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Traditional Home Loan Interest Principal Month Principal EMI Charge Component 1 2,000,000 19,300 16,667 2,634 2 1,997,366 19,300 16,645 2,656 3 1,994,711 19,300 16,623 2,678 4 1,992,033 19,300 16,600 2,700 5 1,989,333 19,300 16,578 2,723 6 1,986,610 19,300 16,555 2,745 7 1,983,865 19,300 16,532 2,768 8 1,981,096 19,300 16,509 2,791 9 1,978,305 19,300 16,486 2,815 10 1,975,490 19,300 16,462 2,838 11 1,972,652 19,300 16,439 2,862 12 1,969,791 19,300 16,415 2,886 13 1,966,905 19,300 16,391 2,910 14 1,963,996 19,300 16,367 2,934 15 1,961,062 19,300 16,342 2,958 16 1,958,104 19,300 16,318 2,983 17 1,955,121 19,300 16,293 3,008 18 1,952,113 19,300 16,268 3,033 19 1,949,080 19,300 16,242 3,058 20 1,946,022 19,300 16,217 3,084 21 1,942,938 19,300 16,191 3,109 22 1,939,829 19,300 16,165 3,135 23 1,936,694 19,300 16,139 3,161 24 1,933,533 19,300 16,113 3,188

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Normal HL AmortRate10.00%Number of Years (Loan Tenure)20Period240Amt2,000,000EMI19,300Traditional Home LoanInterestPrincipalMonthPrincipalEMIChargeComponent12,000,00019,30016,6672,63421,997,36619,30016,6452,65631,994,71119,30016,6232,67841,992,03319,30016,6002,70051,989,33319,30016,5782,72361,986,61019,30016,5552,74571,983,86519,30016,5322,76881,981,09619,30016,5092,79191,978,30519,30016,4862,815101,975,49019,30016,4622,838111,972,65219,30016,4392,862121,969,79119,30016,4152,886131,966,90519,30016,3912,910141,963,99619,30016,3672,934151,961,06219,30016,3422,958161,958,10419,30016,3182,983171,955,12119,30016,2933,008181,952,11319,30016,2683,033191,949,08019,30016,2423,058201,946,02219,30016,2173,084211,942,93819,30016,1913,109221,939,82919,30016,1653,135231,936,69419,30016,1393,161241,933,53319,30016,1133,188251,930,34519,30016,0863,214261,927,13119,30016,0593,241271,923,89019,30016,0323,268281,920,62219,30016,0053,295291,917,32719,30015,9783,323301,914,00419,30015,9503,350311,910,65319,30015,9223,378321,907,27519,30015,8943,406331,903,86919,30015,8663,435341,900,43419,30015,8373,463351,896,97019,30015,8083,492361,893,47819,30015,7793,521371,889,95619,30015,7503,551381,886,40619,30015,7203,580391,882,82519,30015,6903,610401,879,21519,30015,6603,640411,875,57519,30015,6303,671421,871,90419,30015,5993,701431,868,20319,30015,5683,732441,864,47119,30015,5373,763451,860,70819,30015,5063,795461,856,91319,30015,4743,826471,853,08719,30015,4423,858481,849,22919,30015,4103,890491,845,33919,30015,3783,923501,841,41619,30015,3453,955511,837,46119,30015,3123,988521,833,47319,30015,2794,021531,829,45119,30015,2454,055541,825,39619,30015,2124,089551,821,30719,30015,1784,123561,817,18419,30015,1434,157571,813,02719,30015,1094,192581,808,83519,30015,0744,227591,804,60819,30015,0384,262601,800,34619,30015,0034,298611,796,04919,30014,9674,333621,791,71519,30014,9314,369631,787,34619,30014,8954,406641,782,94019,30014,8584,443651,778,49819,30014,8214,480661,774,01819,30014,7834,517671,769,50119,30014,7464,555681,764,94619,30014,7084,593691,760,35419,30014,6704,631701,755,72319,30014,6314,669711,751,05419,30014,5924,708721,746,34519,30014,5534,748731,741,59819,30014,5134,787741,736,81119,30014,4734,827751,731,98419,30014,4334,867761,727,11619,30014,3934,908771,722,20919,30014,3524,949781,717,26019,30014,3104,990791,712,27019,30014,2695,032801,707,23819,30014,2275,073811,702,16519,30014,1855,116821,697,04919,30014,1425,158831,691,89119,30014,0995,201841,686,69019,30014,0565,245851,681,44519,30014,0125,288861,676,15619,30013,9685,332871,670,82419,30013,9245,377881,665,44719,30013,8795,422891,660,02519,30013,8345,467901,654,55919,30013,7885,512911,649,04619,30013,7425,558921,643,48819,30013,6965,605931,637,88319,30013,6495,651941,632,23219,30013,6025,699951,626,53319,30013,5545,746961,620,78719,30013,5075,794971,614,99319,30013,4585,842981,609,15119,30013,4105,891991,603,26019,30013,3615,9401001,597,32019,30013,3115,9891011,591,33119,30013,2616,0391021,585,29219,30013,2116,0901031,579,20219,30013,1606,1401041,573,06119,30013,1096,1921051,566,87019,30013,0576,2431061,560,62719,30013,0056,2951071,554,33119,30012,9536,3481081,547,98419,30012,9006,4011091,541,58319,30012,8476,4541101,535,12919,30012,7936,5081111,528,62219,30012,7396,5621121,522,06019,30012,6846,6171131,515,44319,30012,6296,6721141,508,77119,30012,5736,7271151,502,04419,30012,5176,7831161,495,26119,30012,4616,8401171,488,42119,30012,4046,8971181,481,52419,30012,3466,9541191,474,56919,30012,2887,0121201,467,55719,30012,2307,0711211,460,48619,30012,1717,1301221,453,35619,30012,1117,1891231,446,16719,30012,0517,2491241,438,91819,30011,9917,3091251,431,60919,30011,9307,3701261,424,23919,30011,8697,4321271,416,80719,30011,8077,4941281,409,31319,30011,7447,5561291,401,75719,30011,6817,6191301,394,13819,30011,6187,6831311,386,45519,30011,5547,7471321,378,70819,30011,4897,8111331,370,89719,30011,4247,8761341,363,02119,30011,3597,9421351,355,07919,30011,2928,0081361,347,07119,30011,2268,0751371,338,99619,30011,1588,1421381,330,85419,30011,0908,2101391,322,64419,30011,0228,2781401,314,36619,30010,9538,3471411,306,01819,30010,8838,4171421,297,60119,30010,8138,4871431,289,11419,30010,7438,5581441,280,55619,30010,6718,6291451,271,92719,30010,5998,7011461,263,22619,30010,5278,7741471,254,45319,30010,4548,8471481,245,60619,30010,3808,9201491,236,68619,30010,3068,9951501,227,69119,30010,2319,0701511,218,62119,30010,1559,1451521,209,47619,30010,0799,2211531,200,25519,30010,0029,2981541,190,95619,3009,9259,3761551,181,58019,3009,8479,4541561,172,12619,3009,7689,5331571,162,59419,3009,6889,6121581,152,98219,3009,6089,6921591,143,28919,3009,5279,7731601,133,51619,3009,4469,8541611,123,66219,3009,3649,9371621,113,72519,3009,28110,0191631,103,70619,3009,19810,1031641,093,60319,3009,11310,1871651,083,41619,3009,02810,2721661,073,14419,3008,94310,3581671,062,78619,3008,85710,4441681,052,34319,3008,77010,5311691,041,81219,3008,68210,6191701,031,19319,3008,59310,7071711,020,48619,3008,50410,7961721,009,68919,3008,41410,886173998,80319,3008,32310,977174987,82619,3008,23211,069175976,75719,3008,14011,161176965,59719,3008,04711,254177954,34319,3007,95311,348178942,99519,3007,85811,442179931,55319,3007,76311,537180920,01619,3007,66711,634181908,38219,3007,57011,731182896,65119,3007,47211,828183884,82319,3007,37411,927184872,89619,3007,27412,026185860,87019,3007,17412,127186848,74319,3007,07312,228187836,51619,3006,97112,329188824,18619,3006,86812,432189811,75419,3006,76512,536190799,21819,3006,66012,640191786,57819,3006,55512,746192773,83219,3006,44912,852193760,98119,3006,34212,959194748,02219,3006,23413,067195734,95519,3006,12513,176196721,77919,3006,01513,286197708,49319,3005,90413,396198695,09719,3005,79213,508199681,58919,3005,68013,621200667,96819,3005,56613,734201654,23419,3005,45213,848202640,38619,3005,33713,964203626,42219,3005,22014,080204612,34219,3005,10314,198205598,14419,3004,98514,316206583,82819,3004,86514,435207569,39319,3004,74514,555208554,83819,3004,62414,677209540,16119,3004,50114,799210525,36219,3004,37814,922211510,43919,3004,25415,047212495,39319,3004,12815,172213480,22019,3004,00215,299214464,92219,3003,87415,426215449,49619,3003,74615,555216433,94119,3003,61615,684217418,25719,3003,48515,815218402,44219,3003,35415,947219386,49519,3003,22116,080220370,41619,3003,08716,214221354,20219,3002,95216,349222337,85319,3002,81516,485223321,36819,3002,67816,622224304,74619,3002,54016,761225287,98519,3002,40016,901226271,08419,3002,25917,041227254,04319,3002,11717,183228236,86019,3001,97417,327229219,53319,3001,82917,471230202,06219,3001,68417,617231184,44519,3001,53717,763232166,68219,3001,38917,911233148,77119,3001,24018,061234130,71019,3001,08918,211235112,49919,30093718,36323694,13619,30078418,51623775,62019,30063018,67023856,95019,30047518,82623938,12419,30031818,98324019,14119,30016019,141Total2,632,1042,000,000
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