Embed Size (px)
Citation preview
Musoni System
Next Generation Microfinance Technologywww.musonisystem.com
Next Generation Microfinance Technology
2
To improve the lives of the unbanked through
technology driven microfinance
3
Technology in microfinance is a journey
Improved data
SMS Integration
Mobile MoneyTablet Apps
Credit Scoring
Benefits
Com
plex
ity
4
Background to Musoni Services
Sept 2009 Established the first 100% mobile microfinance institution in the world, Musoni Kenya
July 2011 Won the award for ‘most innovative use of technology’ at the Global Microfinance Awards
Oct 2011 Launch of an SMS module enabling the automatic sending of personalised payment reminders
Oct 2012 Launch of the Musoni App enabling field based data capture
Dec 2013 Over 50,000 loans and $15m disbursed since launch
Feb 2014 1,300,000 M-PESA transactions seamlessly processed with 99% automatic allocation
May 2014 Ten MFIs using the Musoni System
5
Where we operate?
Ten MFIs using the Musoni System
Operating in Kenya, Uganda, Tanzania & Zimbabwe
Now looking to expand into West and Southern Africa
Integrated with three MMT Services and counting
• M-PESA • Airtel Money • Payway
6
Introduc@on to the Musoni System
Microfinance best practice
Client and group management
Loan and savings functionality
Integrated accounting
Integration with MMT
High quality reports
Extensive user customisation
www.musonisystem.com
Musoni enables clients to repay and receive their loans through mobile money
Musoni leverages upon the success of existing mobile money services
Dear Mr. Maina. Your loan instalment of Ksh. 1,001 is due tomorrow. Asante Musoni
Automated SMS Reminders
Musoni app replacing paper forms
Client Registrations
Loan Applications
Social Performance Measurement
