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In today's city, people, things, companies, governments, etc... generate digital data on almost anything they do. But only 5% of the available digital information is currently being used. Information can be extracted, combined, analyzed, processed and fed back into the city for an intelligent use.
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A vision on Smart Cities
BBVA Innovation
Elena Alfaro, Smart Cities Framework Champion, BBVA Group
Pairs July 6th 2011 Outsmart - Future Internet PPP
Who is BBVA
Noth America (2)
• USA • Mexico
South America (10)
• Argentina
• Bolivia
• Brazil • Chile
• Colombia
• Ecuador
• Paraguay
• Peru
• Uruguay
• Venezuela
Europe (10)
• Spain • France • Germany • Italy • Portugal • U.K. • Belgium • Russia • Switzerland • Turkey
Asia - Pacific (7) • Australia
• South Korea
• China
• India
• Japan
• Singapore
• Taiwan
Central America (3)
• Cuba
• Puerto Rico
• Panama
Source: BBVA,
32 countries, 48 million customers & 6,450 M$ Net Pro!it
BBVA Group
Our Smart Cities vision
For centuries, people have migrated to cities in a search for a better life
Cities are areas of prosperity, economic growth, innovation, &
creativity
Cities are the areas where people want
to live
And for centuries, we have tried to transform them into better places lo live and to attract value creation
What was first?
Imaginary future city Gdansk (Poland) Lisbon (Portugal) Kuala Lumpur (Malaysia)
The transformation of the cities has been based on physical changes ...
... and sometimes in the way they are managed Imaginary skyline
With different results on different aspects ...
Central Park New York Tra#ic jam in the USA
Now we have the chance to transform cities e#iciently, by affecting them physically and also virtually
Singapore
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In today's city, people, things, companies, governments, etc… generate digital data on almost anything they do
Sao Paulo (Brazil)
But only 5% of the available digital information is currently being used*
Source: The Economist 2010 . Being used means understandable/treatable by a machine
1 0 0 1
0 0 1
0 1 1 1
Sao Paulo (Brazil)
Information can be extracted, combined, analyzed, processed and fed back into the city for an intelligent use
City Infrastructure City Management City life
Real Time Data Exchange Pla5orm
From decisions (public & private) based on partial realities
Observations & Forecasts
Opinions
Private Interests
Feelings
Recommendations
Historical Data
To decisions based on facts, evidence and the whole picture
Madrid (Spain)
To decisions based on facts, evidence and the whole picture
Madrid (Spain)
A new business paradigm
What’s in it for them?
citizens companies government
The right decision
A better place
A better life
E#iciency
New demand management New markets creation
New behaviors
Dubai (Emirates) Washington (USA) London (UK)
Opening up a new business paradigm: examples
New services based on hibridation of companies
information
Opening up a new business paradigm: examples
New ways to approach a better informed customer
Opening up a new business paradigm: examples
New markets based on the desired usage of resources
Opening up a new business paradigm: examples
New actors on digital processing of information
Opening up a new business paradigm: examples
A new type of public concessions
Opening up a new business paradigm: examples
New ways to design the city
High Level Business Opportunities
Data Exchange Platform
Sensor Networks
Smart Cities Technologies
Management Concessions
Other smart services & behavior change
Government Services
New Smart Services
Improve internal
processes
Business Services
Why a Bank?
Info management Real time, secure, high volume data exchange
capabilities
1
Data generator Access to real time
economic behavior of millions of citizens
2
Business actor Customized end user
service creation & access to millions of customers
3
Buenos Aires (Argentina)
We have a strong link to the city ...
48 million customers
7,500 Branches 17,500 ATMs
500,000 Point of Sale Terminals
30M cards
24 mill transactions/day Source: BBVA Total number of transactions includes Internet banking
… which gives us key information to qualify a city, a street, a neighborhood or an activity and use it to generate new services. We have access to the real time economy
rela-onships expenses loca:on transac-ons
income status
date cards
language
payments telephone
prod
ucts
salary
origin
transfers Age
scoring
default
credit
deposits e-‐banking ATM
preferen
ces
-me
address
loans currency
mortgage
details
job stock
In summary
Quality of life and prosperity in the urban
environment
Everyone & everything generate digital information
A new business paradigm rises
The cities compete to attract people &
companies
CITIZEN INSIGHT
GEODEMOGRAPHICS
TECHNOLOGY
ECONOMICS
