Business as usual for First Atlantic Commerce as Hurricane Igor

moves across Bermuda No disruption to transaction processing as Igor whips through the island

Hamilton, Bermuda, September 21, 2010.

First Atlantic Commerce (FAC), a Bermuda-based, international, online payment

gateway, continued to provide payment processing to its merchants, with no disruption

to service, while Igor, a Category One hurricane whipped through the island.

Igor moved toward Bermuda as a Category Two hurricane, but weakened overnight and

was downgraded to a Cat 1 hours before it was set to hit the island. The storm had

maximum sustained winds of 85 mph and brought torrential rain and driving winds to

the island.

Approximately 80 percent of the island was without power after Igor battered the island

on Sunday night. Electricity for most has now been restored with only 4,200 customers

without power as of Tuesday morning. Roads have been cleared of debris and the island

is operating as normal.

FAC’s payment gateway platform is hosted at Cable and Wireless, which is a world class

hurricane proof facility and maintains independent power supply. As anticipated, there

was no impact to FAC’s payment systems during the storm, and FAC continued to offer

payment processing services to internet based customers around the globe.

“As in the past with other hurricanes, FAC was able to continue processing without

interruption, and our 24 x 7 Emergency Technical Support remained open to our

production merchants during the storm,” said Ronnie Viera, FAC’s SVP of IT and

Operations. “Our record is a testament to the capabilities and efficiencies of FAC’s team,

our telecommunications infrastructure and processing network.”

The Atlantic Hurricane Season runs from June 1st to November 30th.

About First Atlantic Commerce First Atlantic Commerce (FAC) is a leading Internet, multi-currency payment, merchant

accounts and fraud risk solutions provider. Headquartered in Bermuda, and established

in 1998 to create secure card-based payment solutions for e-businesses, FAC’s cGate®

technology offers service, flexibility and security to adapt to many business and bank

acquirer requirements.

FAC provides merchants with multi-currency payment solutions in addition to fraud and

data management services including AVS, CVV2/CVC2/CID, 3-D Secure™ and IP

Geolocation in multiple jurisdictions across Europe, Asia and the Latin American

Caribbean Region. For more information, please visit

http://www.firstatlanticcommerce.com

Media Contacts

First Atlantic Commerce

Tricia Lines Hill – VP Marketing & Corporate Communications

Tel: 1.441.294.4625 Email: tlineshill@fac.bm or press@fac.bm