The life insurance pro’s over at the insurance pro blog would like to remind you that this is merely a tool

to be used that will help you more accurately approximate the amount of life insurance coverage (face

amount) you or your client might need today. Please keep in mind that you should do a separate

calculation for each spouse or partner in a relationship as income levels and needs are different.

Also, please be aware that you will need to take into account the effects of inflation which in turn will

cause the amount of insurance you need to rise significantly over time. In other words, this is not a

static calculation that you do once in your lifetime. For an in depth analysis from a qualified insurance

agent, contact us at the salus agency