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The Author, Mufti Emraan Vawda, 1st published this exposition in November of 2008. This document shows, with reference to company memos and letters, that Al Baraka Bank in South Africa:1) Profited from interest income.2) Dealt in interest.3) Charged its client interest.This is not petty document on hadith (prophetic report) and tafseer (commentary). It is a legal document. It has photo copies of internal memos/letters signed off by the Bank's officials.