A Character and LeadershipDevelopment Program

Energizer

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

Place in Portfolio, TAB 3

http://play.simpletruths.com/movie/pink-bat/

A Character and LeadershipDevelopment Program

Determine Personal Financial Goals

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

Your Learning Experience

A Character and LeadershipDevelopment Program

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

4

Learning Objectives

• Identify the purpose of a budget

• Determine resources available for financial objectives

• Explain how to construct a simple budget

• Define key words…

What’s the real-life

Application?

Outline a personal budget

Core Abilities

• Build your capacity for life-long learning

• Communicate using verbal, non-verbal, visual, and written techniques

Take responsibility for your actions and choices

• Do you share as a good citizen in your school, community, country, and the world

• Treat self and others with respect

Apply critical thinking techniques

A Character and LeadershipDevelopment Program

Lesson Competency

Place in Portfolio, TAB 3

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

McDonald’s

Wage/Earnings

Scale

As of: 1 Dec 14

Dave Ramsey Realistic Budget Model For Monthly Income Tool #1

A Character and LeadershipDevelopment Program

Dave Ramsey Realistic Budget Model For Monthly Income Tool #2

A Character and LeadershipDevelopment Program

Dave Ramsey Realistic Budget Model For Monthly Income Tool #3

My Personal Goals and BudgetA Character and LeadershipDevelopment Program

My Personal Budget

Percent

My realistic take home monthly

income

$___________

Monthly Budget Plan

Charity 10%$_______________

Savings/ Investments

10%$_______________

Housing 25%$_______________

Utilities 5%$_______________

Food$_______________

Transportation 10%$_______________

Clothing$_______________

Medical/Health

7%$_______________

Personal$_______________

Recreation$_______________

Debts - New Car $_______________

Insurance$_______________

Total Monthly Budget$_______________

Total Monthly Income $_______________

Back Up Slides

Create My Realistic Personal Budget Using Dave’s Monthly Income Tool #2

and Gazelle Budget Lite Tool #1A Character and LeadershipDevelopment Program

Personal Budget

Percent Chose one

MyRealisticMonthly Income

is $1,500

or$3,000

or$4,000

or$5,000

or$7,000

or$9,000

Monthly Budget

Charity 10%

Savings/Investments

10%

Housing 25%

Utilities 5%

Food

Transport-ation

10%

Clothing

Medical/Health

7%

Personal

Recreation

Debts - New Car

Insurance

Total

Personal Budget

Percent My realistic take home

monthly income

$1,500

Monthly Budget

Charity 10% $150

Savings/ Investments

10% $150

Housing 25% $375

Utilities 5% $75

Food

Transporta-tion

10% $150

Clothing

Medical/Health

7% $105

Personal

Recreation

Debts - New Car

Insurance

Total

My

Personal

Budget

A Character and LeadershipDevelopment Program

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

NEFE: Budgeting, Making the Most of Your

Money LET 3, U3C11L3

http://www.daveramsey.com/specials/welcome?ectid=gaw.daveramsey-brand1&gclid=CKKYzMPBk8ICFWIA7AodsH0AaQ

Dave Ramsey’s Gazelle Budget Lite Tool #1

A Character and LeadershipDevelopment Program

Practice using this tool

To Use This Tool….

http://www.daveramsey.com/specials/welcome?ectid=gaw.daveramsey-brand1&gclid=CKKYzMPBk8ICFWIA7AodsH0AaQ

Dave Ramsey’s Gazelle Budget Lite Tool #1

A Character and LeadershipDevelopment Program

Truth AboutBudgeting

Tool

Practice using this tool

To Use This Tool….

Step #1

Step #2

A Character and LeadershipDevelopment Program

See Dave Ramsey’s Recommended Budget for a Monthly Income Tool #2

A Character and LeadershipDevelopment Program

See Dave Ramsey’s Recommended Budget for a Monthly Income Tool #2

Create My Realistic Personal Budget Using Dave’s Monthly Income Tool #2

and Gazelle Budget Lite Tool #1A Character and LeadershipDevelopment Program

Personal Budget

Percent Chose one

MyRealisticMonthly Income

is $1,500

or$3,000

or$4,000

or$5,000

or$7,000

or$9,000

Monthly Budget

Charity 10%

Savings/Investments

10%

Housing 25%

Utilities 5%

Food

Transport-ation

10%

Clothing

Medical/Health

7%

Personal

Recreation

Debts - New Car

Insurance

Total

Personal Budget

Percent My realistic take home

monthly income

$1,500

Monthly Budget

Charity 10% $150

Savings/ Investments

10% $150

Housing 25% $375

Utilities 5% $75

Food

Transporta-tion

10% $150

Clothing

Medical/Health

7% $105

Personal

Recreation

Debts - New Car

Insurance

Total

My

Personal

Budget

My Personal Goals and Budget

A Character and LeadershipDevelopment Program My Personal Budget

Percent My realistic take home

monthly income

Monthly Budget

Charity 10% $150

Savings/ Investments

10% $150

Housing 25% $375

Utilities 5% $75

Food

Transporta-tion

10% $150

Clothing

Medical/Health

7% $105

Personal

Recreation

Debts - New Car

Insurance

Total