1. QS BOOM Best Online Offer Methodology Innovation Project Josef Bayer, Head of R&D, 2014 Small ideas lead to great inventions

2. What is insurer facing?

3. Online sales currently amounts to 2-5% of total insurance revenue. (Empirical value source: one to one discussion with insurers) 2-5% Online sales today

4. Behavior towards online information before the purchase of financial products 1 Source: study of the Austrian Finance Marketing Union, November 2013. Online information 55% 18% 27% 27% say to the Information on the Internet: YES to online closure: YES 18% say to the Information on the Internet: NO to online closure: NO 55% say to the Information on the Internet: YES to online closure: NO 27%? 55%? BOOM focuses on both type of customers!

5. Purchase resistance

6. Voice of the customer Complexity of insurance product and purchase process2 Consultancy intensive industry; Customer needs personal advice2 Roaming of customers Between sales channels, devices and time slots 3 2.) Sales Performance Excellence (Sapex) study of 12/2012; Horvth & Partners 3.) Vienna University of Economics bring together the online and offline world as part of a multichannel approach; Versicherungsjournal, 30.01.2014.

7. Roaming of customers between sales channels, devices and time slots In person (Branch, Agent, Broker) Internet (website, direct mail) Comparison site

8. Our solution

9. Improved conversion in the channel mix Control over user experience and insurance purchasing process Increase in sales and efficiency Benefits of our solution

10. 10 Discussion WIN-WIN

11. Interested in joining the QS BOOM partner program? Peter Oros CEO