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Presented by Trevor Ottswww.betterlifebettercredit.com

BETTER LIFE…BETTER CREDIT

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Video…

WHAT IS THIS TALK ABOUT?

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Outline…

What Is Important About Having Good Credit?

Equifax, Experian and TransUnion

Understanding My Credit

Welcome to Better Life Better Credit

How do I use Better Life Better Credit

WHAT IS IMPORTANT ABOUTHAVING GOOD CREDIT TO ME?

Presented by Person Namewww.betterlifebettercredit.com

EQUIFAX, EXPERIAN AND TRANSUNION

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You must know…

They are 3 major credit reporting bureaus in the U.S.

They are NOT Government agencies!.

They are for PROFIT operations!


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A Credit Bureau…

GATHERS information about how consumers

use Cedit

COLLECTS Information about your

financial activities.

SELLS that Information!!!


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CREDIT BUREAU CONTACT…

HOW CREDIT BUREAUS USE YOUR DATA?

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Things you should know

One “permissible” purpose is to

SELL YOUR INFORMATION to companies looking to send out

credit or other offers.


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Let’s see an Classic example…


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1. A major credit card company wants to promote a

new credit card.


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2. They contact the bureaus and deliver a profile of the kind of person they think will be interested.


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This profile includes…

IncomesState

RegionCredit CardsCredit Score


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3. The credit bureau then searches throuh their

records who matches that profile.


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An offer is mailed to you or someone calls you on the phone at diner time.


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And YES it’s one of the ways

credit bureaus thief make

money.

UNDERSTANDINGMY CREDIT

Presented by Person Namewww.betterlifebettercredit.com

Business

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