“On Education, Immigration and Goodness” by Tom Matlack, Huffington Post

Lauren Brown, Courtney Cox, Juliana Steers & Jiayue Wang Johns Hopkins School Counseling Fellows 5.0

October 23, 2014

Microfinance: Revolutionize Undocumented

Immigration Education

●  Free Application for Federal Student Aid (FAFSA):

useless to undocumented immigrants

●  Families United in Educational Leadership (FUEL)

●  The Saving Circle: support and financial training

●  Matching Grants & Scholarships

Review

Matlack, Tom. (2011, April 26). On education, immigration and goodness. Huffington Post. Retrieved from http://www.huffingtonpost.com/tom-matlack/on-education-immigration-_b_853085.html

●  Undocumented Immigrants: Making contribution to America’s economy

Significance

Source: The Immigration Policy Center

Significance ●  Social Justice and Education Equality:

o  need for immigrant integration o  break the cycle of poverty

o  fulfill potential of future generations

●  Microfinance

●  Family Role in Getting Out of Crisis

History

1982 1996 2001 2002 2009 2011 2012

Plyler v. Doe Texas required to

provide free education to undocumented

children1

IIRIRA prohibits colleges from providing in-state tuition to

undocumented students based on where they live1

PRWORA prohibits “non-qualified aliens” from receiving federal financial aid or student loans1

9/11 Illegal immigration falls

under umbrella of counterterrorism1

California changes eligibility for in-state tuition to where a student graduates from

high school1

Recession fuels argument that

immigrants will “take our jobs”1

Supreme Court upholds law granting in-state tuition

based on high school attendance / graduation1

DACA grants in-state tuition, work permits and

driver’s licenses to undocumented

immigrants2

Context Undocumented immigrants lack equal access & opportunity. ●  In 2011, median household income for non-citizens = $27,4001

●  Twice as likely to live in poverty2

●  Only 12 percent of low-income families use 529 plans3

●  Non-citizens are 3x as likely to be uninsured1

●  Study finds non-native English speakers more susceptible to fraud & abuse by financial system (e.g., payday loans)4

●  Language barrier, distrust of banks, lack of knowledge → in NYC, more than half of Mexican immigrants are “unbanked”5

●  Only 5 - 10% of undocumented students who graduate from high school go on to college each year6

Student Impact Negative ●  Many students aren’t aware they are undocumented-applying to college ●  Some college admission-international student status only ●  Will likely be charged out-of-state tuition, even if in-state ●  Not eligible for federal financial aid in most states

Positive ●  DACA: Deferred Action for Childhood Arrivals ●  DREAM Act: Development Relief and Education for Alien Minors ●  Most colleges now allow undocumented students to apply ●  More knowledge, community support, programs aimed at aiding

undocumented students and their parents

Financial Impact

Source: Sallie Mae

School Counselor Responses ●  Signage¹ ●  Support groups¹ ●  Awareness of post-secondary options ●  Know laws and policies and educate stakeholders about

them² ●  Compile and share list of scholarships¹ ●  Standards-based financial literacy classes ●  Help students set up bank accounts

Course Connections ●  Topics: discrimination, debt, classism, immigration rights ●  Injustice for All: The Rise of the U.S. Immigration Policing Regime ●  “U.S. government has put into place a brutal system of immigration

control and policing that criminalizes immigration status, normalizes the forcible separation of families, destabilizes communities and workplaces, and fuels widespread civil rights violations.”

●  Post-9/11 and Department of Homeland Security ●  Personal is political

Adams, M., Blumenfeld, W. J., Castaneda, C. R., Hackman, H. W., Peters, M. L. & Zuniga, X. (Eds.) 2013. Readings for diversity and social justice (3rd ed.). New York: Routledge, p. 102-109.

Course Connections Many topics that we have discussed so far, such as discrimination, debt, and classism, are

related to our article and undocumented students finding financial paths towards higher education. Specifically, in “Injustice for All: The Rise of the U.S. Immigration Policing Regime,” the National Network for Immigrant and Refugee Rights says the “U.S. government has put into place a brutal system of immigration control and policing that criminalizes immigration status, normalizes the forcible separation of families, destabilizes communities and workplaces, and fuels widespread civil rights violations.” This reading really speaks to the harsh policing tactics that have emerged in the US toward immigration enforcement, particularly in the wake of September 11th and the creation of the Department of Homeland Security. In these current policing tactics, we can see how an underlying discriminatory and generally negative opinion toward immigrants is shared by many in the US, especially those without documentation. It’s easy to see how these negative sentiments toward immigrants, documented and not, has led to many being opposed to paths to citizenship for undocumented people, even if they have been in the US since childhood.

Adams, M., Blumenfeld, W. J., Castaneda, C. R., Hackman, H. W., Peters, M. L. & Zuniga, X. (Eds.) 2013. Readings for diversity and social justice (3rd ed.). New York: Routledge, p. 102-109.

So What Now? ●  More financial literacy classes¹ ●  Banking Options² ●  Financial Aid³ ●  DREAM Act⁴ ●  Economic potential⁵

Source: Natuer, 2013¹

Source: Guzman & Jara, 2012¹

Source: Guzman & Jara, 2012¹

Source: Guzman & Jara, 2012¹

Media 30 Days: Immigration

http://vimeo.com/11155073 [0:00-:39; 15:13 - 16:01; 43:06 - 44:26; 47:27-47:45]

Bernstein, M. (Senior Producer), & Reyes, E. (Producer). (July 26, 2006). Immigration [Television series episode]. 30 days. Los Angeles, California: Bluebush Productions.

Resources ●  National League of Cities Municipal Action Guide:

Financial Literacy Programs for Immigrants o  Describes types of financial literacy programs, and provides an action

plan, a list of resources for developing a financial literacy program, and examples of programs

●  *State Bills on Education Access for Immigrants: 2014 o  Provides a list of current state proposed bills that would improve or

restrict access to higher education for undocumented students ●  *Casa de Maryland

○  Organization fighting for immigrants’ rights, offering courses & workshops

Resources ●  Educators for Fair Consideration

o  An organization that provides support for undocumented youth to help them pursue their educational and career needs and U.S. citizenship. They also provide financial awards and support to Californian undocumented students.

●  Repository of Resources for Undocumented Students o  A 55 page College Board document that lists college funding options

by state for undocumented students. ●  *Operation HOPE-Banking on Our Future

o  Organization that offers free financial literacy classes to public school students. The website also offers guidance on student loans and scholarships, credit cards, and basic banking.

Resources ●  National Immigration Law Center

o  Provides history and current information on the DREAM Act and DACA, a list of institutions that support the DREAM Act, and state specific information.

●  FUEL o  Works with the community (e.g., schools) to provide financial literacy

workshops, incentivize saving, and offer scholarships to families interested in sending their students to college.

References Adams, M., Blumenfeld, W. J., Castaneda, C. R., Hackman, H. W., Peters, M. L. & Zuniga, X. (Eds.) 2013. Readings for diversity and social justice (3rd ed.). New York:

Routledge, p. 102-109.

Andrews, A. (2014). Young, undocumented, and invisible. Pacific Standard. Retrieved from http://www.psmag.com/navigation/politics-and- law/young-undocumented-invisible-89663/

Bellamy, C.E. (2007). Serving the under-served: Banking for undocumented immigrants. Immigration Policy Center. Retrieved from http://www.immigrationpolicy.org/sites/default/files/docs/Serving%20the%20Underserved.pdf

College Board (2014). Advising undocumented students. Retrieved from http://professionals.collegeboard.com/guidance/financial-aid/undocumented-students

College Board (2014). Repository of Resources for Undocumented students. Retrieved from http://professionals.collegeboard.com/profdownload/Repository-Resources-Undocumented-Students_2012.pdf

Durana, J. (2010). Financial literacy programs for immigrants. National League of Cities Municipal Action Guide. Retrieved from http://www.nlc.org/documents/Find%20City%20Solutions/Research%20Innovation/Immigrant%20Integration/financial-literacy-immigrants-mag-10.pdf

Educators for fair education (E4FC). (n.d.). Retrieved from http://e4fc.org/home.html

Educators for Fair Consideration. (n.d.). How to support college-bound undocumented students: Advice for counselors and educators. Retrieved from http://www.scholarshipsaz.org/collateral/E4FC_EducatorGuide.pdf

Educators for Fair Consideration. (n.d.). Top 10 ways to support undocumented students. Retrieved from http://www.e4fc.org/images/E4FC_EducatorTop10.pdf

Fortenbury, J. (2014). 4 ways to get in-state tuition as fast as possible. USA Today. Retrieved from http://college.usatoday.com/2014/06/20/how-to-get-in-state-tuition-as-fast-as-possible/

Gildersleeve, R. E., & Hernandez, S. (2012). Undocumented students in higher education: A white paper prepared for the Hispanic association of colleges and universities and the Latino educational research initiative. Retrieved from http://www.hacu.net/images/hacu/OPAI/H3ERC/2012_papers/Gildersleeve%20%20hernandez%20-%20undocumented%20students.pdf

Gonzalez, D. (2013). A year later, immigrants face DREAM Act’s limits. USA Today. Retrieved from http://www.usatoday.com/story/news/nation/2013/08/13/a-year-later-immigrants-face-deferred-action-programs-limits/2651235/)

References (cont’d) Guerrero, D. (2014). I told Harvard I was an undocumented immigrant. They gave me a full scholarship. The Washington Post. Retrieved October 22, 2014 from

http://www.washingtonpost.com/posteverything/wp/2014/09/24/i-told-harvard-i-was-an-undocumented-immigrant-they-gave-me-a-full-scholarship/

Hajela, D. (2013). More than half of Mexican immigrants don’t have bank accounts: Study. Huffington Post. Retrieved from http://www.huffingtonpost.com/2013/04/19/unbanked-immigrants-mexicans-least-likely-_n_3114628.html

Guzman, J. C & Jara, R. C. (2012). The economic benefits of the passing the DREAM act. Center for American Progress. Retrieved from http://cdn.americanprogress.org/wpcontent/uploads/2012/09/DREAMEcon-7.pdf

Hildreth, B. (2014). Student loans aren’t the only way to pay for college. WBUR 90.9 Boston’s NPR Station. Retrieved from http://cognoscenti.wbur.org/2014/06/17/student-loan-crisis-bob-hildreth

Joaqin, L. (2014). Basic facts about in-state tuition for undocumented immigrant students. Retrieved from http://www.nilc.org/basic-facts-instate.html

Key facts on health coverage for low-income immigrants today and under the Affordable Care Act. (2013). Retrieved from http://kaiserfamilyfoundation.files.wordpress.com/2013/03/8279-02.pdf

National Immigration Law Center. (2008). Help for education: Federal financial aid for battered immigrants. Retrieved from http://www.nilc.org/college-battered.html

National Immigration Law Center. (2011). DREAM act: Summary. Retrieved from https://nilc.org/dreamsummary.html

The DREAM Act: Creating opportunities for immigrant students and supporting the U.S. economy. (2010). Retrieved from http://www.immigrationpolicy.org/just-facts/dream-act

U.S. Citizenship and Immigration Services. (2014). Consideration of deferred action for childhood arrivals (DACA). Retrieved from http://www.uscis.gov/humanitarian/consideration-deferred-action-childhood-arrivals-daca

U.S. offers illegal immigrants ‘financial education.’ (2010). Retrieved October 17, 2014 from http://www.judicialwatch.org/blog/2010/08/u-s-offers-illegal-immigrants-financial-education/

Wessler, S. F. (2014). Old, poor and undocumented: Immigrants face grim golden years. NBC News. Retrieved from http://www.nbcnews.com/feature/in-plain-sight/old-poor-undocumented-immigrants-face-grim-golden-years-n116791

Something to consider ...

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