A community newsletter provided by the Hobe Sound Chamber ...€¦ · R K S Hobe Sound, FL 33475 772.546.2292 License EC13001299 Celebrating 45 Years of Quality Service! •Residential

Vol. 21 Issue 1 February 2012

Hobe Sound Chamber of CommerceP.O. Box 1507Hobe Sound, Florida 33475Phone (772) 546-4724Fax (772) 546-9969www.hobesound.org

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US POSTAGE PAIDWEST PALM BEACH, FL

PERMIT NO. 1865

Supplement to theStuart News

Or Current Occupant

Hobe Sound Chamber ofCommerce Calendar

February, March and April 2012

◆ February Meetings ◆Wednesday, February 1st

AMBASSADORS MEETING12:00pm at the Chamber Office

Tuesday, February 14th and 28thHOBE SOUND TOASTMASTERS MEETING

7:00-9:00pm at Hobe Sound Bible College, Administrative Building, Herron Center, 2nd Floor,

11298 SE Gomez Avenue, Hobe SoundOpen to Chamber members and the publicCall 772-546-4724 for more information.

Monday, February 20thBOARD OF DIRECTORS MEETING

5:30pm at the Chamber Office

◆ February Events ◆Friday, February 3rd, 10th, and 24th

SCORE COUNSELING9:00am-12:00pm at the Chamber Office

Email [email protected] or call 772-546-4724 to schedule an appointment.

Saturday, February 4thHOBE SOUND FESTIVAL OF THE ARTS 10:00am-5:00pm in Downtown Hobe Sound,

Dixie Highway south of Bridge RoadFREE entrance, FREE parking, FREE shuttle service

For more information call the Chamber at 772-546-4724 or email [email protected]

Sunday, February 5thHOBE SOUND FESTIVAL OF THE ARTS 10:00am-5:00pm in Downtown Hobe Sound,

Dixie Highway south of Bridge RoadFREE entrance, FREE parking, FREE shuttle service

For more information call the Chamber at 772-546-4724 or email [email protected]

Thursday, February 9thMONTHLY BREAKFAST

8:00-9:30am at Indian River State CollegeChastain Campus, Wolf High Tech Center

2400 SE Salerno Road, Stuart • Networking Eventand More Information regarding the new Website

Sponsored by: Hobe Sound Office PlazaCatered by: Scooters

RSVP required; No shows will be billed772-5464724 or email [email protected]

Tuesday, February 21stPRESIDENT’S COUNCILEXECUTIVE BREAKFAST

8:00am at Harry & the Natives11910 SE Federal Highway, Hobe Sound

Invitation Only

THEPELICANPELICAN

continued on page 8

It’s no secret that a well designed, well managedwebsite can, and will, do wonders for a company’s vis-ibility, sales potential and customer confidence. So itmakes sense that a Chamber’s website would do thesame for not only its information and promotionalneeds but for increased exposure for the businesseswho invest in Chamber membership year-round. Forthese reasons, the Hobe Sound Chamber’s Board ofDirectors made the creation of a new website top pri-ority for staff. We are proud to announce that the goalof launching a user-friendly site was reached. OnJanuary 12th we rolled out a brand new website at theMember Breakfast.

You may be wondering: what does a new websitemean to me? Our answer is simple and two fold.

First, the new website means increased exposure forChamber members through the Member Directory. TheDirectory drives more traffic to individual memberwebsites while easily and quickly showing contactinformation, location and business descriptions tosearchers. All members start off with a Level 3 Listingon the Directory. To receive added exposure, there is anoption to increase your Listing Level to 4 for a nomi-nal fee per year.

Opportunities for referrals will not end with theBusiness Directory. The new website is hosted byWeblink a national company specializing in creatingchamber websites. They offer the most advanced tech-niques for Search Engine Optimization. This meansthat when someone is searching the internet for theHobe Sound Chamber or a Chamber member,Weblink makes it easier for them to find us first!

Website advertising opportunities are available forChamber members who want to invest in extra promo-tion. Advertising exposure can be accomplished by pur-chasing Banner Ads on the website’s pages, or by spon-soring events which allow for your company logo andwebsite to be associated with that event on the calendarsection of the website.

Second, the new website offers Chamber members

more benefits at no extra cost! Our website is open 24hours a day, 7 days a week to answer questions andallow you to track your Chamber involvement by pay-ing dues online, registering for events and updatingcompany information quickly and easily. The MembersOnly section allows you to not only manage and updateyour company profile in the Membership Directory; itaffords members the opportunity to stay connected toeach other and create promotional coupons that willdrive member to member business and referrals. Newmembers, sponsors, advertisers and President’s Councilmembers have opportunities to be displayed on thehome page. The Visit Hobe Sound, Live & Work andChamber Information sections provide valuable infor-mation for members and visitors alike.

New opportunities for exposure and benefits forHobe Sound Chamber members are endless with thenew optimized website, www.hobesound.org. What areyou waiting for? Visit us online and learn more by con-tacting us at 772-546-4724.

Launch of New Chamber Website Increases MemberBenefits!

SCORE POINTS: Get toKnow Your Cash Flow

Monitoring cash flow is vital to the well-beingof your business. Minor “hiccups” may be expect-ed, but they can also be an early warning sign ofbigger, more severe problems ahead.

Monitoring and predicting cash flow is a matterof consistently following some simple, financialmanagement practices:

• Translate sales into real money as quickly aspossible;

• Ask for all or a portion of payment up front;• Accept credit card payments Manage “receivables” more closely. This is the

money that customers owe to you for products orcontinued on page 9

www.hobesound.org

Nightingale Private Care

Presents the 11th

Annual Hobe Sound

Festival of the Arts!

PAGE 2

Warning:

Don’t be

Scammed by

Cyber Criminals

PAGE 7

Achieve the Most

Value from Your

Chamber Membership!

Read Chamber Briefs

PAGE 10◆ ◆A community newsletter provided by the Hobe Sound Chamber of Commerce

Nightingale Private Care is extremely pleased to pres-ent the 11th Annual Hobe Sound Festival of the Arts! Thisevent is anticipated each year by so many for its recogni-tion of our local artisans and their varied contributions tothe art culture of our area. The Festival truly puts HobeSound on the map in February of each year, and thisyear’s Festival is expected to be a highlight of the season!

Many business owners also look forward to theFestival, as guests from the surrounding area are intro-duced to all that Hobe Sound has to offer. The HobeSound Chamber does such an excellent job each year sup-porting business owners with their varied events , educa-tional offerings, advertising opportunities and even occa-sional emotional support! The Festival of the Arts is oneof the Chamber’s great offerings to this community,bringing over 30,000 people to Hobe Sound. As a busi-ness owner, I can’t say thank you enough for the oppor-tunity to be part of this great event.

When I joined the Chamber in 2009 I was invited tothe new member’s meeting, where I met a future col-league and friend who referred me to my first home

health client. Since that time, Nightingale has continuedto grow each week as we provide care for residents of ourcommunity who want to stay at home with dignity eventhough they may need help with their activities of dailylife. Nightingale can provide companions for shoppingand errands, home health aides for personal care, bathing,and household chores, and nurses for medication man-agement and other skilled tasks. We even employ a per-sonal chef that can make meals ahead and place them inyour refrigerator as needed. We are currently launchingour new NurseWatch system - a medical monitor that isplaced in the home so that a nurse can check in on yourloved one daily via a webcam. This monitor will recordvital signs, weight, and blood sugar readings - all of whichare automatically recorded in the Nightingale office toassist in monitoring the health of your loved one daily.

We’re very excited about the NurseWatch system andwill be demonstrating it at the Art Festival. This newsystem is a great addition to Nightingale as we work togive families peace of mind. Thankfully, we continueto grow by word of mouth, and that means so muchto us, as our clients have learned to trust our service ascaring and professional.

I will always thank the Chamber for my first client,and I am so happy to give back to our community withour contribution to the Festival of the Arts. We’ll seeyou there!

Hobe Sound Chamber of Commerce2012 Board of Directors

OfficersPresident: Tom Balling, Treasure Coast Irrigation/Rood LandscapeVice President: Dan Hulen, Fifth Third ProcessingSolutionsTreasurer: Steve Fenton, Handyman MattersSecretary: Charlene Oakowsky, Oakowsky PropertiesPast President: Gary Uber, Family Private Care, Inc.

Board of DirectorsJennifer Ahern . . . . . . . . .Helping People SucceedKen Coe . . . . . . .Southern Pride Gourmet FoodsElisabeth Ditchkus . . .Forest Hills Funeral HomesValerie Fitzgerald . . .The Manors at Hobe SoundShelly Gonyo . . . . . . . . .Stuart Family ChiropracticMike McCoy . . . . . . . . . . . . . .M & K PublishingPete Morello . . . . . . . . . . . . . . . . .The UPS StoreDerreck Ogden . .Word of Mouth Comp. & Elect.Peggy Ranger . . . . . . . . . . . .Peggy’s Natural FoodW. Trent Steele . . .Law Offices of W. Trent Steele

President’s CouncilTom Balling . .Treasure Coast Irrig/Rood LandscapeBlake Capps . . . . . . . . . . . . . . . . .Capps RoofingDavid Chambers . . . . . . . . . . .Chambers ElectricScott Fay . . . . . . . . . . .Bridge Boat & RV StorageMary Lopopolo . . . . . . . .Seacoast National BankJason Lovelady .Carpenter’s Roofing & Sheet MetalFrank Tricarico . . . . . . . . . . . .Metz ConstructionGary Uber . . . . . . . . . . . . . . .Family Private CareEric T. Wesel . . . . . . . . . . . . . .Jupiter Island Pools

Ambassador CommitteeJanet Otten . . . . . . . . . . . . . . . . . . . . . .DirectorJennifer Ahern . . . . . . . . . .Helping People SucceedBill Brown . . . . . . . . . . . . . . . . . .Glory AssociationDeborah Clark . . . . .Audubon of Martin CountyJerry Cummings . . . . . . . . . . . . . . . .BeautiControlElisabeth Ditchkus . . . .Forest Hills Funeral HomesShelly Gonyo . . . . . . . . .Stuart Family ChiropracticSabina Jadusingh . . . . . . . . . . . . . . .SunTrust BankDee LeMaster . . . .NAPA Auto Parts Hobe SoundMary Lopopolo . . . . . . . . .Seacoast National BankCeil O’Neil . . . . . . . . . . . . . .Wm. Day Real EstateCharlene Oakowsky . . . . . . . .Oakowsky PropertiesSharyl Pratt . . . . . . . . . . . . . . . . . .Coldwell BankerTheresa Smith . . . . . . . . . . . . .Beaches Hair StudioKim Toth . . . . . . . . . . . . . . . . . . . . . .Edward JonesJeanne Wetherby . . . . . . . .Hanging By A Necklace

StaffAngela Hoffman, Executive Director

Janet Otten, Director of Member ServicesJanelle Parsons, Membership Assistant

VolunteersAudrey Burzynski, Marge Cabaniss, Bette Evans,Lillian Johnson, Bobbi Kauffman, George Kleine,

George Mahr, Kaylyn McCoy, Jim Olsen, Rich Otten, Carol Silcox, and Jean Tierney,

The Hobe Sound Pelican is published quarterly by theHobe Sound Chamber of Commerce

11954 SE Dixie, Hobe Sound, FL 33455772-546-4724

Office Hours: Mon.-Fri. 9:30am-3:30pm

Managing Editor:Janet Otten, Director of Member Services

Production:Theresa Dormi, Tandem VA

Page 2 Hobe Sound Pelican

www.hobesound.org

ADVERTISING

WORKS

Hobe Sound, FL 33475

772.546.2292License EC13001299

Celebrating 45 Years of Quality Service!

•Residential•Service Calls•Commercial•Generators

Nightingale Private Care Presents the 11th Annual HobeSound Festival of the Arts! By Yvonne Sue Stutzke, RN, Owner/Administrator, Nightingale Private Care

Page 3Hobe Sound Pelican

Community News

New Manager at HobeSound National WildlifeRefuge

Mr. William G. (“Bill”) Miller is the new RefugeManager at Hobe Sound NWR. Bill brings 20 years ofnatural areas and species management experience, 10years of which have been with the US Fish and WildlifeService. His previous positions include USFWS Liaisonon Comprehensive Everglades Restoration Program(CERP) projects, Deputy Project Leader at Key DeerNational Wildlife Refuge, Refuge Biologist for theArthur R. Marshall Loxahatchee National WildlifeRefuge, and Natural Resource Planner responsible fordeveloping Comprehensive Conservation Plans (CCPs)for National Wildlife Refuges in Florida.

Bill has a Bachelors degree from the University ofFlorida in Forestry, and a Master of Earth Science degreefrom the University of North Carolina (Charlotte) inStream Restoration Ecology. His commitment to thepreservation, conservation, and restoration of naturalenvironments and species protection started early in hisacademic studies. “While working on National WildlifeRefuges, I constantly get a renewed sense for why Ientered into an environmental field in the first place,”said Miller. Miller most enjoys working with people inthe community with a common interest in protectingand enhancing National Wildlife Refuges. “There arealways interesting challenges, and I have found that themost creative and effective solutions are generated byworking closely with folks who care about these naturalareas,” Miller said.

In addition to his professional endeavors, Miller pri-oritizes his family time above all else. Bill's favoritepast time is spending time with his two children, Ruby(4) and Graydon (2), and his wife Deborah. Theyenjoy swimming, kayaking, fishing, boating, going to

parks, attending church, and all types of other outdooractivities. A recent addition to their favorite activitiesinclude going to the Hobe Sound Nature Center. Theyrecently relocated to Hobe Sound from Lake Worth,Florida and truly love their new home.

Boys & Girls Clubs ofMartin County ReceivesDonation

The Boys & Girls Clubs of Martin County(BGCMC) would like to express its sincere gratitude tothe Seabranch Art League for its donation of $5,000 tohelp fund creative arts programming at the Clubs’Cole-Clark branch in Hobe Sound. Funds were gener-ated from the December 2-3 Festival of Trees event inHobe Sound coordinated by the Seabranch Art League.

“We would like to thank the Seabranch Art Leaguefor its extraordinary support,” said Anne McCormick,BGCMC’s Executive Director. “Arts education is socritical to developing our Members’ self-expression andcritical thinking abilities, and it is increasingly becom-ing an important career skill.”

The Arts are one of the five core program impactareas at BGCMC, with the four other areas beingEducation & Career Development, Character &Leadership Development, Health & Life Skills, andSports, Fitness & Recreation.

BGCMC’s arts programming at Hobe Soundincludes: dance, digital arts, drama, drawing and paint-ing, eco-art, national fine arts exhibit, and singing.

Hobe Sound Club Members regularly perform at allfive BGCMC branches and throughout MartinCounty. BGCMC also partners with the Florida Arts& Dance Company to implement high-quality artsprogramming for its Hobe Sound Club Members.

Raise Your Family in MartinCounty

Martin County is an amazing place to retire to, tolive in, to play and recreate. The Martin County SchoolDistrict also reminds us that it’s also a great place toraise a family.

The Martin County School District is one of the topthree highest performing school districts in the state.Recently, the Florida Department of Educationreleased the rankings of all 67 school districts inFlorida, based on academic performance in Reading,Math, Science, and Writing on the FCAT in 2010-2011. Martin County is 3rd highest in the state.

State data for academic achievement also shows thatMartin County:

• Increased its state ranking since 2008-2009. In2008-2009 the District ranked 6th highest in the State,compared to 3rd highest performing in 2010-2011.

• Ranked #1 in the state for the total FCAT andHigh School Component points earned in 2010-2011.

• Tied for #1 in the state for total High SchoolComponent Points in 2010-2011.

• Had the 2nd highest graduation rate (95.2%) in2010-2011 among Florida school districts.

• Earned an “A” grade from the Florida Departmentof Education in 2011 for the 10th consecutive year.

“I congratulate our teachers, administrators and sup-port staff for their efforts on behalf of our students.These are outstanding results,” said SuperintendentNancy Kline. “As the state continues to raise the bar onstudent achievement, our educators meet the challengeand remain dedicated to providing students with a world-class education in Martin County. ”

For more information, visit the Florida Department ofEducation web site at https://app2.fldoe.org/SchoolDistrictRanking/.

Photo ProvidedBill Miller, new Refuge Manager at Hobe Sound NWR.

Boys & Girls ClubsCommemorates 20 Years inMartin County

The Boys & Girls Clubs of Martin County(BGCMC) celebrated its 20th anniversary onDecember 8, 2011 at a special event held at its HobeSound branch.

Ros Clark and Peggy Cole, the organization’s co-founders, were honored for their contributions toBGCMC during the organization’s first two decadesin Martin County.

Celebrating with Mmes. Clark and Cole were sev-eral local dignitaries, including Martin CountyCommissioners Ed Ciampi and Patrick Hayes,Stephen Leighton--the District Director for U.S.Representative Tom Rooney, Dan Liftman--StaffAssistant to U.S. Congressman Alcee Hastings, and

Taryn Kryzda--Martin County Administrator. Anumber of BGCMC Corporate and Branch BoardMembers, Club parents, former BGCMC staff mem-bers, volunteers, and representatives from BGCMC’scommunity partners were also on hand for the event.

Following the special tribute to BGCMC’s co-founders, guests enjoyed musical entertainment pro-vided by Club Members from all five BGCMCbranches: the All Starz Dancers of Palm City; theElite Stompers from Indiantown; Hip-Hop &Healthy of Hobe Sound; In-Sync of East Stuart; andthe Xtreme Dancers of Port Salerno.

In addition, Port Salerno Club Member ErinCopeland sang "Mistletoe."

The evening concluded with BGCMC’s AnneMcCormick and Mike Sancho introducing 2012Youth of the Year nominees and then recognizingClub Members with perfect grades. Also, ClubAlumni who returned to BGCMC for the eveningwere feted.

White Doves Holiday ProjectHelps 1,163 Local Families

Not even tough economic times could keep MartinCounty’s less fortunate families from enjoying aChristmas filled with loads of holiday cheer and toys fortheir children.

Thanks to the thousands of toys donated through theU.S. Marine Corps Toys for Tots program at more than120 local drop-off locations, a total of 1,163 familieswith 2,750 children were served through the 2011White Doves Holiday Project.

“This year, more than 60 local nonprofit organiza-tions, social service agencies and schools referred familiesto White Doves,” said Carol Hodnett, director of MartinVolunteers. “We rely on these agencies to only refer thefamilies they know could use our help the most.”

A project of United Way of Martin County’s MartinVolunteers program, White Doves has been helpingstruggling families during the holidays for more than 20years by providing toys for their children and groceries.

“White Doves couldn’t possibly make such a signifi-cant impact in the life of local residents without the morethan 200 volunteers who donate their time to count, sortand display the collected toys by age and gender,” saidCarlene Stangle, volunteer coordinator.

Volunteers like Dee Patton, have been volunteeringwith White Doves for years and continue to come backyear after year.

“It’s so rewarding to give my time to such a worthyproject,” Patton said. “I look forward to working witheveryone each year.”

Several local businesses, such as WW Lumber,Straccuzi Realty, Publix Supermarkets and WasteManagement have supported White Doves for morethan 20 years through large in-kind contributions andthis year, Gran Park Self Storage stepped up in a big wayby providing storage units and the use of a box truck forpicking up shopping carts and other large items.

Numerous private communities, like Palm CoveWomen’s Club, also got involved by hosting events whereresidents were invited to bring food or toys that were thenbrought to the White Doves warehouse for distribution.

Visit MartinVolunteers.org or call 772-220-4472 formore information.


Hobe Sound Jewelers“Oldest Jewelry Store in Martin County”

The Treasure Coast’s Fastest Growing Gold and Diamond BUYERS! We PAY more…PERIOD

➺ 10 to 50% More than Other Jewelry Stores!➺ 20 to 50% More than Out of

Town Hotel Buyers!

➺ 20 to 50% More than Home Parties!

➺ We even Pay for the Small Diamonds if Good Quality!

Hobe Sounds Jewelers11850 S.E. Dixie Hwy, Hobe Sound, FL 33455

772-546-7940 772-546-6947 Fax • Hobesoundjewelers.com

Store Hours: Monday to Friday from 11am to 4pm • Call for an appointment

Photo ProvidedThanks to the hard work of dedicated volunteers, The White DovesHoliday Project helped many families this past holiday season.


Thank You Renewals:Since 1982Bethel Lutheran Church

Since 1985Campbell Wilson Insurance

Since 1988David Chambers Electric - President’s CouncilWaste Management

Since 1991Wells Fargo (formerly Wachovia)

Since 1995Florida Power & LightFriends of the Hobe Sound Library

Since 1996Martin Health System

Since 1998Village Bike Shop

Since 2001Baron’s Patio

Since 2003Green $ Sod

Since 2004Greyhound Pets of AmericaMilton EngineeringSir Speedy

Since 2005Guy, Yudin & FosterHobe Sound Deli

Since 2006BankUnitedCarrabba’s Italian GrillEducation FoundationLaw Offices of W. Trent SteeleMydock Residential ServicesState Representative William Snyder

Since 2007Big Apple PizzaCaptec EngineeringImages in Paradise - Picture City StudioJC White Office FurniturePalms InnStarbucksTara Biek CreativeThe Skin Inn

Since 2008Advantage FordAllied Building SuppliesAltec RoofingBridge BagelArthur & Abby CicconiCobb PlumbingJames Hook Professional ArtistLouise & Vincent RotondoMariner Sands

Since 2009Abingdon at TraditionAFLAC - Ken HudsonAudubon SocietyColdwell Banker - Noreen SlenkerDavid Nickerson, Inc.EyeMarketingFlorida OceanographicHandyman MattersHughes Umbanhower ArchitectsLoblolly Marina

McNicholas & AssociatesJohn McTigueNightingale Private CarePlatinum Properties-Alyse PorterSeabranch Art LeagueSharon RussellThe Fur SeasonsThe Lyric TheatrePaulette WinnSmart Source

Since 20103 Brothers BrunchBraman Motorcars of JupiterBridge Boat & RV Storage - President’s CouncilCounty Commissioner Ed CiampiCounty Commissioner Sarah HeardCrown TrophyYvonne DonaubauerDreamMaker Bath & KitchenHardscrabbleHelp From The HeartIsland OasisJM Building SupplyOn-site RV RepairsTom SchlossShrimpers Grill & Raw BarSt. Luke’s Episcopal Church/Pt. SalernoThe UPS StoreWhole Child Connection

RibbonCutting…

Photo ProvidedFrom left to right: C. O’Neill, Wm. Day Real Estate, J. Wetherby,Hanging by a Necklace, T. Smith, Beaches Hair Studio, J. Otten,Hobe Sound Chamber, Art Maggio, Ambassador Dry Cleaning &Laundry, Mike Maggio, Ambassador Dry Cleaning & Laundry, S.Gonyo, Stuart Family Chiropractic, C. Oakowsky, OakowskyProperties, and E. Ditchkus, Forest Hills Funeral Homes

Ambassador Dry Cleaning & Laundry, LLCArt Maggio11708 SE Dixie HighwayHobe Sound, FL 33455772-245-8594

www.deestefanoscatering.comBusiness Classification: Restaurants/CateringSponsored by: Angela Hoffman, Staff

Hobe Sound ComputersGrace Corradino8901 SE Bayberry Terrace, Hobe Sound, FL 33455772-546-9121www.hobesoundcomputers.comBusiness Classification: Computer Repair & ConsultingSponsored by: Jan Otten, StaffOrganization Description: Hobe Sound Computers pro-vides a full range of computer services including repairand maintenance for personal computers, networks andperipherals. Hobe Sound Computers provides service inthe customer's home or in their workshop. Their“Geeks” are the best in the business.

LF StaffingClaire Mason760 SE Port St. Lucie Blvd., Port St. Lucie, FL 34984772-873-9562www.lfstaffing.comBusiness Classification: Professional StaffingSponsored by: Angela Hoffman, StaffOrganization Description: LF Staffing is the profession-al staffing division of Labor Finders of Florida and hasbeen assisting businesses for over 30 years in temporary,temp to direct hire and direct hire placements. They usebest hiring practices to find workers and qualified candi-dates for your business. They specialize in clerical,accounting, legal and other industries.

Martin County Taxpayers AssociationRichard Geisinger, Jr., P.O. Box 741, Stuart, FL 34995772-288-0474www.mctaxpayers.orgBusiness Classification: Non-profit Organizations

Sponsored by: Chuck Barrowclough, Treasured LandsFoundationOrganization Description: To monitor and review all fis-cal and tax matters affecting Martin County. To engagepublic officials, community leaders and private sectororganizations who may influence the economy and effi-ciency of the County of Martin, the School District,municipalities and other taxing authorities in the matterof taxes and the financial resources of the County. Inaddition, the MCTA is committed to establishing a cul-ture and environment conducive to the preservation oftax dollars and taxpayers interests and to communicatethrough a public information program on county, stateand federal tax policies and to form or join coalitions oforganizations that inform, educate and influence tax andother fiscal policies that impact Martin County taxpayers.

Preserve Martin CountyHarold Jenkins, Pat MartinP.O. Box 944, Hobe Sound, FL 33475www.preservemartincounty.comBusiness Classification: Non-profit OrganizationsSponsored by: Angela Hoffman, staffOrganization Description: Preserve Martin County(PMC) is dedicated to protecting the quality of life forMartin County citizens by advocating controlled growthand preservation of the existing Comprehensive Plan.Founded in 2011 by Harold Jenkins II, Bob Critton, andPat Martin, PMC hopes to educate the community aboutcontrolled growth, and how suburban sprawl will affectthe county negatively. Martin County is such a uniqueplace, and PMC does not want it to become anotherBroward County. PMC supports growth, but within theUrban Service Boundary.

Seabranch ShipCenterAnthony Sementelli5667 SE Crooked Oak Avenue, Hobe Sound, FL 33455772-287-9810Business Classification: Shipping and PackagingSponsor: Kim Sementelli, Mr. Mailbox Mailing &Business Center


Welcome New Members:ADT Security SystemsShannon Walsh, Gary Preslar, Sean Bates6945 LTC Parkway, Port St. Lucie, FL 34986954-483-7517Business Classification: Alarm Systems/Burg.-FireSponsored by: Angela Hoffman, Staff Organization Description: ADT’s mission is to protectproperty and save lives. They provide residential andcommercial alarm systems as the #1 premier alarm com-pany in the world by offering their clients peace of mindvia their unrivaled, sophisticated monitoring network.“ADT, Always There!”

CJ LaingJack Laing11760 SE Dixie Highway, Hobe Sound, FL 33455Mailing address: 4 Via Parigi, Palm Beach, FL 33480561-820-0039www.cjlaingshop.comBusiness Classification: Clothing/Resort WearSponsored by: Jan Otten, StaffOrganization Description: CJ Laing is a premier design-er of resort wear for women, men and children. The CJLaing outlet store in Hobe Sound offers a wide selectionof CJ Laing merchandise at deep discounts, often up to70% off retail. At the CJ Laing outlet you’ll find silkembroidered evening tunics, sundresses, cashmere stoles,and fabulous fun costume jewelry. New merchandisearrives weekly during the winter months.

Dee-Stefano’s Enterprises, Inc.Steve Woods15510 SW Trail Drive, Indiantown, FL 34956772-597-5600

RibbonCutting…

Photo ProvidedFrom left to right: B. Contrevas, RN, Always Best Care Senior Services,L. Vestrich, Always Best Care Senior Services, D. Smith, Always BestCare Senior Services, Steven Snell, Always Best Care Senior Services,Claudia Snell, Always Best Care Senior Services, J. Wetherby, Hangingby a Necklace, E. Ditchkus, Forest Hills Funeral Homes, T. Smith,Beaches Hair Studio, C. Oakowsky, Oakowsky Properties, S. Gonyo,Stuart Family Chiropractic, and J. Otten, Hobe Sound Chamber

Always Best Care Senior ServicesSteven Snell9002 SE Bridge Road, Hobe Sound, FL 33455772-205-3888www.treasurecoast.alwaysbestcare.com


The Hobe Sound Toasters, Toastmasters InternationalClub had to rely on their hearing and memory skills asToastmaster Cathy Koyanagi led their first “meeting inthe dark” on January 10th. Thanks to Cathy, the attend-ing Toasters can all see a little better the challenges thevisually impaired deal with on a daily basis.

Cathy is almost completely blind but attendsToastmaster meetings in at least two different clubs,attends and teaches at Toastmaster leadership trainingsand has founded a Toastmasters Club for the visuallyimpaired through the Lighthouse for the Blind.

At the “meeting in the dark” the agendas were inBraille and the lights were turned out as the Toasters lis-tened to three wonderful speakers - Peggy Mathias, RichOtten and Phil Delamarter. Phil won best speaker for hisspeech on the power of praise. Phil’s powerful wordsencouraged everyone to make a resolution to thank andpraise those who deserve it. (Maybe even those whodon’t-once in a while?)

Our evaluators where challenged because they couldn’ttake notes, they had to depend on their memories to pres-ent their evaluations. Joy Gouyd won best evaluator,going up against Dave Clarke and Audrey Burzynski.

Carol Labuhn’s Table Topics also gave everyone furtherinsight into life without vision. Participants put theirhand in a box and described what they felt. Dolphin, oneof the two guests visiting Toasters from the Jacksonville,North Carolina Toastmasters club won best Table Topics.

At the same meeting two new members were wel-comed - Nathan Beck, originally from Boise, ID, andJackie Hynes, who has visited Toasters before, and is nowa dual member with Gold Coast Toastmasters.

The January 24th meeting featured the club-levelInternational Speech Contest and Table Topics Contest.Participants included, Audrey Burznski, KathleenGemme, George Kleine, Carol Labuhn and Rich Otten.Contest Master was Brooke Samples and Guia Brownofficiated as Chief Judge. Representing Hobe SoundToasters in the Area Contest on February 8th will be RichOtten, 1st place winner of the International SpeechContest and George Kleine, 1st place winner of the TableTopics Contest. Taking 2nd place in the speech contestwas Carol Labuhn and for table topics, AudreyBurzynski. There were 7 guests present at the meeting.

Since 1924, Toastmasters International has provided asupportive learning environment in which to developcommunication and leadership skills. Hobe SoundToasters is open to Chamber members and the public. Ifyou are interested in Toastmasters, visit a meeting at anytime. Meetings are 7:00-9:00pm on the 2nd and 4thTuesdays of each month at the Hobe Sound BibleCollege, Admin, Building, 11298 SE Gomez Ave., HobeSound. For more information call the Chamber at 772-546-4724 or email [email protected]. VisitToastmasters Int’l at www.toastmasters.org or locallyhttps://hobesound.freetoasthost.biz/ to learn more.

Don’t beScammed byCyberCriminalsBy Jim Olsen CPA

email: [email protected] Web site: www.jimolsencpa.com

The Internal Revenue Service receives thousands ofreports each year from taxpayers who receive suspi-cious emails, phone calls, faxes or notices claiming tobe from the IRS. Many of these scams fraudulentlyuse the IRS name or logo as a lure to make the com-munication appear more authentic and enticing. Thegoal of these scams – known as phishing – is to trickyou into revealing your personal and financial infor-mation. The scammers can then use your information– like your Social Security number, bank account orcredit card numbers – to commit identity theft orsteal your money.

Here are five things the IRS wants you to knowabout phishing scams.

1. The IRS never asks for detailed personal andfinancial information like PIN numbers, passwords orsimilar secret access information for credit card, bankor other financial accounts.

2. The IRS does not initiate contact with taxpayersby email to request personal or financial information.If you receive an e-mail from someone claiming to bethe IRS or directing you to an IRS site:

• Do not reply to the message.• Do not open any attachments. Attachments may

contain malicious code that will infect your computer.• Do not click on any links. If you clicked on links

in a suspicious e-mail or phishing website and enteredconfidential information, visit the IRS website andenter the search term ‘identity theft’ for more infor-mation and resources to help.

3. The address of the official IRS website iswww.irs.gov. Do not be confused or misled by sitesclaiming to be the IRS but ending in .com, .net, .orgor other designations instead of .gov. If you discover awebsite that claims to be the IRS but you suspect it isbogus, do not provide any personal information onthe suspicious site and report it to the IRS.

4. If you receive a phone call, fax or letter in themail from an individual claiming to be from the IRSbut you suspect they are not an IRS employee, contactthe IRS at 1-800-829-1040 to determine if the IRShas a legitimate need to contact you. Report anybogus correspondence. You can forward a suspiciousemail to [email protected].

5. You can help shut down these schemes and pre-vent others from being victimized. Details on how toreport specific types of scams and what to do if you’vebeen victimized are available at www.irs.gov. Click on“phishing” on the home page.

Jim Olsen CPA

We’ve been in the “beauty”industry for over 14 years now,and we are NOT going to agegracefully. We will fight theaging process every step of theway. With today’s technology,there is no reason that any of usshould look a day older than wefeel…and there are options thatdon’t involve needles or knives.

We have said it before...theolder we get, the younger our clients and we are all goingto look. At BeautiControl, we’ve accessed our Skin s.p.a.data and here is what we know our Client's top skin careconcerns are:

• loss of firmness/elasticity• lines and wrinkles• skin discolorationsThis is, which comes as no surprise, is the same skin

care concerns that all women (and a few honest men)have reported as their top skin care concerns.

The answer? Tri-peptide complexes and HyaluronicFilling Spheres.

Here is a list of best-selling brands that contain aggres-sive anti-aging ingredients with complex formulas that

give rapid visual results and long-lasting firming results: • BeautiControl - Tight Firm & Fill EXTREME -

$95/1oz.• Perricone MD - Neuropeptide Facial Conformer -

$325/1oz.• Strivectun Hydrotherapy Deep Wrinkle Serum -

$153/1oz.• Peter Thomas Roth FIRMx Growth Factor Extreme

Neuropeptide Serum - $150/1oz.• Kate Somerville HydraKate Line Release Face Serum

- $150/1oz.• Murad Intensive Wrinkle Reducer - $150/1oz.• Elemis Pro-Collagen Quartz Lift - $175/1oz.• Kinerase Extreme Lift Face - $150/1oz.• Estee Lauder Re-Nutriv Ultimate Lift Age

Correcting Serum - $200/1oz.• Chantecaille Biodynamic Lifting Serum - $210/1oz.• LaPrairie Cellular Anti-Wrinkle Firming Serum -

$185/1oz.• La Mer ‘The Regenerating Serum’ - $250/1oz.• 3Lab Super “h” Serum - $320/1.17oz.Go … make it an Extreme Year…and as always, call us

(772-545-7983) for a Spring Makeover…complimenta-ry! Visit: www.teamcummings.com.

Penny and JerryCummings

Extreme Trends 2012By Penny & Jerry Cummings, Mobile Day Spa Specialists, Beauticontrol Spa

Hobe Sound Toasters Do It In The Dark


Friday, February 24thCOUNCIL OF CHAMBERS LUNCHEON

11:45am at Willoughby Golf Club3001 SE Doubleton Drive, Stuart

Guest Speaker U.S. Congressman Tom Rooney$25 per person

RSVP Required to register and pre-pay onlinewww.stuartmartinchamber.org or call 772-287-1088

Wednesday, February 29thBUSINESS AFTER HOURS

5:30-7:00pm Sponsored and hosted by Treasure Coast

Irrigation/Rood Landscape7900 SE Bridge Road, Hobe Sound

To RSVP call the Chamber at 772-546-4724 oremail [email protected]

◆ March Meetings ◆Wednesday, March 7th


Tuesday, March 13th and 27thHOBE SOUND TOASTMASTERS MEETING



Monday, March 19thBOARD OF DIRECTORS MEETING


◆ March Events ◆Friday, March 2nd, 9th, 23rd, and 30th



Tuesday, March 6thCOFFEE TALK AT THE CHAMBER OFFICE

8:00am at the Chamber officeLimited seating/RSVP required

Call 772-546-4724 or email [email protected]

Thursday, March 8thMONTHLY BREAKFAST

8:00-9:15am at Hobe Sound Bible CollegeSchmul Dining Hall, 11295 SE Gomez Avenue,Hobe Sound • Guest Speaker: Nathaniel Reed

Co-Sponsored by: The Guardians and Hobe SoundEarly Learning Center

RSVP required; No Shows will be billedCall 772-546-4724 or email [email protected]

Wednesday, March 21stWILDLY SUCCESSFUL

WOMEN’S WEDNESDAY LUNCH12:00-1:30pm at TBA

To RSVP call the Chamber at 772-546-4724or email [email protected]

Wednesday, March 28thBUSINESS AFTER HOURS

5:30-7:00pm at Mancuso Centre, SE Bridge Road,across from the Winn Dixie Plaza

Sponsored by: Bella Salon, Bullen Insurance, Edward Jones – Andy Andersen,

Florida Health Group, Iguana Farm Group, Mancuso Construction, The Framery, The Skin Inn

To RSVP call the Chamber at 772-546-4724 oremail [email protected]

◆ April Meetings ◆Wednesday, April 4th


Tuesday, April 9th and 23rdHOBE SOUND TOASTMASTERS MEETING



Monday, April 16thBOARD OF DIRECTORS MEETING


◆ April Events ◆Friday, April 6th, 13th, and 27th



Tuesday, April 10thCHAMBER VOLUNTEER BREAKFAST/

TRAINING CHAMBER OFFICE8:30-9:30am at the Chamber office

Wednesday, April 11thINSIDE HOBE SOUND TOUR

8:30am-2:00pm Program begins at the Chamberoffice then proceeds by bus to points of interest

Open to the public • No charge • Box Lunch $8.00To RSVP call the Chamber office at 772-546-4724

or email [email protected]

Thursday, April 12thMONTHLY BREAKFAST

8:00-9:15am at Hobe Sound Bible CollegeSchmul Dining Hall

11295 SE Gomez Avenue, Hobe SoundSponsored by: Preserve Martin CountyRSVP required; No Shows will be billed

Call 772-546-4724 or email [email protected]

Wednesday, April 25thBUSINESS AFTER HOURS

5:30-7:00pm at Mr. Mailbox Mailing and BusinessCenter • 8949 SE Bridge Road, Hobe Sound

To RSVP call the Chamber office at 772-546-4724or email [email protected]

Hobe Sound Chamber ofCommerce Calendar

March and April 2012continued from page 1


Seacoast National BankNames Hobe Sound BranchSpecialist II

Seacoast National BankTreasure Coast President TomWilkinson has announced theappointment of Kellie Sweet as aBranch Specialist II Hobe Soundoffice. Prior to joining Seacoast,Sweet worked as a PersonalBanker for nine years at Bank ofAmerica in Hobe Sound.

“Kellie’s expertise is a wel-comed addition to the bankingservices offered through ourHobe Sound office,” explainedWilkinson. “Moreover, she values the community bankconcept of growth through customer satisfaction.”

Seacoast National Bank is the operating arm ofSeacoast Banking Corporation of Florida (NASDAQ:SBCF). With over $2 billion in assets and 39 branch-es from Orlando to Palm Beach Gardens and southcentral Florida, it is one of the largest communitybanks headquartered in Florida. For more informationplease visit their website at SeacoastNational.com.

Business Briefs

Kellie Sweet

Hobe Sound Child CareCenter Changes Name

The Hobe Sound Child Care Center, a non-profitprovider of early learning for children ages one throughfive, has changed its name to The Hobe Sound EarlyLearning Center (HSELC) as of January 31, 2012.

Loretta Kocik, President of the HSELC Board ofDirectors, says that the new name more aptly reflects theofferings of HSELC. “Our teachers not only care for andabout children,” says Kocik, “but they also teach themsocialization and developmental skills, build on theirindividual potential, and give them a solid foundationfor the rest of their school years. HSELC is a true learn-ing environment.”

The Hobe Sound Early Learning Center has been anintegral part of the Hobe Sound and Martin Countycommunity since 1962. It currently enrolls 140 chil-dren. Every child receives a subsidy toward tuition

costs, and families in need can apply for various schol-arship programs.

The Hobe Sound Early Learning Center is fullyaccredited by Accredited Professional Preschool LearningEnvironment (APPLE) and licensed by the State ofFlorida. In 2011 it extended its offerings to include aprogram for one-year-old children in response to a needin the community.

Celebrating its fiftieth anniversary this year, HSELCwill hold a party for its Alumni on March 8 at the Center.

Hobe Sound Early Learning Center (HSELC) offersall families, regardless of background or income, afford-able early-childhood nurture, education and recreationthat stimulates healthy emotional and social developmentand helps prepare children to excel in school and life.Information about HSELC is available at: www.hobe-soundearlylearningcenter.org, or on its Facebook page.

Photo ProvidedBoard of Directors of Hobe Sound Early Learning Center, in front:Leslie Highstreet, Patty Phillips, Loretta Kocik, Patsy Steiner, JasonMazotta, and Joanne Towner. In back: Pat Martin, Stefanie Chasse,Rob Kloska, and Susan Rainey.

services you've delivered. Create a detailed “aging” sched-ule of what you are owed, by whom and for how long.Place phone calls to overdue accounts, focusing first onthe largest amounts due. Offering a discount can bringsome quick cash in the door, but play this card only afteryou've called the customer to ask for full payment.

Don't overlook the power of an operating budget.Note specific due dates for payables as well as receiv-ables, and regularly use it to get a “snapshot” of yourcash flow status. With that information, you'll be bet-ter able to make short- and long-term plans, spotpotential problems, and avoid crippling cash crises.

To learn more about marketing your business, con-tact a SCORE counselor through your local Chamberor visit online at www.score308.com.

SCORE POINTScontinued from page 1

Jupiter Island resident, Tiger Woods, recently visit-ed Murray Middle School in Stuart, Fla., where hespent the afternoon experiencing life as an 8th grader,joining students in Mrs. Lynch and Mrs. Kirsch's classfor a lesson in the Tiger Woods Learning Center'sforensics program.

After visiting the newly completed TWLC Campusat Murray Middle School, Woods joined in the foren-sics lesson that included solving a crime, analyzingclues, fingerprinting, studying evidence and question-ing "suspects."

“I'm really excited to bring a Learning Center cam-pus to Stuart,” Woods said. "This is the second timeI've taken our forensics class. I really enjoy it, and so dothe kids. It has gotten rave reviews from our students inAnaheim for the last five years, so it was a perfect fit forthis campus. It's unique, gets kids fired up about sci-ence and helps them explore careers in the field.”

About Tiger Woods Foundation: At the Tiger WoodsFoundation, they believe every child deserves a shot atcollege. Designed to break through a culture of lowexpectations, their college-access programs reachunderserved youth in all stages of academic life. Forscholars in grades 5-12, the Tiger Woods LearningCenters provide hands-on experiences in science, tech-

nology, engineering and math coupled with collegepreparation workshops to create a unique environmentfocused on college and careers. The Tiger WoodsFoundation launched its Flagship Tiger WoodsLearning Center in Anaheim, Calif., in February 2006.Since inception, the innovative 35,000-square-footeducation facility has reached more than 40,000 stu-dents through its one-of-a-kind classes ranging fromforensic science and aerospace to robotics, biotechnol-ogy, video production and graphic design.

More recently, the Foundation developed and final-ized the campus model, which allows the TWLC tohave an immediate impact in local communities aroundthe country. Beginning in the fall of 2010, theFoundation has launched four TWLC campuses, two inWashington, D.C. and most recently one at the KIPPDuBois Collegiate Academy in Pennsylvania and one atMartin County's Murray Middle School in Florida.

Once students are ready for college, they offer theEarl Woods Scholarship Program - an incredible sup-port network that includes admissions counseling,dedicated mentors, specialized internships, financialassistance and workshops for each scholar acceptedinto the program. This unique experience laststhrough college graduation, and the special commu-

nity of scholars work together to succeed in universi-ty life at prestigious universities such as Georgetown,USC, UC Berkeley, UCLA and Harvard. Theybelieve it's never too early to start thinking about col-lege, which is why the Earl Woods ScholarshipProgram also offers family and student workshops forgrades 5-12 through the Tiger Woods LearningCenters and other community partnerships. Formore information on their programs, please visittigerwoodsfoundation.org.

Page 10

Chamber Business Briefs:• Please RSVP for all events!• You can now RSVP online at our amazing new

website. It is still www.hobesound.org• Soon you will be able to pay by credit card when

you RSVP on the website. • We can’t always call you for events, and we can’t

call all members - you must RSVP by website, by tele-phone, or by email. The Calls are an extra bonus butdon’t depend on a phone call from us to let us knowyou are coming. Your best and easiest option is thewebsite.

• Check the website and News You Can Use forupdates on what event is coming next.

• There is a 3-month calendar in each quarterly issueof The Pelican telling you in advance of all upcomingevents.

• Please check your information on the new website.Let us know anything on your page that is not correct-ly listed there.

• Soon you will be able to make changes to yourpage yourself, i.e. new employee, new contact person,new address, new phone number, and so on

• Please check the Chamber office lobby to see if westill have a supply of your business cards on displaythere. We don’t usually know when someone has takenyour last card or your last brochure. It is your privilegeas a member to have them there, and it is your respon-sibility to see that they are on display there.

• Attend as many events as you can. Remember, ifyou join the gym, that’s good, but if you don’t go andwork out it doesn’t help you stay in shape. Networkingis the best way to get value from your membershipinvestment. People do business with people they know!Chamber members doing business with Chambermembers – our goal, your opportunity.

Thomas Balling, president of Treasure CoastIrrigation and Rood Landscape in Hobe Sound, wasinducted as the 2012 board of directors president forthe Hobe Sound Chamber of Commerce at the year-end luncheon on Dec. 15th.

Balling joined the Chamber board in 2007 andpreviously served as treasurer and vice-president. Inaddition to his service on the Hobe Sound Chamberboard of directors, Balling previously served as presi-dent of the Quantum House at St. Mary’s Hospitaland as president of the Executive’s Association of thePalm Beaches. He was the recipient of the prestigiousPresident’s Award from the Executive’s Associationwhile in the position.

Balling joined Treasure Coast Irrigation andLandscape, LLC and Rood Landscape, LLC as presi-dent and managing partner in 2006, and brought

with him more than 20 yearsof professional experience.Rood Landscape has servedSouth Florida since 1946,and along with TCI, thecompanies employ 165green industry professionals.

The Hobe SoundChamber of Commerceoffers services to newcomers,visitors, residents and busi-nesses year-round, and playshost to several major eventsthroughout the year that enhance the local economysuch as the Christmas Parade in December, the ArtFestival in February, and the Barbeue Festival in July.

Thomas Balling Named President of Hobe Sound ChamberBoard of Directors

Thomas Balling

Tiger Woods Visits Murray Middle School in Stuart

Photo by Tiger Woods Learning Center FoundationTiger Woods brought the Tiger Woods Learning Center forensics pro-gram to Murray Middle Svhool in Stuart.

As the health care landscape continues to evolve,hospitals and providers are changing along with it. Thatincludes new services, treatments and methods of deliv-ering care.

In order to reflect the enhanced scope of services itnow provides to Treasure Coast residents, MartinMemorial Health Systems is changing its name toMartin Health System.

“What began as a small hospital more than 70 yearsago has transformed into a fully integrated health systemthat provides a vast spectrum of care for the region,” saidMiguel Coty, vice president and chief marketing com-munications officer for Martin Health System. “Today,

we not only provide exceptional care in our two hospitals,we offer preventive and primary care throughout Martinand St. Lucie counties. At the same time, we are collabo-rating on clinical research that will define how we delivercare tomorrow. The new name demonstrates the contin-uum of care we provide.”

Martin Health System began in 1939 as MartinCounty Hospital, a 23-bed facility located in Stuart thatwas created by local residents who saw the need for healthcare services. The name was eventually changed to MartinMemorial Hospital and as the community grew, so didMartin Memorial. In 1992, Martin Memorial HospitalSouth opened in south Stuart, and the organization was

renamed Martin Memorial Health Systems. Today, Martin Health System features two hospitals –

with a third opening in the west Port St. Lucie develop-ment of Tradition in 2014 – as well as award-winningcenters for cancer and heart care, physician offices, diag-nostic imaging, rehabilitation, health and fitness andmuch more.

The health system is a six-time winner of theThomson Reuters 100 Top Hospitals award winner,has twice been named a Thomson Reuters 50 TopCardiovascular Hospital, and it has earned accredita-tion by The Joint Commission for knee and jointreplacement and as a primary stroke center.

Martin Health System is also expanding its clinicalresearch capabilities. That includes partnerships withlife sciences organizations at the Tradition Center forInnovation in west Port St. Lucie, as well as a contin-ued affiliation with Moffitt Cancer Center in Tampafor oncology clinical trials.

The health system is also partnering withHealthSouth to build a 34-bed comprehensive medicalrehabilitation hospital on the Martin Hospital Southcampus. The hospital is expected to be completed byspring 2013.

“The name change is subtle, but it represents anenhanced level of sophisticated services and high-qual-ity care that we are able to offer Treasure Coast resi-dents,” Coty said. “However, while our name may havechanged, our focus remains on providing exceptionalcare to the communities we serve and beyond.”

About Martin Health System: Martin Health Systemis a not-for-profit, community-based health care organ-ization that has served the region for more than 70years. It offers a continuum of care including preven-tive, primary and acute hospital care, as well as cancerand cardiac care, wellness and rehabilitation services. Itsapproximately 3,000 associates, 375 affiliated physi-cians and 900 volunteers provide care at 12 differentlocations serving Martin and St. Lucie counties. MartinHealth is a six-time winner of the Thomson Reuters100 Top Hospitals Award, has twice been named aThomson Reuters 50 Top Cardiovascular Hospitalsaward winner, and received designation as a NationalEmployer of Choice designee for 2009 and 2010-11.To learn more, visit martinhealth.org.


You’ve no doubt heard that “time is money.” Whilethis expression may be applicable in many areas of life,it's especially relevant for investors - because the moretime you spend not investing, the less money you arelikely to have when you really need it, such as duringyour retirement. That’s why it’s essential that you don’twait to start saving for your days as a retiree.

Many people think it won’t make much difference ifthey delay investing for a few years. As you know, timeflies, and before you know it, “a few years” turns into adecade - and a decade’s postponement in saving forretirement can make an enormous difference in your life.

How big a difference? Suppose you plan to retire atage 65. If at age 25, you began putting $200 a monthinto a tax-deferred vehicle, such as a traditionalIndividual Retirement Account (IRA), and your invest-ments inside that IRA hypothetically earned on average7% a year, you would accumulate about $512,000 after40 years. However, if you had waited until you were age30 to start saving for retirement, with all else beingequal, you’d end up with only about $355,000 when youreached 65 - $157,000 less - due to that five-year delay.And if you waited 10 years, until you were 35, you’d endup with about $243,000 - far less than half of what youwould have accumulated had you started saving at 25.(Keep in mind that you will eventually have to pay taxeson these accumulations, and the actual figures don’treflect fees, commissions or expenses.)

Clearly, the cost of delay can be considerable - whichis why you should consider taking these steps:

• Develop a strategy with your financial advisor. It’seasier to stick to a strategy if you know where you’regoing. Your financial advisor can help you determine

how much you need to save toreach the type of retirementyou’ve envisioned.

• If you haven’t started sav-ing, begin now. If you waituntil you feel more financiallycomfortable before you investfor retirement, you may neverbegin. Even if you can putaway only a small amount,such as $50 per month, you’llhave made a start.

To make it easier on yourself, set up your accounts toautomatically move a set amount each month into yourIRA. As the above examples show, the best way to buildsubstantial savings is to start early, but even if you’re inyour 30s or 40s, you can catch up - although you’ll needto save more to potentially get to the same level.

• Increase your investments when your income rises.Every time you get a salary increase, boost your contri-butions to your IRA and your 401(k) or other employ-er-sponsored retirement plan.

• Don’t take a “timeout” from investing. Keep oninvesting, whether the “news of the day” is positive ornegative. The best investors are those who follow aconsistent strategy and continue investing, year in andyear out.

In short, save early, save often - and keep investing. This article was written by Edward Jones for use by

your local Edward Jones Financial Advisor. For moreinformation or a free, no-obligation protfolio review, callEdward Jones investment representative Andy Andersenat 772-545-9638.

Andy Andersen, CFP

• FINANCIAL FOCUS •Delay in Investing Could Prove Costly

By Andy Andersen, CFP, Edward Jones Financial Advisor, 772- 545-9638

Martin Memorial Changing Name to Martin Health System


Picture Page

Photo by Kellie Sweet, Seacoast National BankAt the January Business After Hours at Seacoast National Bank,2012 Festival of the Arts Sponsor Sue Sutzke of Nightingale PrivateCare

Photo by Chamber StaffEnjoying Casino Night: Marsha Whiteford, Seacoast National Bank,Harold Jenkins, Jenkins Landscape, and Lauri Dolan, SeacoastNational Bank

Photo by Dawn V. Gilmore Fine Art PhotographyAmbassadors, Elisabeth Ditchkus, Forest Hills Funeral Homes andShelly Gonyo, Stuart Family Chiropractic, help with check-in at theInstallation/Holiday Luncheon

Photo by Dawn V. Gilmore Fine Art PhotographyIn the Hobe Sound Christmas Parade: Rowan Fay, Treasure CoastIrrigation/Rood Landscape

Photo by Dawn V. Gilmore Fine Art PhotographyAt the Holiday/Installation Luncheon: Angela Hoffman, ExecutiveDirector, Jerry Cummings, Beauty Control, Ambassador of the Yearand Gary Uber, Family Private Care, Chamber Board President

Photo by Chamber StaffReady for Casino Night to begin! Committee Chairs, Mary Lopopolo,Seacoast National Bank and Wayne Klick, EyeMarketing with Angela Hoffman, Chamber Executive Director

Photo by Kellie Sweet, Seacoast National BankJanuary Business After Hours at Seacoast National Bank: WayneKlick, EyeMarketing with Carmen Mahannah, Seacoast NationalBank and Richard Nash, Social Member

Photo by Leo Arbeznik, Images in ParadisePre-Fesitval of the Arts Artist Day at Boys and Girls Club HobeSound: 2012 Hobe Sound Festival of the Arts Artist, MimiMcCallum with Boys & Girls Club Student

Photo by Dawn V. Gilmore Fine Art PhotographySanta (aka George Kleine, Smart Source) in the Hobe SoundChristmas Parade

Photo by Dawn V. Gilmore Fine Art PhotographyHobe Sound Christmas Parade Grand Marshal, Sheriff Bob Crowder

Photo by Leo Arbeznik, Images in ParadisePre-Festival of the Arts Artist Day at Boys and Girls Club HobeSound: 2011 Hobe Sound Festival of the Arts Artist, Dan Mackin,with Boys & Girls Club Students

Photo by Leo Arbeznik, Images in ParadisePre-Festival of the Arts Artist Day at Boys and Girls Club HobeSound: Artists Cindy Cooper, Mimi McCallum and Dan MackinStudents display their artwork to be featured at the Hobe SoundFestival of the Arts

Documents

A community newsletter provided by the Hobe Sound Chamber ...€¦ · R K S Hobe Sound, FL 33475 772.546.2292 License EC13001299 Celebrating 45 Years of Quality Service! •Residential