2011 - LGA System Documentation Checklist

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Form LGA/51/2011-13

System DocumentationName of Applicant Submitting this form Date

DD MM YY

Remote Gaming Class Platform

• PleasecompleteinBlockCapitalsandinblackinkandreturnthiscompletedformtotheLotteriesandGamingAuthority(the‘Authority’)

• AllDocumentsmustbecompletedinEnglish

• DocumentsprovidedinotherlanguagesmusthaveasignedEnglishtranslationattachedtheretoandcertifiedthatitisatruecopyandtranslationofanyoriginalsubmitted

• UseN/Ainresponsetoanyquestionwhichisnotapplicable

• Ifthereisnotenoughspaceonthisformforanyparticularanswerkindlyattachasheetherto.Writethesectionnumberatthetopofthesheetandyoursignature

• TheAuthorityreservestherighttorequestadditionalinformation

• IfthereareanychangesintheinformationprovidedinthisApplicationForm,itistheApplicant’sresponsibilitytoadvisetheAuthorityimmediately.Failuretodosocouldresultinsuspensionorrevocationoftherelevantlicence/authorisation

• AllAuthorityformsattachedhavetobeoriginal

• AllAgreementsattachedshouldbecertifiedtruecopies

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1 Personal Information & Business Plan

1.1 Application for a Remote Gaming Licence (Form LGA/51/2004-1)

1.2 Shareholder, Directors, CEO and Ultimate Beneficiary Owners information

1.2.1 Foreachqualifyingshareholderwith5%ormoreinterest,orDirector,CEOorUBO:

1.2.1.1 PersonalDeclarationForm(Form LGA/51/2004-2)

1.2.1.2 Copyofpassport

1.2.1.3 Originalbirthcertificate

1.2.1.4 Policeconductcertificate

1.2.1.5 Bankreference

1.2.1.6 Passportsizephoto

1.2.1.7 Statement of affairs

1.2.1.8 Bookmakerlicenceifissuedinothercountries

1.2.2 InthecaseofUBO’stheFiduciaryAgreementbetweenthetrusteeandtheUBOisrequired

*Reference Notes

*ReferencerefersstrictlytotheDocumentNumber,PageNumberandParagraphNumber

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1.3 Business Plan

1.3.1 TheBusinessPlanshouldinclude:

1.3.2 OverviewofBusinessandObjectivesofOperation

1.3.3 Proposedcompanystructureincludinghumanresourcestobeemployed

1.3.4 Natureofgamestobeoffered

1.3.5 Technologiestobeused

1.3.6 Overviewofapplicationsoftware

1.3.7 Threeyearforecast,including:

1.3.7.1 Marketingandsalesplan

1.3.7.2 Forecaststatementofcomprehensiveincomeandaforecaststatementoffinancialposition

1.3.7.3 Forecaststatementofcashflows

1.3.7.4 Financingplan

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2 Operations

2.1 Statutory Documentation

2.1.1 AnEEAcountryCompanyRegistrationCertificate

2.1.2 Memorandum&ArticlesofAssociation:

2.1.2.1 Thecompany'smainobjectsincludedinthememorandum&articlesofassociationshouldbetheoperation of remote gaming

2.1.2.2 Thepaid-upissuedsharecapitalstatedinthememorandum&articlesofassociationshouldbe€100,000foraClass1,Class1on4,Class2,andaClass2on4and€40,000foraClass3,Class3on4,andaClass4

2.1.3 BusinessEntityForm:

2.1.3.1 FundsManagement

2.1.3.2 NameofCommercialBankers

2.1.3.3 OperatingAccountNumbers

2.1.3.4 Players'AccountNumbers

2.1.4 Declaration from an EEA Licensed Credit Institution Declaration with respect Players' FundsAccounts:

2.1.4.1 Adeclarationbythecredit institutionholdingtheplayers' fundsaccountsstatingthat itwillnotattempttoenforceorexecute,anycharge,write-off,set-offorotherclaimagainstaclients'account

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2.1.4.2 Adeclarationbythecredit institutionholdingtheplayers' fundsaccountsstatingthat itwillnotcombinetheaccountwithanyotheraccountinrespectofanydebtowedtoitbytheLicensee

2.1.4.3 Adeclarationbythecreditinstitutionholdingtheplayers'fundsaccountsstatingthatitshallcreditanyinterestpayableonaclients'account,onlytothataccount

2.1.4.4 Anauthorisationbythecreditfinancialinstitutionbywhichaplayers'accountisheldtodiscloseanyinformationasmayberequestedbytheAuthorityinrespectofaplayers'account

2.2 Company Policies

2.2.1 InformationSecurityPolicy:

2.2.1.1 TheobjectivesoftheInformationSecurityPolicyshould includethe integrity,confidentialityandavailabilityoftheinformation

2.2.1.2 TheInformationSecurityPolicyshouldaddressthesafeguardingofdata,inlinewiththeobjectivesofthepolicy:

2.2.1.2.1 The InformationSecurityPolicy shouldcontainprovisionswith respect toportablecomputersand media

2.2.1.2.2 TheInformationSecurityPolicyshouldcontainprovisionsforthedisposalofmedia

2.2.1.2.3 TheInformationSecurityPolicyshouldcontainprovisionsforthedisposalofequipment

2.2.1.3 TheInformationSecurityPolicyshouldaddressthesafeguardingofapplications,inlinewiththeobjectivesofthepolicy

2.2.1.4 The InformationSecurityPolicyshouldaddress thesafeguardingofequipment, in linewith theobjectivesofthepolicy

2.2.1.5 The Information Security Policy should address the safeguarding of networks, in line with theobjectivesofthepolicy

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2.2.1.6 TheInformationSecurityPolicyshouldaddressthethreatofviruses,inlinewiththeobjectivesofthepolicy

2.2.1.7 TheInformationSecurityPolicyshouldaddressthethreatofintrusion,inlinewiththeobjectivesofthepolicy

2.2.1.8 TheInformationSecurityPolicyshouldcontainadataclassificationsystem,categorizingdataandtherespectivemeasuresaccordingtoitsimportance

2.2.2 IncidentResponsePolicy:

2.2.2.1 TheIncidentResponsePolicyshouldincludeacategorisationofincidents

2.2.2.2 TheIncidentResponsePolicyshouldcaterforanincidentresponseteamanditsresponsibilities

2.2.2.3 TheIncidentResponsePolicyshouldcoverthereportingbytheKeyOfficialthroughtherespectiveformsofanyincidentstotheAuthoritywithin24hours

2.2.3 UserManagementPolicy:

2.2.3.1 TheUserManagementPolicyshouldincludeprovisionswithrespecttoacceptableemailuse

2.2.3.2 The User Management Policy should include provisions with respect to robust passwordmanagement

2.2.3.3 TheUserManagementPolicyshouldincludeprovisionswithrespecttoemployment/termination

2.3 Company Procedures

2.3.1 HumanResourcesRoles&Responsibilities:

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2.3.1.1 TheHumanResourcesRoles&Responsibilitiesdocumentshouldcontainanorganisationalchart

2.3.1.2 The Human Resources Roles & Responsibilities document should include detailed roles andresponsibilitiesinformation:

2.3.1.2.1 The Human Resources Roles & Responsibilities document should include the role andresponsibilitiesoftheMLRO

2.3.1.2.2 The Human Resources Roles & Responsibilities document should include the role andresponsibilitiesoftheKeyOfficial

2.3.2 Systemaccessrightsshouldbegrantedonaneed-to-knowbasis:

2.3.2.1 The System Access Control document should contain a procedure detailing the assignment ofaccessrights

2.3.2.2 TheSystemAccessControldocumentshouldcontainSystemaccessrightlevelsperjobdesignation

2.3.2.3 TheSystemAccessControldocumentshouldcontainaphysicalaccessrightlevelperjobdesignation

2.3.2.4 The SystemAccessControl should document the controls in placewith respect to any remoteaccesstotheSystem

2.3.2.5 TheSystemAccessControlshouldincludeprovisionsforaccessbythirdparties

2.3.3 FinancialAccountingprocedures:

2.3.3.1 TheFinancialAccountingproceduresshouldincludeaccountingandreconciliationprocedures

2.3.3.2 TheFinancialAccountingproceduresshouldincludethecompilationofmonthlymanagementaccounts

2.3.3.3 TheFinancialAccountingproceduresshouldstatethattheLicenseeshall,within180daysfromtheendofitsfinancialyear,filewiththeAuthorityanauditedsetoffinancialstatementspreparedinaccordancewithinternationalfinancialreportingstandards

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2.3.3.4 TheFinancialAccountingproceduresshouldstatethattheLicenseeshall,withinthirtydaysfromtheendofthehalfyearlyperiod,lodgewiththeAuthorityinterimfinancialstatementspreparedinaccordancewithinternationalfinancialreportingstandards,showingtheLicenceholder’sresultsandsignedbythekeyofficial

2.3.3.5 The Financial Accounting procedures should state that the Licensee shall effect payment to theAuthorityofthetaxdueinrespectoftheprecedingmonthbynotlaterthanthetwentiethdayofthefollowingmonth

2.3.3.6 AnoriginalorcertifiedtruecopyoftheLetterofEngagementofexternalauditorsshouldbesubmitted

2.3.3.7 The Financial Accounting procedures should include the submission of a monthly reportreconcilingmonth-endbalancesofallplayers'fundsintheaccount'scurrencyandinEuro,heldincreditinstitutionsandintransit,supportedbycreditinstitutions'andpaymentserviceproviders'statements,withthemonth-endplayerliabilities,supportedbyaSystemreport

2.3.3.8 The Financial Accounting procedures should include the total gaming tax due at month end,togetherwithacomputationofsuchafigureinthecaseofaClass2,Class2on4,Class3andClass3on4operations

2.3.4 BusinessContinuityandDisasterRecovery:

2.3.4.1 The Business Continuity Plan should identify the possible disruptive events threatening thebusinesscontinuityoftheoperation

2.3.4.2 TheBusinessContinuityPlanshouldincludecontingencyplanswithrespecttoeachidentifiedthreat

2.3.4.3 The Business Continuity Plan should include the time required to resume normal operationsfollowingtheoccurrenceofeachidentifieddisruptiveevent

2.3.4.4 TheBusinessContinuityPlanshouldincludeanescalationprocedure,includingcontactpersons,tobefollowedontheeventualoccurrenceofeachidentifiedthreat

2.3.4.5 TheBusinessContinuityplanshouldincludearoutinetestingplanwithrespecttorecoveryplans

2.3.4.6 InthecaseofaClass4operation,theBusinessContinuityPlanshouldcaterforanalternatesitefromwhichtoresumetemporaryoperationsduringamajordisruption

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2.3.5 BackupProcedure:

2.3.5.1 The Backup Procedure should include details of the data which will be backed-up and therespectivefrequency

2.3.5.2 TheBackupProcedureshouldincludethetypeofbackups

2.3.5.3 TheBackupProcedureshouldincludeprovisionsfortheoffsitestorageofbackups

2.3.5.4 TheBackupProcedureshouldincludeamediarestoretestingplan

2.3.6 ChangeManagementProcedure:

2.3.6.1 TheChangeManagementprocedureshouldincludeachangeapprovalprocedureforanyrequiredchangesinsoftware,hardware,andnetworkconfiguration

2.3.6.2 TheChangeManagementprocedureshouldstatethatapprovalbytheAuthoritywillbesoughtbytheKObeforechangesareimplemented

2.3.6.3 The Change Management procedure should include the utilisation of the Authority's IncidentReportandDecommissioningofEquipmentforms

2.3.6.4 The Change Management procedure should include the request to the Authority for anysealingrequired

2.3.7 FraudManagementProcedures:

2.3.7.1 KnowYourClient(KYC)Procedures:

2.3.7.1.1 TheKYCProceduresshouldstatethatplayerswhoarenotregisteredwillnotbeallowedtoplay

2.3.7.1.2 TheKYCProceduresshoulddetailtheplayerregistrationprocedure, includingwhatdatawillberequestedfromtheplayers

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2.3.7.1.3 TheKYCProceduresshoulddetailhowtheSystemwillpreventminorsfromregistering

2.3.7.1.4 TheKYCprocedureshouldgivedetailsonhowduediligenceandenhancedduediligencewillbecarriedout

2.3.7.1.5 TheKYCprocedureshoulddetailhowtheemailaddressprovidedbyplayerswillbeverifiedbeforeregistrationisconsideredcomplete

2.3.7.2 AntiMoneyLaundering(AML)Procedures:

2.3.7.2.1 TheAnti-MoneyLaunderingProceduresshoulddetailthemonitoringandverificationsthatwillbecarriedoutforthepurposeofdetectingmoney-launderingactivities

2.3.7.2.2 TheAnti-MoneyLaunderingProceduresshoulddetailthereportingofsuspiciousmoney-launderingactivitiesandtherespectivereportingofsuchcasestotheAuthorityandtheFIAU

2.3.7.3 PayoutManagementProcedures:

2.3.7.3.1 ThePayoutManagementProceduresshouldstate that the identityofplayerswillbeverifiedoncumulativewithdrawalsof€2,330

2.3.7.3.2 ThePayoutManagementProceduresshouldstatethattheLicenseewillonlyremitwithdrawalstothesameaccountfromwhichthefundsoriginated

2.3.7.3.3 ThePayoutManagementProceduresshouldincludethatnocashdeposits/withdrawalswillbeeffected

2.4 System Hardware and Applications Details

2.4.1 SystemArchitecture:

2.4.1.1 TheSystemArchitecturedocumentshouldincludealistofallthehardwareinuse,therespectivespecifications,thelocationofthehardware,andanyvirtualmachinesinuse

2.4.1.2 TheSystemArchitecturedocumentshouldincludedetailsaboutthesecurityoftheSystem

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2.4.2 ApplicationArchitecture:

2.4.2.1 TheApplicationArchitecturedocumentshouldlistthenameofalltheapplicationsinuse,includingthe games and the website, the version number, the company that developed the software, adescriptionofthesoftwareandtheserversonwhicheachapplicationresides

2.4.2.2 TheApplicationArchitecturedocumentshouldcontainadescriptionofhowtheapplicationsinteractwitheachother

2.4.3 NetworkInfrastructure:

2.4.3.1 The Network Infrastructure document should include a network schematic showing all thehardwareandvirtualmachinesinoperationwiththerespectiveinternalIPaddresses

2.5 Random Number Generator

2.5.1 TheRandomNumberGenerator(RNG)documentshouldstatethebrandandmodeloftheRNGandwhetheritisahardwareorsoftwareRNG

2.5.2 Anoriginalorcertifiedtruecopyofatestcertificate,fromanindependentEEAbasedtestinglab,certifyingtheRNGascompliantwiththerequirementstipulatedintheRemoteGamingRegulationsshouldbesubmitted

2.6 Specification of the Gaming System

2.6.1 TheSpecificationoftheGamingSystemdocumentshouldincludethenameoftheownerofthesoftware

2.6.2 TheSpecificationoftheGamingSystemdocumentshouldincludethenameoforganisationwhichdidthetestingandtherespectivetestscarriedout

2.6.3 TheSpecificationoftheGamingSystemshoulddetailtheprocesses,rulesandparametersofthegames:

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2.6.3.1 The Specification of the Gaming System document should detail how the Gaming System willprovidetheplayerwiththefunctionalityrequiredbyPartIXoftheRemoteGamingRegulations

2.6.3.2 Gamedetailsshouldincludethenameofthegameandtherespectiveversionnumber

2.6.3.3 Gamedetailsshouldincludethenameofthecompanythatdevelopedthegame,andtherespectiveSoftwareLicensingAgreementincaseitwasnotdevelopedin-house

2.6.3.4 Gamedetailsshouldincludeadescriptionofthegame

2.6.3.5 Gamedetails should includegeneral screenshotsandscreenshots showingmonetaryamountsquotedwiththecurrencysymbol

2.6.3.6 Gamedetailsshouldincludeadescriptionofanybonusgames,andtherespectivescreenshots

2.6.3.7 Gamedetailsshouldincludealist,pictureanddescriptionofallbuttonsavailable

2.6.3.8 Gamedetailsshouldincludealist,pictureanddescriptionofallgamesymbols

2.6.3.9 Gamedetailsshouldincludetheprobabilityandpayoutofeachwinningcombination

2.6.3.10 Gamedetailsshouldincludetheoverallreturntoplayerrate,anditscomputation

2.6.3.11 Inthecaseofjackpots,gamedetailsshouldincludeinformationofhowthejackpotisfunded

2.6.3.12 Inthecaseofslots,thegamedetailsshouldincludethelayoutofeachreel

2.6.4 TheSpecificationoftheGamingSystemdocumentshouldprovidedetailsonGameRiskManagement:

2.6.4.1 GameRiskManagement-Class1:

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2.6.4.1.1 Detailsonriskmanagementshouldbeprovided

2.6.4.1.2 Detailsonjackpotmanagementshouldbeprovided


2.6.4.2.1 Informationonmarket/eventmanagementshouldbeprovided

2.6.4.2.2 Detailsonoddscompilationwithrespecttoriskmanagementshouldbeprovided

2.6.4.2.3 Detailsonexposuremanagementshouldbeprovided

2.6.4.2.4 Detailsonthemanagementoflivebettingshouldbeprovided


2.6.4.3.1 Detailsonthemonitoringandpreventionofcollusionshouldbeprovided

2.6.4.3.2 Detailsonthemeasurestodetectmoneylaunderingtransactionsshouldbeprovided

2.6.4.3.3 Detailsonthemeasurestodetecttheutilisationofbots/devicesfromplayersshouldbeprovided


2.6.4.4.1 Detailsontheturnkeysolutionsofferingshouldbeprovided

2.6.4.4.2 DetailsonthereportingcapabilitiesoftheSystemshouldbeprovided

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2.6.4.4.3 Detailsonthemanagementofjackpotsacrossoperatorsshouldbeprovided

2.6.4.4.4 DetailsonthesegregationbetweenOperatorsshouldbeprovided

2.6.4.4.5 DetailsontheleasingofequipmenttoOperatorsshouldbeprovided

2.7 Terms and Conditions

2.7.1 TermsandConditions'GeneralInformation:

2.7.1.1 TheTermsandConditionsshouldincludeaversionnumber,dateoflastupdate,andifapplicable,avalidityperiod

2.7.1.2 TheTermsandConditionsshouldincludetheregisterednameandaddressoftheLicensee

2.7.1.3 TheTermsandConditionsshouldincludetheofficialLicencenumberanddateofissue

2.7.1.4 TheTermsandConditionsshouldstatethattheLicenseeislicensedinMaltaandregulatedbytheLotteriesandGamingAuthority

2.7.1.5 TheTermsandConditionsshouldstatethatitistheplayer'sresponsibilitytoknowiftheirgamingislegal

2.7.1.6 TheTermsandConditionsshouldstatethatthelawsofMaltaapply

2.7.1.7 In case of Terms and Conditions in different languages, all versions should reflect the sameprinciples

2.7.1.8 IncaseofTermsandConditionsindifferentlanguages,theprevailinglanguageincaseofinterpretationshouldbestated

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2.7.1.9 IncaseoftheprevailingTermsandConditionsarenotavailableinEnglish,afaithfultranslationinEnglishoftheprevailingversionshouldbesubmitted

2.7.1.10 TheTermsandConditionsshouldstatethatanychangestotheTermsandConditionswillbenotifiedtoplayersinadvanceandtheplayermustre-confirmacceptance,beforechangescomeintoeffect

2.7.2 TermsandConditions'provisionswithrespecttoBonusSchemeConditions:

2.7.2.1 AnybonusTermsandConditionsshouldsufficientlydetailtheconditionsofthebonusscheme

2.7.2.2 Any bonus Terms and Conditions should include a version number, date of last update, and ifapplicable,avalidityperiod

2.7.2.3 IncaseofanybonusTermsandConditionsindifferentlanguages,allversionsshouldreflectthesameprinciples

2.7.2.4 IncaseofanybonusTermsandConditionsindifferentlanguages,theprevailinglanguageincaseofinterpretationshouldbestated

2.7.2.5 IncaseofanybonusTermsandConditionstheprevailinglanguagewhichisnotavailableinEnglish,afaithfultranslationinEnglishoftheprevailingversionshouldbesubmitted

2.7.3 TermsandConditions'provisionswithrespecttoExceptionalCircumstances:

2.7.3.1 The Terms and Conditions should include conditions for cancellations, refunds, losses and/orodds amendment

2.7.3.2 TheTermsandConditionsshouldincludethattheLicenseereservestherighttolimit/refusebets

2.7.3.3 TheTermsandConditionsshouldincludetheproceduresformiscarriedand/orabortedgames

2.7.3.4 TheTermsandConditionsshouldincludetheconditionsfortheLicenseetoapplyitsrighttoterminateeventsand/orgames

2.7.3.5 TheTermsandConditionsshouldincludeproceduresintheeventoferrorinpublishedodds,paytablesorgamingsoftware

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2.7.4 TermsandConditions'provisionswithrespecttoPlayerRegistration&DeregistrationProcess:

2.7.4.1 The Terms and Conditions should state that the Licensee prohibits player collusion and takesmeasurestoprohibituseofdevices,suchasrobots,thatdistortnormalgameplay

2.7.4.2 TheTermsandConditionsshouldstatethatplayersmustbeatleast18inordertoregisterortheapplicableageintherespectivecountry

2.7.4.3 TheTermsandConditionsshouldstatethatplayersmustgiveavalididentification,addressandcontactemailorpersonaltelephonenumber

2.7.4.4 TheTermsandConditionsshouldstatethatplayersmusthaveonlyoneaccount

2.7.4.5 TheTermsandConditionsshouldstatethatplayersmustregisterpersonally

2.7.4.6 TheTermsandConditionsshouldstatethatplayersmustmaintainaccountdetailsup-to-date

2.7.4.7 The Terms andConditions should state that it is prohibited for players to sell, transfer and/oracquireaccountsto/fromotherplayers

2.7.4.8 TheTermsandConditionsshouldstatethatitisprohibitedforplayerstotransferfundsamongstplayeraccounts

2.7.4.9 The Terms and Conditions should state a player registrationmay be refused or closed at theLicensee'ssolediscretionbutcontractualobligationsalreadymadewillbehonoured

2.7.4.10 TheTermsandConditionsshouldstatewhichpersonalinformationshouldbekept/destroyedbytheLicensee

2.7.4.11 TheTermsandConditionsshouldstatethata'KnowYourClient'procedurewillbecarriedoutwhenplayersdepositmoney

2.7.4.12 TheTermsandConditionsshouldstatethecountriesfromwhichregistrationisprohibited

2.7.5 TermsandConditions'provisionswithrespecttoDeposits:

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2.7.5.1 TheTermsandConditionsshouldstatethatplayershavetherighttoclosetheiraccount,detailingtherelativeproceduretobefollowed

2.7.5.2 TheTermsandConditionsshouldincludethemethodsavailablefordeposits

2.7.5.3 TheTermsandConditionsshouldstatethetimingdepositsrequiredforqualification/withdrawalforeachmethodavailable

2.7.5.4 TheTermsandConditionsshouldstateanydepositlimits

2.7.5.5 TheTermsandConditionsshouldincludetheprocessingfees,whereapplicable

2.7.6 TermsandConditions'provisionswithrespecttoWithdrawals:

2.7.6.1 TheTermsandConditions should state that players shall not treat theLicensee as a financialinstitutionnorexpectinterestontheirdeposits

2.7.6.2 TheTermsandConditionsshouldincludethewithdrawalmethods,options,settlementtimeandanydelaysimposedbytheLicensee

2.7.6.3 TheTermsandConditionsshouldstatethattheidentityofaplayerwillbeverifiedoncumulativewithdrawalsof€2,330

2.7.6.4 TheTermsandConditionsshouldstatethatwithdrawalswillberemittedonlytothesameaccountfromwherethefundspaidintotheplayer'saccountoriginated

2.7.6.5 TheTermsandConditionsshouldincludeanywithdrawalprocessingfees,whereapplicable

2.7.6.6 The Terms and Conditions should state any restrictions on withdrawal of funds not used forwagering/betting

2.7.7 TermsandConditions'provisionswithrespecttoInactive/DormantandClosedAccounts:

2.7.7.1 The Terms andConditions should state that if no transaction has been recorded on a player'saccountforthirtymonths,theLicenseeshallremitthebalanceinthataccounttotheplayerandtotheAuthorityiftheplayercannotbecontactedsatisfactorily

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2.7.7.2 TheTermsandConditionsshouldincludeanyfeesapplicablewithrespecttoinactive/dormantaccounts

2.7.7.3 The Terms and Conditions should include details and procedures for recovering funds held indormant,closed,blockedandexcludedaccounts

2.7.8 TermsandConditions'provisionswithrespecttoPlayerSelfProtectionMechanisms:

2.7.8.1 TheTermsandConditionsshouldexplaintheplayerselfprotectionmechanismsstipulatedbytheRegulations,namelytherighttosetfinanciallimitsonwagersandlosses,righttosetlimitsonsessiontime,rightofselfexclusionforadefiniteorindefiniteperiodoftimeandacooldownperiodofsevendaysafterthelicenseehasreceivedthenotice

2.7.9 TermsandConditions'PrivacyPolicy:

2.7.9.1 ThePrivacyPolicyshouldstatethepurposeofthecollectionofpersonaldata

2.7.9.2 ThePrivacyPolicyshouldstatewhowithintheorganisationshallhaveaccesstopersonaldata

2.7.9.3 ThePrivacyPolicyshouldstatethatthesupplyofpersonaldatatothirdpartiesisonanopt-inbasis

2.7.9.4 The Privacy Policy should state the circumstances inwhich the Licensee has the obligation toforwardinformationtotherelevantAuthorities

2.7.10 TermsandConditions'provisionswithrespecttoAnti-MoneyLaundering:

2.7.10.1 TheTermsandConditionsshouldstatethatitisunlawfultodepositmoneyfromill-gottenmeans

2.7.10.2 TheTermsandConditionsshouldstatethatalltransactionsarecheckedtopreventmoneylaundering

2.7.10.3 The Terms and Conditions should state that suspicious transactions will be reported to therelevantAuthorities

2.7.11 TermsandConditions'provisionswithrespecttoPlayerComplaints:

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Reference Notes

2.7.11 TermsandConditionsprovisionswithrespecttoPlayerComplaints:

2.7.11.1 The Terms and Conditions should include a clear outline on how the Licensee handles playersupport/complaints

2.7.11.2 TheTermsandConditionsshould includethemethodsavailablefor lodgingcomplaintsandtherespectivecontactdetails,whichmustbeinternationallyaccessible

2.7.11.3 TheTermsandConditionsshouldstatethatplayershavetherighttobringdisputestotheAuthority,[email protected],ifdeemedunresolved

2.7.12 TermsandConditions'provisionswithrespecttochatrooms:

2.7.12.1 TheTermsandConditionsshouldstatethepurposeofthechatroomsandtheapplicablecodeofethics

2.7.12.2 TheTermsandConditionsshouldstatetheresponsibility/liabilityfortheuseofthechatrooms

2.7.12.3 TheTermsandConditionsshouldstatethelimitationsontheuseofthechatrooms

2.7.12.4 TheTermsandConditionsshouldstatethecontrolsthatareinplace

2.7.12.5 TheTermsandConditionsshouldstatethatchatroomsaremoderated

2.7.12.6 TheTermsandConditionsshouldstatethatallconversationsareloggedandrecorded

2.7.12.7 TheTermsandConditionsshouldstatethatcollusionthroughtheuseofthechatroomsorseparatechatisprohibited

2.7.12.8 TheTermsandConditionsshouldstate that theLicenseereservestheright toremovethechatroomsifabused

2.7.12.9 TheTermsandConditionsshouldstatethatanysuspiciouschatswillbereportedtotheAuthority

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2.8 Contracts with Business Partners

2.8.1 AgreementswithPaymentSystems/Gateways:

2.8.1.1 AgreementswithEEAlicensedPaymentServiceProviders

2.8.2 AgreementswithSoftwareProviders:

2.8.2.1 AgreementswithSoftwareProvidersintheeventthatthegamingsoftwareisnotdevelopedin-house

2.8.3 OtherContractswithParent/Group/AffiliateCompanies:

2.8.3.1 Anyservices,outsourcingofoperations, leasedequipment,etc., shouldbeaccompaniedby therespective Agreements. All access rights emanating from the Regulations and granted to theAuthorityshouldbeincludedintheseAgreements

2.8.3.2 Agreementwithco-locationfacilityshouldincludeaconfidentialityclausewithrespecttoplayers'data

I,(NameandSurname)___________________________________________________,representing(company)__________________________________________astheapplicant, herebycertifythattheinformationaboveiscorrectandthatthedocumentsmarkedaresubmittedwiththisform.

_______________________________________________

SignatureofRepresentative

Title: SystemDocumentation

Author: StephenSaliba,SystemsandFinancialAuditor,Lotteries&GamingAuthority

Derivation: SystemDocumentationChecklist

Reference Notes

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OriginationDate: N/A

Reviser(s): KarlBrincatPeplow,FionaCaruana,AudreyCordinaSacco,AdrianCortis,RebekahDuca,JasonFarrugia.

Dateoflastrevision: 17thOctober2011

Version: Version1.2011(uploadedonlineJune2011)Version2.2011(uploadedonlineOctober2011)

Status: FinalVersion

SummaryofChanges: 2011June–Version1.20112011September–Version2.2011Draft12011October–Version2.2011Draft22011November–Version2.2011

Circulation: UploadedontotheLGAWebsite

RequiredAction: N/A

FileName/Location: SystemDocumentationLGA-51-2011-13

Approval:

________________________________ReubenPortanier,CEOLotteries&GamingAuthority

Document Control information