tip #3: Get professional opinions. There's no denying when a hail storm has blown throughtown. If there is knowledge of a storm, and you contactyour insurance company, they will most likely dispatch anadjuster. That adjuster represents your insurancecompany. His job is to identify the damage, assess thecost to repair or replace your roof and make sure all ofthe paperwork is to process a claim. Although theinsurance company offers their adjusters, Contactindependent Public adjusters for best results andopinions on the damages.

Tip #4:

Records and Writing. Most insurance companies will only issue a check directlyto the roofer. This protects the insurance company fromthe homeowner "pocketing" the proceeds and neverrepairing the damage. By getting your roofing contractorto agree to the type of repairs to be performed and thecosts involved, will ensure that your roof gets therequired repairs. If your roofer agrees that the insurancecheck is sufficient to repair your roof hail damage, thenthey should be willing to do the repairs for that cost,nothing more.

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