Your Growth Partner

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EXECUTIVESUMMARY

www.finova360.com

The financial services industry is facing a waveof digital disruption that is starting to reshape thefinancial and banking sector. Innovation in the field ofbanking financial sector is the need of hour. FinTechas amalgam of “finance” and “technology” means newage technology applied to finance.

Finova360 has primary focus on banking and financial service industrytransformation. Considering the current scenario of constant flux due to digitization in the bankingand finance industry. there is disruption in ways the banks functioned. Infact banks and financial service industry generallycan no longer afford to be functioning in ways they were used to. Those who lag in evolving will face extinction. That’swhere our expertise comes in.

Fintech (Financial Services Technology) is not only about new productsbut also about use of existing banking models, processes and products(e.g. Investments, Savings, Lending etc.) and applying existing and new toworld technology to it (tech innovation). It is about better value forcustomers.

We align bank strategy with innovation,transformation, and disruption.Finova360 has in-depth industryexperience to provide practical businessstrategies and organization, analytics,and technology consulting.

Our team’s core competency isbased on proven experiencein strategy development related tobusiness, product, service andmarket. We conduct planning andestablish governance, evaluations,negotiations and implementations.

DIGITALBANKINGADVISORYSERVICES

Finova360’s Digital banking practiceprovides end to end digital bankingsolutions which encompasses through allbusiness segments. This gives a cuttingedge to get ready for future bankingkeeping in mind the next generation ofcustomers.

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OMNICHANNELADVISORYSERVICES

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Agents

OMINICHANNELEco-SystemwilldrivetheFUTUREFullPotentialofdigitizationcanonlybeachievedbyerrorfreeintegrationofbackendandfrontendsystemsthroughendtoendalignment

customer of the future wants to start a transaction on one touch point and end

it on another seamlessly. They must all shake

hands. Finova360 helps build that platform.

TECHNOLOGYIMPLEMENTATIONADVISORYSERVICES

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Finova360’s Technology Implementation services helps in

analyzing the need for different technologies based on the organizational

strategy. We bring best practices on the table ensuring right design, error free setup and timely

rollout. We ensure ZERO project cost overrun. We have two decades of individual experience in system implementation.

⚙ CoreBanking– Bank,Microfinance,PaymentBank,NBFC

⚙ Lending&CollectionSystem– Retail,SME,Corporate

⚙ Mobile&InternetBanking–Retail,BusinessBanking,Corporate

⚙ AML&FraudManagementSystem– Retail&Corporate

⚙ CardManagementSystem– Debit,Credit,Prepaid

⚙ Trade,TreasuryandCustodialSystem

⚙ CRMSystem– 360degreecustomerview

⚙ CallcenterImplementation

⚙ CollateralManagementSystem

⚙ DigitalOn-boardingandServicingPlatform

⚙ BusinessDigitization– Retail,SMEandCorporate

⚙ Information&DataSecurity,CyberSecurity

CARD&PAYMENTADVISORYSERVICES

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⚙ CardManagementSystemImplementation

⚙ Credit,Debit,Prepaidinnovativeproductdevelopment

⚙ CardandPaymentbusinessdevelopmentprocess

⚙ Cardandpaymentoperationalprocessandmatrixsetup

⚙ Riskmanagementframework⚙ Creditcarddebtmanagement

framework⚙ Cardpartnershipframework

Finova360’s Card & Payment practiceprovides end to end solutions whichencompasses through all business andoperational segments related to cardand payment. It helps organizationsachieve excellence in this businessline. We help in getting Fintech readyin the area of card and payment.

⚙ Billersintegration⚙ Paymentgateway⚙ Merchantacquiringand

management⚙ Mobilepaymentintegration⚙ Bank– TelcoIntegration⚙ Mobilemoneyand

internationalremittanceintegration

BUSINESSDEVELOPMENTADVISORYSERVICES

☛Finova360’s MSME/MSE banking practice encompassesconsumer banking and SME banking. We adopt retail industry bestpractices to develop retail banking. We work primarily for bringingoperational excellence in retail banking. True operational excellenceis a key factor in separating the winners from the rest of the pack inretail banking.

☛Finova360 provides modalities that bring improved and efficientcorporate banking processes which syncs in line with the changingworking environments in corporate. It provides online real-timeintegration with the IT system like ERPs and other payment systemin big and small corporates.

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☛Finova360 provides end to end consultingenabling digital customer on-boarding, a completepaperless process, thereby increasing the speed ofcustomer fulfillment journey for retail , SME andcorporate customers

3☛Finova360, enables real time analytics by

organizations to get the complete insights aboutcustomer thereby enabling quick actions. This modelof our helps organizations in upselling and crossselling at the right time. This also helps organizationsin lifestyle banking.

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SMEistheGrowthEngineinEmergingEconomies

MSME/SME ConsumerBanking

CustomerInsights/Analytics

Cust.OnboardingthroughDigital

Channels

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OPERATIONAL&TECHNOLOGYADVISORYSERVICES

Finova360’s Business Process Transformation practice in BFSIprovides subject matter experts and proven methodologies toreach intended outcomes and goals. Our BPT practices works onkey levers of business, organizational structure, processcapabilities, service delivery design and technology framework toarrive at different phases of transformations which would impactbusiness performance, customer experience and operationalcontrol positively.

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Finova360 applies various process analysis tools to arrive at anoptimal process design which could cater to specific businessneeds without compromising any measure of operationalcontrols. Finova360 does detailed time and motion study,errors root-cause analysis, volume trending and patterns tocarve out processes ideally “fit” for business.

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Finova360 provides end to end consulting services for digitizationand all technology implementation in BFSI domain. It starts withpreparation of BRD with detailed functional and non-functionalrequirements and delineation of critical requirements andprioritization of requirements. Finova360 develops comprehensiveRFP Process, Tech Scoring & Evaluation Model and managesentire RFP Process.

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Finova360 has strong credentials in ProjectManagement and Program Managementbacked by certified Project ManagementProfessionals. We engage with leading banksand financial institutions in running the ProjectManagement Office and providingprofessional Project Management Services.

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♻ Increasedcustomersatisfaction

♻ Increaseinrepeatbusiness

♻Endtoanddigitalexperience

♻ZeroProjectcostoverrun

♻Rationalizationofhumanresources– morewithless

♻Optimumutilizationofcriticalresources– capital,timeandmanpower

BusinessProcessTransformation

ProcessesOptimization

ProjectManagement

Digitization&Technology

Implementation

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SUSTAINABLEGROWTHADVISORYSERVICES

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⚙ CreditunderwritingProcess⚙ EnterpriseRiskManagement⚙ OperationalStandardOperatingProcedure⚙ OperationalRiskManagement⚙ EnterpriseProcurementPolicy⚙ NPAManagement⚙ DebtCollectionPolicy

Finova360’s Sustainable growth practice

provides advisory services in the areas which are core to achieve uninterrupted sustainable business and customer growth. Mastering in

these areas is a must for achieving overall organizational excellence

⚙ KYCManagement⚙ OperationalExcellence⚙ Statutoryrequirements⚙ HumanResourceBestPractices⚙ Product&PortfolioManagement⚙ Crosssellandupsale⚙ TeleSalesmanagement⚙ DirectSalesProcess⚙ SalesandServicethroughSocialMedia

TEAM

www.finova360.com

o Digital Banking – Mobile / Online / Agency / App / Tab Bankingo Technology Implementation & Integrationo Business Process Transformationo Enterprise Risk Managemento Customer Experienceo MSME / SME Bankingo Consumer Bankingo Corporate Bankingo Operational Setup

We have combined experience of over 70 years in the BFSI Sector in the areas of;

MANAGEMENTTEAMRAJ SINGH, CO-Founder - Banker with over two decades of experience in multiple geographies in India, Nigeria andKenya leading the ever changing banking and financial landscape. He has been associated with leading banks in Asiaand Africa at various C level positions with hands-on experience on revamping banking set up with extensiveexperience on digitization. He has been keynote speaker in various conferences and business forums across Europeand Africa where his expertise in Digital Banking has been highly valued. Author of Amazon #1 Best Seller DIGITALTHE NEW NORMAL FOR BANKS – “Why You Can’t Ignore The Digital Revolution”

KWAME AHADZI, CO-Founder – Banker and highly networked professional with over three decades of on groundexperience in the challenging and ever changing markets of West and East Africa. He has been associated withleading banks in Africa as Managing Director. He as contributed immensely in setting up new business trends andinnovating income lines.

ATIF MALIK, CO-Founder – Banker with with over two decades of extensive experience in MSME, SME, Retail &Corporate Banking, Operation and Project Management in different markets of Pakistan, Middle East, Kenya andZambia as Managing Director. He carries a well recognized reputation of turnaround specialist. Has also served onthe SME Advisory Board in Pakistan, contributing in framing SME policy countrywide.

Your Growth Partner

Thank You For Your AttentionWecanbereachedat….......

✆✉ info@finova360.com

India+919903936344IIKenya+254705137124IIGhana+233504249992

+254705137124II+919831245599

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India Ghana Kenya Nigeria Vietnam Myanmar Cambodia