ANNUAL FUND UPDATE 2018-19 FUND UPDATE · Nifty Midcap50 and Nifty Small cap indices underperformed Nifty50 by huge margin of 12.9% and 33.4% respectively. 10 year benchmark yields

FUND UPDATEYOUR INVESTMENT PERFORMANCE

ANNUAL FUND UPDATE 2018-19

Market Outlook Fund Performance Contents Individual Funds Group Funds

MARKET OUTLOOK 2 KOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107) 27

FUND PERFORMANCE OF ULIP FUNDS 7 KOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107) 28

PRODUCT - FUND MATRIX 10 PENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107) 29

CLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107) 12 KOTAK PENSION OPPORTUNITIES FUND

(ULIF-032-17/07/09-PNOPPFND-107) 30

FRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107) 13 PENSION FRONTLINE EQUITY FUND

(ULIF-044-11/01/10-PNFRLEQFND-107) 31

DYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107) 14 PENSION GUARANTEE FUND

(ULIF-038-21/12/09-PNGRTFND-107) 32

BALANCED FUND(ULIF-037-21/12/09-BALKFND-107) 15 KOTAK PENSION GROWTH FUND

(ULIF-030-07/01/09-PNGWTFND-107) 33

KOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107) 16 KOTAK PENSION FLOOR FUND

(ULIF-031-13/07/09-PNFLRFND-107) 34

KOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107) 17 PENSION FLOOR FUND II

(ULIF-043-08/01/10-PNFLRKFND2-107) 35

GUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107) 18 KOTAK PENSION BALANCED FUND

(ULIF-011-27/06/03-PNBALFND-107 ) 36

MONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107) 19 PENSION BALANCED FUND II

(ULIF-046-24/01/10-PNBALFND2-107) 37

KOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107) 20 KOTAK PENSION BOND FUND

(ULIF-017-15/04/04-PNBNDFND-107) 38

DYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107) 21 KOTAK PENSION GILT FUND

(ULIF-008-27/06/03-PNGLTFND-107) 39

KOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107) 22 KOTAK PENSION FLOATING RATE FUND

(ULIF-022-07/12/04-PNFLTRFND-107) 40

KOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107) 23 PENSION MONEY MARKET FUND II

(ULIF-039-28/12/09-PNMNMKFND-107) 41

KOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107) 24 KOTAK ADVANTAGE MULTIPLIER FUND II

(ULIF-026-21/04/06-ADVMULFND2-107) 42

KOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107) 25 DISCONTINUED POLICY FUND

(ULIF-050-23/03/11-DISPOLFND-107) 43

PEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107) 26

INDIVIDUAL FUNDS

Click on the Fund Name for details

GROUP FUNDS


KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 45 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 51

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 46 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 52

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 47 ANNEXURE 53

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 48 DISCLAIMER 59

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 49

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 50

INDIVIDUAL FUNDS

ANNUAL FUND UPDATEAS ON 31st MARCH 2019


GROUP FUNDS


KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 45 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 51

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 46 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 52

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 47 KOTAK GROUP PRUDENT FUND

(ULGF-019-04/07/17-KGPFFND-107) 53

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 48 ANNEXURE 54

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 49 DISCLAIMER 60

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 50

01

CONTENTS


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02

MARKET OUTLOOK

Investment ObjectiveThe investment objective is to ensure that returns on policyholder’s funds are consistent with the protection, safety and liquidity of such funds, while ensuring that the liabilities in respect of each of the funds are supported by a diversified pool of investments and assets, held under the respective fund wherein the asset classes, asset allocation and asset selection are compliant with the nature of liabilities, investment objective for each of the funds and, IRDAI Investment Regulations and Insurance Act.

Investment ObjectiveThere are well-defined categories of funds across the risk-return spectrum. Based on the objectives and risk return profile of each fund, investments are made in various assets classes like equity and debt. The Investment team is adequately staffed and structured for effective management of respective funds and also to ensure independent checks and monitoring of investment performance. A process driven and moderate risk approach is followed. While choosing stocks in portfolio, the business model, competitive edge, management quality, sustained economic earnings, and corporate governance is assessed. The equity portfolio has a bias towards industry leaders and growth companies. In case of debt, emphasis and focus is on safety, liquidity and returns with prime importance given to duration management with a view on interest rates.

Risk ControlInvestment risk is managed by creating a portfolio of different asset classes and of varied maturities depending on the fund objective so as to spread risk across a wide category of the investee companies, groups as well as the industries in accordance with the prudential exposure norms and regulation stipulated by the IRDA. Investment Committee which acts as the policy making body for the investment operations, periodically discusses the investment strategy, portfolio structures, performance of the portfolio and other issues relating to the investment portfolio. The Asset & Liability Management Committee reviews the asset liability management strategy, investment risk, and other related risks periodically. The Credit Committee approves the credit limit for each investee company and also does a periodical review of the existing exposure of debt investments in companies.

Year Gone By – MarketsFY19 was a volatile year for almost all asset class. Indian equities (Nifty50) were intially up 16.1% till Aug 18 then fell 14.6% in two months till Oct18 only to regain the lost ground and settle at 14.9% for the period. Nifty Midcap50 and Nifty Small cap indices underperformed Nifty50 by huge margin of 12.9% and 33.4% respectively. 10 year benchmark yields made a high of 8.18% in Sep 18 only to fall substantially by 82 bps to end FY19 at 7.35%. It made a low of 7.22% in Dec 18. USD INR initially depreciated 14.1% till Oct 18 but later on recovered and ended the year with 6.1% depreciation. Gold ended FY 19 with 2.5% loss in USD terms. After an upmove of 31.6% in FY 18, Crude was up another 24.1% till Oct18. However, from FY19 high of USD86.2/bbl in Oct 18 it fell 41.5% to make FY19 low of USD 50.5/bbl and finally settled at USD 68.4/bbl down 1.6% for the year. In FY19, FIIs (Foreign Institutional Investors) initially sold USD 6.7bn of indian equities till Dec 18, however in the last quarter of FY19 they bought USD 6.85bn to end the year with minuscule net buy of USD0.16bn. DIIs ( Domestic Institutional Investors) continued their buying in FY 19 with net buy of USD 10.3bn of Indian equities. FIIs sold USD 6.45bn of Indian debt





03

MARKET OUTLOOK

6 month endedSep 18 (absolute)

6 month endedMar 19

(absolute)

1 year ended 31March 19

(Annualized)

8.1%-7.1%-25.8%

11.9%6.6%

-7.4%

-0.1%3.7%0.9%

-10.1%19.0%

-11.2%

6.3%9.8%9.9%

-2.7%-3.1%4.5%

6.8%3.8%8.0%

8.5%-17.3%

-4.6%

14.9%2.1%

-18.5%

8.8%3.3%

-3.2%

6.7%7.6%9.0%

-2.5%-1.6%

-6.1%

EquityNiftyNifty Midcap 50Nifty Small Cap

World MarketsS& P 500FTSEHang Seng

BondCrisil Composite Bond IndexCrisil Liquid Index

ICICI Securities Benchmark Gilt Index

CommoditiesGold ($ / ounce)Crude

CurrencyINR / USD





04

MARKET OUTLOOK

Mar-18 Sep-18 Mar-19

WPI 2.5% 5.1% 3.2%

CPI 4.3% 3.7% 2.9%

IIP 4.4% 4.5% 0.1%

Repo Rate 6.0% 6.5% 6.3%

MSF 6.3% 6.8% 6.5%

FY 17-18 FY 18-19 (Est)

GDP 6.7% 7.0%

Key Economic Indicators

*As on Feb 19

Q1 FY 19Q1 started on good note with Indian equities up 5.9% (Nifty50) for the quarter. Strong domestic flows (USD 5.6bn), in line Q4FY18 corporate earnings, forecast of normal monsoon provided support to the market. On political front three-year old PDP-BJP coalition fell-out with the BJP withdrawing support from the party combine. The state is under Governor’s rule with N N Vohra talking charge. The Karnataka state elections saw major political tussle between BJP and Cong-JD(S) combine, with BJP emerging as the single largest party but failing to establish the government.

On the macro front, GST revenues in April 2018 crossed Rs.1trillion for the first time. In May also collections continue to be robust at Rs 956 bn. 4QFY18 GDP surprised on the upside, printing at 7.7%, significantly higher than the government’s advance estimate of 7.1%. The impressive year-on-year lift from 7% in 3QFY18 to 7.7% in 4QFY18 was helped by a very favorable base effect and strong support from the public sector. Notwithstanding this last-quarter boost, FY18E ended with GDP growth slowing to 6.7% from 7.1% in FY 17. Consumer Price Index (CPI) inflation increased 64 bps in the first quarter on back of core and fuel inflation.





05

MARKET OUTLOOK

10 year benchmark yield rose by a meaningful 50bps in the first quarter. This was on the back of RBI’s hawkish stance and first rate hike coming after over 4 years and concerns on fiscal deficit due to rising crude oil prices which rallied 14% during the quarter to close at USD79.4/bbl. Rupee depreciated by 5.1% at 68.5 (vs. USD) on fears of widening trade deficit and strengthening of USD against major currencies.On global front, the US Fed raised its rates by 25 bps.

Q2 FY19Q2 started on positive note with the benchmark Nifty50 Index crossing 11,700 mark for the first time in history (Nifty50 up 9% till August) aided by strong Q1FY19 reporting season and defeat of the no-confidence motion against the incumbent Government in Parliament. However,market sentiment were severely dented locally by deficient monsoons, concerns on widening trade deficit as crude prices rallied another 4% in the quarter and emerging concerns over credit and liquidity issues in the NBFC segment and potential contagion from herein and globally by escalation of trade tensions as the US announced tariffs on a further USD200bn of Chinese imports and rate hike by the Fed by another 25bps. As a result Indian equities ended the quarter with only 2.9% gain.

The default by Infrastructure Leasing & Financial Services (IL&FS), a large Financial Institution, took center stage at the end of the quarter. The current crisis which started as a credit event at IL&FS (with the company defaulting on it’s debt repayment obligations) had become both a credit and a liquidity issue for the financial sector. IL&FS (a AAA rated entity) has a consolidated debt of INR910Bn (USD12.54bn) (FY18) as per available data sources. The defaults were a consequence of very high leverage, asset liability mismatch and negative cash flows.Post the default by IL&FS and some redemption pressure seen in the case of a few Mutual Funds in their debt funds, there has been a ripple impact on credit spreads for NBFCs.

On the macro front, RBI raised the Repo rate by another 25 bps to 6.50% mainly due to concern on rising inflation. Q1FY19 GDP growth came in at robust 8.2%. During the quarter, the government announced sharp increases in MSP followed by announcement of GST rationalisation for several items in the GST council meet.

Continued macro pressures and rupee depreciation led to 10 year benchmark yield increasing by 12bps in quarter to 8.02%. The yields reached a high of 8.18% during the quarter. INR depreciated by 5.9% in the quarter and ended at 72.5/USD. Oil traded in a wide range (USD 71-82/bbl) in this period. Oil rallied in the second half of the quarter as expectations of tighter crude market resulting from American sanctions on Iranian crude outweighed the risk to demand from the ongoing U.S.-China trade dispute.

Q3 FY19Indian equities started on weak note in October (Nifty50 down 5.0%). The selloff was driven by both local macro stress, amidst fears of tightening liquidity and additional liability issues particularly in the NBFC segment and the sharp correction in global equities driven by trade war fears. But with crude oil down 36% during the quarter and US Fed Chairman Mr.Powell’s statement that the central bank’s benchmark interest rate is “just below” neutral the investor sentiments were boosted and market recovered in November. December did see a bout of nervouness around state election results and the resignation of RBI Governor Dr. Urjit Patel but subsequently recovered as macro variables continued their favorable trend and ended flat for the quarter.





06

MARKET OUTLOOK

On the local front, at the beginning of the quarter, the Central Government announced INR 1.5 per litre cut in both gasoline and diesel excise duties while also asking the oil marketing companies (OMCs) to provide additional relief of Rs1 per litre. Assembly poll results were announced for 5 states in December with Congress emerging victorious, albeit of narrow margins, in 3 BJP incumbent states (MP, Rajasthan, Chhattisgarh) while Telangana went to TRS and Mizoram to MNF.On macro front, 2QFY19 GDP growth slowed down to 7.1% from 8.2% in 1QFY19. RBI in its monetary policy meet maintained status quo on policy rates and made announcements of easing ECB hedging requirments thereby enabling larger banks to address the refiancing needs of NBFC. India jumped 23 notches to rank 77th in Ease of Doing Business Rankings, 2019 released by the World Bank, while also featuring as one of the top 10 improvers in this year’s assessment. 10 year benchmark yield eased 65bps in the quarter to 7.4% on back of positive surprises on inflation (down 281 bps in six months), sell off in crude oil prices and RBI’s decision to inject liquidity in the system through OMOs. Crude oil prices were below USD 60/bbl for the first time since October 2017. INR appreciated by 3.8% in the quarter.Q4 FY19Indian equities (Nifty50 -0.3%) started the quarter flat as they were impacted by a) reversal in Brent crude oil prices amid supply cuts, up 23% in Jan-Feb 2019, post 36% drop in 3Q19 b) slowdown in China c) premature ending of Trump-Kim summit in Hanoi with the 2 leaders failing to strike a deal d) mixed earnings season with disproportionate losses in some large companies e) negative sentiment on companies where promoters have significant pledged shares f) heightened geopolitical tensions between India and Pakistan following the Feb 14 militant attack on CRPF in J&K with both India and Pakistan engaging in aerial action. However in March the markets (Nifty50 7.7%) broke out on the upside from the narrow range bound trading in the previous 3-4 months due to a)renewed foreign inflows (Inflows of USD 6.9bn) b)sentiment boost from opinion polls ahead of general elections tilting further in favour of incumbent government, c) de-escalation in geopolitical tensions between India and Pakistan and d) optimism over US-China trade negotiations.On the global front, China saw industrial output growth coming in at 17-yr lows,Theresa May failed to pass a Brexit deal through British parliament as the deadline for Mar 29 UK exit approached, US treasury yields slipped to 2017 levels on recessionary concerns in late March and the Fed continued to maintain a pause on its rate action with dovish policy moves.GST Council doubled exemption limit and raised threshold for availing composition scheme providing relief to MSMEs. The rates on under-construction properties were cut to 5% (from 12%) and on affordable housing to 1% (from 8%) effective 1 April, 2019. However the developers of residential projects which are incomplete as on March 31 were given the option to either choose the old structure with Input Tax Credit (ITC) or to shift to the new 5% and 1% rates without ITC.10 year benchmark yield was flat for the quarter. INR appreciated 0.9% during the quarter at 69.16/$. Moderations in external pressures coupled with notable foreign net equity inflows post resurgence in global liquidity supported INR.





07

Funds available with insurance plans launched on & post Sept. 1, 2010.Returns AsOn 31st March 2019

Classic Opportunities Fund (AUM: ` 4,25,182.10

Lakhs)

Frontline Equity Fund

(AUM: ` 73,372.41

Lakhs)

Dynamic Floor Fund II (AUM: ` 62,555.44

Lakhs)

Balanced Fund (AUM: ` 15,021.88

Lakhs)

Guarantee Fund (AUM: ` 3,201.09

Lakhs)

Kotak Dynamic Bond

Fund (AUM: ` 1,01,601.26

Lakhs)

Kotak Dynamic Gilt Fund (AUM: ` 5,892.93

Lakhs)

Kotak Dynamic

Floating Rate Fund (AUM: ` 2,223.79

Lakhs)

Money Market Fund

(AUM: ` 43,563.87

Lakhs)

Discontinued Policy Fund

(AUM: ` 25,408.31

Lakhs)

1 month 7.8 8.1 4.6 5.3 4.2 2.4 1.7 0.8 0.7 0.5

3 months 6.4 7.2 4.3 5.0 3.8 2.5 1.9 2.0 1.8 1.6

6 months 6.8 7.5 7.9 7.5 5.2 8.4 8.6 4.9 3.6 3.2

1 year 7.2 10.4 8.8 9.1 9.0 7.9 8.7 6.3 6.9 6.3

2 years 8.9 10.3 7.5 8.4 8.4 6.1 6.6 5.8 6.6 6.1

3 years 13.9 14.4 10.0 11.1 9.8 7.7 8.0 6.4 6.8 6.2

4 years 8.7 9.5 7.0 8.3 6.8 7.5 7.7 6.6 7.1 6.5

5 years 15.3 14.9 9.2 12.2 9.0 9.2 9.7 7.3 7.4 6.9

6 years 15.5 15.4 8.4 12.1 8.3 8.2 8.4 8.0 7.6 7.2

7 years 14.4 14.2 8.5 11.7 8.4 8.7 8.9 8.1 7.9 7.5

10 years n.a n.a n.a n.a n.a 8.6 8.2 7.5 n.a n.a

Inception 12.0 11.1 7.3 9.9 7.9 8.4 7.5 7.4 7.5 7.6

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st March 2019

Kotak Opportunities Fund (AUM: ` 83,588.83

Lakhs)

Kotak Aggressive Growth Fund (AUM: ` 26,940.93

Lakhs)

Kotak Dynamic Growth Fund (AUM: ` 6,010.75

Lakhs)

Dynamic Floor Fund (AUM: ` 93,014.69

Lakhs)

Kotak Dynamic Balanced Fund (AUM: ` 1,947.57

Lakhs)

1 month 7.9 7.7 6.9 4.7 5.9

3 months 6.3 6.5 6.3 4.4 5.5

6 months 6.4 6.6 8.3 8.0 8.3

1 year 6.4 10.3 10.2 8.6 9.7

2 years 8.1 10.2 9.3 7.3 8.6

3 years 13.2 14.1 12.7 9.6 11.3

4 years 7.9 8.9 8.8 6.9 8.5

5 years 14.6 14.4 13.3 9.0 12.3

6 years 14.8 15.0 13.6 8.2 12.3

7 years 13.7 13.8 12.8 8.1 11.8

10 years 17.5 16.0 13.4 8.5 12.3

Inception 16.6 15.7 14.2 9.2 13.0

Returns AsOn 31st March 2019

Peak Guarantee Fund I (AUM:

` 1,517.27Lakhs)

Kotak Guaranteed Growth Fund (AUM:

` 61,936.31Lakhs)

Kotak Guaranteed Balanced Fund

(AUM: ` 7,826.17Lakhs)

Pension Classic Opportunities Fund (AUM: ` 10,616.97

Lakhs)

Kotak Pension Opportunities Fund

(AUM: ` 2,114.40Lakhs)

Pension Frontline Equity Fund (AUM:

` 2,392.31Lakhs)

Pension Guarantee Fund (AUM: ` 9,526.07

Lakhs)

1 month 0.5 5.6 4.9 7.9 7.8 8.3 4.2

3 months 1.2 5.3 4.8 6.5 6.2 7.7 3.8

6 months 2.6 7.8 8.0 6.8 6.3 8.2 5.3

1 year 5.7 9.2 9.2 7.2 6.3 11.1 9.0

2 years 7.4 8.2 7.9 8.9 8.1 10.5 8.4

3 years 9.0 11.1 10.6 14.0 13.1 14.5 9.9

4 years 6.1 8.4 8.4 8.7 7.9 9.5 6.9

5 years 8.4 11.8 11.4 15.5 14.5 15.0 9.1

6 years 7.7 11.2 10.6 15.7 14.6 15.5 8.3

7 years 7.9 10.8 10.4 14.5 13.6 14.3 8.5

10 years n.a 10.9 10.5 n.a n.a n.a n.a

Inception 7.1 13.0 11.9 12.4 11.3 12.0 7.3

FUND PERFORMANCE OF ULIP FUNDS





08


Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st March 2019

Kotak Pension Growth Fund

(AUM: ` 1,716.52

Lakhs)

Kotak Pension Floor Fund

(AUM: ` 3,773.68

Lakhs)

Pension Floor Fund II (AUM:

` 5,720.48Lakhs)

Kotak Pension Balanced Fund

(AUM: ` 8,454.44

Lakhs)

Pension Balanced Fund

II (AUM: ` 375.98Lakhs)

Kotak Pension Bond Fund

(AUM: ` 4,264.61

Lakhs)

Kotak Pension Gilt Fund (AUM:

` 420.81Lakhs)

Kotak Pension Floating Rate Fund (AUM:

` 103.16Lakhs)

Pension Money Market Fund II (AUM: ` 836.62

Lakhs)

1 month 5.7 4.6 4.6 5.0 5.4 2.4 1.8 0.7 0.7

3 months 5.3 4.3 4.4 5.0 5.2 2.5 2.1 1.9 1.9

6 months 8.2 7.8 7.9 8.2 7.4 8.4 8.8 5.0 3.6

1 year 9.5 8.4 8.8 9.2 9.2 7.8 8.9 6.5 7.0

2 years 8.4 7.2 7.6 7.8 8.3 6.0 6.8 5.8 6.6

3 years 11.1 9.6 10.1 10.5 11.3 7.6 8.1 6.4 6.8

4 years 8.4 6.9 7.1 8.3 8.5 7.5 7.8 6.6 7.1

5 years 11.7 9.0 9.3 11.3 12.3 9.2 9.8 7.3 7.4

6 years 11.1 8.2 8.5 10.5 12.2 8.2 8.4 8.0 7.6

7 years 10.8 8.3 8.6 10.4 11.7 8.7 8.9 8.1 7.9

10 years 10.9 n.a n.a 10.4 n.a 8.6 8.1 7.5 n.a

Inception 11.0 6.9 7.3 12.0 9.8 8.5 7.6 7.4 7.5





ANNUAL FUND UPDATE 09


KOTAK PRIVILEDEGE ASSURANCE PLANS


Kotak Advantage Multiplier Fund II (AUM: ` 0.42

Lakhs)

1 month 0.6

3 months 1.6

6 months 4.1

1 year 4.3

2 years 3.7

3 years 3.2

4 years 3.6

5 years 4.2

6 years 4.2

7 years 4.6

10 years 5.4

Inception 4.8

Returns less than or equal to a year are absolute. Returns greater than a year are compounded annualised.

Sr No. Fund Manager Equity Debt Balanced

1 Rohit Agarwal 7 NA 19

2 Kunal Shah NA 15 26

NO. OF FUNDS MANAGED BY FUND MANAGER

Mr. Rohit Agarwal has over 10 years of experience in capital markets, looks at the Unit Linked Equity funds at Kotak Life Insurance . Before joining Kotak in 2011, Mr. Agarwal was associated with JP Morgan for about 6 years. Rohit is a Bachelor of Commerce (2001) and has done PGDBM, Symbiosis Pune (2005).

Mr. Rohit Agarwal– Equity Fund Manager

Mr. Kunal Shah has overall experience of over a decade and has been associated with the Kotak Life Insurance since May 2008. His key responsibilities include management of fixed income portfolios in Unit Linked and managing alternative investments for the company. Kunal is a Bachelor of Commerce (2001) , MBA (Finance), Sinhgad Institute, Pune (2004) and CFA (CFA Institute, USA)

Mr. Kunal Shah CFA – Debt Fund Manager


Kotak Group Dynamic Floor Fund (AUM:

` 388.27 Lakhs)

Kotak Group Balanced Fund

(AUM: ` 90,215.54Lakhs)

Kotak Group Bond Fund (AUM: ` 1,36,170.94

Lakhs)

Kotak Group Gilt Fund (AUM:

` 5,253.15Lakhs)

Kotak Group Floating Rate Fund (AUM:

` 12,385.84 Lakhs)

Kotak Group Money Market Fund (AUM: ` 2.02

Lakhs)

Kotak Group Secure Capital

(AUM: ` 32,985.19 Lakhs)

Kotak Group Prudent Fund

(AUM: ` 1,927.02 Lakhs)

1 month 4.0 5.5 2.5 1.8 0.8 0.1 2.4 3.4

3 months 3.8 5.2 2.6 2.0 2.1 1.9 2.5 3.5

6 months 7.9 7.9 8.6 8.8 5.3 3.2 8.4 9.1

1 year 8.7 9.8 8.3 8.9 7.1 5.8 8.1 n.a

2 years 7.3 9.0 6.6 6.9 6.4 5.3 6.5 n.a

3 years 9.4 11.8 8.2 8.3 7.0 4.9 8.0 n.a

4 years 6.8 8.9 8.0 8.0 7.1 5.5 7.8 n.a

5 years 9.1 12.8 9.7 10.0 7.8 6.1 9.5 n.a

6 years 8.3 12.7 8.7 8.6 8.5 n.a 8.5 n.a

7 years 8.4 12.2 9.2 9.1 8.6 n.a 9.0 n.a

10 years n.a 12.6 9.4 8.4 8.0 n.a n.a n.a

Inception 7.2 13.2 9.0 7.8 7.8 6.5 9.1 10.6

KOTAK FIXED MATURITY PLANSReturns AsOn 31st March 2019

Kotak Group Short Term Bond Fund (AUM: ` 8,942.75

Lakhs)

1 month 1.3

3 months 2.5

6 months 5.8

1 year 7.1

2 years 6.6

3 years 7.2

4 years n.a

5 years n.a

6 years n.a

7 years n.a

10 years n.a

Inception 7.2

KOTAK GROUP PLANS

AS ON 31st MARCH 2019




10

Kotak WealthInsurance

Kotak AceInvestment

Kotak SingleInvest

Advantage

Kotak HeadstartChild Assure

KotakPlatinum

Kotak InvestMaxima

Fund

s

Classic Opportunities Fund ü ü ü ü ü ü

Frontline Equity Fund ü ü ü ü ü ü

Balanced Fund ü ü r ü ü ü

Dynamic Bond Fund ü ü ü ü ü ü

Dynamic Floating Rate Fund ü ü r ü ü r

Money Market Fund ü ü ü ü ü ü

Dynamic Gilt Fund ü ü ü ü ü r

Discontinued Policy Fund ü ü ü ü ü ü

*currently active plans

PRODUCT - FUND MATRIX*





11

INDIVIDUAL FUNDS

CLASSIC OPPORTUNITIESFUND

DYNAMIC FLOOR FUND II

BALANCED FUND

KOTAK OPPORTUNITIES FUND

KOTAK AGGRESSIVE GROWTH FUND

GUARANTEEFUND

MONEY MARKET FUND

DYNAMIC FLOOR FUND

KOTAK DYNAMIC BALANCED FUND

KOTAK DYNAMIC BOND FUND

KOTAK DYNAMIC FLOATING RATE FUND

PEAK GUARANTEEFUND I

KOTAK GAURANTEEDGROWTH FUND

KOTAK DYNAMICGROWTH FUND

KOTAK GAURANTEEDBALANCED FUND

PENSION CLASSICOPPORTUNITIES FUND

KOTAK PENSIONOPPORTUNITIES FUND

PENSION FRONTLINEEQUITY FUND

PENSION GUARANTEEFUND

KOTAK PENSIONGROWTH FUND

KOTAK PENSIONFLOOR FUND

PENSION FLOORFUND II

KOTAK PENSIONBALANCED FUND

KOTAK PENSION BOND FUND

KOTAK PENSIONGILT FUND

KOTAK PENSIONFLOATING RATE FUND

PENSION MONEYMARKET FUND II

KOTAK ADVANTAGEMULTIPLIER FUND II

DISCONTINUEDPOLICY FUND

FRONTLINE EQUITY FUND

KOTAK DYNAMIC GILT FUND

PENSION BALANCEDFUND II





Holdings % to Fund

EQUITY 95.49

Reliance Industries Ltd 7.18

SBI ETF Nifty Bank 6.57

Infosys Ltd 5.37

HDFC Bank Ltd 5.26

ICICI Bank Ltd 4.98

Kotak Banking ETF - Dividend Payout Option 4.22

Axis Bank Ltd 3.92

Larsen And Toubro Ltd 3.53

Tata Consultancy Services Ltd 2.98

I T C Ltd 2.21

Housing Development Finance Corp. Ltd 2.08

Hindustan Unilever Ltd 2.03

Asian Paints Ltd 1.87

Aurobindo Pharma Ltd 1.80

Titan Industries Ltd 1.77

Tata Steel Ltd 1.63

State Bank of India 1.60

Britannia Industries Ltd 1.58

Maruti Suzuki India Ltd 1.45

Bajaj Finance Ltd 1.31

Others 32.15

Corporate Debt 0.01

7.40% HDFC Bank FD NSE - 17.08.2019 0.003

7.40% HDFC Bank FD NSE - 01.08.2019 0.003

7.40% HDFC Bank FD BSE - 01.08.2019 0.001

MMI 4.37

NCA 0.13

Investment ObjectiveAims to maximize opportunity for you through long-term capital growth, by holding a significant portion in a diversified and flexible mix of large / medium sized company equities

Debt Ratings Profile (%)Portfolio

AUM (in Lakhs)

Sector Allocation as per NIC 2008 % to Fund**

**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.

12

Classic Opportunities

Fund (%)

Benchmark (%)

1 month 7.8 7.6

3 months 6.4 5.5

6 months 6.8 6.0

1 year 7.2 10.7

2 years 8.9 10.9

3 years 13.9 14.6

4 years 8.7 8.5

5 years 15.3 12.9

6 years 15.5 13.6

7 years 14.4 12.5

10 years n.a n.a

Inception 12.0 9.4

Past performance is not necessarily indicative of future performance

Approved (%) Actual (%)

Equity 75 - 100 95

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 5

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

16th December 2009

4,25,182.10

28.7088

Equity : Rohit AgarwalDebt : Kunal Shah

Equity - 100% (BSE 200)

Debt & MoneyMarket Instruments : 0.02

INDIVIDUAL FUNDCLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107)

4,06,013

18,631 538

Equity Debt NCA

78.30

21.530.17

TREPS & MutualFund Investments

A1+

Fixed Deposit

15.65

2.20

2.21

2.95

3.94

4.09

4.35

5.93

9.40

10.39

38.89

Others

Mfg of food products

Mfg of tobacco products

Mfg of basic metals

Mfg of motor vehicles,trailers and semi-trailers

Civil engineering

Mfg of pharmaceuticals,medicinal chemical &

botanical products

Mfg of chemicals andchemical products

Mfg of coke and refinedpetroleum products

Computer programming,consultancy and related

activities

Financial and insuranceactivities




Holdings % to Fund

EQUITY 93.96


ICICI Bank Ltd 6.30

Infosys Ltd 6.16

HDFC Bank Ltd 4.93


Axis Bank Ltd 4.12


I T C Ltd 3.45

Reliance ETF Bank Bees 3.42


Mahindra & Mahindra Ltd 2.32



IndusInd Bank Ltd 2.03

Bata India Ltd 1.88

Tech Mahindra Ltd 1.78





Others 27.97

Corporate Debt 0.01

7.40% HDFC Bank FD NSE - 01.08.2019 0.003

7.40% HDFC Bank FD NSE - 17.08.2019 0.003

7.40% HDFC Bank FD BSE - 01.08.2019 0.001

MMI 5.53

NCA 0.51

Investment ObjectiveAims for a high level of capital growth for you, by holding a significant portion in large sized company equities


AUM (in Lakhs)



13

FrontlineEquity Fund

(%)

Benchmark (%)

1 month 8.1 7.5

3 months 7.2 5.8

6 months 7.5 6.0

1 year 10.4 12.4

2 years 10.3 11.5

3 years 14.4 14.7

4 years 9.5 8.2

5 years 14.9 12.0

6 years 15.4 13.0

7 years 14.2 12.1

10 years n.a n.a

Inception 11.1 9.1



Equity 60 - 100 94

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th December 2009

73,372.41

26.6520


Equity - 100% (BSE 100)


INDIVIDUAL FUNDFRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107)

68,938

4,062 373

Equity Debt NCA

82.46

17.400.14


A1+

Fixed Deposit

13.72

2.58

2.73

2.83

3.45

4.62

4.85

6.96

9.08

10.18

38.99

Others


botanical products


Mfg of other non-metallic mineral

products


Civil engineering





activities





Holdings % to Fund

EQUITY 38.45


Infosys Ltd 2.45

ICICI Bank Ltd 2.40

HDFC Bank Ltd 2.06




I T C Ltd 1.43

Axis Bank Ltd 1.41






Bata India Ltd 0.79

HCL Technologies Ltd 0.74





Others 11.47

G-Sec 33.27

7.26% GOI - 14.01.2029 8.92

8.70% REC - 28.09.2028 2.38

8.54% REC - 15.11.2028 1.91

8.58% GJ SDL - 31.10.2028 1.84

7.95% GOI - 28.08.32 1.77

8.83% GOI - 12.12.2041 1.31

1.44% INFLATION INDEX GS 2023 1.27

8.37% MP SDL - 05.12.2028 1.04

8.22% NABARD - 13.12.2028 0.96

8.52% KA SDL - 28.11.2028 0.93

Others 10.95

Corporate Debt 22.39

8.56% REC - 29.11.2028 1.50

9.05% HDFC - 20.11.2023 1.49

9.05% HDFC - 16.10.2028 1.33

Mahindra and Mahindra Financial Services Ltd Floater - 13.07

1.00

8.3750% EXIM- 24.07.2025 1.00

L&T Finance Ltd NSE Mibor +2% - 05.08.2019 0.84

8.35% IRFC - 13.03.2029 0.82

7.85% PFC - 03.04.2028 0.80

8.65% PFC - 28.12.2024 0.73

8.18% EXIM- 07.12.2025 0.68

Others 12.20

MMI 4.37

NCA 1.52

Investment ObjectiveAims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.


AUM (in Lakhs)



14

Dynamic Floor Fund II

(%)

Benchmark (%)

1 month 4.6 3.9

3 months 4.3 3.9

6 months 7.9 6.8

1 year 8.8 9.9

2 years 7.5 8.5

3 years 10.0 10.3

4 years 7.0 8.1

5 years 9.2 10.3

6 years 8.4 10.2

7 years 8.5 10.0

10 years n.a n.a

Inception 7.3 8.7



Equity 00 - 75 38

Gsec / Debt

00 - 100 56

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th December 2009

62,555.44

19.2293


Equity - 37.5% (Nifty);Debt - 62.5% (CRISIL Bond)


INDIVIDUAL FUNDDYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107)

24,053

37,554

949

Equity Debt NCA

55.43

35.77

7.28

1.400.07

0.05 Govt & GovtGuaranteed BondsAAA

TREPS & MutualFund InvestmentsAA+

Fixed Deposit

AA-

10.14

1.52

1.81

1.93

2.25

2.79

3.20

4.27

8.21

15.73

48.16

Others

NCA

Civil engineering


Electricity, gas, steamand air conditioning

supply




activities

State Development Loan

Govt. of India





Holdings % to Fund

EQUITY 52.75


Infosys Ltd 3.59

ICICI Bank Ltd 3.48

HDFC Bank Ltd 3.03


Axis Bank Ltd 2.22


I T C Ltd 2.04






Bata India Ltd 1.04







Others 15.77

G-Sec 22.39

7.26% GOI - 14.01.2029 6.14

8.15% GOI FCI Bonds - 16.10.22 1.72

8.70% REC - 28.09.2028 1.59

8.54% REC - 15.11.2028 1.23

7.95% GOI - 28.08.32 1.19

8.58% GJ SDL - 31.10.2028 1.08

8.83% GOI - 12.12.2041 0.85

8.37% MP SDL - 05.12.2028 0.63

8.42% NABARD - 13.02.2029 0.61

8.22% NABARD - 13.12.2028 0.61

Others 6.73


8.56% REC - 29.11.2028 1.03

9.05% HDFC - 16.10.2028 0.69

9.05% HDFC - 20.11.2023 0.69

11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

0.69


0.66

7.85% PFC - 03.04.2028 0.65

8.65% PFC - 28.12.2024 0.61

8.35% IRFC - 13.03.2029 0.61

8.3750% EXIM- 24.07.2025 0.54


Others 6.91

MMI 10.58

NCA 0.71

Investment ObjectiveAims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.


AUM (in Lakhs)



15

BalancedFund(%)

Benchmark (%)

1 month 5.3 5.1

3 months 5.0 4.3

6 months 7.5 6.5

1 year 9.1 10.3

2 years 8.4 9.4

3 years 11.1 12.0

4 years 8.3 8.3

5 years 12.2 11.1

6 years 12.1 11.3

7 years 11.7 10.9

10 years n.a n.a

Inception 9.9 9.0



Equity 30 - 60 53

Gsec / Debt

20 - 70 36

MMI /Others

00 - 40 11

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21th December 2009

15,021.88

24.0375


Equity - 60% (BSE 100);Debt - 40% (CRISIL Bond)


INDIVIDUAL FUNDBALANCED FUND(ULIF-037-21/12/09-BALKFND-107)

7,923 6,993

106

Equity Debt NCA

48.1128.26

22.74

0.890.001

Govt & GovtGuaranteed Bonds

AAA


AA+

Fixed Deposit

12.28

1.74

2.04

2.64

2.78

4.12

4.51

4.92

6.01

11.54

47.43

Others

Mfg of other non-metallicmineral products


Civil engineering






activities

Govt. of India





Holdings % to Fund

EQUITY 97.27



Infosys Ltd 5.48

HDFC Bank Ltd 5.28

ICICI Bank Ltd 5.05


Axis Bank Ltd 3.94



I T C Ltd 2.27






Tata Steel Ltd 1.66





Others 33.07

Corporate Debt 0.15

7.40% HDFC Bank FD NSE - 17.08.2019 0.06

7.40% HDFC Bank FD NSE - 01.08.2019 0.06

7.40% HDFC Bank FD BSE - 01.08.2019 0.03

MMI 1.70

NCA 0.88

Investment ObjectiveAims to maximize opportunity for long term capital growth, by holding a significant portion in a diversified and flexible mix of large/medium sized company equities.


AUM (in Lakhs)



16

OpportunitiesFund (%)

Benchmark (%)

1 month 7.9 7.6

3 months 6.3 5.5

6 months 6.4 6.0

1 year 6.4 10.7

2 years 8.1 10.9

3 years 13.2 14.6

4 years 7.9 8.5

5 years 14.6 12.9

6 years 14.8 13.6

7 years 13.7 12.5

10 years 17.5 14.9

Inception 16.6 11.2



Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

02nd October 2008

83,588.83

50.0236


Equity - 100% (BSE 200)


INDIVIDUAL FUNDKOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107)

81,307

1,547 735

Equity Debt NCA

92.09

7.91


Fixed Deposit

16.83

2.24

2.27

3.02

4.17

4.17

4.46

6.00

8.60

10.56

37.69

Others



Mfg of basic metals


Civil engineering


botanical products




activities





Holdings % to Fund

EQUITY 94.09


Infosys Ltd 6.78

ICICI Bank Ltd 5.32

HDFC Bank Ltd 5.26




Axis Bank Ltd 3.66

I T C Ltd 3.53







Bata India Ltd 2.05





Others 25.63

Corporate Debt 0.38

7.40% HDFC Bank FD NSE - 01.08.2019 0.15

7.40% HDFC Bank FD NSE - 17.08.2019 0.15

7.40% HDFC Bank FD BSE - 01.08.2019 0.07

MMI 3.48

NCA 2.04

Investment ObjectiveAims for a high level of capital growth by holding a significant portion in large sized company equities.


AUM (in Lakhs)



17

AggressiveGrowth Fund

(%)

Benchmark (%)

1 month 7.7 7.5

3 months 6.5 5.8

6 months 6.6 6.0

1 year 10.3 12.4

2 years 10.2 11.5

3 years 14.1 14.7

4 years 8.9 8.2

5 years 14.4 12.0

6 years 15.0 13.0

7 years 13.8 12.1

10 years 16.0 13.9

Inception 15.7 13.3



Equity 60 - 100 94

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

13th September 2004

26,940.93

83.4444


Equity - 100% (BSE 100)


INDIVIDUAL FUNDKOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107)

25,350

1,040 551

Equity Debt NCA

65.35

24.88

9.77TREPS & MutualFund Investments

A1+

Fixed Deposit

13.56

2.51

3.36

3.53

3.63

3.93

5.78

6.64

8.80

11.39

36.88

Others



botanical products



Civil engineering





activities





Holdings % to Fund

EQUITY 58.39


HDFC Bank Ltd 4.20

Infosys Ltd 3.57

I T C Ltd 3.40




ICICI Bank Ltd 2.17



Sun Pharmaceuticals Ltd 1.32

Axis Bank Ltd 1.28



Oil & Natural Gas Corporation Ltd 1.08


UltraTech Cement Ltd 1.01

National Thermal Power Corporation Ltd 0.94

Hero Honda Motors Ltd 0.88

Dr Reddys Laboratories Ltd 0.84

Others 17.14

G-Sec 25.09

7.26% GOI - 14.01.2029 6.10

8.70% REC - 28.09.2028 1.95

8.58% GJ SDL - 31.10.2028 1.36

8.54% REC - 15.11.2028 1.29

7.95% GOI - 28.08.32 1.27


8.83% GOI - 12.12.2041 0.95

8.01% RJ SPL SDL - 23.06.2020 0.79

8.37% MP SDL - 05.12.2028 0.77

8.52% KA SDL - 28.11.2028 0.69

Others 8.80


9.05% HDFC - 16.10.2028 3.24

8.56% REC - 29.11.2028 1.29

7.85% PFC - 03.04.2028 0.92


8.65% PFC - 28.12.2024 0.63

8.35% IRFC - 13.03.2029 0.63


0.62

8.18% EXIM- 07.12.2025 0.62

7.63% PFC - 14.08.2026 0.60

9.30% PGC - 28.06.2024 0.42

Others 5.37

MMI 2.17

NCA -0.77

Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks


AUM (in Lakhs)



18

GuaranteeFund (%)

Benchmark (%)

1 month 4.2 3.9

3 months 3.8 3.9

6 months 5.2 6.8

1 year 9.0 9.9

2 years 8.4 8.5

3 years 9.8 10.3

4 years 6.8 8.1

5 years 9.0 10.3

6 years 8.3 10.2

7 years 8.4 10.0

10 years n.a n.a

Inception 7.9 9.1



Equity 00 - 75 58

Gsec / Debt

00 - 100 40

MMI /Others

00 - 100 1

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

05th February 2010

3,201.09

20.0469




INDIVIDUAL FUNDGUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107)

1,869 1,357

-25

Equity Debt NCA

62.47

33.71

1.84

1.770.21


AAA


AA+

Fixed Deposit

12.55

2.78

2.83

3.40

3.41

4.28

6.98

6.99

8.07

12.79

35.92

Others

Mfg of basic metals


botanical products







activities

Govt. of India





Holdings % to Fund

MMI 99.02

NCA 0.98

Investment ObjectiveAims to protect your capital and not have downside risks


AUM (in Lakhs)



19

Money Market Fund

(%)

Benchmark (%)

1 month 0.7 0.7

3 months 1.8 1.8

6 months 3.6 3.8

1 year 6.9 7.6

2 years 6.6 7.2

3 years 6.8 7.2

4 years 7.1 7.4

5 years 7.4 7.7

6 years 7.6 8.0

7 years 7.9 8.0

10 years n.a n.a

Inception 7.5 7.8



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

05th January 2010

43,563.87

19.5112

Debt : Kunal Shah

Equity - 0% (NA);Debt - 100% (CRISIL Liquid)


INDIVIDUAL FUNDMONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107)

43,136

428

Debt NCA

75.12

20.923.96

A1+



0.98

11.48

13.46

20.71

53.36

NCA



supply

Govt. of India






Debt Ratings Profile (%)

AUM (in Lakhs)



20

KotakDynamic Growth

Fund (%)

Benchmark (%)

1 month 6.9 6.3

3 months 6.3 5.0

6 months 8.3 6.2

1 year 10.2 11.4

2 years 9.3 10.5

3 years 12.7 13.3

4 years 8.8 8.3

5 years 13.3 11.6

6 years 13.6 12.2

7 years 12.8 11.5

10 years 13.4 12.6

Inception 14.2 13.2



Equity 40 - 80 74

Gsec / Debt

20 - 60 22

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

6,010.75

81.5349




Holdings % to Fund

EQUITY 74.00


Infosys Ltd 4.85

ICICI Bank Ltd 4.81

HDFC Bank Ltd 4.08




Axis Bank Ltd 2.78

I T C Ltd 2.78





Bata India Ltd 1.62






The Ramco Cements Ltd 1.17

Others 22.00

G-Sec 18.51

8.30% GOI - 31.12.2042 3.21

8.13% GOI - 22.06.2045 3.17

8.17% GOI - 01.12.2044 3.01

8.97% GOI - 05.12.2030 1.66

7.72% GOI - 26.10.2055 0.84

6.65% Fertilizer Co GOI - 29.01.23 0.82

8.30% GOI - 02.07.2040 0.71

8.70% REC - 28.09.2028 0.69

8.42% TN SDL - 25.08.2020 0.68

8.15% GOI FCI Bonds - 16.10.22 0.67

Others 3.06

Corporate Debt 3.13

9.36% IDFC Bank - 21.08.24 0.86

8.56% REC - 29.11.2028 0.51

8.65% PFC - 28.12.2024 0.51

8.80% PGC - 29.09.2020 0.42

9.02% REC - 19.11.2022 0.35

9.75% REC - 11.11.2021. 0.17

7.40% HDFC Bank FD NSE - 01.08.2019 0.13

7.40% HDFC Bank FD NSE - 17.08.2019 0.12

7.40% HDFC Bank FD BSE - 01.08.2019 0.06

MMI 1.16

NCA 3.19

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107)

4,448

1,371

192

Equity Debt NCA

81.16

8.61

5.113.75

1.37Govt & GovtGuaranteed Bonds

AAA


AA+

Fixed Deposit

17.84

2.32

2.78

3.19

3.54

3.65

5.55

6.44

8.24

15.50

30.95

Others



NCA


Civil engineering




activities

Govt. of India





Investment ObjectiveAims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.


AUM (in Lakhs)



21

DynamicFloor

Fund (%)

Benchmark (%)

1 month 4.7 3.9

3 months 4.4 3.9

6 months 8.0 6.8

1 year 8.6 9.9

2 years 7.3 8.5

3 years 9.6 10.3

4 years 6.9 8.1

5 years 9.0 10.3

6 years 8.2 10.2

7 years 8.1 10.0

10 years 8.5 10.6

Inception 9.2 8.8



Equity 00 - 75 39

Gsec / Debt

00 - 100 59

MMI /Others

00 - 40 2

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

14th November 2006

93,014.69

29.7122




Holdings % to Fund

EQUITY 38.95


ICICI Bank Ltd 2.62

Infosys Ltd 2.39

HDFC Bank Ltd 2.08




Axis Bank Ltd 1.49

I T C Ltd 1.43





Bata India Ltd 0.81







Others 11.83

G-Sec 34.97

7.26% GOI - 14.01.2029 9.02

8.70% REC - 28.09.2028 2.44

8.54% REC - 15.11.2028 2.09

8.58% GJ SDL - 31.10.2028 2.01

7.95% GOI - 28.08.32 1.82

8.83% GOI - 12.12.2041 1.38


8.37% MP SDL - 05.12.2028 1.13

8.22% NABARD - 13.12.2028 1.02

8.52% KA SDL - 28.11.2028 1.00

Others 11.76


8.56% REC - 29.11.2028 1.44

9.05% HDFC - 16.10.2028 1.44

9.05% HDFC - 20.11.2023 1.22

8.3750% EXIM- 24.07.2025 1.10


1.01


7.85% PFC - 03.04.2028 0.87

8.35% IRFC - 13.03.2029 0.85

8.65% PFC - 28.12.2024 0.80

11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

0.78

Others 13.61

MMI 0.26

NCA 1.81

Portfolio

INDIVIDUAL FUNDDYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107)

36,232

55,102

1,680

Equity Debt NCA

59.03

38.50

1.77

0.440.13


AA+

TREPS & MutualFund InvestmentsAA-

Fixed Deposit

10.66

1.71

1.81

1.86

2.51

2.82

3.35

4.13

9.21

16.24

45.70

Others


NCA

Civil engineering


supply




activities


Govt. of India





Investment ObjectiveAims for moderate growth by holding a diversified mix of equities and fixed interest instruments.


AUM (in Lakhs)



22

DynamicBalancedFund (%)

Benchmark (%)

1 month 5.9 5.1

3 months 5.5 4.3

6 months 8.3 6.5

1 year 9.7 10.3

2 years 8.6 9.4

3 years 11.3 12.0

4 years 8.5 8.3

5 years 12.3 11.1

6 years 12.3 11.3

7 years 11.8 10.9

10 years 12.3 11.5

Inception 13.0 11.7



Equity 30 - 60 58

Gsec / Debt

20 - 70 35

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

1,947.57

68.5322




Holdings % to Fund

EQUITY 57.93


ICICI Bank Ltd 3.89

Infosys Ltd 3.71

HDFC Bank Ltd 3.13



Axis Bank Ltd 2.35


I T C Ltd 2.14








Bata India Ltd 0.97



Interglobe Aviation Ltd 0.86

Others 17.53

G-Sec 24.64

7.26% GOI - 14.01.2029 6.24

8.58% GJ SDL - 31.10.2028 1.46

8.15% GOI FCI Bonds - 16.10.22 1.33

7.95% GOI - 28.08.32 1.24

8.70% REC - 28.09.2028 1.07

8.54% REC - 15.11.2028 1.06

8.42% NABARD - 13.02.2029 1.05

8.83% GOI - 12.12.2041 0.93

8.37% MP SDL - 05.12.2028 0.82


Others 8.68


8.56% REC - 29.11.2028 1.06


1.02

7.85% PFC - 03.04.2028 1.00

8.85% PGC - 19.10.2025 0.66

9.75% REC - 11.11.2021. 0.54

9.39% LIC Housing Finance - 23.08.2024 - P - 26.08.15

0.53

9.36% IDFC Bank - 21.08.24 0.53

8.65% PFC - 28.12.2024 0.52

8.57% REC - 21.12.2024 0.52

8.35% IRFC - 13.03.2029 0.52

Others 3.69

MMI 5.39

NCA 1.44

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107)

1,128

791

28

Equity Debt NCA

60.66

23.01

13.27

2.560.50


AAA


AA+

Fixed Deposit

15.30

1.82

2.14

2.41

2.80

4.33

5.18

6.11

7.04

12.35

40.52

Others

Mfg of other non-metallic mineral

products



Civil engineering




activities

State DevelopmentLoan

Govt. of India





Investment ObjectiveAims to preserve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



23

Dynamic BondFund(%)

Benchmark (%)

1 month 2.4 1.7

3 months 2.5 1.9

6 months 8.4 6.8

1 year 7.9 6.7

2 years 6.1 5.9

3 years 7.7 7.6

4 years 7.5 7.8

5 years 9.2 9.1

6 years 8.2 8.3

7 years 8.7 8.4

10 years 8.6 7.7

Inception 8.4 6.6



Gsec 00 - 75 58

Debt 25 - 100 39

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

1,01,601.26

33.6178

Debt : Kunal Shah

Debt - 100% (CRISIL Bond)


Holdings % to Fund

G-Sec 58.36

7.26% GOI - 14.01.2029 16.03

8.70% REC - 28.09.2028 4.01

8.54% REC - 15.11.2028 3.44

8.58% GJ SDL - 31.10.2028 3.29

7.95% GOI - 28.08.32 3.19

8.83% GOI - 12.12.2041 2.37

8.37% MP SDL - 05.12.2028 1.85

8.22% NABARD - 13.12.2028 1.73


8.52% KA SDL - 28.11.2028 1.68

Others 19.05


8.56% REC - 29.11.2028 2.46

9.05% HDFC - 16.10.2028 2.13

9.05% HDFC - 20.11.2023 1.83


1.81

8.3750% EXIM- 24.07.2025 1.55

8.35% IRFC - 13.03.2029 1.49

7.85% PFC - 03.04.2028 1.39


8.18% EXIM- 07.12.2025 1.35

11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

1.22

Others 22.14

MMI 0.34

NCA 2.57

Portfolio

INDIVIDUAL FUNDDYNAMIC BOND FUND (ULIF-015-15/04/04-DYBNDFND-107)

98,986

2,615

Debt NCA

59.90

38.91

0.780.35


AAA

AA+


AA-

0.06

2.57

3.19

3.21

14.07

28.11

48.78

Mfg of basic metals

NCA

Wholesale trade, exceptof motor vehicles and

motorcycles


supply


Govt. of India





Investment ObjectiveAims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



24

Dynamic GiltFund (%)

Benchmark (%)

1 month 1.7 1.5

3 months 1.9 2.1

6 months 8.6 8.0

1 year 8.7 9.0

2 years 6.6 7.0

3 years 8.0 8.3

4 years 7.7 8.3

5 years 9.7 9.7

6 years 8.4 8.7

7 years 8.9 9.1

10 years 8.2 8.2

Inception 7.5 7.6



Gsec 80 - 100 93

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

5,892.93

31.1430

Debt : Kunal Shah

Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 92.57

7.26% GOI - 14.01.2029 24.57

9.23% GOI - 23.12.2043 6.04

7.38% MP SDL - 14.09.2026 4.17

8.01% RJ SPL SDL - 23.06.2020 4.10

7.71% GJ SDL - 01.03.2027 4.09

8.62% HR SDL 03.09.2028 3.60

7.95% GOI - 28.08.32 2.85

8.58% GJ SDL - 31.10.2028 2.76


8.37% MP SDL - 05.12.2028 2.45

Others 35.34

MMI 5.60

NCA 1.83

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107)

5,785

108

Debt NCA

94.30

5.70



1.83

5.60

45.09

47.48

NCA


Govt. of India







AUM (in Lakhs)



25

Dynamic Floating Rate

Fund (%)

Benchmark (%)

1 month 0.8 0.7

3 months 2.0 1.8

6 months 4.9 3.8

1 year 6.3 7.6

2 years 5.8 7.2

3 years 6.4 7.2

4 years 6.6 7.4

5 years 7.3 7.7

6 years 8.0 8.0

7 years 8.1 8.0

10 years 7.5 7.5

Inception 7.4 7.2



Gsec 00 - 75 45

Debt 25 - 100 41

MMI /Others

00 - 40 14

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

2,223.79

27.6823

Debt : Kunal Shah

Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 45.34

9.37% MAH SDL - 04.12.2023 14.08

8.92% RJ SDL - 21.11.2022 4.14

8.84% PN SDL - 11.06.2024 3.83

8.38% MAH SDL - 25.03.2020 2.90

8.51% PN SDL - 10.04.2023 2.08

8.28% TN SDL - 09.09.2019 2.08

8.23% GJ SDL - 07.10.2019 1.92

8.39% RJ SPL SDL - 15.03.2022 1.80

9.65% TN SDL - 12.03.2024 1.76

8.85% TN SDL - 17.10.2022 1.69

Others 9.05


FRB G - 21.12.2020 16.70

Shriram Transport Finance Co Ltd Floater - 19.07.19

8.10


8.07


MMI 12.69

NCA 1.23

Portfolio

INDIVIDUAL FUNDKOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107)

2,196

27

Debt NCA

65.84

16.15

8.20

6.63 3.19Govt & GovtGuaranteed Bonds

AAA

AA+

A1+


1.23

24.50

33.74

40.52

NCA

Govt. of India








AUM (in Lakhs)



26

PeakGuaranteeFund I (%)

Benchmark (%)

1 month 0.5 3.9

3 months 1.2 3.9

6 months 2.6 6.8

1 year 5.7 9.9

2 years 7.4 8.5

3 years 9.0 10.3

4 years 6.1 8.1

5 years 8.4 10.3

6 years 7.7 10.2

7 years 7.9 10.0

10 years n.a n.a

Inception 7.1 9.0



Equity 00 - 100 0

Gsec / Debt

00 - 100 54

MMI /Others

00 - 100 46

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

14th February 2010

1,517.27

18.7024

Equity : Rohit Agarwal Debt : Kunal Shah



Holdings % to Fund

G-Sec 48.78

8.48% MAH SDL - 24.02.2020 36.75

8.14% MH SDL -23.09.2019 6.63

8.28% TN SDL - 09.09.2019 1.92


8.20% GOI - 15.02.22 0.27

9.72% PN SDL - 28.08.2023 0.21

8.90% KA SDL - 19.12.2022 0.18

9.29% PN SDL - 09.10.2023 0.16

9.29% MP SDL - 16.01.2024 0.11

9.69% PN SDL - 12.02.2024 0.09

Others 1.05

Corporate Debt 5.19

8.70% PFC- 14.05.2020 1.33

8.80% REC - 06.10.2019 1.33

9.30% PGC - 28.06.2024 0.88

8.57% REC - 21.12.2024 0.67

8.70% PFC- 15.01.2020 0.66

9.25% IDFC Bank - 13.09.19 0.13

7.40% HDFC Bank FD NSE - 17.08.2019 0.07

7.40% HDFC Bank FD NSE - 01.08.2019 0.07

7.40% HDFC Bank FD BSE - 01.08.2019 0.03

8.49% NTPC - 25.03.2025 0.01

MMI 45.14

NCA 0.89

Portfolio

INDIVIDUAL FUNDPEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107)

1,504

13

Debt NCA

49.22

45.54

4.930.18 0.13



AAA

Fixed Deposit

AA+

0.89

0.89

1.89

46.90

49.44

NCA


supply

Govt. of India








AUM (in Lakhs)



27

GuaranteedGrowth Fund

(%)

Benchmark (%)

1 month 5.6 4.0

3 months 5.3 3.5

6 months 7.8 6.6

1 year 9.2 9.2

2 years 8.2 8.3

3 years 11.1 10.6

4 years 8.4 8.2

5 years 11.8 10.5

6 years 11.2 10.4

7 years 10.8 10.1

10 years 10.9 11.0

Inception 13.0 11.2



Equity 00 - 80 55

Gsec / Debt

20 - 60 42

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

61,936.31

68.3831




Holdings % to Fund

EQUITY 54.83


ICICI Bank Ltd 3.61

Infosys Ltd 3.52

HDFC Bank Ltd 2.96




Axis Bank Ltd 2.07

I T C Ltd 1.96





Bata India Ltd 1.17




Mahindra & Mahindra Financial Services Ltd 0.96



Others 16.60

G-Sec 24.20

7.26% GOI - 14.01.2029 6.05

8.70% REC - 28.09.2028 1.78


8.54% REC - 15.11.2028 1.28

8.58% GJ SDL - 31.10.2028 1.22

7.95% GOI - 28.08.32 1.20

8.83% GOI - 12.12.2041 0.89

8.37% MP SDL - 05.12.2028 0.69

8.52% KA SDL - 28.11.2028 0.64

8.22% NABARD - 13.12.2028 0.64

Others 8.09


8.56% REC - 29.11.2028 1.05

9.05% HDFC - 16.10.2028 1.00

9.05% HDFC - 20.11.2023 0.84

8.3750% EXIM- 24.07.2025 0.70


0.69

8.65% PFC - 28.12.2024 0.69

7.85% PFC - 03.04.2028 0.58

8.35% IRFC - 13.03.2029 0.57


11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

0.50

Others 10.43

MMI 1.47

NCA 1.93

Portfolio

INDIVIDUAL FUNDKOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107)

33,958

26,783

1,195

Equity Debt NCA

55.96

38.59

3.40

1.03 0.830.19

Govt & GovtGuaranteed BondsAAA

TREPS & MutualFund InvestmentsFixed Deposit

AA+

AA-

15.49

1.96

2.13

2.62

2.64

4.07

4.62

5.90

6.02

11.59

42.97

Others



supply

Civil engineering





activities


Govt. of India







AUM (in Lakhs)



28

GuaranteedBalanced Fund (%)

Benchmark (%)

1 month 4.9 3.4

3 months 4.8 3.1

6 months 8.0 6.7

1 year 9.2 8.6

2 years 7.9 7.7

3 years 10.6 9.8

4 years 8.4 8.1

5 years 11.4 10.2

6 years 10.6 9.9

7 years 10.4 9.7

10 years 10.5 10.2

Inception 11.9 10.1



Equity 00 - 60 44

Gsec / Debt

20 - 70 53

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

7,826.17

58.9061




Holdings % to Fund

EQUITY 44.22


ICICI Bank Ltd 2.98

Infosys Ltd 2.97

HDFC Bank Ltd 2.45



Axis Bank Ltd 1.78

I T C Ltd 1.71





Bata India Ltd 0.98








Others 12.83

G-Sec 29.02

7.26% GOI - 14.01.2029 7.32

8.58% GJ SDL - 31.10.2028 1.66

8.70% REC - 28.09.2028 1.60

7.95% GOI - 28.08.32 1.51


8.54% REC - 15.11.2028 1.45

8.83% GOI - 12.12.2041 1.18

8.37% MP SDL - 05.12.2028 0.94

8.22% NABARD - 13.12.2028 0.91

8.52% KA SDL - 28.11.2028 0.84

Others 10.17



2.43

9.05% HDFC - 16.10.2028 1.32

9.05% HDFC - 20.11.2023 1.32

11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

1.32

8.56% REC - 29.11.2028 1.05


8.3750% EXIM- 24.07.2025 0.90


0.89

7.85% PFC - 03.04.2028 0.75

10.08% IOT Utkal Energy Services Limited - 20.03.2023

0.72

Others 12.07

MMI 0.57

NCA 2.45

Portfolio

INDIVIDUAL FUNDKOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107)

3,461

4,173

192

Equity Debt NCA

54.41

38.87

5.271.08


AAA

AA+


Fixed Deposit

12.11

2.03

2.20

2.45

3.29

3.33

4.01

4.70

7.73

13.71

44.43

Others


Civil engineering

NCA


motorcycles




activities


Govt. of India





Investment ObjectiveAims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks.


AUM (in Lakhs)



29

Pension Classic

Opportunities Fund (%)

Benchmark (%)

1 month 7.9 7.6

3 months 6.5 5.5

6 months 6.8 6.0

1 year 7.2 10.7

2 years 8.9 10.9

3 years 14.0 14.6

4 years 8.7 8.5

5 years 15.5 12.9

6 years 15.7 13.6

7 years 14.5 12.5

10 years n.a n.a

Inception 12.4 9.0



Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2010

10,616.97

29.5180


Equity - 100% (BSE 200)


Holdings % to Fund

EQUITY 97.01



Infosys Ltd 5.45

HDFC Bank Ltd 5.27

ICICI Bank Ltd 5.03


Axis Bank Ltd 3.93



I T C Ltd 2.29






Tata Steel Ltd 1.65





Others 32.99

Corporate Debt 0.04

7.40% HDFC Bank FD NSE - 17.08.2019 0.02

7.40% HDFC Bank FD NSE - 01.08.2019 0.01

7.40% HDFC Bank FD BSE - 01.08.2019 0.01

MMI 2.17

NCA 0.79

Portfolio

INDIVIDUAL FUNDPENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107)

10,299

234 84

Equity Debt NCA

98.28

1.72


Fixed Deposit

16.72

2.23

2.29

3.00

4.13

4.14

4.43

5.99

8.57

10.52

37.97

Others



Mfg of basic metals


Civil engineering


botanical products




activities





Investment ObjectiveAims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks


AUM (in Lakhs)



30

PensionOpportunities

Fund (%)

Benchmark (%)

1 month 7.8 7.6

3 months 6.2 5.5

6 months 6.3 6.0

1 year 6.3 10.7

2 years 8.1 10.9

3 years 13.1 14.6

4 years 7.9 8.5

5 years 14.5 12.9

6 years 14.6 13.6

7 years 13.6 12.5

10 years n.a n.a

Inception 11.3 10.6



Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

17th July 2009

2,114.40

28.3987


Equity - 100% (BSE 200)


Holdings % to Fund

EQUITY 96.85



Infosys Ltd 5.39

HDFC Bank Ltd 5.21

ICICI Bank Ltd 4.95


Axis Bank Ltd 3.87



I T C Ltd 2.20






Tata Steel Ltd 1.67





Others 33.52

Corporate Debt 0.06

7.40% HDFC Bank FD NSE - 01.08.2019 0.03

7.40% HDFC Bank FD NSE - 17.08.2019 0.02

7.40% HDFC Bank FD BSE - 01.08.2019 0.01

MMI 2.60

NCA 0.49

Portfolio

INDIVIDUAL FUNDKOTAK PENSION OPPORTUNITIES FUND(ULIF-032-17/07/09-PNOPPFND-107)

2,048

56 10

Equity Debt NCA

97.69

2.31


Fixed Deposit

16.80

2.20

2.21

3.04

4.09

4.20

4.48

5.90

8.49

10.40

38.17

Others



Mfg of basic metals

Civil engineering



botanical products




activities







AUM (in Lakhs)



31

PensionFrontline

Equity Fund (%)

Benchmark (%)

1 month 8.3 7.5

3 months 7.7 5.8

6 months 8.2 6.0

1 year 11.1 12.4

2 years 10.5 11.5

3 years 14.5 14.7

4 years 9.5 8.2

5 years 15.0 12.0

6 years 15.5 13.0

7 years 14.3 12.1

10 years n.a n.a

Inception 12.0 8.8



Equity 60 - 100 96

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

11th January 2010

2,392.31

28.3427


Equity - 100% (BSE 100)


Holdings % to Fund

EQUITY 96.22


ICICI Bank Ltd 6.26

Infosys Ltd 6.15

HDFC Bank Ltd 5.18




Axis Bank Ltd 3.52

I T C Ltd 3.50





Bata India Ltd 2.00







Others 28.63

Corporate Debt 0.04

7.40% HDFC Bank FD NSE - 17.08.2019 0.02

7.40% HDFC Bank FD NSE - 01.08.2019 0.02

7.40% HDFC Bank FD BSE - 01.08.2019 0.01

MMI 2.72

NCA 1.03

Portfolio

INDIVIDUAL FUNDPENSION FRONTLINE EQUITY FUND(ULIF-044-11/01/10-PNFRLEQFND-107)

2,302

66 25

Equity Debt NCA

98.61

1.39


Fixed Deposit

15.01

2.66

2.74

2.93

3.50

4.63

4.63

7.19

8.20

10.86

37.64

Others


botanical products




Civil engineering





activities





Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks


AUM (in Lakhs)



32

PensionGuarantee Fund (%)

Benchmark (%)

1 month 4.2 3.9

3 months 3.8 3.9

6 months 5.3 6.8

1 year 9.0 9.9

2 years 8.4 8.5

3 years 9.9 10.3

4 years 6.9 8.1

5 years 9.1 10.3

6 years 8.3 10.2

7 years 8.5 10.0

10 years n.a n.a

Inception 7.3 8.8



Equity 00 - 75 58

Gsec / Debt

00 - 100 41

MMI /Others

00 - 100 1

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21st December 2009

9,526.07

19.1618




Holdings % to Fund

EQUITY 58.39


HDFC Bank Ltd 4.20

Infosys Ltd 3.57

I T C Ltd 3.40




ICICI Bank Ltd 2.17




Axis Bank Ltd 1.28



Oil & Natural Gas Corporation Ltd 1.08


UltraTech Cement Ltd 1.01

National Thermal Power Corporation Ltd 0.94

Hero Honda Motors Ltd 0.88

Dr Reddys Laboratories Ltd 0.84

Others 17.15

G-Sec 24.58

7.26% GOI - 14.01.2029 6.11

8.70% REC - 28.09.2028 1.75

8.54% REC - 15.11.2028 1.40

8.58% GJ SDL - 31.10.2028 1.36

7.95% GOI - 28.08.32 1.27


8.83% GOI - 12.12.2041 0.94

8.37% MP SDL - 05.12.2028 0.77

8.52% KA SDL - 28.11.2028 0.68

8.13% GOI - 22.06.2045 0.65

Others 8.59


9.05% HDFC - 16.10.2028 2.18

9.05% HDFC - 20.11.2023 2.17

8.56% REC - 29.11.2028 1.08


0.73

7.85% PFC - 03.04.2028 0.62

8.65% PFC - 28.12.2024 0.53

8.35% IRFC - 13.03.2029 0.53

8.3750% EXIM- 24.07.2025 0.53


8.18% EXIM- 07.12.2025 0.52

Others 6.54

MMI 1.60

NCA -0.53

Portfolio

INDIVIDUAL FUNDPENSION GUARANTEE FUND(ULIF-038-21/12/09-PNGRTFND-107)

5,563 4,014

-51

Equity Debt NCA

61.64

36.69

1.000.50


AAA

AA+


Fixed Deposit

12.59

2.78

2.83

3.40

3.41

4.28

6.70

6.99

8.07

12.72

36.23

Others

Mfg of basic metals


botanical products







activities

Govt. of India







AUM (in Lakhs)



33

PensionGrowth

Fund (%)

Benchmark (%)

1 month 5.7 4.0

3 months 5.3 3.5

6 months 8.2 6.6

1 year 9.5 9.2

2 years 8.4 8.3

3 years 11.1 10.6

4 years 8.4 8.2

5 years 11.7 10.5

6 years 11.1 10.4

7 years 10.8 10.1

10 years 10.9 11.0

Inception 11.0 10.8



Equity 00 - 80 54

Gsec / Debt

20 - 60 40

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2009

1,716.52

29.0709




Holdings % to Fund

EQUITY 54.19


ICICI Bank Ltd 3.60

Infosys Ltd 3.32

HDFC Bank Ltd 3.00



Axis Bank Ltd 2.21

I T C Ltd 2.01






Bata India Ltd 1.26






S R F Ltd 0.80

Others 16.08

G-Sec 29.03

7.26% GOI - 14.01.2029 5.90

8.70% REC - 28.09.2028 2.42

8.15% GOI FCI Bonds - 16.10.22 2.41

8.54% REC - 15.11.2028 1.80

8.58% GJ SDL - 31.10.2028 1.63

7.95% GOI - 28.08.32 1.24

8.42% NABARD - 13.02.2029 1.19

8.83% GOI - 12.12.2041 1.06


8.37% MP SDL - 05.12.2028 0.92

Others 9.45


8.56% REC - 29.11.2028 1.20


1.16

7.85% PFC - 03.04.2028 1.14


0.63


0.61

8.65% PFC - 28.12.2024 0.59

8.57% REC - 21.12.2024 0.59

8.35% IRFC - 13.03.2029 0.59

8.3750% EXIM- 24.07.2025 0.59

8.25% EXIM- 23.06.2031 0.58

Others 2.88

MMI 2.91

NCA 3.30

Portfolio

INDIVIDUAL FUNDKOTAK PENSION GROWTH FUND(ULIF-030-07/01/09-PNGWTFND-107)

930

730

57

Equity Debt NCA

68.31

24.41

6.85 0.43 Govt & GovtGuaranteed Bonds

AAA


Fixed Deposit

15.76

2.47

2.65

2.90

3.30

3.84

4.79

5.04

7.53

13.72

37.98

Others


Civil engineering


motorcycles

NCA




activities


Govt. of India





Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.


AUM (in Lakhs)



34

Pension FloorFund (%)

Benchmark (%)

1 month 4.6 3.9

3 months 4.3 3.9

6 months 7.8 6.8

1 year 8.4 9.9

2 years 7.2 8.5

3 years 9.6 10.3

4 years 6.9 8.1

5 years 9.0 10.3

6 years 8.2 10.2

7 years 8.3 10.0

10 years n.a n.a

Inception 6.9 9.5



Equity 00 - 75 38

Gsec / Debt

00 - 100 54

MMI /Others

00 - 40 8

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

13th July 2009

3,773.68

19.0567




Holdings % to Fund

EQUITY 37.89


ICICI Bank Ltd 2.52

Infosys Ltd 2.45

HDFC Bank Ltd 2.06




Axis Bank Ltd 1.45

I T C Ltd 1.43





Bata India Ltd 0.78







Others 11.22

G-Sec 35.54

7.26% GOI - 14.01.2029 8.92

8.70% REC - 28.09.2028 2.48

8.58% GJ SDL - 31.10.2028 1.92

8.54% REC - 15.11.2028 1.91

7.95% GOI - 28.08.32 1.78


8.83% GOI - 12.12.2041 1.36

8.37% MP SDL - 05.12.2028 1.09

8.22% NABARD - 13.12.2028 1.08

8.52% KA SDL - 28.11.2028 0.97

Others 12.31


8.56% REC - 29.11.2028 1.64

8.3750% EXIM- 24.07.2025 1.07


1.06

8.65% PFC - 28.12.2024 0.81

8.35% IRFC - 13.03.2029 0.80

8.18% EXIM- 07.12.2025 0.79

7.85% PFC - 03.04.2028 0.78



0.55

9.25% LIC Housing Finance - 12.11.2022 0.55

Others 10.14

MMI 5.83

NCA 1.90

Portfolio

INDIVIDUAL FUNDKOTAK PENSION FLOOR FUND(ULIF-031-13/07/09-PNFLRFND-107)

1,430

2,272

72

Equity Debt NCA

9.85

1.52

1.79

1.86

1.90

2.81

3.34

4.15

8.92

16.59

47.27

Others


supply


Civil engineering

NCA




activities


Govt. of India


59.02

29.03

9.68

1.940.33


AAA


AA+

Fixed Deposit




Investment ObjectiveAims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.


AUM (in Lakhs)



35

Pension Floor Fund II (%)

Benchmark (%)

1 month 4.6 3.9

3 months 4.4 3.9

6 months 7.9 6.8

1 year 8.8 9.9

2 years 7.6 8.5

3 years 10.1 10.3

4 years 7.1 8.1

5 years 9.3 10.3

6 years 8.5 10.2

7 years 8.6 10.0

10 years n.a n.a

Inception 7.3 8.6



Equity 00 - 75 38

Gsec / Debt

00 - 100 56

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

08th January 2010

5,720.48

19.1997




Holdings % to Fund

EQUITY 38.34


ICICI Bank Ltd 2.60

Infosys Ltd 2.48

HDFC Bank Ltd 2.09




Axis Bank Ltd 1.47

I T C Ltd 1.45



Bata India Ltd 0.83









Others 11.62

G-Sec 36.26

7.26% GOI - 14.01.2029 9.00

8.70% REC - 28.09.2028 2.55

8.58% GJ SDL - 31.10.2028 2.00

8.54% REC - 15.11.2028 1.98


7.95% GOI - 28.08.32 1.80

8.83% GOI - 12.12.2041 1.35

8.37% MP SDL - 05.12.2028 1.09

8.42% NABARD - 13.02.2029 1.07

8.52% KA SDL - 28.11.2028 0.98

Others 12.51


9.05% HDFC - 16.10.2028 1.81

8.56% REC - 29.11.2028 1.62

8.3750% EXIM- 24.07.2025 1.06


1.05


7.85% PFC - 03.04.2028 0.85

8.65% PFC - 28.12.2024 0.71

8.35% IRFC - 13.03.2029 0.71

8.25% EXIM- 23.06.2031 0.70

8.18% EXIM- 07.12.2025 0.70

Others 9.40

MMI 3.93

NCA 1.99

Portfolio

INDIVIDUAL FUNDPENSION FLOOR FUND II(ULIF-043-08/01/10-PNFLRKFND2-107)

2,193

3,413

114

Equity Debt NCA

60.78

30.78

6.591.64


AAA


AA+

Fixed Deposit

10.35

1.47

1.84

1.87

1.99

2.84

3.38

3.99

9.48

16.94

45.84

Others


supply


Civil engineering

NCA




activities


Govt. of India







AUM (in Lakhs)



36

Pension BalancedFund (%)

Benchmark (%)

1 month 5.0 3.4

3 months 5.0 3.1

6 months 8.2 6.7

1 year 9.2 8.6

2 years 7.8 7.7

3 years 10.5 9.8

4 years 8.3 8.1

5 years 11.3 10.2

6 years 10.5 9.9

7 years 10.4 9.7

10 years 10.4 10.2

Inception 12.0 10.1



Equity 00 - 60 45

Gsec / Debt

20 - 70 51

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

8,454.44

59.6783




Holdings % to Fund

EQUITY 44.66


ICICI Bank Ltd 3.08

Infosys Ltd 2.73

HDFC Bank Ltd 2.39

Axis Bank Ltd 2.17




I T C Ltd 1.70



Bata India Ltd 1.06








Brigade Enterprises Ltd 0.68

Others 12.53

G-Sec 29.31

7.26% GOI - 14.01.2029 6.46


8.70% REC - 28.09.2028 1.72

7.95% GOI - 28.08.32 1.34

8.54% REC - 15.11.2028 1.22

8.58% GJ SDL - 31.10.2028 1.22

8.83% GOI - 12.12.2041 1.11

8.52% KA SDL - 28.11.2028 0.86

8.22% NABARD - 13.12.2028 0.84

8.13% GOI - 22.06.2045 0.77

Others 10.75


11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

1.22

8.56% REC - 29.11.2028 0.97


0.94

8.65% PFC - 28.12.2024 0.84

8.3750% EXIM- 24.07.2025 0.83

8.35% IRFC - 13.03.2029 0.60



0.49

8.25% EXIM- 23.06.2031 0.47

8.18% EXIM- 07.12.2025 0.47

Others 14.63

MMI 1.71

NCA 2.24

Portfolio

INDIVIDUAL FUNDKOTAK PENSION BALANCED FUND(ULIF-011-27/06/03-PNBALFND-107)

3,776 4,489

190

Equity Debt NCA

55.21

39.50

3.23

1.170.67


TREPS & MutualFund InvestmentsFixed Deposit

AA+

AA-

13.85

1.93

2.23

2.24

2.63

3.45

4.01

4.07

7.22

14.61

43.76

Others


Civil engineering

NCA


supply




activities


Govt. of India







AUM (in Lakhs)



37

PensionBalanced

Fund II (%)

Benchmark (%)

1 month 5.4 5.1

3 months 5.2 4.3

6 months 7.4 6.5

1 year 9.2 10.3

2 years 8.3 9.4

3 years 11.3 12.0

4 years 8.5 8.3

5 years 12.3 11.1

6 years 12.2 11.3

7 years 11.7 10.9

10 years n.a n.a

Inception 9.8 8.9



Equity 30 - 60 56

Gsec / Debt

20 - 70 29

MMI /Others

00 - 40 15

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

24th January 2010

375.98

23.6181




Holdings % to Fund

EQUITY 56.00


ICICI Bank Ltd 3.57

Infosys Ltd 3.56

HDFC Bank Ltd 3.10


Axis Bank Ltd 2.38



I T C Ltd 2.02






Bata India Ltd 1.15






Others 16.33

G-Sec 21.26

7.26% GOI - 14.01.2029 6.19

8.56% NABARD - 14.11.2028 2.72

8.15% GOI FCI Bonds - 16.10.22 1.38

8.58% GJ SDL - 31.10.2028 1.30

7.95% GOI - 28.08.32 1.22

8.83% GOI - 12.12.2041 0.90


8.37% MP SDL - 05.12.2028 0.74

8.52% KA SDL - 28.11.2028 0.64

8.13% GOI - 22.06.2045 0.62

Others 4.70

Corporate Debt 8.07

8.56% REC - 29.11.2028 2.74

9.36% IDFC Bank - 21.08.24 2.74


0.58


0.57


0.57


0.29


0.28


0.28

7.40% HDFC Bank FD NSE - 17.08.2019 0.01

7.40% HDFC Bank FD NSE - 01.08.2019 0.01

Others 0.005

MMI 13.30

NCA 1.38

Portfolio

INDIVIDUAL FUNDPENSION BALANCED FUND II(ULIF-046-24/01/10-PNBALFND2-107)

211 160

5

Equity Debt NCA

49.8931.19

12.45

6.42 0.06Govt & GovtGuaranteed Bonds


AAA

AA+

Fixed Deposit

13.64

2.02

2.58

2.70

2.80

4.03

4.58

6.25

6.30

12.24

42.87

Others


Civil engineering


motorcycles





activities


Govt. of India







AUM (in Lakhs)



38

PensionBond Fund

(%)

Benchmark (%)

1 month 2.4 1.7

3 months 2.5 1.9

6 months 8.4 6.8

1 year 7.8 6.7

2 years 6.0 5.9

3 years 7.6 7.6

4 years 7.5 7.8

5 years 9.2 9.1

6 years 8.2 8.3

7 years 8.7 8.4

10 years 8.6 7.7

Inception 8.5 6.6



Gsec 00 - 75 58

Debt 25 - 100 40

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

4,264.61

33.7049

Debt : Kunal Shah

Equity - 0% (NA);Debt - 100% (CRISIL Bond)


Holdings % to Fund

G-Sec 57.50

7.26% GOI - 14.01.2029 11.02

8.70% REC - 28.09.2028 4.39


8.58% GJ SDL - 31.10.2028 3.27

8.54% REC - 15.11.2028 2.89

8.83% GOI - 12.12.2041 2.26

7.95% GOI - 28.08.32 2.21

8.22% NABARD - 13.12.2028 1.91

8.13% GOI - 22.06.2045 1.85

8.62% HR SDL 03.09.2028 1.83

Others 21.98


9.05% HDFC - 16.10.2028 2.43


2.34

8.56% REC - 29.11.2028 2.17

8.3750% EXIM- 24.07.2025 1.65

8.18% EXIM- 07.12.2025 1.63

7.85% PFC - 03.04.2028 1.60

8.35% IRFC - 13.03.2029 1.42

8.25% EXIM- 23.06.2031 1.17

8.65% PFC - 28.12.2024 0.95


0.74

Others 23.43

MMI 1.06

NCA 1.90

Portfolio

INDIVIDUAL FUNDKOTAK PENSION BOND FUND(ULIF-017-15/04/04-PNBNDFND-107)

4,184

81

Debt NCA

58.62

39.35

1.08 0.96 Govt & GovtGuaranteed Bonds

AAA


AA+

1.90

3.68

4.40

15.61

24.64

49.77

NCA


motorcycles


supply


Govt. of India





Investment ObjectiveAims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



39

PensionGilt Fund

(%)

Benchmark (%)

1 month 1.8 1.5

3 months 2.1 2.1

6 months 8.8 8.0

1 year 8.9 9.0

2 years 6.8 7.0

3 years 8.1 8.3

4 years 7.8 8.3

5 years 9.8 9.7

6 years 8.4 8.7

7 years 8.9 9.1

10 years 8.1 8.2

Inception 7.6 7.6



Gsec 80 - 100 106

MMI /Others

00 - 40 -6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

420.81

31.8020

Debt : Kunal Shah

Equity - 0% (NA);Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 105.84

7.26% GOI - 14.01.2029 26.19

9.23% GOI - 23.12.2043 6.42

7.71% GJ SDL - 01.03.2027 5.01

8.01% RJ SPL SDL - 23.06.2020 4.50

7.95% GOI - 28.08.32 3.85

8.83% GOI - 12.12.2041 3.32

8.58% GJ SDL - 31.10.2028 3.11


8.37% MP SDL - 05.12.2028 2.99

8.92% KA SDL - 07.03.2022 2.80

Others 44.65

MMI 2.38

NCA -8.21

Portfolio

INDIVIDUAL FUNDKOTAK PENSION GILT FUND(ULIF-008-27/06/03-PNGLTFND-107)

455

-35

Debt NCA

97.80

2.20



-8.21

2.38

52.04

53.80

Others


Govt. of India







AUM (in Lakhs)



40

PensionFloating Rate

Fund (%)

Benchmark (%)

1 month 0.7 0.7

3 months 1.9 1.8

6 months 5.0 3.8

1 year 6.5 7.6

2 years 5.8 7.2

3 years 6.4 7.2

4 years 6.6 7.4

5 years 7.3 7.7

6 years 8.0 8.0

7 years 8.1 8.0

10 years 7.5 7.5

Inception 7.4 7.2



Gsec 00 - 75 48

Debt 25 - 100 34

MMI /Others

00 - 40 18

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

103.16

27.8134

Debt : Kunal Shah



Holdings % to Fund

G-Sec 48.06

9.37% MAH SDL - 04.12.2023 14.10

9.65% TN SDL - 12.03.2024 5.02

8.84% PN SDL - 11.06.2024 3.85

7.99% MH SDL - 05.08.2019 3.45

8.39% RJ SPL SDL - 15.03.2022 2.07

8.90% MH SDL -19.12.2022 2.03

8.92% RJ SDL - 21.11.2022 2.03

8.51% PN SDL - 10.04.2023 1.96

8.15% GOI FCI Bonds - 16.10.22 1.94

8.21% RJ SPL SDL - 31.03.2022 1.92

Others 9.71


FRB G - 21.12.2020 34.34

MMI 17.06

NCA 0.54

Portfolio

INDIVIDUAL FUNDKOTAK PENSION FLOATING RATE FUND(ULIF-022-07/12/04-PNFLTRFND-107)

103

1

Debt NCA

90.52

4.874.61 Govt & Govt

Guaranteed Bonds


A1+

0.54

9.43

40.76

49.27

NCA

Financial andinsurance activities


Govt. of India




Investment ObjectiveAims to protect your capital and not have downside risks


AUM (in Lakhs)



41

PensionMoneyMarket

Fund II (%)

Benchmark (%)

1 month 0.7 0.7

3 months 1.9 1.8

6 months 3.6 3.8

1 year 7.0 7.6

2 years 6.6 7.2

3 years 6.8 7.2

4 years 7.1 7.4

5 years 7.4 7.7

6 years 7.6 8.0

7 years 7.9 8.0

10 years n.a n.a

Inception 7.5 7.8



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

28th December 2009

836.62

19.5558

Debt : Kunal Shah



Holdings % to Fund

MMI 99.57

NCA 0.43

Portfolio

INDIVIDUAL FUNDPENSION MONEY MARKET FUND II(ULIF-039-28/12/09-PNMNMKFND-107)

833

4

Debt NCA

75.31

21.09

3.60A1+



0.43

10.67

14.26

21.00

53.64

NCA



supply

Govt. of India





Investment ObjectiveAims for a high level of capital growth by holding a significant portion in equities. May experience high levels of shorter term volatility (downside risk).


AUM (in Lakhs)



42

KotakAdvantageMultiplier Fund II (%)

Benchmark (%)

1 month 0.6 4.7

3 months 1.6 4.5

6 months 4.1 6.7

1 year 4.3 11.0

2 years 3.7 9.4

3 years 3.2 11.2

4 years 3.6 8.2

5 years 4.2 10.6

6 years 4.2 10.7

7 years 4.6 10.4

10 years 5.4 11.4

Inception 4.8 9.1



Equity 00 - 100 0

Gsec / Debt

00 - 100 87

MMI /Others

00 - 40 13

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

21st April 2006

0.42

18.4543


Equity - 50% (Nifty);Debt - 50% (CRISIL Bond)


Holdings % to Fund

G-Sec 87.25

8.56% TN SDL - 22.06.2021 79.15

9.20% GOI - 30.09.2030 8.10

NCA 12.75

Portfolio

INDIVIDUAL FUNDKOTAK ADVANTAGE MULTIPLIER FUND II(ULIF-026-21/04/06-ADVMULFND2-107)

0.36

0.05

Debt NCA

100.00


8.10

12.75

79.15

Govt. of India

NCA





Investment ObjectiveAims to provide secure returns to policies in the discontinued state, by investing in low- risk debt instruments.


AUM (in Lakhs)



43

DiscontinuedPolicy Fund

(%)

Benchmark (%)

1 month 0.5 0.7

3 months 1.6 1.8

6 months 3.2 3.8

1 year 6.3 7.6

2 years 6.1 7.2

3 years 6.2 7.2

4 years 6.5 7.4

5 years 6.9 7.7

6 years 7.2 8.0

7 years 7.5 8.0

10 years n.a n.a

Inception 7.6 8.1



Gsec 60 - 100 69

MMI /Others

00 - 40 31

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

23rd March 2011

25,408.31

17.9832

Debt : Kunal Shah

Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 69.19

364 Days T Bill - 08.11.2019 33.27

364 Days T Bill - 18.10.2019 16.32

364 Days T Bill - 13.06.2019 7.76

364 Days T Bill - 10.10.2019 6.71

364 Days T Bill - 31.10.2019 5.12

MMI 31.15

NCA -0.34

Portfolio

INDIVIDUAL FUNDDISCONTINUED POLICY FUND(ULIF-050-23/03/11-DISPOLFND-107)

25,494

-86

Debt NCA

68.95

21.97


A1+


-0.34

4.91

5.78

20.45

69.19

Others


supply



Govt. of India




44

GROUP FUNDS

KOTAK GROUPDYNAMIC FLOOR FUND

KOTAK GROUPBALANCED FUND

KOTAK GROUP BOND FUND

KOTAK GROUP GILT FUND

KOTAK GROUPFLOATING RATE FUND

KOTAK GROUP MONEY MARKET FUND

KOTAK GROUP SECURE CAPITAL FUND

KOTAK GROUP SHORT TERM BOND FUND

KOTAK GROUPPRUDENT FUND




45

GROUP FUNDKOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107)

Investment ObjectiveAims to provide stable long term inflation beating growth over the medium to longer term and defend capital against short term capital shocks.Is likely to out-perform traditional balanced or equity funds during sideways or falling markets and shadow the rising equity markets.


AUM (in Lakhs)



Kotak Group Dynamic Floor

Fund (%)

Benchmark (%)

1 month 4.0 3.5

3 months 3.8 3.5

6 months 7.9 6.8

1 year 8.7 9.3

2 years 7.3 8.0

3 years 9.4 9.8

4 years 6.8 8.1

5 years 9.1 10.1

6 years 8.3 9.8

7 years 8.4 9.7

10 years n.a n.a

Inception 7.2 8.5



Equity 00 - 60 30

Gsec / Debt

00 - 100 63

MMI /Others

00 - 40 7

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th January 2010

388.27

30.5353

Equity: Rohit Agarwal Debt : Kunal Shah

Equity - 30% (Nifty)Debt - 70% (CRISIL Bond)


Holdings % to Fund

EQUITY 29.99


ICICI Bank Ltd 1.98

Infosys Ltd 1.94

HDFC Bank Ltd 1.70


Axis Bank Ltd 1.21



ITC Ltd 1.11






Bata India Ltd 0.62






Others 8.68

G-Sec 40.13

7.26% GOI - 14.01.2029 10.20

9.20% GOI - 30.09.2030 2.89

8.70% REC - 28.09.2028 2.68

8.15% GOI FCI Bonds - 16.10.22 2.66

8.54% REC - 15.11.2028 2.65

8.56% NABARD - 14.11.2028 2.63

8.58% GJ SDL - 31.10.2028 2.07

7.95% GOI - 28.08.32 2.02

8.83% GOI - 12.12.2041 1.50


Others 9.51


9.30% PGC - 28.06.2023 3.40

8.85% PGC - 19.10.2021 3.31

8.90% PFC - 18.03.2028 2.67

8.63% REC - 25.08.2028 2.64

9.10% Shriram Transport Finance Co Ltd 12.07.2021

2.57

8.25% EXIM- 23.06.2031 2.57

7.85% PFC - 03.04.2028 2.52

7.62% EXIM- 01.09.2026 2.49

7.40% HDFC Bank FD NSE - 17.08.2019 0.37

7.40% HDFC Bank FD NSE - 01.08.2019 0.36

Others 0.17

MMI 3.86

NCA 2.95

Portfolio

116

260

11

Equity Debt NCA

7.52

1.41

1.49

2.18

2.49

2.95

3.35

7.02

8.82

23.35

39.42

Others

Civil engineering




NCA


activities


supply


Govt. of India


59.84

29.24

5.763.83 1.33 Govt & Govt

Guaranteed Bonds

AAA


AA+

Fixed Deposit




46

GROUP FUNDKOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107)

Investment ObjectiveAims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility (downside risk).


AUM (in Lakhs)



Kotak Group Balanced Fund (%)

Benchmark (%)

1 month 5.5 5.1

3 months 5.2 4.3

6 months 7.9 6.5

1 year 9.8 10.3

2 years 9.0 9.4

3 years 11.8 12.0

4 years 8.9 8.3

5 years 12.8 11.1

6 years 12.7 11.3

7 years 12.2 10.9

10 years 12.6 11.5

Inception 13.2 11.7



Equity 30 - 60 54

Gsec / Debt

20 - 70 40

MMI /Others

00 - 40 6

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

90,215.54

70.3953

Equity: Rohit Agarwal Debt : Kunal Shah

Equity - 60% (BSE 100)Debt - 40% (CRISIL Bond)


Holdings % to Fund

EQUITY 54.02


Infosys Ltd 3.62

ICICI Bank Ltd 3.46

HDFC Bank Ltd 3.01


Axis Bank Ltd 2.17


ITC Ltd 2.06







Bata India Ltd 1.06






Others 16.06

G-Sec 23.39

7.26% GOI - 14.01.2029 5.96

8.70% REC - 28.09.2028 1.85

7.95% GOI - 28.08.32 1.21

8.54% REC - 15.11.2028 1.14

8.58% GJ SDL - 31.10.2028 1.07

8.15% GOI FCI Bonds - 16.10.22 1.01

8.83% GOI - 12.12.2041 0.79

8.42% NABARD - 13.02.2029 0.73

8.37% MP SDL - 05.12.2028 0.59

8.22% NABARD - 13.12.2028 0.57

Others 8.46


8.56% REC - 29.11.2028 1.18

9.05% HDFC - 20.11.2023 1.15

9.05% HDFC - 16.10.2028 1.14

8.65% PFC - 28.12.2024 0.86

8.3750% EXIM- 24.07.2025 0.75



0.60

7.85% PFC - 03.04.2028 0.58

8.35% IRFC - 13.03.2029 0.55


0.48

Others 8.78

MMI 5.01

NCA 0.80

Portfolio

48,739 40,756

721

Equity Debt NCA

12.95

1.75

2.06

2.64

2.82

4.15

4.55

6.08

6.20

11.10

45.71

Others



Civil engineering





activities


Govt. of India


51.82

35.31

9.911.72

1.180.06

Govt & GovtGuaranteed BondsAAA

TREPS & MutualFund InvestmentsAA+

A1+

Fixed Deposit




47

GROUP FUNDKOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will pre-serve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Bond Fund

(%)

Benchmark (%)

1 month 2.5 1.7

3 months 2.6 1.9

6 months 8.6 6.8

1 year 8.3 6.7

2 years 6.6 5.9

3 years 8.2 7.6

4 years 8.0 7.8

5 years 9.7 9.1

6 years 8.7 8.3

7 years 9.2 8.4

10 years 9.4 7.7

Inception 9.0 6.6



Gsec 00 - 75 57

Debt 25 - 100 39

MMI /Others

00 - 40 4

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

15th April 2004

1,36,170.94

36.1607

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (CRISIL Bond)


Holdings % to Fund

G-Sec 56.78

7.26% GOI - 14.01.2029 16.03

8.70% REC - 28.09.2028 4.12

8.54% REC - 15.11.2028 3.36

8.58% GJ SDL - 31.10.2028 3.23

7.95% GOI - 28.08.32 3.11

8.83% GOI - 12.12.2041 2.30

8.37% MP SDL - 05.12.2028 1.82

8.22% NABARD - 13.12.2028 1.72

8.52% KA SDL - 28.11.2028 1.66

8.13% GOI - 22.06.2045 1.60

Others 17.83


8.56% REC - 29.11.2028 2.65

9.05% HDFC - 16.10.2028 2.20

9.05% HDFC - 20.11.2023 2.05


1.85

8.3750% EXIM- 24.07.2025 1.71

8.35% IRFC - 13.03.2029 1.45


8.18% EXIM- 07.12.2025 1.21

7.85% PFC - 03.04.2028 1.20

11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

1.13

Others 21.96

MMI 1.23

NCA 3.20

Portfolio

1,31,808

4,363

Debt NCA

0.07

2.37

3.16

3.20

13.51

27.11

50.57

Mfg of basic metals


motorcycles


supply

NCA


Govt. of India


58.66

39.33

1.27

0.660.08


AAA


AA+

AA-




48

GROUP FUNDKOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will pre-serve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Gilt Fund

(%)

Benchmark (%)

1 month 1.8 1.5

3 months 2.0 2.1

6 months 8.8 8.0

1 year 8.9 9.0

2 years 6.9 7.0

3 years 8.3 8.3

4 years 8.0 8.3

5 years 10.0 9.7

6 years 8.6 8.7

7 years 9.1 9.1

10 years 8.4 8.2

Inception 7.8 7.6



Gsec 80 - 100 97

MMI /Others

00 - 20 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

27th June 2003

5,253.15

32.4924

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (IBEX)


Holdings % to Fund

G-Sec 97.13

7.26% GOI - 14.01.2029 22.92

9.23% GOI - 23.12.2043 6.74

8.62% HR SDL 03.09.2028 4.50

7.71% GJ SDL - 01.03.2027 4.39

7.38% MP SDL - 14.09.2026 4.29

8.01% RJ SPL SDL - 23.06.2020 4.18

8.18% HR Uday SDL 15.06.2023 3.87

8.34% PN SDL - 30.05.2028 3.85

7.95% GOI - 28.08.32 3.07

8.58% GJ SDL - 31.10.2028 3.04

Others 36.29

MMI 1.05

NCA 1.83

Portfolio

5,157

96

Debt NCA

1.05

1.83

45.02

52.11

Financial andinsurance activities

NCA

Govt. of India


98.93

1.07






49

GROUP FUNDKOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107)

Investment ObjectiveReturns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases Will preserve capital and minimize downside risk, with investment in debt and government instruments.


AUM (in Lakhs)



Kotak Group Floating Rate

Fund (%)

Benchmark (%)

1 month 0.8 0.7

3 months 2.1 1.8

6 months 5.3 3.8

1 year 7.1 7.6

2 years 6.4 7.2

3 years 7.0 7.2

4 years 7.1 7.4

5 years 7.8 7.7

6 years 8.5 8.0

7 years 8.6 8.0

10 years 8.0 7.5

Inception 7.8 7.2



Gsec 00 - 75 41

Debt 25 - 100 39

MMI /Others

00 - 40 20

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

07th December 2004

12,385.84

29.4204

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (CRISIL Liquid)


Holdings % to Fund

G-Sec 41.07

9.37% MAH SDL - 04.12.2023 11.75

9.12% GJ SDL - 23.05.2022 5.91

8.92% RJ SDL - 21.11.2022 3.46

8.14% MH SDL -23.09.2019 2.44

8.39% RJ SPL SDL - 15.03.2022 1.96

8.62% MAH SDL - 20.02.2023 1.68

8.38% MAH SDL - 25.03.2020 1.67

8.30% MH SDL -09.09.2019 1.62

8.84% PN SDL - 11.06.2024 1.55


Others 7.82


FRB G - 21.12.2020 17.21



7.09


6.78

MMI 18.19

NCA 1.78

Portfolio

12,165

221

Debt NCA

1.78

24.74

36.65

36.83

NCA

Govt. of India



62.68

15.23

8.51

6.916.67 Govt & Govt

Guaranteed Bonds

AAA


AA+

A1+




50

GROUP FUNDKOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107)

Investment ObjectiveWill protect capital and not have downside risks.

AUM (in Lakhs)



Kotak Group Money

Market Fund (%)

Benchmark (%)

1 month 0.1 0.7

3 months 1.9 1.8

6 months 3.2 3.8

1 year 5.8 7.6

2 years 5.3 7.2

3 years 4.9 7.2

4 years 5.5 7.4

5 years 6.1 7.7

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 6.5 8.0



MMI /Others

100 100

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

12th August 2013

2.02

14.2930

Debt : Kunal Shah

Equity - 0% (NA)Debt - 100% (CRISIL Liquid)

Debt & MoneyMarket Instruments : -

Holdings % to Fund

NCA 100.00

Portfolio

2.02

NCA

100.00NCA




51

GROUP FUNDKOTAK GROUP SECURE CAPITAL FUND(ULGF-016-12/04/11-SECCAPFND-107)

Investment ObjectiveThe portfolio will consist of highly rated debt instruments including corporate debt and infrastructure debt assets as defined in the IRDA regula-tions, Government securities and short term investments.


AUM (in Lakhs)



Kotak Group Secure Capital

Fund (%)

Benchmark (%)

1 month 2.4 1.7

3 months 2.5 1.9

6 months 8.4 6.8

1 year 8.1 6.7

2 years 6.5 5.9

3 years 8.0 7.6

4 years 7.8 7.8

5 years 9.5 9.1

6 years 8.5 8.3

7 years 9.0 8.4

10 years n.a n.a

Inception 9.1 8.3



Gsec 00 - 75 60

Debt 25 - 100 37

MMI /Others

00 - 40 3

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

Performance Meter

12th April 2011

32,985.19

19.9615

Debt : Kunal Shah

Debt - 100% (CRISIL Bond)


Holdings % to Fund

G-Sec 60.29

7.26% GOI - 14.01.2029 16.35

8.70% REC - 28.09.2028 3.94

8.54% REC - 15.11.2028 3.37

7.95% GOI - 28.08.32 3.17

8.58% GJ SDL - 31.10.2028 3.04

8.83% GOI - 12.12.2041 2.43

8.13% GOI - 22.06.2045 2.09

8.37% MP SDL - 05.12.2028 1.81

8.42% NABARD - 13.02.2029 1.80

8.22% NABARD - 13.12.2028 1.70

Others 20.59


8.56% REC - 29.11.2028 2.59


1.69

9.05% HDFC - 16.10.2028 1.57

8.35% IRFC - 13.03.2029 1.50

7.85% PFC - 03.04.2028 1.30


8.3750% EXIM- 24.07.2025 1.28

8.25% EXIM- 23.06.2031 0.94

11.08% HDFC - 13.04.2027 Set Down 13.04.20 - 7.78%

0.94

8.18% EXIM- 07.12.2025 0.84

Others 22.93

MMI 0.38

NCA 2.45

Portfolio

32,177

808

Debt NCA

2.09

2.45

4.18

14.32

29.49

47.47


motorcycles

NCA


supply


Govt. of India


61.81

37.22

0.590.39


AAA

AA+





52

GROUP FUNDKOTAK GROUP SHORT TERM BOND FUND(ULGF-018-18/12/13-SHTRMBND-107)

Investment ObjectiveWill generate stable returns through investments in a suitable mix of debt and money market instruments.


AUM (in Lakhs)



Kotak Group Short Term Bond Fund

(%)

Benchmark (%)

1 month 1.3 1.3

3 months 2.5 2.5

6 months 5.8 5.6

1 year 7.1 7.6

2 years 6.6 6.9

3 years 7.2 7.6

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 7.2 7.6



Gsec 00 - 50 28

Debt 25 - 75 57

MMI /Others

10 - 75 15

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

19th October 2015

8,942.75

12.6927

Debt : Kunal Shah

100%-CRISIL Short Term Bond Fund Index


Holdings % to Fund

G-Sec 27.61

8.15% RJ SPL SDL - 23.06.2021 5.68

8.65% RJ SDL - 03.10.2028 4.64

9.50% GJ SDL - 11.09.2023 2.40

8.09% GJ SDL - 25.05.2020 2.26


9.69% PN SDL - 12.02.2024 1.21

8.90% KA SDL - 19.12.2022 1.17

9.17% PN SDL - 11.04.2022 1.17

8.09% TN SDL - 09.06.2020 1.13

9.25% RJ SDL - 09.10.2023 0.89

Others 5.41


8.95% Bajaj Finance Ltd - 10.04.2020 7.90

9.05% HDFC - 20.11.2023 5.79

9.30% PGC - 28.06.2020 5.70


08.48% Mahindra and Mahindra Financial Services Ltd- 26.06.2

5.59

8.80% REC - 17.11.2019 4.51

7.4805% Kotak Mahindra Prime Ltd- 11.06.2020 3.32

8.90% PGCIL - 25.02.2021 2.29

9.20% PFC - 07.07.2021 2.07

7.74% IRFC - 22.12.2020 2.02

Others 12.45

MMI 11.28

NCA 3.84

Portfolio

8,600

343

Debt NCA

2.10

2.21

3.84

8.13

25.50

58.21

Govt. of India


NCA


supply



59.56

28.71

10.17 1.57 AAA


A1+


Performance Meter




53

GROUP FUNDKOTAK GROUP PRUDENT FUND(ULGF-019-04/07/17-KGPFFND-107)

Investment ObjectiveAims to provide enhanced long term returns by taking a moderate exposure to equity and equity related securities and active management of a fixed income portfolio.


AUM (in Lakhs)



Kotak Group Prudent Fund

(%)

Benchmark (%)

1 month 3.4 2.9

3 months 3.5 2.7

6 months 9.1 6.7

1 year n.a n.a

2 years n.a n.a

3 years n.a n.a

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 10.6 8.1



Equity 00 - 20 17

Gsec / Debt

40 - 100 67

MMI /Others

00 - 40 16

Date of Inception

AUM (in Lakhs)

NAV

Fund Manager

Benchmark Details

Modified Duration

Asset Allocation

1st June 2018

1,927.02

11.0561


20% BSE 100 & 80% CRISIL Bond


Holdings % to Fund

EQUITY 17.47


ICICI Bank Ltd 1.17

Infosys Ltd 1.14

HDFC Bank Ltd 1.01


Axis Bank Ltd 0.81


I T C Ltd 0.64








Bata India Ltd 0.32





Others 5.08

G-Sec 27.66

7.26% GOI - 14.01.2029 12.78

8.58% GJ SDL - 31.10.2028 2.69

8.70% REC - 28.09.2028 1.62

8.74% PN SDL - 14.12.2021 1.34

7.95% GOI Fertilizer Bond - 18.02.26 1.14

6.90% OIL SPL - 04.02.2026 1.12

8.23% GOI FCI - 12.02.27 1.11


7.95% GOI - 28.08.32 1.05

8.20% NABARD - 16.03.2028 1.05

Others 2.65



9.05% HDFC - 20.11.2023 5.37

8.56% REC - 29.11.2028 5.34

9.10% Shriram Transport Finance Co Ltd 12.07.2021

5.18

7.85% PFC - 03.04.2028 5.07


4.78

7.62% EXIM- 01.09.2026 4.02

8.55% IRFC - 03.02.2020 1.05

8.35% IRFC - 13.03.2029 1.05

8.18% EXIM- 07.12.2025 0.52

Others 0.51

MMI 13.70

NCA 1.91

Portfolio

337

1,554

37

Equity Debt NCA

4.99

0.77

0.87

1.29

1.38

1.91

1.98

4.03

4.79

22.21

55.78

Others

Civil engineering




NCA


activities



motorcycles

Govt. of India


42.27

35.85

15.45

6.43 AAA



AA+

Performance Meter




54

The Break-up of Others is as given below

Equity Classic Opportunities Fund

Others 32.15Bharat Petroleum Corporation Ltd 1.28Tech Mahindra Ltd 1.27Shree Cement Ltd 1.27Bata India Ltd 1.19Ratnakar Bank Ltd 1.17Petronet L N G Ltd 1.06Interglobe Aviation Ltd 1.05Mahindra & Mahindra Ltd 1.01Reliance ETF Bank Bees 0.96Hindalco Industries Ltd 0.94Torrent Pharmaceuticals Ltd 0.92Indraprastha Gas Ltd 0.91Exide Industries Ltd 0.86P I Industries Ltd 0.86Divis Laboratories Ltd 0.83Havells India Ltd 0.80Motherson Sumi Systems Ltd 0.80Dr Reddys Laboratories Ltd 0.79HCL Technologies Ltd 0.77Container Corporation of India Ltd 0.74Voltas Ltd 0.73IndusInd Bank Ltd 0.72Ashok Leyland Ltd 0.68The Ramco Cements Ltd 0.66ICICI Lombard General Insurance Company Ltd 0.66Indian Hotels Company Ltd 0.64S R F Ltd 0.62Jubilant Foodworks Ltd 0.62Odisha Cement Ltd 0.61Apollo Tyres Ltd 0.61Bharat Electronics Ltd 0.59Future Retail Ltd 0.58AU Small Finance Bank Ltd 0.56Colgate Palmolive India Ltd 0.56P N C Infratech Ltd 0.55Brigade Enterprises Ltd 0.52HDFC Asset Management Co Ltd 0.52City Union Bank Ltd 0.50Astral Poly Technik Ltd 0.48HDFC Standard Life Insurance Company Ltd 0.43Eicher Motors Ltd 0.42Jindal Steel and Power Ltd 0.38Somany Ceramics Ltd 0.036% Zee Entertainment Enterprises Ltd Pref Shares 0.005

Equity Dynamic Floor Fund II

Others 11.47Hindustan Unilever Ltd 0.60Mahindra & Mahindra Financial Services Ltd 0.59The Ramco Cements Ltd 0.59S R F Ltd 0.57Interglobe Aviation Ltd 0.51P I Industries Ltd 0.45Ratnakar Bank Ltd 0.43Bajaj Finance Ltd 0.42Apollo Tyres Ltd 0.40Titan Industries Ltd 0.40Whirlpool of India Ltd 0.39Tata Power Company Ltd 0.39Jubilant Foodworks Ltd 0.39Voltas Ltd 0.37Tata Consultancy Services Ltd 0.37Ashok Leyland Ltd 0.35Brigade Enterprises Ltd 0.32Shree Cement Ltd 0.31Sun Pharmaceuticals Ltd 0.30P N C Infratech Ltd 0.30Supreme Industries Ltd 0.28Odisha Cement Ltd 0.27Coromandel International Ltd 0.27Kajaria Ceramics Ltd 0.27Exide Industries Ltd 0.25Tata Steel Ltd 0.23Hindalco Industries Ltd 0.22AU Small Finance Bank Ltd 0.22Petronet L N G Ltd 0.21Bharat Electronics Ltd 0.17Astral Poly Technik Ltd 0.17Aavas Financiers Ltd 0.16GlaxoSmithKline Consumer Healthcare Ltd 0.11Somany Ceramics Ltd 0.10Torrent Pharmaceuticals Ltd 0.08

Equity Frontline Equity Fund

Others 27.97The Ramco Cements Ltd 1.48S R F Ltd 1.46HCL Technologies Ltd 1.38Bajaj Finance Ltd 1.33Mahindra & Mahindra Financial Services Ltd 1.20Interglobe Aviation Ltd 1.19P I Industries Ltd 1.14Ratnakar Bank Ltd 1.04Ashok Leyland Ltd 1.02Voltas Ltd 0.99Jubilant Foodworks Ltd 0.97Titan Industries Ltd 0.97Apollo Tyres Ltd 0.96Tata Power Company Ltd 0.92Tata Consultancy Services Ltd 0.86P N C Infratech Ltd 0.82Tata Steel Ltd 0.80Sun Pharmaceuticals Ltd 0.73Bharat Electronics Ltd 0.73Exide Industries Ltd 0.71Shree Cement Ltd 0.71Brigade Enterprises Ltd 0.70Coromandel International Ltd 0.69Kajaria Ceramics Ltd 0.65Supreme Industries Ltd 0.63Whirlpool of India Ltd 0.58Odisha Cement Ltd 0.56Hindalco Industries Ltd 0.55Petronet L N G Ltd 0.49AU Small Finance Bank Ltd 0.40Astral Poly Technik Ltd 0.36Aavas Financiers Ltd 0.34GlaxoSmithKline Consumer Healthcare Ltd 0.22Somany Ceramics Ltd 0.21Torrent Pharmaceuticals Ltd 0.196% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Balanced Fund

Others 15.77The Ramco Cements Ltd 0.86S R F Ltd 0.86Aurobindo Pharma Ltd 0.84Bajaj Finance Ltd 0.77Mahindra & Mahindra Financial Services Ltd 0.71P I Industries Ltd 0.66Interglobe Aviation Ltd 0.63Titan Industries Ltd 0.60Ratnakar Bank Ltd 0.59Tata Power Company Ltd 0.58Jubilant Foodworks Ltd 0.57Apollo Tyres Ltd 0.54Ashok Leyland Ltd 0.50P N C Infratech Ltd 0.49Kajaria Ceramics Ltd 0.48Tata Steel Ltd 0.47Tata Consultancy Services Ltd 0.45Coromandel International Ltd 0.44Sun Pharmaceuticals Ltd 0.42Voltas Ltd 0.41Shree Cement Ltd 0.40Exide Industries Ltd 0.37Supreme Industries Ltd 0.35Whirlpool of India Ltd 0.34Hindalco Industries Ltd 0.34Brigade Enterprises Ltd 0.31AU Small Finance Bank Ltd 0.30Odisha Cement Ltd 0.29Petronet L N G Ltd 0.27Bharat Electronics Ltd 0.25Aavas Financiers Ltd 0.20Astral Poly Technik Ltd 0.18Torrent Pharmaceuticals Ltd 0.11GlaxoSmithKline Consumer Healthcare Ltd 0.10Somany Ceramics Ltd 0.106% Zee Entertainment Enterprises Ltd Pref Shares 0.002

ANNEXURE




55

Equity Kotak Opportunities Fund

Others 33.07Tech Mahindra Ltd 1.32Shree Cement Ltd 1.31Bharat Petroleum Corporation Ltd 1.29Bata India Ltd 1.19Ratnakar Bank Ltd 1.17Interglobe Aviation Ltd 1.13Petronet L N G Ltd 1.09Mahindra & Mahindra Ltd 1.07Hindalco Industries Ltd 0.98Reliance ETF Bank Bees 0.97Indraprastha Gas Ltd 0.92Torrent Pharmaceuticals Ltd 0.91Exide Industries Ltd 0.89P I Industries Ltd 0.88Divis Laboratories Ltd 0.86Motherson Sumi Systems Ltd 0.84Havells India Ltd 0.84Dr Reddys Laboratories Ltd 0.82HCL Technologies Ltd 0.75Voltas Ltd 0.75Ashok Leyland Ltd 0.75Container Corporation of India Ltd 0.75IndusInd Bank Ltd 0.73The Ramco Cements Ltd 0.71ICICI Lombard General Insurance Company Ltd 0.68S R F Ltd 0.66Jubilant Foodworks Ltd 0.64Odisha Cement Ltd 0.64Apollo Tyres Ltd 0.63Indian Hotels Company Ltd 0.60Bharat Electronics Ltd 0.60P N C Infratech Ltd 0.58Colgate Palmolive India Ltd 0.57Brigade Enterprises Ltd 0.57AU Small Finance Bank Ltd 0.56HDFC Asset Management Co Ltd 0.56Future Retail Ltd 0.55City Union Bank Ltd 0.51Astral Poly Technik Ltd 0.49Eicher Motors Ltd 0.46HDFC Standard Life Insurance Company Ltd 0.45Jindal Steel and Power Ltd 0.386% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Guarantee Fund

Others 17.14Bajaj Auto Ltd 0.83Power Grid Corporation of India Ltd 0.78IndusInd Bank Ltd 0.77Vedanta Ltd 0.76Bharti Airtel Ltd 0.75Eicher Motors Ltd 0.75HCL Technologies Ltd 0.75Titan Industries Ltd 0.72Hindalco Industries Ltd 0.71J S W Steel Ltd 0.71Cipla Ltd 0.67Zee Entertainment Enterprises Ltd 0.67Tech Mahindra Ltd 0.62Bajaj Finance Ltd 0.60Tata Steel Ltd 0.59UPL Ltd 0.58Grasim Industries Ltd 0.56Hindustan Petroleum Corporation Ltd 0.56GAIL (India) Ltd 0.54Adani Ports and Special Economic Zone Ltd 0.51Indian Oil Corporation Ltd 0.50Wipro Ltd 0.48Tata Motors Ltd 0.48Bharti Infratel Ltd 0.46Yes Bank Ltd 0.43Bharat Petroleum Corporation Ltd 0.41Bajaj Finserv Ltd 0.36Coal India Ltd 0.33Indiabulls Housing Finance Ltd 0.24

Equity Kotak Aggressive Growth Fund

Others 25.63SBI ETF Nifty Bank 1.80The Ramco Cements Ltd 1.55Ashok Leyland Ltd 1.46Tata Power Company Ltd 1.29Mahindra & Mahindra Financial Services Ltd 1.26S R F Ltd 1.22Bajaj Finance Ltd 1.17Exide Industries Ltd 1.14Titan Industries Ltd 1.14Voltas Ltd 1.06Ratnakar Bank Ltd 0.99Apollo Tyres Ltd 0.99P I Industries Ltd 0.97Shree Cement Ltd 0.96Jubilant Foodworks Ltd 0.95Sun Pharmaceuticals Ltd 0.95Interglobe Aviation Ltd 0.90Tata Consultancy Services Ltd 0.82Supreme Industries Ltd 0.76Tata Steel Ltd 0.69Bharat Electronics Ltd 0.65Aavas Financiers Ltd 0.61Hindalco Industries Ltd 0.59Torrent Pharmaceuticals Ltd 0.58AU Small Finance Bank Ltd 0.48GlaxoSmithKline Consumer Healthcare Ltd 0.43Odisha Cement Ltd 0.226% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Kotak Dynamic Growth Fund

Others 22.00

S R F Ltd 1.13




P I Industries Ltd 0.89


Apollo Tyres Ltd 0.80

Ratnakar Bank Ltd 0.80

Tata Power Company Ltd 0.78


Jubilant Foodworks Ltd 0.77


Voltas Ltd 0.75

Whirlpool of India Ltd 0.75


Ashok Leyland Ltd 0.70



P N C Infratech Ltd 0.59

Coromandel International Ltd 0.56

Supreme Industries Ltd 0.55

Odisha Cement Ltd 0.54

Kajaria Ceramics Ltd 0.53

Exide Industries Ltd 0.50

Shree Cement Ltd 0.50

Tata Steel Ltd 0.45

Hindalco Industries Ltd 0.45

Petronet L N G Ltd 0.42

AU Small Finance Bank Ltd 0.41

Astral Poly Technik Ltd 0.35

Bharat Electronics Ltd 0.34

Aavas Financiers Ltd 0.33

GlaxoSmithKline Consumer Healthcare Ltd 0.23

Somany Ceramics Ltd 0.20

Torrent Pharmaceuticals Ltd 0.16

6% Zee Entertainment Enterprises Ltd Pref Shares 0.02


ANNEXURE




56


Equity Dynamic Floor Fund

Others 11.83Mahindra & Mahindra Financial Services Ltd 0.61Hindustan Unilever Ltd 0.61The Ramco Cements Ltd 0.60S R F Ltd 0.57Interglobe Aviation Ltd 0.51Bajaj Finance Ltd 0.46Titan Industries Ltd 0.43Apollo Tyres Ltd 0.43P I Industries Ltd 0.43Tata Power Company Ltd 0.42Whirlpool of India Ltd 0.42Ratnakar Bank Ltd 0.41Tata Consultancy Services Ltd 0.41Voltas Ltd 0.40Jubilant Foodworks Ltd 0.40Brigade Enterprises Ltd 0.35Ashok Leyland Ltd 0.35Shree Cement Ltd 0.34Sun Pharmaceuticals Ltd 0.32Supreme Industries Ltd 0.30Odisha Cement Ltd 0.30Coromandel International Ltd 0.30Kajaria Ceramics Ltd 0.28P N C Infratech Ltd 0.28Hindalco Industries Ltd 0.24Tata Steel Ltd 0.24AU Small Finance Bank Ltd 0.22Petronet L N G Ltd 0.22Astral Poly Technik Ltd 0.19Bharat Electronics Ltd 0.18Aavas Financiers Ltd 0.16Exide Industries Ltd 0.14GlaxoSmithKline Consumer Healthcare Ltd 0.12Somany Ceramics Ltd 0.12Torrent Pharmaceuticals Ltd 0.08

Equity Kotak Dynamic Balanced Fund

Others 17.53S R F Ltd 0.86Hindustan Unilever Ltd 0.85Maruti Suzuki India Ltd 0.85Mahindra & Mahindra Financial Services Ltd 0.85Bajaj Finance Ltd 0.72HCL Technologies Ltd 0.70P I Industries Ltd 0.68Tata Power Company Ltd 0.67Titan Industries Ltd 0.66Apollo Tyres Ltd 0.65Tata Consultancy Services Ltd 0.64Ratnakar Bank Ltd 0.63Voltas Ltd 0.62Jubilant Foodworks Ltd 0.59Ashok Leyland Ltd 0.56Brigade Enterprises Ltd 0.53Shree Cement Ltd 0.52Sun Pharmaceuticals Ltd 0.50Whirlpool of India Ltd 0.47Coromandel International Ltd 0.45Supreme Industries Ltd 0.45Odisha Cement Ltd 0.45Kajaria Ceramics Ltd 0.44P N C Infratech Ltd 0.42Exide Industries Ltd 0.39Hindalco Industries Ltd 0.38Tata Steel Ltd 0.35Aavas Financiers Ltd 0.34Petronet L N G Ltd 0.33Astral Poly Technik Ltd 0.29Bharat Electronics Ltd 0.26Somany Ceramics Ltd 0.17Torrent Pharmaceuticals Ltd 0.12GlaxoSmithKline Consumer Healthcare Ltd 0.09AU Small Finance Bank Ltd 0.066% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Kotak Guaranteed Growth Fund

Others 16.60Hindustan Unilever Ltd 0.85The Ramco Cements Ltd 0.83S R F Ltd 0.81Maruti Suzuki India Ltd 0.74Voltas Ltd 0.65P I Industries Ltd 0.65Bajaj Finance Ltd 0.63Interglobe Aviation Ltd 0.60Ratnakar Bank Ltd 0.59Apollo Tyres Ltd 0.59Whirlpool of India Ltd 0.58Tata Power Company Ltd 0.58Brigade Enterprises Ltd 0.57Titan Industries Ltd 0.57Jubilant Foodworks Ltd 0.56Coromandel International Ltd 0.49Shree Cement Ltd 0.46Odisha Cement Ltd 0.45Ashok Leyland Ltd 0.44Sun Pharmaceuticals Ltd 0.43P N C Infratech Ltd 0.43Supreme Industries Ltd 0.42Tata Consultancy Services Ltd 0.38Kajaria Ceramics Ltd 0.38Aavas Financiers Ltd 0.36Exide Industries Ltd 0.36Tata Steel Ltd 0.32Hindalco Industries Ltd 0.32Petronet L N G Ltd 0.29AU Small Finance Bank Ltd 0.27Astral Poly Technik Ltd 0.25Bharat Electronics Ltd 0.24GlaxoSmithKline Consumer Healthcare Ltd 0.21Somany Ceramics Ltd 0.17Torrent Pharmaceuticals Ltd 0.116% Zee Entertainment Enterprises Ltd Pref Shares 0.02

ANNEXURE

Equity Kotak Guaranteed Balanced Fund

Others 12.83


S R F Ltd 0.66










Voltas Ltd 0.46













Tata Steel Ltd 0.28















57


Equity Kotak Pension Opportunities Fund

Others 33.52Shree Cement Ltd 1.32Bharat Petroleum Corporation Ltd 1.27Bata India Ltd 1.27Tech Mahindra Ltd 1.24Ratnakar Bank Ltd 1.18Petronet L N G Ltd 1.14Interglobe Aviation Ltd 1.13Mahindra & Mahindra Ltd 1.08Hindalco Industries Ltd 0.99Torrent Pharmaceuticals Ltd 0.96Reliance ETF Bank Bees 0.95Indraprastha Gas Ltd 0.93Exide Industries Ltd 0.90P I Industries Ltd 0.88Divis Laboratories Ltd 0.87Motherson Sumi Systems Ltd 0.85Havells India Ltd 0.85Dr Reddys Laboratories Ltd 0.83HCL Technologies Ltd 0.81Voltas Ltd 0.76Ashok Leyland Ltd 0.76Container Corporation of India Ltd 0.75IndusInd Bank Ltd 0.73Odisha Cement Ltd 0.72The Ramco Cements Ltd 0.71ICICI Lombard General Insurance Company Ltd 0.69S R F Ltd 0.65Jubilant Foodworks Ltd 0.65Apollo Tyres Ltd 0.63Future Retail Ltd 0.60Indian Hotels Company Ltd 0.59P N C Infratech Ltd 0.59Bharat Electronics Ltd 0.57Brigade Enterprises Ltd 0.57HDFC Asset Management Co Ltd 0.56AU Small Finance Bank Ltd 0.55City Union Bank Ltd 0.54Colgate Palmolive India Ltd 0.52Eicher Motors Ltd 0.52Astral Poly Technik Ltd 0.51HDFC Standard Life Insurance Company Ltd 0.45Jindal Steel and Power Ltd 0.39Somany Ceramics Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Pension Classic Opportunities Fund

Others 32.99Tech Mahindra Ltd 1.31Shree Cement Ltd 1.30Bharat Petroleum Corporation Ltd 1.29Ratnakar Bank Ltd 1.20Bata India Ltd 1.19Interglobe Aviation Ltd 1.12Petronet L N G Ltd 1.08Mahindra & Mahindra Ltd 1.06Hindalco Industries Ltd 0.97Reliance ETF Bank Bees 0.97Indraprastha Gas Ltd 0.92Torrent Pharmaceuticals Ltd 0.91Exide Industries Ltd 0.88P I Industries Ltd 0.87Divis Laboratories Ltd 0.85Motherson Sumi Systems Ltd 0.84Havells India Ltd 0.83Dr Reddys Laboratories Ltd 0.82HCL Technologies Ltd 0.75Container Corporation of India Ltd 0.75Voltas Ltd 0.75Ashok Leyland Ltd 0.74IndusInd Bank Ltd 0.72The Ramco Cements Ltd 0.70ICICI Lombard General Insurance Company Ltd 0.68S R F Ltd 0.65Jubilant Foodworks Ltd 0.64Odisha Cement Ltd 0.63Apollo Tyres Ltd 0.62Brigade Enterprises Ltd 0.62Bharat Electronics Ltd 0.59Indian Hotels Company Ltd 0.59P N C Infratech Ltd 0.58Colgate Palmolive India Ltd 0.57AU Small Finance Bank Ltd 0.56HDFC Asset Management Co Ltd 0.55Future Retail Ltd 0.55City Union Bank Ltd 0.50Astral Poly Technik Ltd 0.48Eicher Motors Ltd 0.46HDFC Standard Life Insurance Company Ltd 0.44Jindal Steel and Power Ltd 0.386% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Pension Frontline Equity Fund

Others 28.63Britannia Industries Ltd 1.48S R F Ltd 1.45Mahindra & Mahindra Financial Services Ltd 1.28Interglobe Aviation Ltd 1.28Maruti Suzuki India Ltd 1.27P I Industries Ltd 1.13Ratnakar Bank Ltd 1.06Bajaj Finance Ltd 1.05Whirlpool of India Ltd 1.03Apollo Tyres Ltd 1.02Tata Power Company Ltd 0.99Titan Industries Ltd 0.99Tata Consultancy Services Ltd 0.97Jubilant Foodworks Ltd 0.97Voltas Ltd 0.96Ashok Leyland Ltd 0.88Brigade Enterprises Ltd 0.87Coromandel International Ltd 0.82Sun Pharmaceuticals Ltd 0.77Shree Cement Ltd 0.77P N C Infratech Ltd 0.75Supreme Industries Ltd 0.70Odisha Cement Ltd 0.69Kajaria Ceramics Ltd 0.68Exide Industries Ltd 0.64Tata Steel Ltd 0.57Hindalco Industries Ltd 0.57Petronet L N G Ltd 0.54Astral Poly Technik Ltd 0.45Bharat Electronics Ltd 0.43Aavas Financiers Ltd 0.42AU Small Finance Bank Ltd 0.41GlaxoSmithKline Consumer Healthcare Ltd 0.29Somany Ceramics Ltd 0.25Torrent Pharmaceuticals Ltd 0.206% Zee Entertainment Enterprises Ltd Pref Shares 0.03

ANNEXURE

Equity Pension Guarantee Fund

Others 17.15

Bajaj Auto Ltd 0.83

Power Grid Corporation of India Ltd 0.78


Vedanta Ltd 0.76

Eicher Motors Ltd 0.75

Bharti Airtel Ltd 0.75




J S W Steel Ltd 0.71

Zee Entertainment Enterprises Ltd 0.67

Cipla Ltd 0.67



Tata Steel Ltd 0.59

UPL Ltd 0.58

Grasim Industries Ltd 0.56

Hindustan Petroleum Corporation Ltd 0.56

GAIL (India) Ltd 0.54

Adani Ports and Special Economic Zone Ltd 0.51

Indian Oil Corporation Ltd 0.50

Wipro Ltd 0.48

Tata Motors Ltd 0.48

Bharti Infratel Ltd 0.46

Yes Bank Ltd 0.43

Bharat Petroleum Corporation Ltd 0.41

Bajaj Finserv Ltd 0.36

Coal India Ltd 0.33

Indiabulls Housing Finance Ltd 0.24




58


Equity Kotak Pension Floor Fund

Others 11.22Hindustan Unilever Ltd 0.60The Ramco Cements Ltd 0.59S R F Ltd 0.57Maruti Suzuki India Ltd 0.52P I Industries Ltd 0.44Bajaj Finance Ltd 0.44Whirlpool of India Ltd 0.43Titan Industries Ltd 0.41Ratnakar Bank Ltd 0.40Tata Consultancy Services Ltd 0.40Voltas Ltd 0.40Apollo Tyres Ltd 0.40Jubilant Foodworks Ltd 0.39Brigade Enterprises Ltd 0.37Ashok Leyland Ltd 0.36Interglobe Aviation Ltd 0.36Sun Pharmaceuticals Ltd 0.31Shree Cement Ltd 0.31P N C Infratech Ltd 0.30Coromandel International Ltd 0.30Odisha Cement Ltd 0.29Supreme Industries Ltd 0.29Kajaria Ceramics Ltd 0.27Hindalco Industries Ltd 0.23Tata Steel Ltd 0.23Exide Industries Ltd 0.23Petronet L N G Ltd 0.22Tata Power Company Ltd 0.20Astral Poly Technik Ltd 0.19Aavas Financiers Ltd 0.18Bharat Electronics Ltd 0.17AU Small Finance Bank Ltd 0.16Somany Ceramics Ltd 0.12Torrent Pharmaceuticals Ltd 0.08GlaxoSmithKline Consumer Healthcare Ltd 0.04

Equity Kotak Pension Growth Fund

Others 16.08Interglobe Aviation Ltd 0.80Hindustan Unilever Ltd 0.68Whirlpool of India Ltd 0.67Bajaj Finance Ltd 0.66P I Industries Ltd 0.64HCL Technologies Ltd 0.64Titan Industries Ltd 0.61Tata Power Company Ltd 0.61Apollo Tyres Ltd 0.61Ratnakar Bank Ltd 0.59Tata Consultancy Services Ltd 0.58Voltas Ltd 0.57Jubilant Foodworks Ltd 0.56Ashok Leyland Ltd 0.52Brigade Enterprises Ltd 0.50Tech Mahindra Ltd 0.50Sun Pharmaceuticals Ltd 0.47Shree Cement Ltd 0.47P N C Infratech Ltd 0.43Coromandel International Ltd 0.43Odisha Cement Ltd 0.42Supreme Industries Ltd 0.42Kajaria Ceramics Ltd 0.41Mahindra & Mahindra Financial Services Ltd 0.40Exide Industries Ltd 0.37GlaxoSmithKline Consumer Healthcare Ltd 0.35Hindalco Industries Ltd 0.35Petronet L N G Ltd 0.32Astral Poly Technik Ltd 0.27Tata Steel Ltd 0.25Bharat Electronics Ltd 0.25Aavas Financiers Ltd 0.25AU Small Finance Bank Ltd 0.20Somany Ceramics Ltd 0.15Torrent Pharmaceuticals Ltd 0.126% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Pension Floor Fund II

Others 11.62Interglobe Aviation Ltd 0.59S R F Ltd 0.57State Bank of India 0.48Mahindra & Mahindra Financial Services Ltd 0.46P I Industries Ltd 0.46HCL Technologies Ltd 0.46Bajaj Finance Ltd 0.46Whirlpool of India Ltd 0.43Apollo Tyres Ltd 0.42Tata Power Company Ltd 0.41Ratnakar Bank Ltd 0.41Titan Industries Ltd 0.41Tata Consultancy Services Ltd 0.40Voltas Ltd 0.40Jubilant Foodworks Ltd 0.39Brigade Enterprises Ltd 0.37Ashok Leyland Ltd 0.37Shree Cement Ltd 0.33Sun Pharmaceuticals Ltd 0.32P N C Infratech Ltd 0.30Odisha Cement Ltd 0.29Supreme Industries Ltd 0.29Coromandel International Ltd 0.29Kajaria Ceramics Ltd 0.28Exide Industries Ltd 0.26AU Small Finance Bank Ltd 0.24Tata Steel Ltd 0.23Hindalco Industries Ltd 0.23Petronet L N G Ltd 0.22Astral Poly Technik Ltd 0.19Aavas Financiers Ltd 0.18Bharat Electronics Ltd 0.18GlaxoSmithKline Consumer Healthcare Ltd 0.12Somany Ceramics Ltd 0.11Torrent Pharmaceuticals Ltd 0.08

ANNEXURE

Equity Kotak Pension Balanced Fund

Others 12.53S R F Ltd 0.66Whirlpool of India Ltd 0.62












Voltas Ltd 0.49












Tata Steel Ltd 0.22











59


Equity Kotak Group Dynamic Floor Fund

Others 8.68


S R F Ltd 0.45














Voltas Ltd 0.26










Tata Steel Ltd 0.18










Equity Pension Balanced Fund II

Others 16.33



S R F Ltd 0.83













Voltas Ltd 0.47












Tata Steel Ltd 0.33









Equity Kotak Group Balanced Fund

Others 16.06The Ramco Cements Ltd 0.87S R F Ltd 0.86Aurobindo Pharma Ltd 0.86Bajaj Finance Ltd 0.77Mahindra & Mahindra Financial Services Ltd 0.73P I Industries Ltd 0.67Interglobe Aviation Ltd 0.64Titan Industries Ltd 0.60Tata Power Company Ltd 0.59Jubilant Foodworks Ltd 0.57Apollo Tyres Ltd 0.55Voltas Ltd 0.54Ratnakar Bank Ltd 0.53Ashok Leyland Ltd 0.50P N C Infratech Ltd 0.49Kajaria Ceramics Ltd 0.48Tata Steel Ltd 0.47Coromandel International Ltd 0.46Tata Consultancy Services Ltd 0.46Sun Pharmaceuticals Ltd 0.42Shree Cement Ltd 0.40Whirlpool of India Ltd 0.38Exide Industries Ltd 0.37Brigade Enterprises Ltd 0.36Hindalco Industries Ltd 0.34Supreme Industries Ltd 0.33AU Small Finance Bank Ltd 0.30Odisha Cement Ltd 0.29Petronet L N G Ltd 0.26Bharat Electronics Ltd 0.25Aavas Financiers Ltd 0.21Astral Poly Technik Ltd 0.17Torrent Pharmaceuticals Ltd 0.11GlaxoSmithKline Consumer Healthcare Ltd 0.10Somany Ceramics Ltd 0.106% Zee Entertainment Enterprises Ltd Pref Shares 0.003

ANNEXURE




60

Disclaimer

Disclaimer :

About Us :Kotak Mahindra Life Insurance Company Ltd. (Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.)

Kotak Mahindra Life Insurance Company Limited (Kotak Life Insurance) is a 100% owned subsidiary of Kotak Mahindra Bank (Kotak). Kotak Life Insurance provides world-class insurance products with high customer empathy. Its product suite leverages the combined prowess of protection and long term savings. Kotak Life Insurance is one of the fastest growing insurance companies in India and has covered over several million lives. For more information, please visit the company’s website at https://insurance.kotak.com

Kotak Mahindra Group

Established in 1985, Kotak Mahindra Group is one of India’s leading financial services conglomerate. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first nonbanking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd. The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and International Business Units. For more information, please visit the company’s website at www.kotak.com

Trade Logo Disclaimer

Trade Logo displayed above belongs to Kotak Mahindra Bank Limited and is used by Kotak Mahindra Life Insurance Company Ltd. under license.

Kotak Mahindra Life Insurance Company Ltd. (Formerly known as Kotak Mahindra Old Mutual Life Insurance Ltd.); Regn. No.: 107, CIN: U66030MH-2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051.

Website: http://insurance.kotak.com Email:[email protected] I Toll Free No. – 1800 209 8800

Risk factors :

Though document is thoroughly researched & prepared by our fund experts. Kotak Mahindra Life Insurance Company Ltd however makes no warranties, repre-sentations, promises or statements that the information contained herein is clear, correct, precise or accurate. this document has been prepared for the purpose of providing an overview of kli funds without taking account of any particular investor’s objectives, financial situation or needs you are therefore requested not to substitute this document with any professional opinion/advice and to use your discretion basis your financial objectives.

• Unit Linked Life Insurance Products are different from traditional insurance products and are subject to the risk factors.

• The premium paid in Unit Linked Life Insurance Products are subject to investment risk associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/her decisions.

• Kotak Life Insurance is only the name of the Insurance Company and the specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

• Past performance of any of the funds is not indicative of their future prospects or returns.



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