©2014 Junior Achievement USA, E903 Banks and Government in ... Teacher Kit.pdf · ©2014 Junior Achievement USA, E903 Banks and Government in an Economy Poster, Units 1, 2, 4, 5

©2014 Junior Achievement USA, E903 Banks and Government in an Economy Poster, Units 1, 2, 4, 5

BANKING SERVICES

B A N K S

1 3 2 5 4

4 1 1 5

2 4 3 3 3

5 5 1 4 1

3 2 5 2 2

FREE

A. checking accountB. savings accountC. online bankingD. personal loansE. debit cards

F. safe deposit boxesG. credit cardsH. electronic payment I. business loan

©2018 Junior Achievement USA, E905a Bingo Pad, Unit 1

E905_A-F_Bingo_Pad.indd 1 3/26/18 7:33 PM

B A N K S

2 4 3 4 1

4 2 1 3

5 1 1 3

1 5 2 2 4

3 3 4

5

5 2

FREE

©2018 Junior Achievement USA, E905b Bingo Pad, Unit 1

BANKING SERVICESA. checking accountB. savings accountC. online bankingD. personal loansE. debit cards



B A N K S

1 5 2 3 4

3 3 5 1

4 2 5 1 2

2 1 4 2 3

5 4 3 4 5

FREE

©2018 Junior Achievement USA, E905c Bingo Pad, Unit 1




B A N K S

5 2 3 11

4 3 1 3

3 4 5 4 4

2 5 1 5 5

1 2 3 2 2

FREE

©2018 Junior Achievement USA, E905d Bingo Pad, Unit 1




B A N K S

5 2

2

2

1 5 2

3 4 3 4

2 4 55

1 1 5 1 1

4 3 4 3

FREE

©2018 Junior Achievement USA, E905e Bingo Pad, Unit 1


F. safe deposit boxesG. credit cardsH. electronic paymentI. business loan


B A N K S

3 44 5 3

5 1 1 5

1 5 2 2 2

2 3 3 44

4 2 5 4 1

FREE

©2018 Junior Achievement USA, E905f Bingo Pad, Unit 1




©2018 Junior Achievement USA, E906 Check It Out! Poster, Units 1-5

E906_Check_It_Out_Poster.indd 1 3/26/18 7:34 PM

July 1 19

July 1 19

Jennifer Smith

Jennifer Smith

JA BizTown Retail Store

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7/ 3 Electronic Payment: Jack’s Hardware

1 50

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6 82 +6 82

0 00

6 82

-1 50

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5 32

3 32

Jennifer Smith

Jennifer Smith

©2018 Junior Achievement USA, E906 Check It Out! Poster, Units 1-5

E906_Check_It_Out_Poster.indd 2 3/26/18 7:34 PM

©2018 Junior Achievement USA, E907 Circular Flow Poster, Units 1–5

E907_Circular_Flow_Poster.indd 1 3/29/18 8:26 PM

$$$$

$$$$

$$$$

$$$$

Money Cards©2014 (5/18) Junior Achievement USA, E908 Money Cards, Unit 2

E908_Money_Cards.indd 1 3/26/18 7:36 PM

Goods and Services

Bicycle

Goods/Services Card

Haircut

Goods/Services Card

Video game

Goods/Services Card

Skateboard

Goods/Services Card

Piano lessons

Goods/Services Card

Smartphone

Goods/Services Card

Housecleaning

Goods/Services Card

Dental checkup

Goods/Services Card

Soccer ball

Goods/Services Card

Shoe repair

Goods/Services Card

©2018 Junior Achievement USA, E909a Circular Flow Cards, Units 1, 2

E909_Circular_Flow_Cards.indd 1 3/29/18 8:32 PM

Factory workers

Human Resources Card

Apple trees

Natural Resources Card

Assembly line robot

Capital Resources Card

Scientist


Wind


Factory


Construction worker


Water


Tools


Teacher


Resources

©2018 Junior Achievement USA, E909b Circular Flow Cards, Units 1, 2

E909_Circular_Flow_Cards.indd 2 3/29/18 8:32 PM

SCENARIO 1Employer: Do you realize that you are 20 minutes late to work? Employee: Yep. I was watching my favorite TV show. I just couldn’t leave the house until it was over. It was the best episode ever! Employer: Well, because you are late, we haven’t been able to serve our customers as quickly as we’re supposed to. Employee: So what? Why don’t they just go somewhere else to get what they want? Employer: Please be sure that you arrive to work on time tomorrow. It’s going to be a very busy day for us. Employee: I’ll try. But I can’t promise anything. I am going to the movies tomorrow, and the movie might get out late.

SCENARIO 1Employer: Do you realize that you are 20 minutes late to work? Employee: Yep. I was watching my favorite TV show. I just couldn’t leave the house until it was over. It was the best episode ever! Employer: Well, because you are late, we haven’t been able to serve our customers as quickly as we’re supposed to. Employee: So what? Why don’t they just go somewhere else to get what they want? Employer: Please be sure that you arrive to work on time tomorrow. It’s going to be a very busy day for us. Employee: I’ll try. But I can’t promise anything. I am going to the movies tomorrow, and the movie might get out late.

WorkplaceScenarios©2014 (5/18) Junior Achievement USA, E910a Workplace Scenario Card, Unit 3

E910_Workplace_Scenario_Cards.indd 1 4/17/18 10:02 PM

SCENARIO 2Employer: Do you realize that your shirt is wrinkled and your pants have dirt all over them? Employee: Yeah. And my shoes are all muddy, too. Employer: It’s not a good idea for you to dress that way for work. Employee: Why not? I was playing outside with some of my friends before I came to work, and I got a little dirty. What’s the big deal? Employer: We want our customers to know that we take our work seriously.

Employee: Whatever.

SCENARIO 2Employer: Do you realize that your shirt is wrinkled and your pants have dirt all over them? Employee: Yeah. And my shoes are all muddy, too. Employer: It’s not a good idea for you to dress that way for work. Employee: Why not? I was playing outside with some of my friends before I came to work, and I got a little dirty. What’s the big deal? Employer: We want our customers to know that we take our work seriously.

Employee: Whatever.

WorkplaceScenarios©2014 (5/18) Junior Achievement USA, E910b Workplace Scenario Card, Unit 3


SCENARIO 3Employer: Can you help out Kyle in the back room? He needs some help stacking the new shipment of boxes we received today. Employee: Why should I help him? That’s his job. Employer: Well, you’ve already finished the work on your list for today, and you still have 45 minutes before your shift ends. Employee: So? Just because I’m done with my job for today doesn’t mean I have to help anyone else. Employer: It would really help out the team if you could give Kyle a hand. Employee: No way! Stacking boxes is not part of my job.

SCENARIO 3Employer: Can you help out Kyle in the back room? He needs some help stacking the new shipment of boxes we received today. Employee: Why should I help him? That’s his job. Employer: Well, you’ve already finished the work on your list for today, and you still have 45 minutes before your shift ends. Employee: So? Just because I’m done with my job for today doesn’t mean I have to help anyone else. Employer: It would really help out the team if you could give Kyle a hand. Employee: No way! Stacking boxes is not part of my job.

WorkplaceScenarios©2014 (5/18) Junior Achievement USA, E910c Workplace Scenario Card, Unit 3


WorkplaceScenarios

SCENARIO 4Employer: Do you realize that you were rude to that customer? Employee: Not really. Employer: Is there a better way you might have responded to her? Employee: No. Employer: Is there something you can do to be more patient with customers? Employee: Like what?

SCENARIO 4Employer: Do you realize that you were rude to that customer? Employee: Not really. Employer: Is there a better way you might have responded to her? Employee: No. Employer: Is there something you can do to be more patient with customers? Employee: Like what?

SCENARIO 4 Do you realize that you were rude to that customer?

Is there a better way you might have responded to her?

Is there something you can do to be more patient with

©2014 (5/18) Junior Achievement USA, E910d Workplace Scenario Card, Unit 3


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… help students understand the principles of matter and energy and how those forces interact in nature.

… help people who have injuries or disabilities regain movement in their arms and legs.

… prepare medications and help people use them correctly.

… think of ways to build homes, office buildings, and bridges and then design them using special computer programs.

… design aircraft, missiles, and spacecraft and build and test them.

… study ways to produce more food, helping farmers grow better crops.

… study the life and death of stars, planets, and galaxies that make up the universe.


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… design mechanical devices to improve people’s quality of life, such as building artificial arms or legs.

… test plant materials and turn them into usable fuel for homes, businesses, and vehicles.

… study animals and wildlife, often outdoors in the animals’ natural habitat.

… analyze numbers and use math to study what the numbers mean.

… create nutritional programs for patients based on their medical information.

… create maps to help solve problems, such as identifying which forests might catch fire.

… analyze, create, and unlock secret computer programs, called encryption codes.


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$100©2014 (5/18) Junior Achievement USA, E914a BizQuiz Cards, Unit 5

E914A_BizQuiz_Cards.indd 1 3/26/18 8:30 PM

Q: What is the word for the place where people

live, work, trade, and share?

Hint: The answer begins with the letter C.

A: community




Q: Elijah enjoys his right to use public goods and

services. What is the responsibility that goes with

that right? Hint: It is one of the reasons your paycheck

amount is less than you expected.

A: to pay taxes




Q: Before Sally can vote, she must

do what?Hint: Once you do this, you get a special card that lets you vote.

A: register (to vote)




Q: What are the three W’s of

philanthropy?Hint: The first W is for wealth.

A: Wealth, Work, and Wisdom




Q: What’s the term for things owned by all

people for everyone’s use; for example, a city park?

Hint: People pay taxes to provide these things.

A: public goods and services


$100©2014 (5/18) Junior Achievement USA, E914b BizQuiz Cards, Unit 5

E914B_BizQuiz_Cards.indd 1 3/26/18 8:30 PM

Q: What are the three types of resources used to produce

goods and services?Hint: One of the types of resources is human resources.

A: human, natural, and capital




Q: Where do people and businesses come

together to buy and sell goods, services, and

resources? Hint: The answer starts with the letter M.

A: markets




Q: Which concept tells us that people can’t have everything that

they want?Hint: It is the term we use to explain that resources are limited.

A: scarcity




Q: Someone who is an innovator, recognizes

opportunities, and organizes resources to

make a product is known as an…?

Hint: Someone who starts a new business is one of these.

A: entrepreneur




Q: What is the freedom that Tom enjoys when he

buys a new tractor to use on his farm?

Hint: It is the same freedom that allows someone to buy land.

A: freedom to own property (freedom to buy goods and services is also acceptable)


$100$100$100$100©2014 (5/18) Junior Achievement USA, E914c BizQuiz Cards, Unit 5

E914C_BizQuiz_Cards.indd 1 3/26/18 8:31 PM

Q: What do you call a fee received for the use of money?

Hint: Financial institutions charge this fee when you pay back loans.

A: interest




Q: Before Simon deposits his paycheck at the bank, he must do what on the

back of the check? Hint: It is what you did on the back of your paycheck at JA

BizTown before you deposited it.

A: endorse it




Q: Liam deposited $5.00 in the bank. He then wrote a check for $4.00. Where should he record these

transactions? Hint: It is where you record your financial

transactions at JA BizTown.

A: checkbook register




Q: Where does the money get deducted

from when you make a purchase with a debit card?

Hint: This is what you have at the bank to pay bills and access funds.

A: your checking account (or bank account)




Q: Shane wants cash back from his deposit. What

must he do on his deposit ticket that is different from

when he doesn’t want cash back?

Hint: It is the same thing you do on the back of a paycheck before you can deposit it.

A: write his signature


$100©2014 (5/18) Junior Achievement USA, E914d BizQuiz Cards, Unit 5

E914D_BizQuiz_Cards.indd 1 3/26/18 8:31 PM

Q: Theo doesn’t really like playing the guitar, but everyone knows he has

developed an ability for it. What’s another word

for his ability?Hint: Along with interests, this is what you want to consider

when making career decisions.A: skill




Q: Which of the four career types is missing from the following list:

People, Things, Ideas, ....?Hint: This is the career type that involves working

with numbers or information.

A: Data




Q: Teresa is skilled at knowing how to act as an employee. She dresses appropriately,

treats customers nicely, and is punctual. What are these

important skills called? Hint: They are the skills most employers believe are missing

in many of their employees.

A: soft skills




Q: When an applicant seeks a job, what

should he or she write to spark an employer’s

interest?Hint: This summary of work and school experience is submitted

with the job application.

A: resume




Q: What is the term for the amount an

employee earns before taxes are deducted?

Hint: It is NOT net pay.

A: gross pay


$100©2014 (5/18) Junior Achievement USA, E914e BizQuiz Cards, Unit 5

E914E_BizQuiz_Cards.indd 1 3/26/18 8:32 PM

Q: What do you call the money that’s left over

after a business pays its costs?

Hint: If it costs your business 80 cents to produce a hamburger and you sell the hamburger for $1.00, the 20 cents is your...

A: profit




Q: Rochelle sells lemonade at her

neighborhood lemonade stand. Does she sell a

good or a service?Hint: Selling lemonade is not a service.

A: good




Q: When a business takes out a loan at a bank and promises to repay the loan, what

must it sign?Hint: The CEO of each business signed this

document at JA BizTown.

A: promissory note




Q: Businesses need customers. What do

they do to promote their products to customers?

Hint: Businesses do this on TV, on radio, and in magazines.

A: advertise




Q: What do you call the expenses for rent, utilities,

supplies, advertising, and equipment for a

business?Hint: Every business has these types of costs, even hospitals

whose doctors perform surgery.

A: operating costs


$100©2014 (5/18) Junior Achievement USA, E914f BizQuiz Cards, Unit 3

E914F_BizQuiz_Cards.indd 1 3/26/18 8:32 PM

Q: What do you call a member of a town,

city, county, state, or country?

Hint: You signed a pledge to become one of these for JA BizTown.

A: citizen




Q: What is the term for charitable giving to increase the well-being

of a community?Hint: Someone who donates money

to charity is participating in....

A: philanthropy




Q: Junior Achievement is an institution that increases the

well-being of young people by inspiring and preparing them to succeed in a global economy. What type of organization is

Junior Achievement?Hint: Junior Achievement is not about earning a profIt.

A: nonprofit organization




Q: How would you say 44 percent using the phrase “out of one

hundred?”Hint: 23 percent would be 23 out of one hundred.

A: 44 out of one hundred




Q: What’s another name for a model or sample

of a product?

Hint: The word begins with the letter P.

A: prototype


Community Economics FinancialLiteracy

Work and Career

Readiness

BusinessManagement

Miscellaneous

©2018 Junior Achievement USA, E915 BizQuiz Category Banner, Unit 5

E915_BizQuiz_Category_Banner.indd 1 3/26/18 8:33 PM

Documents

©2014 Junior Achievement USA, E903 Banks and Government in ... Teacher Kit.pdf · ©2014 Junior Achievement USA, E903 Banks and Government in an Economy Poster, Units 1, 2, 4, 5