iCapture technologies Limited Presentation

iCapture Technologies Limited, 2014

iCapture Technologies Limited.3G Video Telematics


Introduction Fundamentally we strive to provide solutions that mitigate financial and

operational risks within your business. Our aim is to protect your balance sheet and add value to your existing business.

The company was established due to our client’s demands in being able to offer a bespoke and tailored solution incorporating tracking, telematics and integrated 3G camera technology.

Our clients include; insurance brokers, insurance companies, claims management companies, global tracking companies and large vehicle fleets specializing in those who self-insure or who have large deductibles.

Our objectives are to understand and identify our client’s problems and needs and to advise on the best technology, systems and processes that will improve fleet efficiency..


Telematics Video Systems More than 1000 vehicles a week are targeted by deliberate 'cash for crash' scams, Cash for crash is usually staged using

what is termed as a 'slam on'. The offending vehicle slams on their brakes deliberately causing the victim to crash into the back of them, in 2013 30,000 slam on frauds costing millions of pounds were committed. Over the past 5 years it is estimated there have been 300,000 cash for crash.

Take a preventative measure and fit the ICapture video systems to your vehicles, the IC405 range is specifically designed to target fraud and reduce claims costs by up to 56% iCapture are experts in 3G vehicle camera telematics video systems and at the forefront of technology, our systems are designed to be affordable. All our 3G vehicle cameras are precision engineered to the highest quality.

Utilising the latest technology we offer fully automated FNOL (first notification of loss) devices designed to reduce the cost of claims, and deliver savings to both fleets and insurers. Fitted with a highly accurate accelerometer which, when triggered at a configurable impact level, instantly triggers the automated process. For example in the event of a collision all the data is immediately transmitted seamlessly to our preferred FNOL partner, including speed, mileage, harsh braking, harsh cornering, location and 720p or 1080i HD video.

Within 10 minutes a claims handler can access the data for the device and initiate the claims process. A claims handler may also review the HD video footage for the collision, and can initiate a fast intervention with proof of fault or non fault as fast as 30 minutes. Our camera systems are also capable of detecting potentially fraudulent claims especially low velocity impact (LVI) personal injury claims. With high resolution imagery over 3G, insurers or fleet managers can instantly see how many occupants were in the vehicle in front. Our range of cameras are much more than just a vehicle camera, we offer an all in one immediate intervention and fleet management tool.


IC405 – Overview

720p wide-angle camerafacing vehicle exterior

720p wide-angle night-vision camerafacing vehicle interior

Global positioning viaGPS, GLONASS, BeiDou

Fast mobile communications

Accurate telematics

Flexible power supply


IC405 – What Does it Do?Normal Driving

Video from both cameras recorded continuously and stored on device

Positioning and accelerometer data captured continuously

Accelerometer data monitored to identify collisions

Periodic upload of telemetry data to the Cloud platform


IC405 – What Does it Do?Collision

Record video for a period of time after the collision

Upload video leading up to, and following on from the collision

Upload collision telemetry and positioning data


IC405 – What Does it Do?Cloud Platform

Real-time positioning for all vehicles

Request live video stream from either camera on any vehicle

Accelerometer data monitored to identify collisions

Periodic upload of telemetry data to the Cloud platform


Benefits For Drivers

Prove your Innocence & What Really Happened

Defend Against Driving Offence Allegations

Protect Against Complaints

Improve Fuel Economy

Reduce Vehicle Wear & Tear


For Insurers

First Notification of Loss/Incident

Proven Reduction To Loss Ratios & Increase In Underwriting Profitability

Mitigation of Whiplash/Personal Injury Claims

Proven Reduction To Accident Frequency

Proof of What Really Happened

Speed Up Claims Processes


For Employers

Reduce your Fleet Claims Experience & Annual Insurance Premiums

Log Vehicle Journey History

Detect Training Needs/Unsafe Driving

Reduce Vehicle Wear & Tear

Reward Safe Driving


Crash For Cash Cycle Without IC405


iC405 Breaking The Crash For Cash Cycle


Usage Base Insurance Usage-Based Insurance (UBI) is a recent innovation by auto insurers that more

closely aligns driving behaviors with premium rates for auto insurance. Mileage and driving behaviors are tracked using odometer readings or in-vehicle telecommunication devices (telematics) that are usually self-installed into a special vehicle port. The basic idea of telematics auto insurance is that a driver's behavior is monitored directly while the person drives.

iCapture telematics device measure a number of elements of interest to underwriters: miles driven; time of day; where the vehicle is driven (GPS); rapid acceleration; hard breaking; hard cornering; and 3G Video Capture.

The insurance company then assesses the data and charges insurance premiums accordingly. For example, a driver who drives long distance at high speed will be charged a higher rate than a driver who drives short distances at slower speeds.


Current Insurance Market Telemetric insurance policies have a longer history of being used for fleet vehicles –

whether vans or cars – than by private individuals. This is unsurprising given the greater overall savings involved and the relative lack of privacy concerns involved with fleet vehicles. Furthermore many fleets have telemetric devices installed for other purposes, meaning that for those firms there is no equipment cost for taking out telemetric insurance policies.

The current market for fleet telemetric is wider than private car insurance policies that include telemetric black box devices. Many of the insurers are specialists in insurance products for businesses, and some exclusively provide fleet telemetric policies and devices.

Unlike private car telemetric insurance policies there’s a lot more to consider than simply quoted premiums however as factors such as inclusion of features such as employers liability cover, income protection, and telemetric software can be hugely important for your business needs.


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iCapture technologies Limited Presentation