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Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Kurakulas Business
Solutions Pvt Ltd
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Consumer loan granted for personal (medical), family(education, vacation), or household(extention, repairs, Purchase of air conditioner, computer,refrigerator, etc.) use, as opposed to business or commercial use. Such loans are either unsecured, or secured by the asset purchased or by a co-signor guarantor). Unsecured Loans are advanced on the basis of theborrower’s credit history andability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Eligibility:
You are eligible for a personal loan if you are a salaried individual self-employed individual (own business) A self-employed professional (doctor, lawyer, etc.). Other factors such as your income, age, residence, work
experience, repayment capacity, past obligations and place of work are also taken into account.
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Customer Profile: Loans for salaried & self-employed individuals Special loans for doctors, chartered accountants,
engineers, architects, company secretaries, and ICWAI graduates.
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Features & Benfits:
No questions asked about the end use of the money No collateral, security or guarantor requirements Total confidentiality Easy repayment
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Required Documents:
List of documents for Salaried:
Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3
months old) / Passport (any one). Latest 3 months Bank Statement (where salary/income is
credited). Salary slips for last 3 months. 2 Passport Size photographs.
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Documents for Self-Employed:
KYC Documents : Proof of Identity; Address proof; DOB proof. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). Income proof (audited financials for the last two years). Latest 6 months Bank statement. Office address proof. Proof of residence or office ownership. Proof of continuity of business.
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
FAQ’s:
Q1. How long can I take to repay my personal loan
A. We offer flexible repayment options ranging from 12 to 60 months, depending
on the customer’s profile
Q2. How much can I borrow?
A.You can take a loan ranging from Rs. 50,000 to Rs. 15,00,000, depending
on your income and repayment capacity. You can club your spouse’s income if
you want to get a bigger loan.
Q3. Do I need to provide any security or collateral to obtain a personal loan from
Kurakulas?
A. No you don’t have to provide any security, collateral or guarantee.
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Contact Us:
Kurakula’s Business Solutions Pvt. Ltd.
Address : KURAKULA'S Business Solutions Pvt Ltd SRT-5,1st Floor, Old Post Office Road, Near by RBI Quarter's, Ameerpet , Hyderabad Telangana , India – 500016
Contact Number : 9000003004, 9966963967Email ID : [email protected]|[email protected]
Kurakulas Business Solution Pvt Ltd
www.kurakulas.com
Thank you
