All Things Real Estate Volum 3 Issue 3

volume 3, issue 3 www.AllThingsRealEstatePDX.com 503.317.5834

For You

a division of CEDAR HOUSE MEDIA

1824 NW Miller Rd $373,000Teresa Taylor, Prudential NW Properties • 503-475-4400

Award winning Austen Row Home with walls of windows overlooking private backyard and greenspace. Master suite on each floor.

2111 SW 21st$3,875,000

Lorraine RoseWindermere/C&CP Heights503-703-8666

2437 SW Linneman Dr $409,900

Brett Grantham Green Town Real Estate 503-516-2948

1135 SW Myrtle Ct$1,595,000

Patsy McKelligonWindermere503-720-4488

17410 SE 17th Way $148,177

Janice & Mark HallKeller Williams Realty360-816-9697

3262 NE Thompson St $485,000

Martha PetersonMeadows Group Realtors503-515-2546

5725 SW Menefee $749,000

Connie McDowellHasson Co.503-313-5311

2436 SE Franklin $435,000

Gene Pavlenko503-830-9853

For You

SPOTLIGHT LISTINGS

EllaGurfinkel Mortgage Expert 203-977-0810 [email protected] www.PortlandLoanExpert.com

FirstCal Northwest • NMLS #188161Equal Housing Lender

So you had a foreclosure, a short sale or a bankruptcy when the real estate market took a nose dive and think

you are “stuck” renting forever? Ok, not forever, only for 7 or so years, right? Actually, wrong!

Just because you had a foreclosure, short sale or a bankrupt-cy, does not elimi-nate your dreams of becoming a homeowner once again. And after all, owning right now is way cheaper than rent-ing – values are still afford-able and interest rates are still record-low.

The reality is that neither Bankruptcy, nor Short Sale or even Foreclosure would pre-clude one from buying a home in as little as 2 to 4 years. Granted, income has to be there to afford a home, a down payment (most of the time) and decent credit. Very few folks actually are aware of the waiting periods after one of the life’s unfortunate events, and they are not too “stiff,” really!

A Foreclosure or Pre-foreclosure Short Sale (in the view of the lender the two are treated the same, as well as a Deed in Lieu of Foreclosure) has to have concluded at least 2 years ago for a VA loan, 3 years for an FHA loan and 7 years for a conventional (Fannie Mae/Freddie Mac loan). However, with a 20% down payment, Fannie will al-low for a previously foreclosed home own-er to get the financing once again after only 2 years! A 10% down payment would make conventional financing permissible after only 4 years.

Bankruptcies get an even “better” treatment: Conventional

loans will be allowed after a 4 year wait-

ing period (2 with extenuating cir-cumstances) for Chapter 7 and 2 year wait-ing period for Chapter 13 af-ter discharge. FHA loans are

permissible af-ter only 2 years

of Bankruptcy dis-charge for Chapter 7,

VA has similar require-ments.

So the bottom line is, if you are dreaming of owning a home again and don’t want to be a perpetual renter, it’s worth, at the very least, to look into the possibility of obtain-ing new financing! Check your dates, look at your credit and figure out a way for a down payment - that home ownership dream could become a reality! And we are here to help: All questions are welcome!

Buying a Home After a Short Sale/Foreclosure/Bankruptcy or Boomerang Buyers

In 1928, Earle and Grace Ham-mond, their children and their friends, relaxed and celebrated the

completion of their family beach house. They named it WATAVUE. When Grace Hammond died at the age of 100, she deeded the land on the ocean side of Watavue to Lin-coln City, on the condition it be kept as open space.

The house was in such a state of disrepair that many people thought bringing in a bulldozer would be the wisest solution. Instead, the Hammond’s grandson and his wife, in close collaboration with Sullivan Architecture of Portland, Oregon, and Blue Mountain Contractors of Gleneden Beach, Oregon, spent three years on a foundation to roof-top renovation. They added a lot of structural reinforcement, all new wiring and plumbing, all new sur-faces, and designer furnishings.

Enjoy ocean views and sounds of the surf when you stay at the luxuri-ous Watatvue beach house. Features include the 2-story main house with a separate guest cottage providing 5

To take the video tour, go to www.Watavue.com/video/

www.Watavue.com503-244-4881 • [email protected]

HISTORIC BEACH HOUSE & GUEST COTTAGE VACATION RENTAL IN LINCOLN CITY, OREGON

WA

TAV

UE

VA

CA

TIO

N R

ENTA

Lbedrooms, 3 bathrooms, gourmet kitchen and dining room, multi-media living room with surround sound, soaker tubs, heated towel racks, a fully stocked library, large hot tub on the backyard deck, and many more amenities.

A truly memorable home for all those beach get-togethers.

Luxury Living at its Finest! Nothing else like it on the

Oregon Coast!

Rent this newly restored beach home with unobstructed views of the ocean, just 50 ft from the water for your beach vacation, family reunion, or company offsite meeting! Accommodates up to 16 people with 5 bedrooms, 3 baths, and huge hot tub on the deck.

2

13647131 4416 NE 88TH AVE 2 2 1524 $122,000

13023511 12245 NE STANTON ST 4 2 1696 $155,000

13532702 4625 NE 96TH AVE 3 2 2400 $165,000

13605575 220 NE 108TH AVE 2 1 1099 $170,000

13414829 10247 NE PACIFIC ST 3 1.1 1491 $174,900

13163446 4448 NE 90TH AVE 3 1 1100 $184,900

13497580 14053 NE BRAZEE ST 3 1.1 1260 $184,900

13315506 4708 NE 77TH AVE 2 1 1012 $199,000

13679448 4401 NE 92ND AVE 4 2 1689 $200,000

13554376 2134 NE 142ND AVE 3 1.1 1288 $203,500

13619758 1006 NE 192ND AVE 3 2 2016 $208,600

13134634 1645 NE 144TH AVE 3 1.1 1240 $209,900

13585231 247 NE 202ND AVE 4 3 2232 $209,900

13248802 8272 NE MULTNOMAH ST 3 2.1 1371 $210,000

13402972 4821 NE 101ST AVE 3 2.1 1509 $214,900

13484793 12705 NE MORRIS CT 3 3 2960 $220,000

13535664 1820 NE BUFFALO ST 3 0.1 1220 $220,000

13586774 14132 NE DAVIS CT 3 2 1743 $224,900

13632177 13839 NE BEECH ST 3 2 1413 $225,000

13027884 3028 NE 70TH AVE 3 1.1 1244 $229,900

13076035 18634 NE MULTNOMAH ST 3 2.1 1695 $229,947

13107683 1313 NE 186TH 3 2.1 1715 $229,947

13024067 4414 NE 76TH AVE 3 2.1 1384 $229,999

13020957 16030 NE ROSE PKWY 3 2 1563 $233,000

13570694 3344 NE 75TH AVE 2 1 1136 $239,900

13650466 3737 NE 74TH AVE 2 1 1476 $245,000

13274174 226 NE MORGAN ST 3 1 1258 $247,000

13289394 11505 NE PRESCOTT ST 3 2 2275 $259,000

13199756 7225 NE 10TH AVE 4 2 1291 $264,500

13438261 1710 NE 92ND AVE 3 2.1 1764 $264,900

13358002 16804 NE PACIFIC DR 4 2.1 2225 $269,900

13243444 14428 NE FAILING ST 4 4 2601 $269,980

13531927 1503 NE 47TH AVE 4 2 1727 $280,000

13282884 3443 NE 149TH AVE 4 2.1 2350 $289,950

13584086 1919 NE 142ND AVE 4 3.1 3236 $289,950

13526280 4122 NE 79TH AVE 3 1.1 2366 $295,000

13055941 7930 NE PRESCOTT ST 3 1.1 2665 $299,900

13590475 605 NE 80TH AVE 3 2 2476 $309,000

13541564 5212 NE 15TH AVE 3 1.1 1266 $309,900

13237489 935 NE 73RD AVE 3 2 2221 $315,000

13070376 5724 NE 17TH AVE 3 1 1781 $324,900

13599222 1800 NE 64TH AVE 3 2 2491 $327,500

13272365 104 NE 65TH AVE 3 1 1788 $329,000

13201115 6107 NE 14TH AVE 3 4 1588 $330,000

13432062 238 NE SHAVER ST 3 1.1 2208 $330,000

13287528 4815 NE 40TH AVE 3 2 2334 $334,000

13539839 3725 NE 63RD AVE 3 2 2318 $339,000

13469056 16226 NE SAN RAFAEL DR 4 2.1 2717 $339,500

13613981 1253 NE 55TH AVE 3 2 1118 $349,500

13134199 5621 NE 28TH AVE 3 2 2300 $349,900

13020340 2211 NE 40TH AVE 3 1.3 2520 $350,000

13341773 5015 NE 34TH AVE 3 2 2296 $359,900

13243866 2025 NE 77TH AVE 3 2 2264 $367,500

13223076 5235 NE 23RD AVE 3 2 2297 $384,500

13578806 2805 NE 63RD AVE 4 2 2328 $385,900

13660091 4016 NE HAZELFERN PL 4 1 2621 $390,000

13652364 2225 NE 57TH AVE 3 2 1860 $399,000

13397753 5634 NE 23RD AVE 4 2 2546 $399,900

13409625 3440 NE 63RD AVE 3 2.1 3028 $409,950

13100028 1304 NE 51ST AVE 4 2 2314 $439,900

13444772 5036 NE 30TH AVE 3 2.1 2046 $439,900

13243658 2644 NE 33RD AVE 3 1 2541 $440,000

13285899 3661 NE SENATE ST 3 2 2528 $445,900

13626476 5237 NE WISTARIA DR 3 2 2563 $450,000

13221787 4123 NE 27TH AVE 5 2 2336 $479,900

13673252 1335 NE GOLF COURT RD 3 2.1 3772 $499,900

13051290 3533 NE 24TH AVE 3 2 2890 $512,900

13419838 3145 NE 27TH AVE 4 2 2590 $525,000

13409440 1232 NE PRESCOTT ST 3 3 2500 $569,500

13080521 3944 NE ALAMEDA ST 4 2.1 2428 $599,500

12658000 5835 NE MALLORY AVE 5 2.1 3133 $639,000

13328182 68 NE 41ST AVE 4 2 2941 $649,000

13014242 2125 NE 26TH AVE 4 4 2828 $729,000

13520215 2320 NE GILE TER 3 2.1 2836 $729,900

13185019 2331 NE 38TH AVE 4 3.1 2935 $787,500

13294860 2528 NE 13TH AVE 4 3.1 3255 $795,000

13041685 3135 NE 29TH AVE 5 3 3122 $817,000

13325431 3122 NE 47TH AVE 4 5 3947 $995,000

13555418 3415 NE 34TH AVE 5 3.1 5006 $1,350,000

ML# Address Bdr Bth SF Price

Born & raised in NE Portland, I know the ins and outs of NE and the greater Portland area. I am passionate about helping people through the process of buying a home!

Let me & my team help you get into your dream home!

Pacific Residential Mortgage, LLC4949 Meadows Road, Ste. 150 Lake Oswego, OR 97035Phone: 503-699-5626, Ext. 4961 [email protected]

Timm Ready MLO-138444 Sr. Mortgage Banker

Credit on approval. Terms subject to change without notice. Not a commitment to lend. Call for details. www.nmlsconsumeraccess.org

www.pacresmortgage.com

Call me to start making your dream home a reality.

13_0054_TReady Personal Ad_FINAL.indd 1 3/13/13 4:27 PM

Make the most out of each event you attend:1. Make notes about who you met during the event.

2. Follow up with each business card you received within 72 hours.

3. Connect with each person on social media.

For the rest, go to:http://next.inman.com/2013/03/7-tips-for-following-up-effectively-after-an-event/

Sponsored by the Northeast Coalition of Neighborhoods and Concordia Universityhttp://necoalition.org/programs-2/community-committees/schools/ Share on Facebook: https://www.facebook.com/events/495982600448706/

SAVE THE DATE! PPS School Board Candidate Forum

Wednesday, April 3rd 7 - 8:30 p.m.Concordia UniversityHagen Campus Center (2nd Floor)2811 N.E. Holman

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Audrey Moran

All Things Real Estate newspaper is published by Cedar House Media, Beaverton’s home-grown print and graphics shop. 4575 SW Tucker Ave. | Beaverton, OR 97005 | 503.641.3320

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For You

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Front Cover Header Photo by Kent Skewes at Barefoot Studio

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Let’s Talk Rubbish: Done For You — Hands Down!

Schedule your pickup at www.rubbishworks.com/portland or call 503-928-6894

If you need help getting rid of your Donate or Discard items,

just let us know!

“Our Business Is Picking Up!”www.rubbishworks.com/portland

Betty Benson, Rubbish Worksof Portland

home owners

Meet Joe and Sandra, a retired couple in their 60’s who are preparing to downsize and sim-plify. The thought of de-cluttering in prepara-

tion for selling their home is daunting; after so many years in their home, they’ve accumulated truckloads of stuff… much of which they won’t want or need in the new, smaller house.

Joe and Sandra’s adult kids and their families have vol-unteered to help out but, between busy work schedules and kid’s activities, their time is limited. They thought

about renting a receptacle and gathering some volunteer friends and family to do the job (DIY)… until they learned about the Rubbish Works DFY (do it for you) approach.

The decision was easy. Here’s why:

Needless to say, the results were amazing! For virtually the same cost as renting a dumpster, the pros at Rubbish Works handled all the lifting and loading. The job was done quickly and with no accident liability to the homeowners. The Rubbish Works crew left the place cleaner then when they found it and even gave Joe and Sandra a generous senior discount and tax receipts for their donations.

1. Choose which vendor to use?2. Schedule for the weekend at weekday rates?3. Control when cleanup work can begin?4. Know the total project cost before the clean up begins?5. Be protected from liability and injury risks?6. Have labor resources provided?7. Have all the items to GO be handled at the same time?8. Control who has access to the junk thrown away?9. Donate items and ensure “green” practices?10. Qualify for discounts or other benefits? *In most areas outside Multnomah County

No*NoNoNoNoNoNo NoNoNo

√ Yes!√ Yes!√ Yes!√ Yes!√ Yes!√ Yes!√ Yes!√ Yes!√ Yes!√ Yes!

Can Customers... DIYDumpster

DFY Rubbish Works

Spring isn’t just a time for clean-ing. It’s also a

great time to freshen up your bedroom. People often put their bedroom décor on the back burner and focus on everything else in their lives. It’s easy to do with all of the daily responsi-bilities and tasks we have. Not anymore! Having a space that is calming, relaxing and a place to rejuvenate is good for your mind, body and soul. And who doesn’t need a little calming now and then? I know I do.

I have a few inexpensive tips for you to create a bedroom that you’ll actu-

ally want to spend time in. Weekend proj-ect, here you come!

PAINT! By far the cheapest solu-tion with the biggest impact. Grab a

couple of gallons of paint and get to work. Choose a color that is calming and sooth-ing and will help you sleep.

Add in a few new throw pillows and a blanket to add color and texture. This

will make your current bedding look new and save on the cost of all new bedding.

Use what you’ve got. Refinish your current bedside lamps, candlesticks

or picture frames. Primer and spray paint do wonders for those small décor accesso-ries.

Search your local discount stores for inexpensive artwork and small furni-

Spring Into a Fresh Design

BEFORE

AFTER

ture pieces. Go in with an open mind and free time. You may have to go to a few dif-ferent stores to find just the right piece. Re-member to see past the small imperfections and use a creative eye. As long as there isn’t major damage or foundation issues, you can revamp the piece to your taste.

CoCo Designs by Lora [email protected]

Tickets now on sale!

table & CHAIR AFFAIR

3.21.2013

COMMUNITY WAREHOUSE HOSTS ANNUAL SPRING FUNDRAISER

The table & CHAIR AFFAIR is a fun, funky event that brings together friends of social services, the arts, and reuse to raise funds for Community Warehouse.

Over 100 artists have transformed tables, chairs and other ordinary household items into unique works of art, both functional and decorative, to be sold to the highest bidders in a fabulous silent auction. The evening also features a dinner, exciting live auction of experience packages, entertainment, and more!

WHEN: Thursday, March 21 from 5-8:30pm

WHERE: Castaway, 1900 NW 18th Ave, Portland 97209

HOW: Purchase tickets for $100 each; visit communitywarehouse.org/chairaffair or call 503.235.8786 to purchase

WHY: Community Warehouse is a local, nonprofit agency offering essential furniture and household items to low- income individuals and families. Through two locations, the Warehouse fulfills 40-50 requests each week, helping over 5,000 people create comfortable, stable homes each year. Together, we put used goods to good use every day as we help our neighbors in need. All proceeds from the event directly support Community Warehouse.

Come help the Warehouse provide basic donated home furnishings to over 6,000 people each year. Together, we can put used goods to good use every day.

Always some things new and used. Always for Community Warehouse.

If you’re like Joe and Sandra and are ready to clear some clutter, it would be a privilege to be your DFY team – Hands Down!

Home burglaries cost consumers bil-lions of dollars each year. These in-vasions of private homes traumatize

thousands of families. Thieves target homes temporarily unoccupied while the owners are enjoying their vacation. Before you leave for vacation, take every possible step to see that your home appears occupied.

Lock all doors and windows. This sounds basic, but is too often over-

looked. Be sure to lock the garage door and disconnect your garage door opener.

Keep up driveway activity. Ask a neigh-bor to park in your driveway.

Be sure mail and newspaper deliveries are handled. You can stop deliveries or

have a neighbor collect them for you.

Do not announce your absence on your answering machine. Thieves sometimes

call to see if a house is empty.

Keep up the outside appearance of your home. If you take an extended trip, ar-

range to have grass cut or snow shoveled.

Use automatic timers. Set them to turn lights off and on.

Notify the police of your absence. The police will usually do occasional drive-

bys to check your home.

While none of these suggestions can guarantee the safety of your home, they

are proven deterrents against home burglar-ies.

Is Your Home Prepared for Vacation?

4

HOUSES13440331 1417 NW SLOCUM WAY 4 2 2131 $514,90013145409 1520 NW MAYFIELD RD 4 3 2789 $539,50013371946 338 NW 84TH PL 4 2.1 3289 $559,00013225594 584 NW MACLEAY BLVD 3 3 2636 $575,00013500568 2404 NW BIRKENDENE ST 3 2.1 3757 $619,90013267233 442 NW MACLEAY BLVD 3 2.1 2378 $629,00013127193 7704 NW BLUE POINTE LN 4 2.1 3630 $630,00013290913 2971 NW LURAY TER 2 2.1 2646 $675,00013688581 2609 NW HOLLOWAY DR 3 2.1 2584 $689,00013348057 10229 NW SKYLINE HEIGHTS DR 5 3.1 4321 $725,00013519640 2975 NW LURAY TER 5 3 2924 $729,00013192730 9234 NW WILEY LN 3 3.1 4463 $731,00013043045 7916 NW HAWKINS BLVD 4 2.1 4400 $785,00013528337 1311 NW ABERNETHY RD 5 3.1 4397 $849,90013506220 2486 NW KEARNEY ST 4 3.1 6106 $850,00013481856 3823 NW DEVOTO LN 5 3.1 4708 $879,00013493462 9111 NW ESSON CT 4 4.1 4490 $880,00013286534 2922 NW FAIRFAX TER 3 3 3151 $1,100,00013669950 3941 NW DEVOTO LN 4 3.1 4500 $1,179,00013556572 3901 NW LEWIS LN 4 3.1 5106 $1,200,00013424286 5817 NW 174TH AVE 3 2.1 1498 $229,90013429619 17869 NW DEERFIELD DR 3 2.1 1553 $249,50013084008 14415 NW SPRINGVILLE RD 3 1 1444 $294,90013369983 9515 NW LEAHY RD 2 3 2944 $299,90013687087 15362 NW ANDALUSIAN WAY 3 2.1 1700 $299,90013286553 17635 NW ASHLAND DR 3 2.1 1690 $300,00012187435 3806 NW UNRATH PL LOT 3 3 2.1 2704 $345,00013448760 3818 NW UNRATH PL 3 2.1 2371 $345,00013312441 17242 NW MILLBROOK ST 4 2.1 2072 $345,92113251852 4675 NW 176TH AVE 3 2.1 2068 $359,00013347082 5649 NW 203RD PL 4 3 2160 $369,00013377556 16865 NW OAKRIDGE DR 4 2.1 2397 $385,00013454508 11340 NW MCDANIEL RD 2 2 1152 $395,00013489578 15903 NW TULLAMORRIE WAY 2 2 1688 $415,00013665790 705 NW TORREY VIEW LN 3 2 2052 $429,90013246641 4145 NW CLEEK PL 3 2.1 2362 $439,90013302285 14170 NW BORDEAUX LN 3 2 2626 $486,99913130254 17433 NW WALTUCK CT 5 3 3167 $489,00013496713 1853 NW MILLCREST PL 4 3.1 3064 $489,90013628049 3406 NW BLACKCOMB DR 5 3 3000 $493,90013592146 14293 NW MEADOWRIDGE DR 4 2.1 2648 $519,00013292830 11475 NW REEVES ST 3 2.1 3281 $543,90013446643 15483 NW RYEGRASS ST 4 2.1 3028 $569,90013328713 3876 NW LOY CT 4 2.1 3300 $585,00013655144 1320 NW BENFIELD DR 3 2.1 2997 $619,00013578209 13193 NW JAMES ARTHUR CT 5 3.1 3944 $640,00013605330 10675 NW LA CASSEL CREST LN 4 3 3927 $695,00013374391 15293 NW DOMINION DR 5 4.1 3927 $699,95013654582 3010 NW 123RD PL 4 3.2 3562 $750,00013207039 10564 NW LA CASSEL CREST LN 4 4.1 4514 $769,00013035193 3147 NW 114TH TER 3 2.2 4720 $799,90013093575 3526 NW BANYON PL 5 5.1 5442 $1,375,000

CONDOS 13380358 930 NW NAITO PKWY K25 1 1 700 $164,900 13473285 1125 NW 9TH AVE #512 0 1 533 $169,900 13625838 6685 W BURNSIDE RD #326 2 2 1126 $175,000 13329999 2643 NW RALEIGH ST #30 1 1 630 $207,000 13588751 1400 NW IRVING ST #109 0 1 513 $209,500 13521103 2533 NW MARSHALL ST #306 1 1 596 $215,000 13598013 9606 NW MILLER HILL DR 2 1.1 1091 $224,900 13290241 10223 NW WILSHIRE LN 2 2 1422 $245,000 13056371 1413 NW 23RD AVE #7 1 1 746 $259,000 13393821 1926 W BURNSIDE ST #1109 1 1 854 $266,900 13213513 10380 NW FOREST VIEW WAY 2 2.1 2119 $309,900 13168599 9645 NW SILVER RIDGE LOOP 2 2.1 1696 $325,000 13623204 333 NW 9TH AVE #1013 1 1 1001 $339,000 13099298 1260 NW NAITO PKWY #809 1 1.1 868 $355,000 13089225 949 NW OVERTON ST #904 1 1 890 $379,900 13604879 1400 NW IRVING ST #327 1 1.1 1095 $384,900 13210844 2034 NW 16TH AVE 2 2.2 1775 $385,000 13661265 1830 NW RIVERSCAPE ST #806 1 1 867 $389,000 13543704 1001 NW LOVEJOY 213 ST #213 1 1 848 $398,000 13570702 949 NW OVERTON ST #1205 1 1 920 $399,900 13334960 2537 NW THURMAN ST #201 2 1 996 $400,000 13133968 820 NW 12TH AVE #222 2 2 1175 $455,900 13593598 2222 NW HOYT ST #201 1 1.1 1333 $475,000 13678087 1400 NW IRVING ST #108 2 2 1514 $479,000 13251984 821 NW 11TH AVE #303 2 2 1182 $495,000 13403195 408 NW 12TH AVE #503 1 2 1348 $518,950 13262256 1400 NW IRVING ST #709 1 2 1403 $539,000 13346761 1133 NW 11TH AVE #319 2 2 1324 $539,900 13270507 1410 NW KEARNEY ST #1010 2 2 1630 $640,000 13306667 1830 NW RIVERSCAPE ST #803 2 2 1930 $699,000 13690808 1630 NW RIVERSCAPE ST 3 3.1 1885 $699,000 13419276 408 NW 12TH AVE #604 1 2 1464 $825,000 13069553 937 NW GLISAN ST #1437 2 2 1595 $850,000 13159393 2445 NW WESTOVER RD #313 2 2.1 2444 $1,295,000


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CARGOTECTURE: SHIPPING CONTAINER LIVING SPACE

De Maria Design - Redondo Beach

The Periscope Project is a hip new shipping container art space that sits on a tiny lot in downtown San Diego. Built with 5 recycled shipping containers, the collective includes space for live/work units, a store front, exhibition space and a common courtyard that provides performance space.

Architect Adam Kalkin’s Push-Button house is a dwelling made from an old shipping container. With the push of a button, the sides of the con-tainer unfold, and the container transforms from a metal box to a sleek and sophisticated living space.


northwest


buyers

Kim Carty is a Broker with John L Scott Real Estate in Beaverton, OR. Ms. Carty represents buyers and sellers

in the Tri-County area with a special emphasis on distressed properties and

short sales. She is a very knowledgeable Realtor® who is highly recommended by her clients, hav-ing been recognized with the Five Star Professional Award for the past three years. In addition to hav-ing a Principal Broker license, Ms. Carty has been a licensed attorney since 1999.

Rich began his career in 1981. In the 30 years since, Rich has witnessed many changes in mortgage lending that have helped shape his core value of nurturing long standing relationships and his core skill as an ex-ceptional problem solver. Rich believes his biggest strengths are listening to his clients, motivating his team and anticipating and overcoming chal-lenges when they arise in the loan process.

Rich Forde, Premier Mortgage [email protected] NW Flanders • Portland, OR 97209

Is Refinancing Right for You?

KIM’S PROPERTY TALK: DERAILMENT OF A SHORT SALE

There’s been a lot of talk these days about home refinancing. Interest rates certainly are at

a historic low, so there are some definite benefits in choosing to refinance right now. You can low-er the overall cost of your loan, get rid of your mortgage insur-ance, or even lower your monthly payment. However, there are a few things to make sure you keep in mind when considering a refi. It’s not right for everybody, and it might not be right for you.

Do you have enough money

in savings to pay for it? Refinancing your home comes with all the closing costs buy-ing or selling a home

comes with—you’re essentially reselling the

home to yourself. These costs can add up, so if you don’t

have enough set aside to manage them, refinancing could end up putting you into more debt than it’s getting you out of.

What’s your current interest rate?

If your new rates aren’t going to be at least one percent lower than your current rate, it prob-ably won’t be worth the time and money to refinance your home.

What’s your current equity?

As good as interest rates are right

now, if you haven’t built up any equity in your home yet, it might not be the right time for you. Most of the time you’re going to need at least a 20% equity on your home to move forward with a re-finance. If you have at least 20% equity, you’ll usually be able to get rid of your mortgage insurance fee, which can save you around $100 a month! If you don’t have any equity, though, there’s still hope—you may qualify for a special government-sponsored home affordable refinance pro-gram (HARP). Your current loan must have closed prior to June of

2009 and have been sold to either Fannie Mae or Freddie Mac.

Why are you refinancing?

Is it to pay off your mortgage faster, lower your monthly pay-ment, or will you be cashing out a refinance to pay for something else? A car, a home renovation, a child’s education? While this can often be a good option, consider seriously whether you want to make the commitment of going into more debt. Usually I would advise against using a refinance to fund a depreciating invest-

ment, such as a car, but a home renovation might add value to your house and gain you a return. Just make sure you discuss and research all your options before choosing this route; if you’re not prepared for more debt you could end up losing your home.

And, as always, feel free to call or email me to discuss your refi-nance options. Many people are taking advantage of the current refinancing opportunities, but it’s not for everyone. Make sure you know it’s right for you.

Congratulations, your short sale has been approved! You see those words in a document from your sell-er’s lender or the listing agent and everyone gets

excited. The buyer’s agent scrambles to deposit the earnest money, schedule the buyer’s home inspection and send the third party approval to the buyer’s lender. The hard part is over, right?

Not so fast. The mortgage lender (or lenders) has approved a short payoff in exchange for a release of their lien(s) on the property, but the escrow company has now issued the title report, and you discover additional liens on the property.

I recently experienced this scenario while representing the buyer in a short sale transaction. I received an e-mail from the listing agent with a copy of the short sale approval pro-viding that we close in 30 days. We immediately deposited earnest money and scheduled a home inspection. To my horror, the listing agent asked that we postpone the home inspection because there were other liens on the property of which he was unaware when he initiated the short sale. The listing agent had received the short sale approval a few days prior to notifying me and only then ordered the preliminary title report at which time he learned of the ad-ditional liens. Now every broker should know that releases from ALL lienholders are required in order to transfer title to the property.

I did not want to offend the listing agent, but I had to ask, “Didn’t you obtain a preliminary title report when you took

the listing?” No, he did not. He merely asked the sellers what liens were on the property when they signed the listing con-tract.

Brokers, if you are going to list and negotiate short sales, you order a preliminary title report from your escrow company once you have a signed listing contract. In addition, you should request supplemental reports on a regular basis. The short sale process can take a few months, or it can take a year or longer and a lien can attach to the property at any time. In fact, it is not uncommon to have judgment liens or tax liens against a property, in addition to the mortgage liens.

Everyone knows there is nothing short about short sales. So brokers, do you want to lose a buyer after working months to obtain short sale approval? Buyers, do you want to contribute extra funds for lien releases because the listing agent or short sale negotiator failed to account for all liens against the proper-ty when obtaining short sale approval? Will the mortgage lien-holders even allow such payments by the buyer? Brokers, will the senior mortgage lienholder contribute additional funds to junior lienholders and give you an extension of the closing date after it has already provided an initial short sale approval? Brokers, do your sellers have funds to contribute to the junior lienholders? Brokers, are the junior lienholders even willing to release their liens for partial payments or do they require full satisfactions of the debts in exchange for releases? These are all questions that can be avoided if you order a preliminary title report upon execution of the listing contract and account for

all liens when requesting short sale approval.

6

HOUSES13241956 9446 N HAVEN AVE 3 2.1 1560 $235,000

12061566 9606 N LOMBARD ST 3 2.1 1552 $250,000 12294686 9612 N LOMBARD ST 3 2.1 1552 $250,000

13655847 7719 N KELLOGG ST 3 2.1 1700 $254,000 13532901 8611 N BAYARD AVE 3 2 1430 $288,900

13586807 8016 N MISSISSIPPI AVE 3 2.1 2040 $334,900 13444772 5036 NE 30TH AVE 3 2.1 2046 $439,900

13229658 NE ROSELAWN ST 4 3.1 3206 $539,900 13081151 2714 NE 60TH AVE 3 2.1 2459 $569,900

13379195 4901 NE 36TH AVE 3 2.1 2495 $569,900 13441090 3823 NE 36TH AVE 4 2.1 3106 $724,900

13429032 6729 SE BOISE ST 4 3 1910 $349,000 13586228 6737 SE BOISE ST 4 3 1910 $349,000

13146068 5939 SE ASH ST 3 2.1 2495 $494,900 13427628 3610 SE HAIG 4 2.1 2511 $539,900

13611672 3647 SE MALDEN ST 3 2.1 2495 $559,900 12066231 3659 SE MALDEN 4 3 2526 $569,900

13120504 614 SE 38TH DR 3 2.1 2804 $349,000 13453599 11862 SE AERIE CRESCENT RD 4 2.1 3216 $414,900

13569645 5554 LUCE LN 5 3 3234 $589,900 13446064 4790 COHO LN 4 3.1 3752 $649,900

13282091 2825 COEUR D ALENE DR 4 3.1 4232 $1,099,000 12491345 8217 SW 8TH AVE 3 2.1 2495 $539,900

13097473 4122 SW PRIMROSE 4 3 2526 $559,900 13104330 5424 SW IOWA ST 3 2.1 2868 $625,000

13293687 3737 SW SWEETBRIAR DR 3 2.1 2766 $750,000 13633313 6390 SW RICHEY LN 4 3.1 4438 $865,000

12297964 221 NW 117TH LOOP 3 2.1 1382 $294,990 12187435 3806 NW UNRATH PL LOT 3 3 2.1 2704 $345,000

13448760 3818 NW UNRATH PL 3 2.1 2371 $345,000 13440929 3305 NW 153 TER 4 3 2646 $489,950

13525402 3327 NW 153 TER 5 3 2949 $539,950 13159192 15386 NW DOMINION DR 4 3 3099 $549,950

13023531 15416 NW DOMINION DR 4 2.1 3180 $559,950 13374391 15293 NW DOMINION DR 5 4.1 3927 $699,950

13656699 16927 SW TEMPEST WAY L307 3 2.1 1562 $254,990 13559710 13655 SW KING LEAR WAY L186 3 2.1 1388 $258,990

13108174 13671 SW KING LEAR WAY 3 2.1 1562 $269,990 13141788 16891 SW 136TH AVE #205 4 2.1 1725 $279,990

13516011 29027 SW COSTA CIRCLE EAST 3 2.1 1562 $279,990 13570688 11989 SW SURREY ST 3 2.1 1562 $284,990

13185556 13170 SW TIMARA LN LOT 4 3 2.1 2030 $309,990 13424135 16960 SW TEMPEST WAY L304 4 2.1 2345 $314,990

13212689 12641 SW CANYONRIDGE CT 4 2.1 2784 $437,956 13512041 15432 SW SUMMERVIEW DR 3 2.1 2675 $444,968

13632775 15477 SW SUMMERVIEW DR 5 3.1 3532 $518,967 13577725 12639 SW MOUNT VISTA CT 5 3.1 3815 $544,961

13166926 23768 SW STONEHAVEN ST 4 2.1 3266 $549,500 13617985 15306 SW OAKMONT PL 5 3 3617 $624,978

CONDOS 13095253 4475 N TRENTON ST #201 3 2.1 1423 $152,000

12177412 1455 N KILLINGSWORTH ST #206 1 1 608 $172,900 12513338 1455 N KILLINGSWORTH ST #208 1 1 608 $172,900




12188353 1455 N KILLINGSWORTH ST #410 1 1 608 $184,900 13549230 4933 NE 26TH AVE 2 2.1 1801 $459,000

13578147 4939 NE 26TH AVE 2 2.1 1829 $479,000 13108176 838 SE 38TH AVE #302 2 2 967 $329,000

13682468 11521 SE BATELEUR WAY C 4 2 2 1848 $325,000 13375971 1926 W BURNSIDE ST #512 1 1 729 $228,000

12053267 3630 SW BAIRD ST #1 2 2 1300 $289,000 13080919 3601 SW RIVER PKWY #2218 1 1 1210 $339,522

13513575 1926 W BURNSIDE ST #216 2 1.1 1181 $389,900 13570702 949 NW OVERTON ST #1205 1 1 920 $399,900

13678054 841 SW GAINES ST #331 1 1.1 1156 $415,000 13249032 1025 NW COUCH ST #922 1 1 736 $419,922

13278897 949 NW OVERTON #906 1 1 995 $445,000 13364567 0841 SW GAINES ST #239 2 2 1380 $499,900

13696152 3570 SW RIVER PKWY #1113 2 2 1605 $549,000 13003209 0841 SW GAINES ST #113 2 3 2323 $615,000

13467913 0841 SW GAINES ST #2100 2 2 1597 $730,000 13379174 2351 NW WESTOVER RD #907 2 2 1628 $759,000

13069553 937 NW GLISAN ST #1437 2 2 1595 $850,000 13650320 2351 NW WESTOVER RD #604 2 2.1 2108 $899,000

13476476 2351 NW WESTOVER RD NW #1202 2 2.1 1934 $1,190,000 12208439 1221 SW 10TH AVE #1704 3 2.1 2964 $1,950,000



green homes

Situated on 16 acres tucked off Scholls Ferry Road in Beaverton, this newly com-

pleted home feels in a world of its own, but is just seconds from the heart of the action shopping, restaurants, coffee shops, bowling and vineyards.

And the 3,561 sq. ft. craftsman home reflects an initiative for Re-naissance Homes that has really been picking up speed for custom homes and renovations.

The decorated Street of Dreams homebuilder, known for its up-scale and sustainably-built sub-urban homes, in addition to its Vintage Collection of homes throughout the Portland met-ro area, is also finding success through an even more custom-ized homebuilding experience.

The Renaissance way of home-building has always provided its clients a customized experience. Homebuyers choose a location, home plan and work with the design team to pick interior and exterior selections in its Design Studio.

The Scholls Ferry clients ap-proached Renaissance after pur-

THE CUSTOM TREATMENTCustom Home off Scholls Ferry Road takes advantage of Views, a Flexible Floorplan and Renaissance Homes Green Building Experience

GE Monogram appliances add a bit of sparkle to the usable space

chasing 16 picturesque acres. Scott Gaunt, director of Renais-sance Homes custom homes and renovations division, said that the now complete and mostly one-level home lives comfortably for a family, and for entertaining.

The four bed-room and 3.5 bathroom home features a cen-ter entertain-ing space with a large kitchen and two cozy f i r e p l a c e s . Wings are on ei-ther side one for the kids and one for the parents.

The master suite has a den and exercise room attached to it. “We also made previsions for a stack-able washer and dryer in the larger of the two walk-in closets,” Gaunt said.

The kids two-story wing fea-

tures three bedrooms, a shared bathroom, laundry room, bonus room and homework loft.

Each custom home project is unique, as no two lots, families or home designs are the same. The realistic timeframe from planning

to landscape completion is between 10 and 12 months.

“This project e n c omp a s s e d almost all of the services which Renaissance of-fers within the custom home

building experience, [including] site excavation, plan design, per-mitting, site improvements, util-ity coordination and installation, site grading, road construction, home construction, landscaping coordination and interior design planning,” Gaunt said. “And we’re all very pleased with the results.”

For more information, and for a custom home consultation, contact Jack Hall at 503-545-3982 and visit www.renaissance-homes.com/on-your-lot-custom.

By Nicole DeCosta

SCHOLLS CUSTOM RAILING: A cherry, open rail banister features decorative wrought iron balusters.

DATE OPPONENT TIME (PACIFIC) Sat, 4/13 At FC Kansas City 5:35PM Sun, 4/21 Vs. Seattle Reign FC 2:00PM Sat, 4/27 At Chicago Red Stars 5:00PM Sat, 5/4 At Washington Spirit 4:00PM

Sun, 5/12 At Chicago Red Stars 3:00PM Thurs, 5/16 Vs. Sky Blue FC 7:30PM Sun, 5/19 Vs. Washington Spirit 2:00PM Sat, 5/25 At Seattle Reign FC 7:00PM Sat, 6/1 Vs. Chicago Red Stars 7:30PM

Thurs, 6/6 Vs. FC Kansas City 7:30PM Sun, 6/16 Vs. Seattle Reign FC 2:00PM Sat, 6/22 At Sky Blue FC 4:00PM Sun, 6/30 At FC Kansas City 1:10PM Sat, 7/6 Vs. Boston Breakers 7:30PM

Sun, 7/14 Vs. Western New York Flash 2:00PM Sun, 6/21 At Boston Breakers 1:00PM Sun, 7/28 Vs. Chicago Red Stars 2:00PM Wed, 7/31 Vs. Sky Blue FC 7:30PM Sun, 8/4 Vs. FC Kansas City 2:00PM Wed, 8/7 At Boston Breakers 4:00PM Sat, 8/10 At Western New York Flash 4:35PM Sat, 8/17 At Seattle Reign FC 8:00PM

*Home matches in yellow: Scheduled at Jeld-Wen field in Portland, OR Be sure to check portlandtimbers.com/news/portland-thorns-fc to confirm

details and learn more about the Portland Thorns FC, one of eight clubs that will compete in the National Women's Soccer League (NWSL).

April 11, 2013 • 8:30am - 5:00pmOregon Convention Center, Hall E

777 NE Martin Luther King Jr. Blvd., Portland, OR 97232

FREE CE hours to select from for both Oregon and Washington agents! Exhibitors are on hand to offer the best in services, technology, and tools for your business needs!

Don’t forget to bring plenty of business cards for door prize drawings.Register for classes (except for PMAR) at http://rmlstradefair.com

PMAR classes: call 503-459-2168 - PMAR registration yers are available at http://rmlstradefair.comSpace is limited and registration is required for classes!

Questions: contact [email protected] or 503-872-8063

Thank you to our sponsors!

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7

I’ll bet I’m not the only one who is happy

to see the rains slowing down and the sun shining a bit more. But, what that means is it’s time for some spring cleaning on the outside of the house.

With all the rain we’ve had this winter and spring, I’ve seen a lot of gutters overflow-ing. Generally that means there is debris in the gutter or in the downspout. Remov-ing it is relatively easy; getting to it is often the greater challenge. This is where all that ladder safety we talk about on the radio show is so important:

• If using a conventional stepladder, make sure it is fully open and all four feet are on solid, level ground. Never stand on the top or the top step; it’s just too easy to fall, because there is nothing to lean against.

• If using an extension ladder, make sure both feet are on solid, level ground and are one foot away from the wall for every four feet up the wall on which the ladder is resting. For example, if the ladder is 12 feet high on the wall, the feet should be 3 feet out from the wall.

Something worth checking while working

with the gutters is to make sure they are hanging tight against the house. If water is allowed to flow behind them, the result is often rotten fascia board and that means carpentry work, which can be quite expen-sive. As long as we’re working outside and enjoying the sunshine, there are a few oth-er things worth paying attention to:

Window wells and foundation vents are notorious for collecting leaves

during the winter. This would be a good time to clean them out.

Shrubs and trees tend to hold mois-ture against the siding, so they should

be cut back to where they won’t touch the house.

If the air conditioner has been cov-ered for the winter, this is a good

time to remove the cover and to clean all the weeds and debris from around unit.

This is the time of year birds and stinging insects start to build nests.

Keep a close eye out and try to remove them before they get a chance to begin raising their family in your house.

If not already taken care of, it’s probably a good time to remove

the insulation from the outside hose

connections and to turn the water back on. Hopefully, we’ve seen the last of our freez-ing weather for this year.

Clean and inspect all window and door screens. Make repairs or re-

placements as necessary.

Check bricks or blocks for cracked mortar or loose joints.

Check painted surfaces for paint fail-ure, water damage, or mildew.

Check caulking where two different materials meet, where wood siding

joins the foundation wall, at inside cor-ners, and where the window and door trim meets the siding.

For most of us, this would be a pretty full weekend worth of work. But, it’s worth giv-ing up a couple days of fishing or golf. Ev-ery time you find and correct or prevent a

problem, just remind yourself that you are preserving what is likely your most valu-able investment – your home.


restore, renovate, remodel

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What are the most common home owner uses?The biggest benefit for the homeowner is they will have the tools that will easily tear out flooring and the underlayment. You can scrape carpet pad staples off the floor while STANDING UP! This tool system will pro-vide the tools needed to remove roofing, sid-ing and lath, plaster and much more.

Why is your tool system worth owning?The Artillery Pry Bar System gives the home-owner the ability to do the tear out on their remodeling projects and save thousands of dollars. This system provides the value of many different demolition tools. Putting together the best tool for the job saves time, money, and wear & tear on the worker.

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8

13646758 14530 SE CLINTON ST 3 1 1260 $89,900

13351802 7930 SE 79TH AVE 2 1 936 $110,000 13098524 1209 SE 89TH AVE 2 1.1 1307 $124,950

13554262 1621 SE 157TH AVE 3 1 1320 $129,000 13619204 4233 SE 114TH AVE 3 1 1216 $139,000

13269250 4309 SE 138TH PL 3 2 1334 $140,000 13087320 12345 SE REEDWAY ST 3 2 1458 $144,950

13000830 11453 SE PARDEE ST 3 1 1056 $149,800 13377806 14153 SE MAIN ST 2 1 1670 $149,900

13064416 3930 SE 97TH AVE 2 1 768 $155,500 13161966 15139 SE PINE CT 3 2 1121 $169,000

13225264 5816 SE MALDEN ST 3 1 1659 $175,000 13683097 5922 SE HOLGATE BLVD 3 1.1 2324 $175,000

13560328 14065 SE CARLTON ST 4 2.1 1610 $180,000 13388768 4408 SE 52ND AVE 1 1 744 $185,000

13403001 1945 SE 150TH AVE 3 2 1716 $185,000 13074990 7911 SE KNIGHT ST 2 1 1790 $190,000

13545229 2109 SE 181ST AVE 3 2 1088 $190,000 13468765 11243 SE BROOKSIDE DR 5 2 1544 $199,000

13510976 2363 SE 141ST AVE 3 1 1168 $199,500 13187370 15564 SE MORRISON ST 3 2 1076 $201,000

13624036 6231 SE 72ND AVE 3 1 1234 $209,000 13292744 5705 SE FLAVEL ST 3 1.1 1170 $209,900

13555053 17820 SE CARUTHERS ST 3 1 2016 $209,940 13639310 1126 SE 139TH AVE 3 1 1383 $219,000

13504064 3745 SE CESAR E CHAVEZ BLVD 2 1 1049 $225,000 13272153 6248 SE REEDWAY ST 3 1 1550 $229,000

13024661 12647 SE CORA ST 4 2.1 1532 $229,900 13178664 12645 SE CORA ST 4 2.1 1532 $229,900

13375453 6517 SE 89TH AVE 4 2.1 1700 $229,900 13377987 12643 SE CORA ST 4 2.1 1532 $229,900

13003806 8529 SE ALDER ST 4 2 2352 $234,900 13321094 13950 SE RHONE ST 3 3 1930 $239,900

13551384 5516 SE GLADSTONE ST 2 1 1368 $239,900 13659581 7945 SE CENTER ST 4 2 2780 $239,900

13220492 8205 SE 23RD AVE 4 1 1560 $249,900 13620411 3103 SE 52ND AVE 2 1 876 $249,900

13630772 5005 SE STEELE ST 4 2.1 1678 $250,000 13050257 14133 SE LINCOLN ST 4 3 1938 $254,900

13584453 12026 SE FOSTER RD 5 2 2906 $259,900 13259707 14127 SE INSLEY ST 4 2.1 2053 $264,950

13333238 14131 SE INSLEY ST 4 2.1 2053 $264,950 13207994 4601 SE 86TH AVE 4 2.1 1945 $265,000

13510626 6017 SE LAFAYETTE ST 3 2 1500 $266,000 13630136 3512 SE 141ST AVE 4 3 2500 $269,000

13175379 1506 SE 129TH AVE 4 2 2804 $269,950 13219328 15816 SE HAWK CT 4 2.1 2134 $274,900

13461824 735 SE NEHALEM ST 2 1 1228 $274,900 13698700 5216 SE 17TH AVE 2 1.1 2132 $274,900

13374240 6606 SE 48TH AVE 3 1 1490 $275,000 13465514 2742 SE 130TH AVE 4 2.1 1982 $275,000

13499881 15638 SE BAUER ST 3 2.1 2406 $275,000 13697141 8042 SE CLAY ST 3 2.1 1506 $279,500

13367849 8355 SE 141ST AVE 3 2.1 2177 $279,950 13076528 3913 SE BYBEE BLVD 3 2.1 1163 $289,900

13355954 943 SE 45TH AVE 2 2 1768 $309,000 13574382 4849 SE ANDEREGG LOOP 3 2.1 2435 $315,000

13474320 2809 SE HARNEY ST 3 1.1 1700 $320,000 13451407 7403 SE STEPHENS ST 2 1 850 $329,000

13477432 3129 SE ALDER CT 4 2 1749 $329,900 13641632 6804 SE 50TH AVE 3 2 1628 $335,000

13316454 4730 SE KELLY ST 2 1 1884 $339,500 13226537 3620 SE HAIG ST 3 2 2184 $339,900

13444261 3901 SE PINE ST 3 3 1650 $340,000 13481494 4525 SE HAIG ST 3 1 2618 $346,000

13429032 6729 SE BOISE ST 4 3 1910 $349,000 13586228 6737 SE BOISE ST 4 3 1910 $349,000

13566789 3811 SE SALMON ST 2 1 1344 $349,900 13274520 6422 SE 17TH AVE 5 2.1 2654 $374,900

13609113 7304 SE 36TH AVE 2 2.1 1895 $374,999 13516205 4945 SE REX DR 3 2.1 2337 $384,000

13121068 3207 SE 26TH AVE 3 1 2788 $399,000 13079867 3620 SE BELMONT ST 3 2 2329 $399,900

13333984 4423 SE CRYSTAL SPRINGS BLVD 3 3.1 2063 $399,950 13570323 3029 SE STARK ST 5 2.1 3179 $410,000

13692358 8034 SE 36TH AVE 3 1.1 1814 $429,900 13203541 635 SE 55TH AVE 3 2 2788 $439,000

13680828 6715 SE 21ST AVE 3 2 2669 $439,000 13329611 1206 SE ANKENY ST 2 2 2747 $524,900

13296489 1659 SE LAMBERT ST 4 3.1 2398 $549,000 13481470 1663 SE LAMBERT ST 4 3.1 2398 $549,000

13425577 3805 SE NEHALEM ST 4 2.1 2814 $549,900 13078704 1055 SE 71ST AVE 3 2 2410 $550,000

13230750 6237 SE 32ND AVE 4 2 2349 $579,900 13315852 7337 SE 34TH AVE 4 3.1 3438 $799,000 13122687 3017 SE CLAYBOURNE ST 4 2.1 4474 $1,150,000


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All Things Real Estate seeks out events that will market the paper, which in turn markets you. We provide credit hour classes monthly with audiences of Realtors, Mortgage Brokers, Contractors and people in the Real Estate field.

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For You

OUR AUDIENCE

Our readership ranges from the general public, everyone seems to be curious about Real Estate! To people who are in the market to buy a home now or in the future, to someone who may want to sell their home, to Realtors and People who are immersed in the Real Estate world. EVENTS & CE CLASSES

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CREATIVE

We want your ad, article, contribution to be SEEN. We will work with you to make sure that happens-working together to make you stand out.

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southeastGUTTER MAINTENANCE

Clean out the gutters ev-ery year. The good news is that many ladders now

have spans designed to keep you at the perfect distance from the gutters without resting or leaning again them which can cause dam-age. Be sure to remove the gutter covers before you begin this task so you don’t miss any build up of leaves and debris.

Rinse out the gutters. It will not only help push clogs out, it will highlight any leaks that need re-pair.

Check the connections and look for any rusting spots. You might

have to replace a section if it’s got-ten away from you.

Patch smaller holes with roofing cement, larger ones may require a metal patch.

Installing iron mesh at the mouth of the drain pipes is good, but don’t forget to check for clogs there too.

Protect your gutters with gutter screens. They will prevent build-up and allow leaves to accumu-late on top of them. Just be sure to take care of those piles because as they rot, they can damage your roof.

9

Greater Portland Area Chapter

Mission StatementWe are a network of successful REALTORS empowering women to exercise their potential as entrepreneurs and industry leaders

The Real Estate Business Resource Luncheon Series

Ninja Marketing

March 21st, 2013- 12:00pm to 1:30pm - Multnomah Athletic Club

A Professional Panel Featuring:Eric Post - Better Homes & Gardens Real Estate

Chris Suarez - Keller Williams Realty ProfessionalsAnya Rosenfeld - Hasson Company Realtors

Moderated by Mindy Sullivan - Keller Williams Portland Central

President—Janice Hall, 360-816-9697, [email protected]

Treasurer—

Secretary—

VP of Membership

President Elect—Tracey Hicks, 503-317-5834, [email protected]

Dewey Haney, 360-910-2195, [email protected]

Erin Ochsenschlager, [email protected]

—Mindy Sullivan, 503-748-8225, [email protected]

Pricing:

Reservations:

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WCRPortlandMarch2013.EventBrite.com

$10 Members, $25 Non-member guestsPrice includes lunch reserve your space today! Vegetarian available on request.

, Don’t wait to pay at the door, logon now and be ready!

All reservations must be made no later than 12:00 noon, the preceding Tuesday.Cancellations will only be accepted if made prior to that date. No-shows orcancellations after that date will be charged for their breakfast.Vegetarian or non-dairy meals by requestat time of reservations.

President—Janice Hall, 360-816-9697, [email protected] Elect—Tracey Hicks, 503-317-5834, [email protected]—Dewey Haney, 360-910-2195, [email protected] Secretary—Erin Ochsenschlager, [email protected]

VP of Membership—Mindy Sullivan, 503-748-8225, [email protected]

First Name _______________________________________ Last Name ___________________________________________

Firm __________________________________________________________________________________________________

Home Address ________________________________________________________________________________________

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Phone ___________________________________________ Cell Phone ___________________________________________

Email Address _________________________________________________________________________________________

q Yes, I want to meet with my state legislators!

Senate District/State Senator __________________________________________________________________________

House District/State Representative_____________________________________________________________________

Click here to find what legislative district you are in! (http://www.leg.state.or.us/findlegsltr/)

Do you have a special need (e.g. - dietary request, disability accommodation, etc.) that we should know about?

q Yes q No If yes, please explain. ______________________________________________________________________

Please register me for REALTOR® RALLY AT THE CAPITOL – APRIL 4, 2013 This is a FREE event, but you must register by Friday, March 29 to attend.

In 2012, WE defeated Real Estate Transfer Taxes! Join this movement to protect your clients & the dream of homeownership.

9:00 – 10:00 a.m. Registration

Mission Mill1313 Mill Street SESalem, Oregon 97301* Spinning Room

10:00 – 10:30 a.m. Welcoming Remarks & 2013 Legislative HighlightsOregon’s top political consultants and legislative leadership will share an insider’s perspective and highlight key issues for the 2013 Legislative Session.

10:30 – 11:30 a.m. Legislative Issues Briefing

How will key legislative issues impact Oregon’s housing market? Take time to learn the top legislative opportunities and threats to help strengthen and protect the dream of homeownership.

Complimentary shuttles will be available between Mission Mill and the Oregon State Capitol

11:30 a.m. – 1:00 p.m. Capitol BBQ LunchJoin your colleagues and members of the 77th Oregon Legislative Assembly for a complimentary barbecue lunch at the Oregon State Capitol.

1:00 – 4:00 p.m. Constituent Meetings with LegislatorsShare your expertise on the local housing market. This is your opportunity to show your commitment to preserving housing opportunities in your community.

APRI L 4, 2013

REALTOR® RALLY CAPITOLAT

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Register online: www.oregonrealtors.org/rally by email: [email protected] by fax: 503/362-9615 by mail: Oregon Association of REALTORS®, P.O. Box 351, Salem, OR 97308

QUESTIONS? Contact the Public Policy Department of OAR at 800/252-9115


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realtors

O V E R T H E F E N C E

Quick Home Improvement Tips for Spring The winter is coming to an end and fresh air, warm winds and bright sunshine are on the way. The American Society of Home Inspectors (ASHI) has provided the following checklist to help homeowners figure out the areas to target for repair. You can run through these chores and be ready to bask in the sunshine in no time.

GuttersCheck for leaky or loose gutters. A gutter that isn’t draining correctly can cause water to enter a crawl space or basement. Ensure that all downspouts empty at least eight inches from the foundation and that they are free of any debris.

YardLook for any low areas throughout your yard, and particularly near the foundation. If any are found, fill them with soil. Spring rain can cause a yard to flood, which may lead to foundation damage. Furthermore, when water gathers in a low area during the summer, it makes a perfect insect breeding ground.

TrimTake a screwdriver and check the trim around your decks, railings, doors and windows. Spring rain can do significant damage, so now is the time to repair wood trim.

Garage DoorLubricate your garage door.http://houseandgardendiy.com/2012/03/9-quick-home-improve-ment-tips-for-spring/

HOME WARRANTY TIP: Keep range-top burners and reflectors clean; they will reflect the heat better, and you will save energy.

Simple Non-Toxic Cleaner Recipes to Clean the Whole HouseFloors: A simple floor cleaner is made by adding 2 to 4 tablespoons of Castile soap and 10 drops of lemon essential oil to a large container. Fill with 1 gallon of hot water and stir to mix. If the floor is greasy, add up to 1/8 cup of vinegar.

Walls and Counter Tops: The above floor cleaner will work well on walls and counter tops too. If you wish to disinfect, mix equal parts vinegar and water. Add 5 to 10 drops of essential oil, per 16 oz of mixture, if desired.

Mirrors: Mirrors can be cleaned well with water and a microfiber cloth. If you are looking for more shine (and germ killing power), combine 1 ½ cups of water with ½ cup of vinegar in a spray bottle and shake to mix. Add 5 to 10 drops of orange or lemon essential oil for extra cleaning power and added fragrance.

Toilets: Pouring a little straight or scented vinegar into the toilet bowl is a great way

March 10: Daylight Saving Time Begins

March 17: St. Patrick’s Day

March 20: Spring Begins

March 31: Easter

to clean and deodorize. For regular toilet seat wipe downs, keep some vinegar in a spray bottle.

Sprinkling baking soda into the bowl and scrubbing with a sturdy toilet brush is another good way to keep the toilet clean and fresh.

Bath and Shower: The best way to keep the shower clean is to regularly spray the walls with vinegar, this helps prevent soap and scum from building up.

It is always a good idea to label your homemade cleaners. Writing the recipe on the container also helps make refills a breeze.

NOTE for Essential Oils: These concentrated plant oils contain powerful anti-bacterial, anti-viral, anti-biotic and anti-fungal properties. While they can sometimes be expensive, one small bottle will last a long time. They add a lovely fragrance to your homemade cleaners, which provides psychological benefits too!

Favorite essential oils for cleaning are: Lemon, orange, peppermint, lavender, and tea tree.From the article Non-Toxic Cleaners You Can Make at Home http://www.keeperofthehome.org/2011/03/non-toxic-cleaners-you-can-make-at-home.html

Over the FenceN E W S F R O M Y O U R R E A L E S T A T E P R O F E S S I O N A L …

V O L U M E 1 1 • I S S U E 3 M A R C H 2 0 1 3

Dwell RealtyTracy HicksREALTOR®

5265 NE MLK Jr. BlvdPortland, OR 97211Phone: [email protected]://dwellrealtypdx.com

Tips courtesy of Kevin Weintz, Fidelity Home Warranty

® ®

® ® ®

®

® ®

VolunteerAt the heart of Girls on the

Run are amazing volunteers whose commitment and passion change the lives of thousands of girls each year.

Our volunteers are dynamic role models dedicated to empowering girls to

become healthy and confident young women. Whether you have just a couple of hours a year, a season or a month

to help our cause, we would love to hear from you.

Running Buddy Ready. Set. Go! Lace

up your sneakers, put on your GOTR gear and get

ready for a 5k experience unlike any other. The excitement in

the air is palpable as the girls meet their teammates, get their pictures taken, chant “Girls on the Run is so much fun”

and squeeze in a final energy award before heading to the starting line. Every step

of the way, you’ll be the support she needs along the course.

CoachWarm-up your spirit fingers,

lace up your sneakers and inspire a group of girls to be strong and healthy. Teams of volunteer coaches facilitate our easy to follow curriculum with groups of

8-15 girls over the course of 10-12 weeks. Amidst the conversation, laughter, hugs

and energy awards, you will witness trans-formational change in the girls and don’t be surprised if you realize that you are

positively changing as well! The program may end in 12 weeks, but for our coaches and girls, the finish

line is just the beginning.

For more information:http://www.girlsontherun.org/Get-Involved/Volunteer

10

12082734 8234 N FOWLER AVE 4 1 1248 $139,900

13351249 8740 N HARTMAN ST 2 1 702 $144,160

13543927 7135 N COLUMBIA BLVD 4 2 1947 $144,995

13541604 7913 N DWIGHT AVE 3 1 1232 $148,000

13637135 8734 N FISKE AVE 2 1.1 1440 $149,900

12022340 10146 N HUDSON ST 2 1 784 $158,900

13603088 9016 N CURTIS AVE 3 1 980 $159,000

13529291 6658 N BANK ST 2 1 750 $159,500

12366666 7716 N GLOUCESTER AVE 2 1.1 1025 $159,900

13573291 5033 N INTERSTATE AVE 2 1 1008 $165,000

13116927 8762 N PENINSULAR AVE 1 1 1044 $169,900

13518352 9305 N PORTSMOUTH AVE 2 1 939 $169,900

13595199 8717 N DANA AVE 2 1 1239 $174,000

13116193 9544 N LEONARD ST 2 1 720 $179,900

13465784 6321 N LOVELY ST 2 1 750 $185,000

13585990 10233 N TYLER AVE 3 1 884 $185,000

13587749 3541 N HOUGHTON ST 3 1 858 $186,000

13075046 8849 N FOSS AVE 2 1 1046 $195,000

13627642 9475 N OSWEGO AVE 2 1 1480 $195,000

13419069 3264 N BALDWIN ST 2 1 848 $197,500

13489802 8925 N DWIGHT AVE 3 2.1 1372 $198,900

13026899 9101 N DRUMMOND AVE 3 2.1 1524 $199,900

13303139 9943 N CENTRAL ST 3 1 909 $199,900

13402916 9627 N ADRIATIC AVE 2 1 1464 $199,900

13276396 5637 N INTERSTATE AVE 2 1 1494 $215,000

13523019 7211 N LEONARD ST 2 1 1098 $220,000

13539621 7929 N WILLAMETTE BLVD 1 1 740 $224,900

13171683 8943 N EXETER AVE 3 1 910 $225,000

12411831 9001 N POLK AVE 3 1 2456 $227,000

13154294 8240 N MONTANA AVE 5 2.1 2544 $231,500

13241956 9446 N HAVEN AVE 3 2.1 1560 $235,000

13055154 2824 N WILLIS BLVD 3 2.1 1572 $249,900

13580505 9120 N MOHAWK AVE 3 1.1 1916 $249,900

12061566 9606 N LOMBARD ST 3 2.1 1552 $250,000

12294686 9612 N LOMBARD ST 3 2.1 1552 $250,000

13231855 9421 N CALHOUN AVE 3 1 1988 $250,000

13655847 7719 N KELLOGG ST 3 2.1 1700 $254,000

13562852 4722 N LOMBARD ST 4 2.1 1647 $264,950

13606091 8311 N NEWMAN AVE 3 1 1864 $279,500


13532901 8611 N BAYARD AVE 3 2 1430 $288,900

13507787 7004 N KELLOGG ST 3 2 2283 $299,000

13510289 8007 N OSWEGO AVE 3 2 2136 $299,900

13577718 3285 N ARLINGTON PL 4 2.1 1660 $315,000

13658373 3549 N LOMBARD ST 3 2 3150 $320,500

13365105 4831 N VANDERBILT ST 4 3 3395 $328,000

13382353 6804 N VANCOUVER AVE 3 1.1 2368 $329,000

13282122 1315 N ALBERTA ST 3 2 2050 $329,900

13696205 2812 N BRYANT ST 4 2 2038 $334,000

13586807 8016 N MISSISSIPPI AVE 3 2.1 2040 $334,900

13623796 1606 N HOLMAN ST 3 2.1 1665 $339,900


13146516 N DELAWARE AVE 3 2.1 2005 $349,900

13187561 1006 N TERRY ST 4 3 2029 $349,900

13642286 330 N STAFFORD ST 4 2 2371 $349,900

13449624 8926 N EDISON ST 2 1.1 2277 $359,100

13314484 7926 N WAYLAND AVE 4 2.1 1818 $359,900

13443550 7936 N WAYLAND AVE 4 2.1 1818 $359,900


13698029 6919 N COMMERCIAL AVE 4 2 2572 $369,900

13421508 6414 N BOSTON AVE 3 3 2472 $379,000

13334941 2315 N WILLAMETTE BLVD 3 1.1 3371 $400,000

13317758 4905 N OBERLIN AVE 4 3.1 2218 $429,950


13472540 5134 N INTERSTATE AVE 3 1 1504 $450,000

13455133 2205 N HOLMAN ST 2 3 2608 $459,895

13556244 4040 N OVERLOOK BLVD 2 2 2452 $472,000

13266412 7141 N MONTANA ST 4 3.1 2623 $549,000

13436168 7133 N MONTANA ST 4 3.1 2624 $549,000

13310619 4204 N MASSACHUSETTS AVE 4 2.3 3400 $695,000

12153437 109 N LOTUS BEACH DR 6 6.2 9300 $1,385,000


March 15 - 24

Win 1st, 2nd & 3rd Prize Gift Certificates$75 1st Prize • $50 2nd Prize • $25 3rd Prize

For use at participating St. Johns businesses of the winners’ choice

With each purchase you make at any participating St. Johns merchant listed below, you will receive one entry into the Spring Drawing. There is no minimum purchase required, and every purchase you make earns you another opportunity to win!

EtceteraCrow Consign CoutureSalty TeacupJuniper & RyeAnna BannanasPulp & DeckleZimmers Grooming Salon

Olive & VineTre BoneSabi & FriendsSt. Johns VintageAffogatoSt. Johns BooksellersMenage a Trois

Pattie’s Home PlateThe Man’s ShopEl CompadreIn Amongst the PigeonsZumbido de PortlandPoshette’s/Heaven’s ArchivesNovedades Prado

Vinyl Resting PlaceCoffee KidsBarrique BarrelCaptain Fishhead’s Oddity ShoppeIt’s A Dog’s LifeStoreroom Vintage


north

Posted by John Reinwald on Feb 5, 2013 in Facebook, Featured, Unlock Social Media

Facebook has made it a regu-lar activity to add new up-dates, most of which cause

headaches for users and refrain from solving any of the big bugs that cause the most complaints. One of the biggest issues that Facebook users have been experi-encing in their News Feed is the amount of noise that seems to ac-cumulate on it.

There is a little known extension that works to help fix all of this, Social Fixer.

You may already be familiar with the old name that Social Fixer used, which was formerly named Better Facebook. If you’re not, then you may be excited to know that it’s a simple extension avail-able for most browsers that allows you to customize Facebook to a great extent.

Social Fixer is available for Mozilla Firefox, Google Chrome, Safari, Opera and Grease-Monkey. The only big browser that it’s not available on is Internet Explorer.

The Big Features Social Fixer Brings to the Table

Social Fixer adds a lot that Face-book should have added years ago. From customizing your feed to changing how you see older posts based on criteria you input, you can decide how you want your Facebook to look like.

The biggest highlights are includ-ed below:

Your feed gets sorted by the most recent posts instead of being a jumbled mess of posts.

The sidebar chat can be turned off and the old pop-out style of chat that used to be anchored to the bottom right of the page can be enabled in place of it.

You can disable things like the Lightbox that affects how you view an enlarged picture.

Groups where you are a member

Personalize your Facebook Account via Social Fixer

and pages that you like can ap-pear in an optional scrolling col-umn on the left side of the page.

News feeds can be customized and put in dynamic and static tabs. Furthermore, you can cus-tomize which people, pages and applications appear in these tabs.

You can mark posts as read to hide them until a new comment becomes posted, or you can hide read comments permanently.

When a friend removes you from their friends, you can receive a notification.

You can move your notifications to the right sidebar to make them similar to the old style of notifica-tions that Facebook had.

Instead of being forced to manu-ally tag a person, you can simply click on the person’s name to tag them when replying to a com-ment. This is especially helpful if the person you’re replying to isn’t a friend already.

Social Fixer adds a plethora of useful features that Facebook is missing. Unlike the majority of programs that promise to do something for Facebook and then fail to deliver, Social Fixer is a le-gitimate application that does ex-actly what it says it will.

11

Our public service homeowner-ship website, HOWNW.com-TM, can provide three things for

Realtors® and homeowners this year:

Trustworthy information that is frequently updated

Staff reviews all information on the site every two weeks, at minimum, to ensure the homeownership program information is accurate and up-to-date. Homeownership programs are not tied to specific bank institutions and are carefully vetted by the Homeowner-ship Opportunities Committee before posted on the site.

A simple search function that provides relevant

information for all potential homebuyers Potential homebuyers may search the site by inputting the number of people in the household, annual income, and noting whether they are a first time homebuyer and/or veteran/service-member. The responses are used to narrow the search to programs that will likely meet the homebuyer’s needs. Identifying information is not collect-ed, and buyers will not be contacted as a result of the search, unless they re-quest assistance.

An ever-evolving website that trulyhasitsfingeron

the market as it changesThe Homeownership Opportunities Committee continually reviews the site to make improvements and to ad-just to current market conditions. For example, information was added about avoiding foreclosure and rescue scams when those issues became prevalent in the market. Most recently, upon reports of large numbers of veterans re-entering the housing market, often with special needs, a military resources tab was added to help servicemembers and their families.

CAN DO FOR YOU3THINGS

HOWNW.com™ TOP


Coming Soon: Forever HomeOur Homeownership Opportuni-ties Committee is hard at work on a new addition to HOWNW.com™. This project, titled “Forev-er Home,” will provide resources to homeowners 65 and older who want to age in place in their homes. Resources provided will focus on homeownership tools, renovation, financing, and other more. Look to the site for an unbiased explanation of reverse mortgages, help evaluating the economic factors of aging in place, tips for accessible renova-tions, and much more.

realtors

By partnering with Summit Mortgage you will have the dedicated support of our team in more ways than one.

Our Marketing Team off ers an extra set of helping hands, from conception to completion; while providing excellent

service and delivery of marketing collateral, in a timely manner.

At Summit Mortgage we are committed to laying out your options to fi nd the product to fi t your lending needs to ensure a

timely closing. We off er extremely competitive rates and handle the entire loan process, from underwriting

to funding, “in-house”. As a locally owned and operated company since 1997, we understand the true meaning of

“Relationship Lending”- experience it today!

Let’s Get

BONNIE YOUNG Marketing Coordinator | 503.358.1309

started!

Summit Mortgage Corporation- OR ML- 1391, CA 603A124, WA 520-CL-52599, NMLS 3236. Licensed in CA by the Department of Corporations under the Residential Mortgage Act. Questions and concerns may be directed to [email protected]. www.go-summit.com








Let’s Get


started!


By partnering with Summit Mortgage you will have the dedicated sup-port of our team in more ways than one. Our Marketing Team offers

an extra set of helping hands, from conception to completion; while providing excellent service and delivery of marketing collateral, in a

timely manner.

At Summit Mortgage we are committed to laying out your options to find the product to fit your lending needs to ensure a timely closing. We

offer extremely competitive rates and handle the entire loan process, from underwriting to funding, “in-house.” As a locally owned and oper-

ated company since 1997, we understand the true meaning of “Relationship Lending” - experience it today!








Let’s Get


started!









Let’s Get


started!









Let’s Get


started!









Let’s Get


started!









Let’s Get


started!


This is the first of four articles on Self-Directed (SD) IRA, Roth IRA, IRA LLC, Roth IRA, LLC, 401K, HSA,

Coverdell, as well as SoloK for self-em-ployed people.

• In 1935 – Social Security was created.

• 1974 – Employee Retirement Income Security ACT (ERISA). This act included Self-Directed accounts including IRA’s and 401Ks.

• 1994 – Roth IRA was created, allowing after-tax contributions to accumulate tax free, and heirs inherited tax free.

• 2004 – SoloK was created, for self-em-ployed people

Pensco, the largest custodian for self-di-rected accounts, grew from $3 billion/2008 to $10 billion today. Self-Directed retire-ment accounts have become very popular. A SD IRA or Roth, by law, require a cus-todian.

You, too, can self-direct (SD) what you have invested in your IRA, Roth IRA, 401K, SoloK, Health Savings Account (HSA), or Coverdell Education Savings Account.

Self-Directed Retirement FundsPart 1 of 4: History and Types of Investments

Most other funds such as 403b, 457 etc., can be converted if you are no longer employed with the sponsoring entity. Each year, you can make the maximum contribution to each of your self directed accounts.

In the next article we will cover what you can and cannot invest in, what to avoid that gets people into trouble.

Additional information about self-directed retirement accounts can be found at www.IRS.gov.

Search for pamphlet 590, which is the easy version of internal rev-enue code 4975 dealing with SDs. They refer to SD’s as Participation Accounts.

For more information contact Jo Foraker: 503-799-1740 [email protected] www.jfassetmanagement.com

Part 1: History and Types of Investments

Part 2: Self-Directed Retirement Funds

Part 3: Custodians Part 4: SoloK

91552 Overlook DrWestport, OR $309,000

Tracey and Christy503.317.5834www.DwellRealtyPdx.com

12

ML# Address Bdr Bth SF Price13221866 9047 SW 26TH AVE 4 2 1440 $210,000

13131752 10536 SW 43RD AVE 3 2 1138 $224,900 13026294 6645 SW PARKHILL DR 3 2.1 1980 $229,900

13169461 3702 SW EVELYN ST 3 2 1232 $239,900 13007595 3230 SW DOLPH CT 3 2.1 2520 $240,000

13367998 10909 SW 60TH AVE 4 2 2798 $255,000 13630607 6130 SW MULTNOMAH BLVD 3 2 1422 $257,500

12150932 9820 SW 6TH AVE 3 2 1290 $272,800 13134734 2910 SW SPRING GARDEN ST 3 2 1209 $275,000

13427220 5670 SW MULTNOMAH BLVD 3 2 1593 $275,000 13290359 5708 SW GARDEN HOME RD 3 1 1035 $279,000

13478506 3835 SW CALDEW ST 3 2 1232 $287,500 13166461 10940 SW 37TH AVE 4 2 1936 $295,000

13551183 7225 SW 55TH AVE 3 2 1303 $299,900 13107450 5510 SW ILLINOIS ST 3 3 2366 $325,000

13386641 10009 SW QUAIL POST RD 4 2.1 2754 $325,000 13374573 11121 SW 45TH AVE 3 2.1 1589 $339,900

13270789 10810 SW ADELE DR 4 3 2335 $343,000 12455982 9026 SW 36TH AVE 4 2 1880 $345,000

13250973 1800 SW HIGHLAND PKWY 3 2 2133 $349,900 13469500 1044 SW EVANS ST 3 2 1856 $349,900

13028850 0117 SW THOMAS ST 3 2 1980 $354,500 13578485 8400 SW CANYON DR 4 2 2500 $359,900

13617759 5615 SW TEXAS ST 3 1.1 2672 $360,000 13304456 11707 SW 37TH AVE 3 2.1 2052 $374,500

13627161 10680 SW ADELE DR 4 2.2 2350 $379,900 13437674 1403 SW MARIGOLD ST 3 2.1 1520 $398,000

13371928 7480 SW 49TH CT 4 2.1 2202 $399,900 13276801 5507 SW KANAN ST 4 2.1 2188 $400,000

13243690 7006 SW BRIER PL 3 2 2140 $410,000 13258141 4153 SW LOBELIA ST 3 1.1 2467 $375,000 - $415,000

13136007 7125 SW GABLE PARK RD 3 2.1 1760 $419,900 13213451 2300 SW GARDEN VIEW AVE 4 3 3344 $420,000

13102132 3342 SW HUBER ST 4 2.1 2447 $424,888 13453275 3703 SW VESTA ST 4 2.1 2324 $424,900

13288861 520 SW COLONY DR 3 2.1 2560 $424,950 13328899 235 SW NEBRASKA ST 3 2 2214 $429,000

13581737 260 SW PALATINE HILL RD 3 2 1520 $435,000 13277522 1417 SW MEDWYN TER 3 3.1 2734 $449,000

13665559 8425 SW 7th AVE 4 2.1 2187 $449,900 13403183 3819 SW VACUNA ST 4 2.1 2894 $455,000

13533289 7780 SW MAPLE DR 4 3 2748 $459,000 13262874 4550 SW CAMERON RD 4 2 2760 $459,900

13537312 0230 SW CANBY ST 3 2.1 2606 $475,000 13657862 244 SW IDAHO ST 3 2 2490 $479,000

12524047 8215 SW 7TH AVE 4 2 2530 $479,900 13349694 11700 SW 35TH AVE 3 1.1 1621 $480,000

13000054 4218 SW HILLSIDE DR 4 2.1 2511 $499,000 13530114 632 SW COMUS CT 4 2.1 3752 $499,900

13383439 1248 SW UPLAND DR 4 3.1 3633 $500,000 13255514 8410 SW CASHMUR LN 4 2 2744 $515,000

13658313 6413 SW BRUGGER ST 5 4 3824 $524,900 13438944 4850 SW HUMPHREY PARK CRST 5 3.1 3540 $525,000

13468009 3637 SW 38TH AVE 4 2 2524 $527,500 13228220 4047 SW 43RD AVE 4 3 2848 $529,000

13097473 4122 SW Primrose 4 3 2526 $539,900 13195088 4209 SW HOMESTEAD DR 4 3.1 2912 $549,000

13607431 6304 SW BARNES RD 3 3 3120 $559,900 13299018 2726 SW NEVADA CT 4 2.1 2570 $569,800

13081619 646 SW CHELTENHAM ST 4 3 3440 $579,000 13626335 2748 SW SYLVANIA TER 3 2.1 2648 $579,900

13687079 2760 SW SYLVANIA TER 4 2.1 2726 $579,900 12348716 935 SW PALATINE ST 3 3 3857 $585,000

13350817 1420 SW WOODWARD WAY 5 3.1 4612 $585,000 13275080 2726 SW NEVADA CT 4 2.1 2594 $589,800

13379488 7635 SW 51ST AVE 5 3.1 3486 $589,900 13060028 10010 SW 25TH AVE 5 4 4227 $599,000

13465223 7400 SW LA VIEW DR 5 4 3414 $599,000 13442390 9670 SW VISTA PL 4 3 3300 $619,900

13257190 4230 SW 6TH AVE 4 3 3358 $624,900 13104330 5424 SW IOWA ST 3 2.1 2868 $625,000

13372384 11740 SW BREYMAN AVE 4 3.1 2766 $634,900 13063206 3750 SW COUNCIL CREST DR 4 2.1 2793 $650,000

13300649 7519 SW 25TH AVE 4 3 3200 $669,800 13292448 3906 SW ALTADENA AVE 4 3 2800 $675,000

13142858 1440 SW SKYLINE BLVD 3 3.1 4656 $685,000 13361442 3404 SW BRIDLEMILE LN 4 3 3984 $699,000

13528994 5535 SW MENEFEE DR 5 3 2752 $699,900 13658891 6315 SW DOLPH DR 6 3.1 4747 $715,000

13278698 11517 SW BREYMAN AVE 3 3 2830 $750,000 13293687 3737 SW SWEETBRIAR DR 3 2.1 2766 $750,000

13286411 6640 SW CORBETT AVE 4 3.1 4641 $761,000 13050181 5722 SW GARDEN HOME RD 3 2 3281 $795,000

13089506 2009 SW MOUNT HOOD LN 4 3.1 3620 $799,000 13526693 1111 SW COMUS ST 4 3 3382 $835,000

13294382 1312 SW TAYLORS FERRY RD 4 2 2336 $849,000 13438555 4360 SW LAURELWOOD AVE 4 3.1 4700 $943,900

13082683 5725 SW KNIGHTSBRIDGE DR 5 3.1 5558 $979,000 13150192 3450 SW SHERWOOD PL 4 3.1 5023 $995,000

13497706 3375 SW RIDGEWOOD AVE 6 3.1 5243 $999,500 13345041 1920 SW MILITARY RD 5 5.1 6571 $1,795,000

13619661 1396 SW MILITARY RD 5 5.1 6768 $2,775,000 13047610 10600 SW MOAPA AVE 7 3.2 6219 $3,985,000

13199140 12825 SW FOOTHILL DR 3 2 1848 $375,000


southwest

Clear Space

Cudi’s Corner

Personal Organizing SolutionsWardrobe Consultant

Find Abundance in Simplicity

Barb Legacy: 503-890-9329 • [email protected]

JASMINECUDI

Compliments of Ticor Title Company Compliments of Ticor Title Company

Enjoy Oregon’s Incredible Bounty Of What’s Fresh And New!

Hillsboro Sat. 8:00am-1:30pm May-Dec Courthouse Sq. 2nd & E Main

Lake Oswego Sat. 8:30am-1:30pm May-Oct.

Millennium Park : 1st & Evergreen

Milwaukie Sun. 9:30am-2:00pm May-Oct

99E McLoughlin Blvd & SE Harrison

Oregon City Sat. 9:00am-2:00pm May-Oct

Kaen & Beavercreek

Portland-Hollywood District Sat. 8:00am-1:00pm May-Oct

NE Hancock, 44th & 45th

Beaverton Sat. 8:00am-1:30pm & Wed. 3-6pm : May-Oct

Hall Blvd, between 3rd & 5th

Boring Sun. 10am-3pm : May-Sept

Hwy 212 & Wally

Canby Sat. 9:00am-1:00pm May-Oct

1st St. between Ivy & Grant

Clackamas Town Center Wed. 4-8pm May-Oct

12000 SE 82nd Ave

Gresham Sat. 8:30am-2:00pm May-Oct.

Miller St between 2nd & 3rd

Portland-PSU Sat. 8:30am-2:00pm Mar-Dec

S Park Blocks Montgomery/Harrison

Sherwood Sat. 9:00am-1:00pm May-Sept City Hall & Old Town Library

Tigard Sun. 9:00am-2:00pm May-Oct

Pacific Hwy & 217

Vancouver Sat. 9:00am-3:00pm Mar-Oct

Esther St. S of 8th & 6th

West Linn Wed. 4:30pm-8:30pm June-Sept

13th & Willamette Falls Drive

Don

ate

to P

ongo

The Pongo Fund is a volunteer driven, non-profit public charity, and the only program specifically designed to con-sistently provide quality dog and cat food for the animals of anyone in need. With our help these animals are further protected from being abandoned or surrendered simply because their families cannot afford to feed them.

Please mail checks to:

The Pongo FundPO Box 8244Portland, OR

97207The Pongo Fund is a registered 501(c)(3) non-profit public charity and donations are tax-deductible. Our tax identification number is 27-0646992.

Your generous cash contributions are essential to our success and can be made using the Paypal at www.thepongofund.org/how-you-can-help/. If you prefer, checks can be sent directly to us.

Please contact Larry Chusid at 503-939-7555 or at [email protected] to learn precisely how your contribution will be used.

We exist because of the generous support of companies and individuals who care about animals and the love and joy they bring to us all. If you are lucky enough to have a dog or cat for a friend and companion, then you understand how important animals are.

Jasmine belongs to Jeanette Argyle (of Realty Trust Group) and family

13

COMMERCIAL & RESIDENTIALPROPERTY INSPECTIONSERVICES

[email protected]

Scott Harris

Peace of mind through comprehensive building science analysis


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Tales from the Crawlspace: Attic Pull-Down Ladders By Propertyexam

attic to flow freely into the home, which may cause the heating or cooling system to run overtime. An attic hatch cover box can be installed to increase energy savings.

• Loose mounting bolts. This condition is more often caused by age rather than installation, although improper installation will hasten the loosening process.

• Attic pull-down ladders are cut too short. Stairs should reach the floor.

• Attic pull-down ladders are cut too long.

This causes pressure at the fold-ing hinge, which can cause break-

age.

• Improper or missing fasteners.

• Compromisedfirebarrierwhen installed in the garage.

• Attic ladder frame is not properly secured to the ceiling opening.

• Closed ladder is covered with debris, such as blown insulationorroofingmaterialshed during roof work. Inspectors can place a sheet on the floor beneath the lad-der to catch whatever debris may fall onto the floor.

• Cracked steps. This defect is a problem with wooden ladders.

• In sliding pull-down ladders, there is a potential for the lad-der to slide down quickly without no-tice. Always pull the lad-der down slowly and cautiously.

Attic pull-down ladders, also called attic pull-down stair-ways, are collapsible ladders

that are permanently attached to the attic floor. Occupants can use these ladders to access their attics without being required to carry a portable lad-der.

COMMON DEFECTSHomeowners, not professional car-penters, usually install attic pull-down ladders. Evidence of this distinction can be observed in consistently shoddy and dangerous work that rarely meets safety standards. Some of the more common defective conditions ob-served by inspectors include:

• Cut bottom cord of the struc-tural truss. Of-ten, homeowners will cut through a structural member in the field while in-stalling a pull-down ladder, unknow-ingly weakening the structure. Structural members should not be modified in the field without an engi-neer’s approval.

• Fastened with im-proper nails or screws. Homeowners often use dry-wall or deck screws rather than the standard 16d penny nails or ¼” x 3” lag screws. Nails and screws that are in-tended for other purposes may have reduced shear strength and they may not support pull-down ladders.

• Fastenedwith an insufficientnumber of nails or screws. Manufacturers provide a certain number of nails with instructions that they all be used, and they prob-ably do this for a good reason. In-spectors should be wary of “place nail here” notices that are nowhere near any nails.

• Lack of insulation. Hatches in many houses (especially older ones) are not likely to be weath-er-stripped and/or insulated. An unin-sulated attic hatch allows air from the

When children and teens have health coverage, they are able to get the health care they need when they need it. That means they are less likely to miss school or end up seeking higher cost care in the emergency room. Oregon Healthy Kids is dedicated to making sure every uninsured child and teen in the state has access to health insurance their families can afford. Healthy Kids provides no-cost, low-cost and full-cost health coverage options for uninsured Oregon children and teens age 0-18. Coverage lasts for one full year and covers all health needs, including doctor visits, dental care, vision, mental or behavioral health services, prescriptions, and more. Children will not be turned away due to pre-existing conditions or be put on a waiting list. No family makes too much for Healthy Kids.

Maximum Income Guideline for a Family of Four:

No cost option $47,340 ~ Low cost option $70,896

Full cost option $70,896 and above To apply, renew or for questions please contact Oregon Action’s

Kyna L. Harris, MBA-Healthy Kids Outreach Coordinator 971-634-0005 [email protected]

www.oregonactio

www.oregonactio

When children and teens have health coverage, they are able to get the health care they need when they need it. That means they are less likely to miss school or end up seeking higher cost care in the emergency room. Oregon Healthy Kids is dedicated to making sure every uninsured child and teen in the state has access to health insurance their families can afford. Healthy Kids provides no-cost, low-cost and full-cost health coverage options for uninsured Oregon children and teens age 0-18. Coverage lasts for one full year and covers all health needs, including doctor visits, dental care, vision, mental or behavioral health services, prescriptions, and more. Chil-dren will not be turned away due to pre-existing conditions or be put on a waiting list. No family makes too much for Healthy Kids.

Maximum Income Guideline for a Family of Four:No cost option $47,340 ~ Low cost option $70,896

Full cost option $70,896 and above

To apply, renew or for questions please contact Oregon Action’s Kyna L. Harris, MBA-Healthy Kids Outreach Coordinator 971-634-0005 [email protected]

When children and teens have health coverage, they are able to get the health care they need when they need it. That means they are less likely to miss school or end up seeking higher cost care in the emergency room. Oregon Healthy Kids is dedicated to making sure every uninsured child and teen in the state has access to health insurance their families can afford. Healthy Kids provides no-cost, low-cost and full-cost health coverage options for uninsured Oregon children and teens age 0-18. Coverage lasts for one full year and covers all health needs, including doctor visits, dental care, vision, mental or behavioral health services, prescriptions, and more. Children will not be turned away due to pre-existing conditions or be put on a waiting list. No family makes too much for Healthy Kids.

Maximum Income Guideline for a Family of Four:

No cost option $47,340 ~ Low cost option $70,896

Full cost option $70,896 and above To apply, renew or for questions please contact Oregon Action’s

Kyna L. Harris, MBA-Healthy Kids Outreach Coordinator 971-634-0005 [email protected]

www.oregonactio

www.oregonactio

14

13663935 496 HAMBURG AVE, ASTORIA 2 1 728 $109,000

13547950 374 37TH, ASTORIA 3 1 1400 $169,000 13264430 884 NIAGARA AVE, ASTORIA 3 1 1242 $179,000

13527686 1838 7TH ST, ASTORIA 3 1 1434 $179,500 13097691 92541 PILOTS RD, ASTORIA 2 1.1 936 $195,000

13180345 460 FLORAL ST, ASTORIA 3 2 1476 $210,000 13451386 1190 ALAMEDA AVE, ASTORIA 4 3 2100 $349,000

13197331 1188 HARRISON AVE, ASTORIA 5 3 2484 $525,000 13013075 90517 SUNSET LAKE RD, WARRENTON 4 1 1504 $184,900

13428464 89655 DELLMOOR LOOP, WARRENTON 4 2 1526 $249,000 13239983 90629 CLARK RD, WARRENTON 3 2 1404 $250,000

13268204 91854 HWY 104, WARRENTON 2 2 2068 $295,000 13557445 486 RIDGE DR, GEARHART 4 2 1595 $213,500

13306738 1117 CHINOOK LN, GEARHART 3 2 1642 $369,000 13369159 3098 PINE CT, GEARHART 3 2.1 2159 $429,000

13049891 101 S COTTAGE AVE, GEARHART 4 2 1624 $685,000 13058367 5295 HIGH RIDGE RD, GEARHART 4 3.1 3662 $829,000

13226035 5020 HIGH RIDGE RD, GEARHART 4 4 2764 $1,100,000 13326874 89329 PINEHURST RD, GEARHART 4 4.1 3982 $1,325,000

13609387 4960 FAIRWAY AVE S, GEARHART 4 4.1 4557 $1,525,000 13464431 2411 OREGON ST, SEASIDE 3 1 1146 $179,900

13309932 911 2ND AVE, SEASIDE 3 2 990 $180,000 13265743 1240 QUEEN ST, SEASIDE 3 2.1 1940 $212,225

13555534 1080 BEACH DR, SEASIDE 4 4 3280 $439,000 13040982 1761 S PROM, SEASIDE 5 6 4308 $1,400,000

13104506 1246 AVENUE D, SEASIDE 3 1 1128 $110,000 13272339 79380 HWY 202, SEASIDE 2 1 1467 $189,999

13383833 42662 LOYD LN, SEASIDE 3 2.1 2568 $365,000 13596550 580 N LAUREL ST, CANNON BEACH 2 2 1250 $415,000

13291503 425 YUKON ST, CANNON BEACH 5 4.1 3525 $424,500 13377479 1316 S HEMLOCK ST, CANNON BEACH 3 3 2527 $595,000

13397303 1848 PACIFIC ST, CANNON BEACH 3 2.1 2246 $949,900 13696950 159 W NEBESNA ST, CANNON BEACH 4 2.1 3056 $995,000

13453986 1741 FOREST LAWN RD, CANNON BEACH 4 3 3134 $1,195,000 13583857 163 W WASHINGTON ST, CANNON BEACH 4 3.1 2642 $1,539,000

13465046 1956 PACIFIC ST, CANNON BEACH 4 4 2219 $1,650,000 13146522 79808 CANNON RD, ARCH CAPE 3 2 1618 $339,000

13678878 31949 OCEANVIEW LN, ARCH CAPE 4 3 2302 $499,000 13391460 30949 W OCEAN LN, ARCH CAPE 4 3 3082 $569,000

13576300 91597 COLUMBIA RIVER RD, WESTPORT 4 3 2582 $275,000 13094387 37885 HWY 26, SEASIDE 4 2.1 2332 $319,900

13660212 9681 BEACH DR, BIRKENFELD 4 3 2640 $595,000 13175695 110 ELEVENTH ST, GARIBALDI 2 2 1100 $83,000

13061336 216 CYPRESS AVE, GARIBALDI 2 2 1230 $119,000 13208242 184 S PALISADE ST, ROCKAWAY BEACH 3 2 1620 $129,000

13347045 5800 PACIFIC ST, BAY CITY 3 2 1178 $129,000 13107489 554 N BEACON ST, ROCKAWAY BEACH 2 1 584 $134,900

13199818 5235 MAIN ST, BAY CITY 2 2 1414 $135,000 13278360 34465 ALDER ST, CLOVERDALE 3 3 1604 $135,000

13156799 13005 C ST, NEHALEM 3 2 2025 $149,900 13197341 36190 9TH ST, NEHALEM 3 1 1184 $155,000

13554163 1079 SMITH ST, ROCKAWAY BEACH 3 2 1552 $179,000 13143594 904 ELM AVE, TILLAMOOK 3 1 1418 $179,900

13640394 35895 NESTUCCA MANOR DR, PACIFIC CITY 2 11040 $200,000 13346052 6210 DEWPOINTE DR, BAY CITY 3 2 1703 $205,000

13193829 1915 W ALDERCOVE RD, NETARTS 3 2.1 2540 $215,000 13576736 6085 PORTLAND AVE, BAY CITY 2 1 1409 $219,900

13025693 108 SEVENTH ST, GARIBALDI 2 2 1635 $220,000 13157560 26335 DAVID AVE, ROCKAWAY BEACH 3 1 816 $224,000

13560129 26320 GENEVA AVE, ROCKAWAY BEACH 3 1.1 1292 $229,000 13228188 7860 PINE BEACH AVE, ROCKAWAY BEACH 3 2.1 1426 $239,900

13639976 7810 2ND AVE, ROCKAWAY BEACH 2 2 744 $279,000 13073293 43390 LITTLE NESTUCCA HWY, CLOVERDALE 3 11340 $289,000

13182212 44890 KATHERINE LN, NEHALEM 3 2 1988 $299,900 13545173 5720 SOLLIE SMITH RD, TILLAMOOK 4 3 1923 $319,000

13567711 26536 CHIEFTAIN DR, ROCKAWAY BEACH 2 2 1416 $319,000 13688034 1650 S 2ND AVE, ROCKAWAY BEACH 2 2.1 2588 $319,000

13065178 8030 MAGNOLIA DR, TILLAMOOK 5 3 3433 $349,000 13606701 15000 N HWY 101, ROCKAWAY BEACH 3 3 1801 $369,500

13690309 617 EVERGREEN AVE, GARIBALDI 3 2 2775 $390,000 13467809 33725 CENTER POINTE DR, PACIFIC CITY 4 3 1931 $399,000

13560654 9370 SANDPIPER LN, MANZANITA 2 2.1 1762 $409,000 13425876 5885 PUFFIN PL, PACIFIC CITY 3 3 2000 $449,000

13584177 34930 HILLCREST ST, PACIFIC CITY 4 4 2452 $449,000 13125200 3750 WESTWOOD DR, TILLAMOOK 4 3 3542 $449,900

13110939 38010 ISLAND DR, NEHALEM 4 2.1 2476 $499,000 13319070 605 TERRASEA WAY, OCEANSIDE 3 3 2248 $549,000

13339434 38405 BEULAH REED RD, MANZANITA 3 2 1512 $595,000 13639688 215 WASHINGTON ST, ROCKAWAY BEACH 3 3 1743 $599,000

13402332 97 BEACH DR, MANZANITA 3 3.1 2136 $669,000 13654531 2140 MAXWELL MOUNTAIN RD, OCEANSIDE 4 3.1 2392 $899,000


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As a new year starts so does the anticipation of people throughout

the Northwest thinking about those home projects both in-side and out.

The Portland Home and Gar-den show is the perfect venue or manufacturers, retailers and contractors to all gather and show off their talents and wares.

This year was perfect timing for Westlake Development Group to provide a showcase house and educational platform for awareness of made in America products in the construction industry. Several months ago

plans were drawn and ideas pull together to build an all Made in America home in the Portland Expo center. This 2500 sq. ft. re-vealing home concept was de-signed by Mike Barclay principle of Barclay Home Designs and Garrison Hullinger , principle of Garrison Hullinger Interior De-sign.

With such esteemed partners on this project the pressure was re-ally on Westlake to perform and build out a model that would cap-ture the attention and do justice to the design. So, at 12 o’clock on a Sunday night the crews filtered in to start work on what would be an amazing display of an all made in America home. With over 60

subcontractors, the materials showed up and the teams worked fluidly as the project came to-gether and I can proudly say it was representative of true Made in America.

Westlake was given 48 hours to build a 2500 sq. ft. home inside the Portland Home and Garden show. I can proudly say we did it in 36! As one of our team mem-bers said… Who says a contrac-tor cannot need a time schedule?

Throughout the week presenta-tions were given to help educate the true meaning of the social, economic and environmental im-pacts that we can make if you take the time to select wisely.

The TV crews were thrilled to see a project that would allow them to view from the outside look-ing in and capture the wonder-ful work that Garrison Hullinger Interior Designs had worked so hard on creating.

That exhibit has become the springboard for the home that Westlake Development Group is

currently building for the 2013 Street Dreams in West Linn. In July the public will get an op-portunity to view the same team members work as we unveil ‘The American Dream’.

Westlake Development Group would like to thank all of those who participated in this year’s Portland Home and Garden Show to create such an awesome display knowing that it is ‘Because Made in America Still Matters.’

Gerald Rowlett with Westlake Develop-ment Group is an award winning builder of the Street of Dreams. Custom homes built to suit around the Portland Metro area.

“From new construc-tion to remodels, we build for you.”

16 allthingsrealestatepdx com

ABOUT 50 VENDORS: Mortgage Brokers, Realtors, Title Companies, various types of Contractors including Flooring Companies, Window Companies, Remodeling Contractors, Heating & Cooling Contractors, Profes-sional Inspectors, Real Estate Attorneys, Pest Control Companies, Insurance Agents and more!

Interested in participating as a vendor? Late registra-tions will be accepted only through March 21 for $150, with no Vendor Fair “Program”. Contact us ASAP as we are limiting the numbers of participants to two per professional category. For a registration form visit our website at www.northwestreia.com, via http://tinyurl.com/ay5cukt or call Steve Nagel at 503-319-5794.

If you are investing in Real Estate, you won’t want to miss this Fair! Expand your network and learn more about the industry from the professionals who live it every day!

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I work with a lot of relocation clients. I referred my VIP client Rich Golze at Guaranteed Rate®. Oh and to make matters interesting, the wife was expecting within weeks and it was a short sale as well. My client had compared, what seemed like every lender across the internet and locally, before talking to Rich Golze. They decided on Rich not only based on rates and fees but due to his promptness in getting back to them. I am a raving fan.

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RIC

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G ATTENTION REAL ESTATE BROKERS!

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Documents

All Things Real Estate Volum 3 Issue 3