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As the industry leader in precious metals investing, we are committed to consumer education and providing thought-provoking commentary from leading experts to help guide decision-making.

Lear Capital believes it is imperative for investors today to understand developments in our fi nancial system so that they can be equipped to protect and grow their wealth. As savers and investors work to preserve their hard-earned wealth, alternative measures should be considered to hedge the inherent risks that have, unfortunately, befallen our fi nancial system.

An investment in gold or silver is truly unique. It is not just some blip on a statement, or a line on a chart. No government can simply print it into existence. It is rare and limited in supply.

Precious metals are critical to the health and balance of your portfolio. Call Lear Capital today at (800) 428-1493, or visit LearCapital.com, to learn more about how to invest in precious metals.

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MONEY FAQs ACTION GUIDE

LEARCAPITALThe Precious Metals Leader

Nine Reasons To Find The Emergency Exit Before It’s Too Late

By Michael Pento Page 4

The Stars Are AligningFor Gold And Silver

By John Rubino Page 8

The Introduction To Robert Kiyosaki’s New Book FAKE: Fake Money, Fake Teachers, Fake Assets

By Robert Kiyosaki Page 12

IN THIS GUIDE:

(800) 428-1493 LearCapital.com

Published January 2019

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The stock market was trading

at an all-time high valuation of 150% of GDP

in 2018. That was indeed the bell rung at

the very top. Stocks have since started to

roll over, but valuations are still at 140%

of the underlying economy. And that is,

historically speaking, way off the chart.

The average of this metric was around

45% throughout the decades of the 1970’s

through the mid-1990’s. Therefore, the

market is screaming for investors to hit the

sell button now while there are still ample

bids left. But, if your complacency and

procrastination prevent you from realizing

the truly dangerous bubble in equities right

now, here are eight of the most salient

reasons why you’ll definitely need to find

the nearest emergency exit before this

market really turns.

Inverted Yield Curve.

In early December 2018, the yield curve did something it hadn’t done in more than a decade. More importantly … and more ominously … it did something for the first time since the run-up to the disastrous recession of 2007-2008. It inverted.

An inverted yield curve is one of the most powerful predictors of a looming recession. The last seven recessions in our country were preceded by an inverted yield curve. The yield curve is such an important bellwether that it is included in the Financial Stress Index published by the St. Louis Fed, and is incorporated into the Index of Leading Economic Indicators published by The Conference Board.

Normally, long-term bonds yield higher interest than shorter ones because investors expect the economy to grow. When the yield curve collapses, it’s less profitable for banks to lend … which makes it harder for consumers to get mortgages and auto loans … and

Nine Reasons To Find TheEmergency Exit

Before It’s Too Late

Will Your Portfolio Survive 2019?

by Michael Pento of Pento Portfolio Strategies

keeps businesses from getting the funding they need to expand. Many experts predict that the coming meltdown will be even harder, deeper and more disastrous for your family’s wealth and financial future.

Globally RisingInterest Rates.

The London Interbank Offered Rate or LIBOR is used for the pricing of $370 trillion worth of loans and derivatives across the globe. It is basically an unsecured dollar loan rate between banks in Europe and is used as a gauge of distress inside the banking system.

This rate has increased from 0.3% to 2.43% in just the last two and half years and has caused a significant move higher in borrowing costs, which continues to increase on a daily basis. At some point, countries won’t even be able to service the interest on the debt let alone pay the debt off. Spiking debt service costs on the record level of global debt is a dangerous condition for a stock market bubble.

Corporate Tax Reform.

The repatriation of overseas earnings resulting from Trump’s tax reform package, which is primarily being used to buy back shares, should have been exhausted by the fall of 2018. Corporations have a limited time to bring back overseas profits. This, in addition to the progressively increasing cost to borrow money, should greatly slow down the amount of corporate buybacks and negatively have an impact on earnings.

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And following U.S. withdrawal from an Obama-era nuclear pact, Iran tested a ballistic missile capable of carrying warheads throughout the Middle East and to parts of Europe.

Heightened tensions among neighbors in The Middle East spilled over to the U.S. Congress as lawmakers seethed over Saudi Arabia’s role in the killing of dissident Saudi journalist Jamal Khashoggi as well as its military actions in Yemen.

Closer to home, Europe is in turmoil, searching for a strong leader and a peaceful end to the Brexit debacle. In short, the world is a tinderbox — just waiting for the match to set it off .

Global GrowthSlowing Down.

The synchronized global growth narrative turns upside down as global Purchasing Manager Indexes (PMIs) fall sharply. Already, weakness from rising rates and potential trade wars are causing China, Japan, Europe, and U.S. PMIs to begin rolling over, as well as many others.

And this condition will only be exacerbated by the progression of Trump’s trade wars, along with the

mounting intensity of rising debt service costs. Expect the full eff ect of tariff s and rising rates to signifi cantly impact in a negative fashion global GDP in 2019.

A Democratic House.

The Mid-term elections moved the House back to the Democrats’ control. This will put an abrupt end to Trump’s Wall Street-friendly agenda. And, there are many political agenda items that could increase stock market volatility and overall uncertainty: a federal government shutdown, immigration, impeachment threats, Obamacare legal fi ght, etc.

Markets hate uncertainties and the list is long with topics that could stall the president’s agenda. Any of these could be the fi rst domino to fall causing a full blown economic spiral down. Secure the exits before it’s too late.

Pento Portfolio Strategies monitors several other components inside the Infl ation/Defl ation model to help clients not only fi nd a chair, but maybe even a luxury coach, once the music stops. And even better yet, to help our investors get properly positioned to capitalize on the third massive equity market crash since the year 2000. Visit PentoPort.com.

Reduced EPS Growth.

Year-over-year earnings growth on the S&P 500 will fall to fl at — or even turn negative — from up 18% in 2018. The end of the Republicans’ other one-time steroid shot — a massive defi cit-funded corporate tax cut — will run out of steam.

Wall Street’s nasty habit of making linear extrapolations on any good trend has caused them to price in earnings growth in the high teens in perpetuity. However, investors should not apply a once-in-a-generation corporate tax cut from 35% to 21%, which has temporarily boosted earnings growth this year, to 2019’s earnings growth which will enjoy no such reduction in tax rates to dress up the profi ts picture. But rather, U.S. corporations have to deal with tariff s and a bond bubble implosion instead.

Quantitative Tightening.

The Fed’s Reverse Quantitative Easing (QE) program — eff ectively selling bonds to the public and destroying the proceeds in the process — rises to $50 billion per month, or $600 billion per year, from the current $30 billion per month. And, the Eurpoean Central Bank cuts its QE program in half, from €30 billion per month to €15 billion; and then should be completely out of QE by the end of 2018.

Investors would be very wise not to ignore this rational: Central banks are moving from a high of $180 billion worth per month of QE to a net of virtually zero. Therefore, the major tailwind behind equity prices will come to a stop in a couple quarters from now.

An UnsustainableNational Debt.

The U.S. Federal Budget Defi cit will grow from $665 billion in fi scal 2017, to $1 trillion fi scal year 2018, before rising to $1.2 trillion in fi scal 2019. Therefore, there will indeed be a crowding out of private capital in a huge

way due to a doubling of defi cits, which are going to be confronted this time around with central sales instead of massive purchases.

The money to pay back this debt can come from a number of places — such as spending cuts, increased taxation or another round of Quantitative Easing by the Federal Reserve … which could trigger infl ation. The worst-case scenario would be a total default on the debt which would devastate the U.S. credit rating and power of the U.S. dollar.

Geopolitical Riskis Rising.

Much of the attention — rightly so — is focused on the growing threat posed by China. Although President Trump and President Xi Jinping negotiated a fragile truce to stave off a trade war, at least temporarily, China’s aggressive behavior remains a concern.

China’s long practices of stealing industrial secrets and coercing companies to share technology, among other violations, are being met with strong resistance from this administration.

Adding urgency to government eff orts, a cyberattack that collected personal information from roughly 500 million guests of the Marriott hotel chain was identifi ed as part of a Chinese intelligence-gathering campaign.

Meanwhile, Russian hackers continue to infi ltrate everything from U.S. political systems to critical infrastructure such as power plants, water facilities and gas pipelines. Amidst Russia’s denials, security experts are on heightened alert for potential sabotage.

Despite eff orts to denuclearize North Korean, the prospect of the country launching a nuclear attack on its neighbors or the U.S. came to the forefront again with revelations that Kim Jung-un has been expanding the country’s missile programs.

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Expect the full effect of tariffs and rising rates to significantly impact, in a negative fashion, global GDP in 2019.

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By John Rubino

To make sense of today’s fi nancial world, it helps to understand how we got here. And that story begins in 1971. Prior to that time, the U.S. and its trading partners operated on a “modifi ed gold standard” known as the Bretton Woods Agreement, in which the dollar was linked to gold and the other major currencies were pegged to the dollar.

Under this arrangement, the U.S. supplied dollars to its trading partners to hold as risk-free reserves, while the trading partners had the right to exchange their dollars for U.S. gold at any time. This worked well, producing steady growth and low infl ation in the two decades following World War II.

But in the 1960s the United States entered the Vietnam War and established the Great Society social programs, the cumulative cost of which forced Washington to run higher defi cits and dramatically increase its currency printing. This led other countries to demand gold in return for the dollars that were fl ooding the world.

President Richard Nixon, faced with the prospect of losing his gold reserves, “closed the gold window” in 1971, breaking the link between the dollar and gold.

Since then, the dollar and most other national currencies have been pure “fi at.” That is, they exist by government decree, or fi at, rather than because they are based on something tangible like gold. This, in eff ect, has handed the world’s governments an unlimited printing press with which they can create as much new currency as they want. Human nature, being what it is, has abused this privilege with increasing abandon, and the value of virtually every major currency has plunged

Welcome to the Everything Bubble

In recent years, governments have been forced to push interest rates to unnaturally low levels to make servicing their debts more manageable. Access to the resulting “cheap money” has encouraged businesses and individuals to borrow even more, causing total debt worldwide to spike to historically-unprecedented levels.

The Stars Are AligningFor Gold And Silver

due to oversupply. The following chart shows the decline in the dollar’s purchasing power since the 1970s.

Economic Indicators Make a Case for Investing in Precious Metals

By John Rubino

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This combination of soaring debt and unnaturally low interest rates has produced a series of fi nancial booms and busts, each more dramatic than the last. The current boom — known as the “Everything Bubble”—is by far the biggest of all, encompassing stocks, government bonds, currencies and real estate around the world.

The chart above shows how the S&P 500, the broadest measure of large-capitalization U.S. stocks, had by late 2018 risen far above the previous two bubble peaks.

Great News For Precious Metals

Two things are now virtually certain. First, the “Everything Bubble” will burst, as all bubbles do, and the resulting bust will be the biggest in living memory. Second, governments will be forced to respond to this bust with a “monetary reset” in which they devalue their currencies to avoid being swamped by their mounting debts.

History teaches that when such a currency devaluation occurs, wealth fl ows into the only kinds of money that governments can’t infl ate away — gold and silver. In past devaluations (and there have been many), citizens who

trusted their government and held onto their national currencies were impoverished, while the owners of gold and silver were enriched. That’s where the world is headed—but on a bigger scale than ever before. As for how high gold can go, $10,000/oz is actually a conservative target based on the amount of fi at currency that now exists.

Silver Looks Even Better Than Gold

Like gold, silver has been used as money since the beginning of human history and has held its value through wars, revolutions, hyperinfl ations and natural disasters. But unlike gold, silver is actually becoming more rare. Gold is used almost exclusively as money, which is to say it is saved as a store of value. So nearly all the gold that’s ever been mined is still around in bank vaults and jewelry boxes.

Silver, in contrast, is both a monetary and industrial metal. It is used in solar panels, cell phones and computers, among many other things. Much of this silver is not recycled when those products are disgarded, so it disappears from the economy. As a result the amount of silver available to investors is actually shrinking.

Meanwhile, during the past few years silver has gotten extremely cheap relative to gold. In the chart above left you’ll see that today’s silver mines produce about 8 times as much silver as gold … but as seen in the chart above right, in late 2018 the price of gold was about 80 times that of silver.

When the gold/silver ratio has gotten this extreme in the past, two things have happened:

1: Gold has gone up dramatically.

2: Silver has gone up even more, bringing the ratio back below 40.

If gold rises to $5,000 in the next cycle, a decline in the gold/silver ratio to 40 would take silver’s price to $125/oz. Gold rising to $10,000 implies a silver price of $250/oz.

Since silver is so incredibly strategic … it wins whether the economy goes up or down because of its industrial and monetary use ... banks and billionaires around the world have been accumulating it. What other investment vehicle can boast of that?

There is a golden opportunity in silver right now, and it may never again demonstrate this magnitude of upside potential. This silver sale won’t last forever. NOW is a great time to take a portion of your portfolio and diversify into a physical asset.

The S&P 500 had by late 2018 risen far above the previous

two bubble peaks.

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INTRODUCTION

This new book, FAKE, was completed in April of 2018 —and originally being edited for release in the fall of 2018.

But on May 28, 2018, I was walking past a newsstand, scanning rows and rows of magazines that were calling out: “Look at me.” “Pick me up.” “Buy me!” “Read me!”

Obviously, the magazines with pretty women and fast cars on the covers spoke to me the loudest. Yet, it was a rather bland cover of Time magazine that grabbed me by the collar and said, “You must read me.” The headline on the cover shouted:

“How My GenerationBroke America”

That magazine article — and the impact it had on me —delayed the publication of this book.

The Last Piece of the PuzzleHave you ever worked on a giant, 1,000-piece puzzle? Have you ever spent hours, sometimes days, sometimes weeks, slowly searching through the thousand pieces, until you finally find the one you’re looking for, the one that makes the puzzle complete?

That article in Time, was my last piece of my 1,000-piece puzzle. A puzzle that would create a picture of past, present, and future. FAKE needed to include the Time magazine article. And that meant FAKE had to be rewritten.

The ElitesThe May 18, 2018, Time magazine article, written by Steven Brill, is about academic elites. Steven, himself, is an academic elite who attended Deerfield Academy, an elite private prep school in Massachusetts, then graduated from Yale University and Yale Law School.

Quoting Steven Brill from the article: “My generation (Baby Boomers) graduated from elite universities and moved into the professional world, where personal success often had serious societal consequences.”

Translation: The elites got greedy, taking care of themselves, at the expense of others.

“They (the elites) created an economy built on deals that moved assets around instead of building new ones.”

Translation: The elites focused on making themselves rich, rather than creating new businesses, new products, more jobs, and rebuilding the U.S. economy.

“They created exotic, and risky, financial instruments, including derivatives, and credit default swaps, that produced sugar highs of immediate profits … but separated those taking the risks from those who would bear the consequences.”

Translation: The elites created fake assets that made themselves and their friends rich and ripped off everyone else. When the elites failed, they were paid bonuses. Mom, pop, and their kids would pay for the elite’s failures via higher taxes and inflation.

The First Piece of the PuzzleSteven Brill’s, 2018 article, “How My Generation Broke America,” was the last piece of my puzzle. The first piece of the puzzle was reading GRUNCH of Giants, published in 1983.

GRUNCH, which is an acronym for Gross Universal Cash Heist, was written by Dr. R. Buckminster Fuller, best known as a futurist and inventor of the Geodesic Dome.

FAKE: Fake Money, Fake Teachers, Fake Assets

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The U.S. Pavilion at Expo 67In 1967, I hitchhiked from New York City to Montreal to visit Expo 67, the World’s Fair on the Future in Canada. The U.S. Pavilion at the World’s Fair was Bucky Fuller’s Geodesic Dome.

Although I did not get to meet Dr. Fuller in Montreal, I have had the good fortune to study with him several times in 1981, ’82, and ‘83. Pictured above is Dr. Fuller and me, at an event called “The Future of Business,” a week-long event held in Kirkwood, California, near Lake Tahoe, in 1981. For me, each event with Dr. Fuller was transformational, life changing.

Singer John Denver called Dr. Fuller “The Grandfather of the Future” and “The Planet’s Friendly Genius.” His song, What One Man Can Do, is dedicated to this great man.

Fuller passed on July 1, 1983, approximately three weeks after the last time I studied with him.

A few months later, his book, GRUNCH of Giants was published. Immediately, I got a copy and read it. Fuller was saying many of the same things my rich dad had been teaching his son and me. GRUNCH is the story of how the ultra-rich “rip-off ” the world. GRUNCH was the fi rst piece of my new 1000-piece puzzle.

Between 1983 and 2018, I studied, read, and attended seminars listening and learning from anyone who I suspected had pieces of the GRUNCH puzzle.

In Part Two of this book, Fake Teachers, I will list some of the real teachers I met, read, and studied—real teachers who had pieces of the puzzle.

On May 28, 2018, 35 years after reading GRUNCH, I came across Time magazine and Steven Brill’s article—which was, as I said, the last piece of my 1,000-piece puzzle. Steven verifi ed most of Fuller’s concerns and predictions in GRUNCH.

Dr. Fuller was a futurist. Many of Fuller’s predictions and concerns in GRUNCH are coming true today, which is why Steven Brill’s article is right on time.

Although Steven’s article delayed the release of this book, I am grateful to Steven for disclosing his insights, insights from a world that only a few know exist—the world of America’s best, brightest, and smartest academic elites.

In case you are wondering, a few of the more famous “elites” are:

1. President Bill Clinton2. Secretary of State Hillary Clinton3. President Barack Obama4. President George W. Bush5. Federal Reserve Bank Chairman Ben Bernanke6. Federal Reserve Bank Chairwoman Janet Yellin 7. Governor Mitt Romney

There are many other elites, throughout the world, who are running the world.

Not a Conspiracy of Bad PeopleI am not saying these elites are bad people (although some may be) or are part of a conspiracy. Giving them the benefi t of the doubt, I trust most of these people are good people, doing what they think is “right.” The problem is, because they are so smart, they often lack a self-introspection button, causing them to keep doing what they think is right, even though what they do is destroying the lives of billions of innocent people.

Who Is GRUNCH?GRUNCH and the academic elites are not necessarily the same people. Dr. Fuller did not refer to elites as GRUNCH. From Fuller’s lectures and books, my recollection is the elites are “puppets” and the people running GRUNCH are the “puppeteers.” As you know, puppeteers are rarely seen. They prefer to remain behind the scenes, in the dark. In this book, I will do my best to bring the “puppeteers” into the light.

So, on to this revised version of FAKE ...

What Is Real… and What Is Fake?Unless you have been living under a rock, all we hear about today is “fake this,” and “fake that.” Almost everything we once believed in … is now fake.

President Donald Trump has popularized the term “fake news” in calling out the media — for a variety of real or perceived reporting issues. In social media, many people have “fake followers.” Millions of people spend billions buying fake Rolexes, fake Louis Vuitton, and fake Versace. And there are even fake pharmaceutical drugs.

Deep FakeThere is a new technology called Deep Fake. Deep Fake gives amateur techies the power to capture the images and voices of famous people to produce real fake videos. As expected, the most popular use of Deep Fake

is to take real movie stars and turn them into fake porn stars. A more dangerous use of Deep Fake is to have a powerful leader declaring war on another country.

Simply said, we can no longer believe our eyes and ears.

In today’s world, verifi cation of what is real and what is fake can mean the diff erence between wealth or poverty, war or peace, and even, life or death.

What This Book Is AboutThis book is about three specifi c fakes:

1. Fake Money: Fake money has the power to make the rich richer, while—at the same time—fake money makes the poor and middle class poorer.

2. Fake Teachers: What did school teach you about money? For most people, the answer is “nothing.” Most teachers are great people. Unfortunately, our educational system is broken, obsolete, and failing to prepare students for the real world.

Instead of guiding students into the light, our education system is leading millions of young people into fi nancial darkness and the worst type of debt, student-loan debt.

FAKE: Fake Money, Fake Teachers, Fake Assets

Buckminster Fuller’s Geodesic Dome served as the U.S. Pavilion at the 1967 World’s Fair. Mr. Fuller is pictured at right with author Robert Kiyosaki, in 1981.

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Student loan debt is reported to be over $1.2 trillion and is the number one asset of the U.S. government. In the criminal world, this is called extortion.

Defi nitions of Extortion:1: The act of extorting (using force) to take money or property;2: The off ense committed by an offi cial, engaging in such practice;3: A gross overcharge.

3. Fake Assets: First we need to defi ne and understand the diff erence between an asset and a liability.

FINANCIAL EDUCATION LESSON: “Assets put money in your pocket.

Liabilities take money from your pocket.”

My poor dad always said, “Our house is our biggest asset.” My rich dad said, “Your house is not an asset—it’s a liability.” Millions of people believe their house is an asset.

In 2008, the housing market collapsed. Except for a few cities—like San Francisco, New York, and Honolulu where housing prices have climbed higher—housing prices in many cities throughout the world have not yet recovered, as the chart below illustrates.

Not a Real Estate CrashThe real estate crash was not a real estate crash. It was caused by fake assets—the same fake assets Steven Brill describes in his Time magazine article. It’s worth repeating exactly what he said: “They (the elites) created an economy built on deals that moved assets around instead of building new ones.”

“They created exotic, and risky, fi nancial instruments, including derivatives, and credit default swaps, that produced sugar highs of immediate profi ts … but separated those taking the risks from those who would bear the consequences.”

Weapons of Mass Financial DestructionWarren Buff ett calls derivatives “weapons of mass fi nancial destruction.” Buff ett should know. One of his companies rates and insures these derivatives.

In 2008, $700 trillion in derivatives exploded, nearly bringing down the world economy. Many people blamed the “sub-prime real estate” buyer for the real estate crash.

The reality was, as Steven Brill confi rms, the elites were manufacturing fake assets, called derivatives. That was the real problem.

A Picture Is Worth a Thousand WordsAt right is a chart of 125 years of the Dow Jones Industrial Average, the stock market.

Bucky Fuller taught us to fi rst look at the “big picture” fi rst, then the “small picture.” Unfortunately, most investors start with the “small picture” and then go smaller. For example, many investors wake up, check to see if their one favorite stock is up or down, then go to work. They may be an expert on, let’s say, Amazon, but often fail to see the bigger picture. One stock among thousands of stocks, in a global market, does not give you much information on the future.

How to See the FutureDr. Fuller taught his students: “If you want to see the future you must start with the biggest picture possible.”

The 125-year chart above points to the value of stepping back to see a bigger picture, a better perspective that has developed over time. Much of this book will be developed along the same lines as this 125-year chart, so you will be better able to see the future from a “big picture” perspective.

Money Is InvisibleAnother thing you will learn, in this book, is that money is invisible. Charts and graphs off er you the ability to see “invisible money” moving in and out of various markets. In Rich Dad Poor Dad, I wrote about the importance of cash fl ow, and that’s why my wife Kim and I created the CASHFLOW® board game in 1996. Rich dad often said:“The rich have more cash fl owing in, and the poor and middle class have more money fl owing out.”

And Bucky Fuller has taught that “you can’t get out of the way of something you can’t see moving toward you.” That’s why seeing the future is so important.

The Giant CrashOn the Dow chart, the Giant Crash of 1929 is highlighted for a reason. If you step back, and look at the 1929 crash, and then compare that crash to the ‘dot.com crash’ of 2000, and the ‘sub-prime crash’ of 2008, you get a better perspective on why Bucky Fuller wrote GRUNCH of Giants, why I wrote Rich Dad Poor Dad, and why Steven Brill wrote How My Generation Broke America.

I’m repeating Steven Brill’s statement, yet again, because it is important: “They (the academic elites) created exotic, and risky, fi nancial instruments, including derivatives, and credit default swaps, that produced sugar highs of immediate profi ts … but separated those taking the risks from those who would bear the consequences.”

The fi nancial booms and busts the world has been experiencing have been caused by trillions of dollars in fake money being pumped into the system by the elites.

Did the elites fi x the problem? Of course not. Why fi x the problem when the problem makes them rich? Why change? Why do anything diff erently? Life is good. For the elites.

FAKE: Fake Money, Fake Teachers, Fake Assets

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In 2008, there were $700 trillion in derivatives.In 2018, there are now $1.2 quadrillion in derivatives.

That’s right. The elites made the problem bigger, almost twice as big. As I write, a quadrillion-dollar disaster is waiting to happen.

The Purpose of this BookMy purpose for writing my books and creating the CASHFLOW® game is to give ordinary people — people like you and me, non-academic elites — the possibility of surviving, possibly thriving, maybe even getting very rich, after the coming crash. And it’s expected that crash will be a quadrillion-dollar crash.

Running the NumbersWe’re talking lots of zeros here…

How Much Is a Million?Many people dream of becoming millionaires.

A million is one thousand x one thousand: $1,000 x 1,000 = 1,000,000

How Much Is a Billion?A billion is $1 million x one thousand:$1,000,000 x 1,000 = $1,000,000,000

How Much Is a Trillion?A trillion is $1 billion x one thousand.

$1,000,000,000 x 1,000 = $1,000,000,000,000

How Much Is a Quadrillion?A quadrillion is $1 trillion x one thousand

$1,000,000,000,000 x 1000 = $1,000,000,000,000,000

This begs the question: What will happen when $1.2 quadrillion in derivatives explodes? That is why I am writing FAKE. This house-of-cards economy is what happens when academic elites are in charge of our money, our teachers, and our assets.

Putting Things into Perspective• A billion seconds ago, it was 1959.

• A billion minutes ago, Jesus walked the earth.

• A billion hours ago, humans lived in caves.

• A billion days ago, humans did not exist.

• Every eight hours the U.S. government spends a billion dollars.

LEAR CAPITALThe Precious Metals Leader

CORPORATE ADDRESS

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Los Angeles, CA 90025

(800) 781-5308 www.LearCapital.com

Information contained within Lear Capital sites and publications is for general educational purposes and should not be construed as investment advice. Lear Capital does not provide legal advice, tax advice, retirement-specifi c recommendations or take into account each customer’s particular circumstances. Your investment and retirement needs may be diff erent. Any written sources provided to customers or potential customers by Lear Capital, Inc. (“LCI”) are provided solely for informational purposes. LCI provides such resources with the understanding that each individual is responsible for doing his or her own independent research regarding any decisions he or she makes about purchasing precious metals through LCI or elsewhere. Moreover, information included in written resources may have already been changed by recent events and must be verifi ed elsewhere before choosing to act on it. Precious metals may appreciate, depreciate, or stay the same depending on a variety of factors. LCI cannot guarantee, and makes no representation, that the precious metals will appreciate. C.P.D.Reg. No “T.S.11-05715”