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Ramco’s Offerings in BFSI

Date: February 26, 2013

Location: Chennai

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Ramco BFSI Solutions

2

Information & Data Processing Solutions

Banking Support Solutions

Banking Eco Systems

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Information & Data Processing Solutions

3

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Business Intelligence & Performance Management

4

Loan Analytics

Deposit Analytics

Customer Analytics

Trade Finance Analytics

Financial Performance

Analytics

Treasury Analytics

Risk Analytics

BI / Analytics Modules

Analytical Reports

Graphical Dashboards

Charts and Graphs

MIS Reports

• Versatile BI/DSS in Self Service mode for decision makers

• Materialized Logical Data Model for Banks for subject areas

• Pre-built Multidimensional Analysis Views, packaged in the product

• Available across various devices, such as iPad, iPhone and Android devices

• Advanced Data Visualizations

• In-memory processing capability for Real Time Analytics

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Bank’s Private Cloud

Bank’s Private Cloud

Local Data Sources Local Data Sources

Country Specific Report Submission Multi-lingual, Multi-format

Global Regulatory Reporting Information Architecture

Centralized Data Warehouse

India Singapore Hong Kong Indonesia Malaysia Philippines

Multi-tenancy, Multi-Country, Multi-currency

Others...

Srilanka

Bangladesh

UAE

Multi- Tenancy

Work flow

Country Specific Layouts

Country Specific configuration

XBRL Publishing

Compliance Dashboard

RAMCO ANALYTICS SUITE FOR BANKING

Ownership

Interest Rate

Maturity

Pre-closure

CASA A/C Operation

XBRL Publishing

Country Specific Configuration

Country Specific Data Marts

Country Specific Layouts

Embedded ETL Engine

Workflow

Compliance Dashboard

SLR Investment

Non SLR Investment

Money Market Operations

Forward Contract

Interest Rate Derivatives

Branch wise Profitability

Income Account

Expense Account

Non-interest Income

Industry wise exposure

Asset Quality

NPA Movement

Recovery Analysis

Account Operation

Demographic

Customer Profiling

Customer Rating

Group wise

Segment Wise

Bills Overdue

Bills purchased

Export Bills

Import Bills

Late Realizations

Ramco DecisionWorks® Platform

Pre-Built Data Model

Country Specific Transaction Data Sets

Analytical Views Scheduled Reports Regulatory Reports

User Specific Dash Board

Operating Expenses

Multi-Tenancy

Enterprise Extensions

Mobility Extension Toolkit

Loans Deposits Trade

Finance Customer

Financial

Profitability Treasury

Global Regulatory

Reporting Information

Architecture (GloRRIA)

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RAMCO INSURANCE ANALYTICS SOLUTIONS

Claim Payment Management

Salvage Recoveries

Catastrophe Management

Claim Service Provider/Vendor

Management

Claim Service Satisfaction

Financial Reporting &

Analysis Improvement

Financial Process

Optimization

Enterprise Performance Management Enablement

Operational Analysis & Reporting

Enhancement

Consistent Compliance

Infrastructure Assurance

Customer Communication

Strategy

Customer Growth

Product & Customer Alignment

Channel Strategy

Optimization

Channel Usage, Preference & Profitability

Channel Mgmt, Recruitment &

Retention

Sales Reporting & Performance

Analysis

Capital Management

Investment Management

Performance Management

Reinsurance Management

Risk Management

New Business Processing

Policy Administration

Analysis

Underwriting Risk Analysis

Fraud & Abuse

Customer Service

Management

Channel Communications

Customer Acquisition

Customer Retention

Ramco DecisionWorks® Platform

Pre-Built Data Model

Country Specific Transaction Data Sets

Analytical Views Scheduled Reports Regulatory Reports

User Specific Dash Board

Enterprise Extensions

Mobility Extension Toolkit

Agent

Management

Claims

Management

Policy

Management

Risk

Management

Client

Management

Profitability

Management

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Banking Support Solutions

8

Procurement HCM Financials Project

Management

Vendor

Management

Automatic

Reconciliation

Cash

Management

Customer

Statement

Delivery

Information Maintenance

Workforce Management

Recruitment File Security Encryption

Talent Management

Automatic Mailing

Employee Development

Outstanding File Generation

Payroll & Benefits

Planning

Pre - Payment Process

Payment Initiation

Payment Funding

Payment Support

Payment Processing

Reconciliation Setup

Rule Definition

Automated Matching

Manual Matching

Allocation Rule Maintenance

Allocation

Vendor Data Maintenance

Bills Generation

Inventory Administration

Purchase Budget

Pre-Ordering

Order Management

Receipt

Service Procurement

Supplier Portal

Project Administration

Project Planning

Project Training

Project Execution

General Accounting

Receivables Management

Payables Management

Fixed Asset Management

Global Tax Solutions

Financial Services

Management Accounting

RAMCO BANKING SUPPORT SOLUTIONS

Expense Management

Enterprise Add-ons

Data Uploads Embedded Workflow

Analytics eSignature Device Integration

SOA Integration / Collaboration

Advanced Reporting

Powered by Ramco VirtualWorks®

Mobility Extension Toolkit

Wizard Interface

Advanced Planning & Optimization

Product Guide Rev. 23NOV2012

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Ramco Procurement Management

10

E Invoicing

Purchase

Budget

Service Contracts

Fixed Asset

Management Workflow and

Approvals

Procurement

- Goods and

Services

Integrate Existing

System

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Ramco Procurement Management

11

Helps organization effectively manage their procurement

process and improve bottom-line

Supports both centralized and de-centralized Procure-To-

Pay process cycle.

Automated work-flow with value-based approvals

Activities in the procure-to-pay cycle (including purchase

and sub-contract processes) - RFQ, Quotation,

Quotation Processing, Orders, ASN, Pre-Goods Receipt

Acknowledgement, Receipt Acknowledgment, Goods

Return to Supplier, Invoicing and Supplier Payment.

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RAMCO HUMAN CAPITAL MANAGEMENT

Workforce

Management Recruitment

Talent

Management

Employee

Development

Payroll &

Benefits Planning

Workforce Planning

Career Plans

Successions Plans

Behavioral Model

Perspectives Model

Talent Scorecard

Health & Medical

Reimbursement

Termination Benefits

Country Specific*

Multi-Country Payroll*

Competencies Model

Training Requests

Training Administration

Training Feedback

Secondary Assignments

Rewards

Job Advertising

Internal Hires

Performance Appraisal

9 Box

Organization Layout

Employee Records

Employee Movements

Time Management

Leave Management

Travel & Expenses

Request for Hire

Resume Upload

Shortlist

Recruitment Administration

Onboard

Enterprise Add-ons

Data Uploads Embedded Workflow

Analytics eSignature Device Integration

SOA Integration / Collaboration

Advanced Reporting

Powered by Ramco VirtualWorks®

Mobility Extension Toolkit

Wizard Interface

Advanced Planning & Optimization

Product Guide Rev. 23NOV2012

Certification

Ramco Human Capital Management

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Ramco BPO - Managed Payroll Services

13

Payroll

Processing

Full & Final

Settlement

Income Tax Country Specific Statutory

Compliance & Filing

Reimbursement

Processing

Query Resolution Onsite Help Desk Value Added Services

Payroll Processing Full & Final Settlement Income Tax Country Specific Statutory

Compliance & Filing

Reimbursement Processing Query Resolution Onsite Help Desk Value Added Services

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Ramco BFSI Point Solution

14

Cash Management System

Import Payment Management

Banking Analytics

Fund Sweep System

Customer Statement Delivery

Commercial Loan Origination

Human Resource Management

Procurement Process

Intelligent Documents

General Ledger

Expense Management

Agent Management

Banking Functions Support Functions

Banking Functions

Reconciliation Payroll Processing

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Cash Management System

15

• Clearing

• Electronic Payments – ECS/EFT/SEFT/RTG etc

• Instrument based payment – DD Processing

• Reconciliation process • Charging Process • TIDE booking • Fraud Reporting • Status monitoring • Deal Closure and Archival

• Creation of company

• Creation of deals

• Deal funding

• Bank details maintenance

• Holiday maintenance

• Account maintenance

Pre-Initiation Process

Deal Initiation Process

Deal Processing

Deal Support Process

Cash

Management

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Automatic Reconciliation Solution

16

Administration Components Application Components

Automated

Matching

Manual

Matching

Match Rules

Maintenance

Product

Maintenance

Party

Maintenance

Holiday

Maintenance

Parameters

Maintenance

Party File

Maintenance

Report Format

Maintenance

Account

Maintenance Upload files

Auto Allocation

Customer

Master

Customer-City

Mapping

Branch-Account

Mapping

Contact Person

Master

Reports

Match Rules

Mapping

Allocation Rule

Maintenance

Manual

Allocation

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Customer Statement Delivery System

17

Information Maintenance

• Product Information

• Location Information

• Customer Master Details

• Subscription Details

Reports

• Audit Trail Report

• Customer Data Report

• Customer Map Info Report

• Daily Mail Status Report

• Logical Data Report

File Security Encryption

• PDF Encryption

• PDF without Encryption

• WinZip Encryption

• WinZip without Encryption

• No Encryption

Mailing Processes

• Automatic Mailing Process

• Manual Mailing Process

• Ad Hoc Mailing Process

CSDS

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Import Payment Management System

18

• Specify mater data to be used across the process

• Details maintained include – Currency, Customer, Holiday details

Master Maintenance

• Details of documents received

• Details captured include Invoice related Data, BOE data, FIRC and SCN updation

• Generation of Form A1 and Outstanding File

Document Processing

• Static Reports - Customer master reports, Supplier ageing reports, No Charge Invoice Reports, Payment Reports

• Query and Search based on parameters the Search results can be viewed on the screen

Reports

Supplier Corporate Customer

Bank

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Banking Eco Systems

19

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Ramco Banking Eco System

20

Corporate

Customer

Vendor

Corporate

Customer

Corporate

Customer

Vendor

Vendor

Vendor

Vendor

Vendor

Vendor

Vendor

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BFSI Clientele

21

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Ramco BFSI Customers – partial list

22

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BFSI Case Studies

23

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Case Study

24

The Client A Leading Public sector bank in India, with

a business mix of over US$ 100 Bn.

The Challenge Generate quick & in-depth business

insights. Provide complete analysis across

varied product

The Solution Ramco Banking Analytics - BI was

deployed for a sophisticated Performance

System. Allows full-fledged portfolio

analysis across varied product lines.

The Outcome User friendly 360° view of Loans, Deposits

and Trade Finance portfolio. Rapid

implementation – Data warehouse size of

8.5 TB in six months

The Client A foreign bank with the largest network in India.

The Challenge Provide solution to meet Bank’s local regulatory

reporting requirements, ADF as per RBI specs.

The Solution Implemented Ramco Banking Analytics – ADF

Reporting. The solution approach with its pre-

designed schema for Centralized Data Repository

met the stringent RBI - ADF Reporting requirements

The Outcome Generate over 200 mandatory reports for RBI

submission. End-to-end compliance reporting

process orchestrated by a governance workflow.

Apart from RBI, the demands of other external

agencies like, Ministry of Commerce and SEBI are

also met.

BI Solution

Regulatory Reporting: ADF - India

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Case Study…

25

The Client A foreign bank with the largest network in India.

The Challenge With multiple tie-ups to address the

requirements of various instruments, the T&C

of the partnership differ. Absence of generic

rule-based system created manual

dependence and was error-prone.

The Solution Ramco’s Automatic Reconciliation System

brought significant benefits.

The Outcome Instant credit for receivables, Flexibility to

define & set different contract terms with

partner banks. Replaced 7 different

reconciliation systems with one generic

system. Rapid processing & reconciliation of

20,000+ records in 2 minutes.

Cash Management

Solution

Automatic Reconciliation

System

The Client A foreign bank with the largest network in

India.

The Challenge Bank was seeking a solution that could

handle data-volumes (of customers

distributing Dividend Warrants to various

corporate houses) with flawless processing

and speed.

The Solution Ramco’s Cash Management Solution

application was implemented to bear the

data loads.

The Outcome Bank scored highly in the customer

satisfaction survey. Flawless management

of account-receivables using the automated

journal entries passed. Application helped in

tracking possible frauds.

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Case Study…

26

The Client A premier private sector bank – HQ

Mumbai (500+ branches) with the largest

ATM network

The Challenge To create a Centralized Accounts Payable

solution, interfacing with its Core Banking

System, across 500+ branches. Streamline

key processes and reduce paper-based

transactions.

The Solution Ramco delivered a complete Expense

Management Solution

The Outcome Comprehensive database built for assets

procured on lease & maintenance of lessor

particulars. Automated handling of taxes

and e-TDS.

Expense Management

Solution

The Client A leading commercial International Bank has

400 Employees and 14 Locations in the GCC

The Challenge HCM and Payroll for employees of the bank

The Solution Full Suite Ramco HCM Implementation

The Outcome The Bank has used this solution for 6+ years

and successfully centralized HR Processes.

The cost to maintain HR services has been

minimized.

Ramco HCM & Payroll

Solution

Thank you Thank you