BAJAJ ALLIANZ BHARAT BHRAMAN

POLICY

WHAT IS BHARAT BHRAMAN POLICY?Bajaj Allianz Bharat Bhraman Policy is a domestic travel policy for all individuals travelling within India, for holiday/business/personal trips on common or private vehicles including bicycles. The first of its kind, this policy can be availed on e-commerce cabs as well. The period of this policy can be for a time frame that lasts as short as one cab ride and can be as long as 365 days, after which it has to be renewed.

ELIGIBILTY

The policy coverage includes the age range from a minimum of one day to the maximum of 100 years.Each member has to be covered separately.

PLANS AVAILABLE

The policy is divided into five categories/plans, which are:

PLAN A for travel by e-commerce cabs only. PLAN B for travel by bus only. PLAN C for travel by train only. PLAN D for travel by scheduled airlines only. PLAN E for travel by other modes/multiple modes of

transport.

KEY FEATURES

Cashless claim procedures. Faster claim settlements. The duration of this policy, can be as low as 24

hours(1 day) and can go on for up to 12 months. Sports benefit is offered in this policy i.e. your

adventures are covered by us. There is no age limit in this policy. From babies to

senior citizens, everyone can be covered.

COVERAGES Personal Accident Cover. a) Death: Incase of death, the sum insured will be paid to a nominee or legal representative. b) Permanent Total Disability: In case of permanent disability, the sum insured will be paid to a nominee or legal

representative. Child education bonus:

Incase of death or permanent total disability of the insured, a one time payment of 2% of the sum insured will be paid for dependent children under the age of 21, towards child education bonus.

OPTIONAL COVERAGES Accidental hospitalization cover. Hospital daily allowance. Emergency medical evaluation. Personal liability. Trip cancellation. Emergency hotel extension. Missed connection. Home burglary insurance. Bounced hotel. Compassionate visit by a family member. Delay of checked baggage. Loss of checked baggage. Trip delay by scheduled aircraft. Loss of baggage. Adventure sports benefit.

EXCLUSIONS* Suicide, attempted suicide or self-inflicted injury or illness. Any form of mental or nervous disorder, including stress anxiety and depression. Any act carried out under the influence of liquor, drugs, alcohol or other intoxicants. Expenses incurred on neck belts, wrist bandages, walking sticks, abdomen belts,

CPAP(eternal device for sleep obstructive apnea) or any other similar external aid/device.

Participation in any motor racing or trial runs as a driver, co-driver or passenger. *For the complete list of exclusions, please refer to the brochure.