IDBI

Presentation on IDBI BANK under the financial institutions.

CENTREAL UNIVERSITY OF KARNATAKA

PRESENTED BY.

MOUNESH..

IDBI


INTRODUCTION

The Industrial Development Bank of India Limited, popularly known as IDBI Bank is one of the leading public sector banks in India.

Categorized as "other public sector bank" by Reserve Bank of India (RBI),

IDBI Bank is also the 4th largest Indian bank. Founded in 1964 to provide credit and other facilities to its customers,

IDBI Bank currently has 457 centers, 688 branches and 1020 ATMs across the nation.

It is world's 10th largest development bank.

IDBI Bank also built several institutions including the National Stock Exchange of India (NSE), the Stock Holding Corporation of India (SHCIL) and the National Securities Depository Services Ltd. (NSDL) etc.


Brief History

1964 •A Parliamentary Act sets up IDBI as a subsidiary of RBI.

1976 •Ownership of IDBI transferred to the government from RBI.

1994 •The RBI Act is amended to permit 49% private Ownership.


Cont…

1995• Domestic IPO and

Government stake is reduced.

2004• IDBI moves from its DFI

status in to a commercial bank along with a mandate for development financing under the name of RBI.

2005 • Amalgamation of IDBI Bank Ltd. with IDBI Ltd.


Cont…

2006 •Amalgamation of united Western Bank.

2010 •Opens the first Overseas Branch at DIFC, Dubai.

2011 •Merges subsidiaries, IDBI Home finance and IDBI Gilts.


Govt. of India

52.67%

Indian Financial

Institutions16.70%

Foreign Insitutional Investors

4.44%

Public15.12%

Others11.07%

Shareholding Pattern : Dec 31, 2011



THE WORKING OF IDBI

INPUTS OUTPUTPROCESS


Subsidiaries

IDBI Bank has the following subsidiaries:

IDBI Capital Market Services Limited IDBI Home Finance Limited IDBI Intech Limited IDBI Gilts Limited


No of Branches

Metro 268Urban 377Semi Urban 242RuralOverseasTotal

103 1991



Products and Services

IDBI Bank offers a wide array of products and services to its customers.

For different customer groups and needs, there are different types of products and services including...

Personal Banking, Corporate Banking, SME Finance and Agri Business etc.


Personal Banking Following products and services are offered under Personal

Banking:

Deposits◦ Savings Account◦ Current Account◦ Fixed Deposits◦ Suvidha Tax Saving Fixed Deposit◦ Pension Accounts◦ Sabka Account◦ Super Shakti Account for Women◦ Jubilee Plus Account

Loans◦ Home Loans◦ Loans Against Property◦ Education Loans◦ Personal Loan◦ Loan Against Securities◦ Reverse Mortgage Loan◦ Auto Loan


Cont..

Payments

◦ Tax Payments◦ Stamp Duty payments◦ Easy Fill◦ Bill Payment◦ Card to Card Money Transfer◦ Online Payments◦ PayMate


Cont..

Investments Advisory◦ Smart Financial Planning◦ Mutual Fund◦ Insurance◦ Fixed Income Securities

Cards◦ Gold Debit Card◦ International Debit cum ATM Card◦ Gift Card◦ World Currency Card◦ Cash Card◦ KIDS Debit Card◦ Foundation Day Cash Back Scheme 2009◦ Platinum Card


Cont..

Institutional Banking◦ Institutional Savings Account◦ Corporate Payroll Account

24 Hours Banking◦ Phone Banking◦ SMS Banking◦ AccountAlerts◦ Internet Banking

Other products◦ Lockers◦ India Post

Preferred Banking NRI Services Capital Market

◦ IPO◦ Demat


Corporate Banking

Following products and services are offered by IDBI Bank for the corporates:

Project Finance Infrastructure Finance Syndication, Underwriting & Advisory Services Carbon Credits Business Working Capital Cash Management Services Trade Finance Tax Payments Derivatives Technology Up gradation Fund Scheme (TUFS) Film Financing Scheme Direct Discounting Bills Rehabilitation Finance


SME Finance

Sulabh Vyapar Loan Dealer Finance Funding under CGFMSE Direct Credit Scheme - SIDBI Preferred customer scheme - IDBI Bank / SIDBI Vendor financing (Pre - Sale) Vendor financing (Post - Sale) Lending Against the Security of Future Credit Card

Receivables Working Capital Financing - Software Development Entities Finance to Medical Practitioners Loan to SRWTO SME Hosiery Special Current Account


Awards Won during the year

IT Team of the Year(2007) Award of IBA5 Best IT Security Practices Award of NASSCOM Best CTO Award of Cyber Media Won two special awards, for “Best Payments Initiative” and

“Outstanding Achiever of the Year" (2007)

Key Projects

Airline ticketing through ATMs Setup of Data Center and Disaster Recovery Center Internet Banking Enabled Multi-Functional KIOSK Kolkata and Haldia Port Trust Internet Banking Payment and MIS

Modules Online Payment of Central Excise & Service Tax

Achievements


Clients

