Cumbria Rural Housing Trust (CRHT) Helping communities to help themselves Andy Lloyd, Cumbria Rural...

Cumbria Rural Housing Trust (CRHT)Helping communities to help themselves

Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk CLT resources

and news at www.crht.org.uk

Keswick Community Housing Trust first scheme December 2013

Community Land Trust & Self Build Homes

Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk CLT resources and news at www.crht.org.uk

Why CLTs?

• Community confidence & support

• Priority for local people

• Improve affordability & space standards

• Diversity - build methods, community space, self build, training, trading

• Community income generation

Uk housing supplyWhat will life be like for our children?

3Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT,

Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk CLT resources and news at www.crht.org.uk

Keswick Community Housing Trust

4Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk CLT resources and news at www.crht.org.uk

2008 no experience, land or moneyCRHT & Impact HA support

2013 opened £1.4m 11 home scheme – 27 more homes in progress

Lyvennet Community TrustCrosby Ravensworth

10 affordable rented homes

7 self build plots

Photo - Derek Horn

Butchers Arms community buy outPhoto Cumberland & Westmorland Herald

Community CentreShopsHousingYHA

Glendale Gateway Trustwww.wooler.org.uk/glendale-gateway-trust

Cumbria visit 2009

Office pods at the community centre

Not just one thing

Self build - many variations

More involvement

Self managed and builtSelf managedSelf finished

Self commissioned

Less involvement

Individual build orGroup build

Open market orAffordable

(subsidised & unsubsidised)

Trades based,Train & build or

Layperson based

Andy Lloyd, Cumbria Rural Housing Trust, Redhills House, Redhills, Penrith, Cumbria, CA11 0DT, Tel. 01768 210265, Mobile: 07525688662 andy@crht.org.uk CLT resources and news at

www.crht.org.uk8

Affordable self build

Intermediate earners

Can’t afford market housing

Can afford build cost

Active neighbourhoods

“Inhabitants have a much

stronger attachment to their surroundings.”

Jacqueline Tellinga,

Almere new town,

Holland

Lancaster Cohousing scheme. Photo: © Luke Mills

Space – the final frontier

“The UK builds the smallest new

homes in Europe.”

Sir Bob Kerslake as CEO of the

Homes and Communities Agency

HCA 3 bed house space standard

Keswick Community Housing Trust

The economy

Employment & spend in the economy

£2.3bn construction materials 2013(Homebuilding & Renovating Market Research)

Government policy

"Custom and self build should be a realistic opportunity for

anyone who wants to build their own home. Our plans will

clear the way for a new generation of custom and self builders.“

Brandon Lewis - Housing & Planning Minister

National Planning Policy Framework (NPPF) 2012 Local Authorities must assess and meet the needs of people wanting

build their own homes, in line with local demand.

Right to Build consultation

LA land should be released for individual self builders supplied as

serviced building plots. £150 million investment fund for 10,000 'serviced

plots'

Three bedroom house

Plot gifted by a relative

Sustainable timber framed and clad

Simple to build

Project managed by single mum with teenage sons doing some of the work

Construction cost £105,000

(provided by Nacsba, the National Custom and Self Builder Association – web site resources)

Shropshire affordable self build policy

214 planning permissions

Rural communities

Max 60% market value

Lilac housing co-op, Leeds

Picture courtesy of Andy Lord

‘Community of interest’ various incomes

Pooling resources

Council site

SustainableStraw bale constructionCommunal buildings

AffordableMutual home ownership

Community Land Trust self buildSt Minver, Cornwall, Alan Fox, Cornwall ‘Umbrella’ CLT

100% shared ownership tenure

No Housing Grant

£85,000 build cost (simple design)

Modest subsidy North Cornwall DC

Managed self build - On time & on budget Dec 08

CLT Funding

Set-up

CLT Network £4,000 / SLDC £2,500 - grants

Pre-development

The CLT Fund loan – c £2,000 per home

Locality Project Support Grant – c £40,000

Development

Custom Build Loan Fund (self build), 75% of cost, 5 homes +

HCA housing grant, Local Authority grant or loan, building societies,

CLT Fund loan

Step by stepIdentify sitesWork with communityBusiness planning (CRHT)

Development processCRHT support + resources

Serves over 150 CLTs in England and Wales.

Grants, resources and services

8 regional board members

Chair David Graham MBE (Lyvennet Trust)

Director Catherine Harrington

www.communitylandtrusts.org.uk/home

National CLT Network

Cumbria Rural Housing Trust support

“When our 2nd child was born we had nowhere to put a pram. Buying a share in a KCHT home has completely changed our lives. We have a beautiful home with plenty of space especially for the children. A private garden has been the icing on the cake.

Buying from the CLT was the only form of ownership we could afford.”

Gary and Lucie Wilson, Keswick

Andy Lloyd with Bill Bewley, chair of Keswick Community Housing Trust

Above: Andy Lloyd, CRHT, Gary & Lucy Wilson, Bill Bewley KCHT chair

Parish housing needs surveysLiaise with communities and councilsBusiness planning for Community Land Trusts (CLTs)Introduce fundingAdvice & support for self build

Help get you started – come out to your meetings

CRHT Support

Cumbria Rural Housing Trust (CRHT) Helping communities to help themselves Andy Lloyd, Cumbria Rural...

Documents

Joint Policy for Cumbria Partnership Foundation Trust ... · Joint Policy for Cumbria Partnership Foundation Trust & North Cumbria University Hospital NHS Trust Policy Title: Joint

Cumbria Coastal Strategy

High Growth Cumbria Anonymised

Cumbria cruises - Oceana

Asbestos: The survey guide - Redhills

10thGraduationDayReport...Page1of19 10thGraduationDayReport by Principal,GojanSchoolofBusiness&Technology,Redhills,Chennai-52 DateofConvocation:17thJune2019Mondayat10AM HonourableChairperson,HonourableChairman,RespectedVice-Chairman

Salt marshes in cumbria

Cumbria Dementia Pathway

Cumbria cruises - Arcadia

Cumbria County Council...Cumbria County Council Serving the people of Cumbria cumbria.gov.uk Yours sincerely, Information Governance Team Resources and Transformation Cumbria County

Cumbria Intelligence Observatory: Cumbria Atlas

Culture Cumbria Powerpoint Presentation

Cumbria Cruises - Oriana

Cumbria Vision 2008 Clean Energy Solution Ltd 1 Employment and Skills in Cumbria from 2008-2020 My vision for how Cumbria

Risehill, Cumbria

a Masterplan for West Cumbria – executive summary Britain ...€¦ · a Masterplan for West Cumbria – executive summary 1 / Foreword by West Cumbria MPs West Cumbria, working

Multiomoda; Cumbria 2011

Priorities for Children & Young People’s Health & Wellbeing in Cumbria Dr Neela Shabde Clinical Director – Children Cumbria CCG Cumbria Youth Alliance

Local Companies offering delivery in Allerdale...Together We (CIC) fitness & Wellbeing West Cumbria 01900 66375 / referal@togetherwe.co.uk Charities West Cumbria Carers West Cumbria

Cumbria Rural Housing Trust Redhills House, …coltonparishcouncil.org.uk/wp-content/uploads/2018/01/...Cumbria Rural Housing Trust Redhills House, Redhills Business Park, Penrith,