Sapulpa Daily Herald 05/18/2014

May 19, 2014 2:44 pm /

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“Full speed ahead” was thephrase coming out of AT&Tthis morning as the companyrevealed it recently deployedits 8,000th compressed naturalgas (CNG) vehicle, achievinga major milestone in the com-pany’s overall 10-year, $565million commitment to addapproximately 15,000 alterna-tive fuel vehicles (AFVs) to itsfleet by end of year 2018.

In Oklahoma, the companyhas now deployed 372 alterna-tive fuel vehicles, including326 vehicles that run on com-pressed natural gas.

The 8,000th CNG vehicle— a 2014 Chevy Express vanmanufactured in Wentzville,Missouri — was delivered to awork center in St. Louis,Missouri, and will be used toprovide entertainment andcommunications services inthe St. Louis metropolitanarea.

“With one of the largestcorporate fleets in the country,it makes sense for our businessand our communities that weconstantly seek ways to reducefuel costs and minimize envi-ronmental impact,” saidJerome Webber, VicePresident, Global Fleet andTransportation Management atAT&T. “Operating a diversefleet, which includes alterna-tive fuel vehicles, supportsAT&T’s commitment to sus-tainability and exemplifieshow we strive to do business.”

In addition to CNG, AT&Thas deployed hybrid electric,all electric and extended-rangeelectric vehicles, achieving atotal AFV fleet of more than10,000 vehicles located in 43states, Puerto Rico and theDistrict of Columbia. AsAT&T looks to accomplish itsbroader target of over 15,000AFVs, the company will con-

tinue to deploy a mix of tech-nologies to meet the variedvehicle needs of its drivers.

AT&T’s AFV fleet allowedthe company to avoid the pur-chase of 12.4 million gallonsof gasoline as of the end of2013, over the 5-year periodsince the company’s commit-ment to alternative fuels wasfirst announced.

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Small towns face differentchallenges than big cities --smaller markets, fewerresources and smaller staffs,just to name a few. But, smalltowns have advantages aswell. To highlight those advan-tages, the Oklahoma MainStreet Center, a division of theOklahoma Department ofCommerce, is hosting a one-day workshop, June 17 from 8a.m. – 5 p.m., at the FestivitiesEvent Center, 220 N. Bickfordin El Reno, Oklahoma.

The Small Town MainStreet Workshop will bringtogether revitalization andeconomic developmentexperts to share ideas and giveproven examples that work insmall towns.

“There is a need out thereamongst our smaller commu-nities for some attention, ideasand help,” said Linda Barnett,director of the Oklahoma MainStreet Center. “While we can’tanswer all the issues in oneday, we hope this is either astarting point or a continualbuilding block to further oursmaller communities along thepath.”

Becky McCray, fromHopeton, Oklahoma, an inter-national speaker on rural andsmall town topics such as busi-ness, tourism and social mediamarketing, will open the dayaddressing that small towns doindeed have a future.

“Will this come easy,”McCray asks? “No, but wehave to decide right now howto take action for our own ruralfuture. It doesn’t mean thatevery smaller town will sur-vive and thrive. Societal

trends are moving in our favorat the moment and we must dowhat we can to capitalize onthat movement.”

Luncheon keynote addresswill feature Tripp Muldrow, ofArnett Muldrow andAssociates from Greenville,South Carolina. He will show-case economic developmentlessons learned from smalltowns across America.

“We first heard theMuldrow brothers at a confer-ence in Arkansas,” saidBarnett. “Since then, we havehad Tripp’s brother, Ben, as aspeaker at one of our trainings.They both understand theissues facing small towns andare experts at helping discoverwhat makes each communityunique. We are thrilled to haveTripp speak to the assembledgroup.”

In addition, members of theOklahoma Main Street staff,and program managers fromthroughout the state, willaddress the Four Points of theMain Street program; organi-zation, design, promotion andeconomic restructuring.

“Each of the Four-Pointpresenters will speak about 10minutes each. After that, we

will break into small groups tobrainstorm ideas. We hopehearing from local programleaders and state staff will helpspur additional ideas that eachperson can take back withthem and possibly implementin their own areas. You don'twant to miss any of this impor-tant workshop.” said Barnett.

Cost for the Small TownMain Street WORKshop is$40 per person and includeslunch. To register, contact ElReno Main Street at405.262.8888 or by email atd i r e c t o r @ e l r e n o m a i nstreet.com. Please makechecks/purchase orderspayable to El Reno MainStreet. Registration deadlineis June 6, 2014. For hotelinformation, please visitElRenoTourism.org.

This Small Town MainStreet WORKshop is spon-sored by El Reno Main Street,the Oklahoma Department ofCommerce and the OklahomaMain Street Center. For gener-al questions, you can also call405.815.5379. For more infor-mation visitOKcommerce .gov /ma in -street.

From the OBA

Tommy Hudgins, shareholder at AmericanHeritage Bank, and Elmer Neel, trust invest-ment committee member at American HeritageBank, were among 16 Oklahoma bankers to beinducted into the Oklahoma BankersAssociation 50-Year Club during the awardsbrunch at the OBA’s 117th Leadership Forumand Annual Convention on May 16 at the HardRock Hotel and Casino in Catoosa.

The club is comprised of individuals who’vedevoted 50 years or more of service toOklahoma’s banking industry. The OBA isproud to recognize this special group of bankingprofessionals who’ve dedicated themselves tothis profession and contributed so much to thisindustry and their communities.

Hudgins has found it most rewarding tobecome more familiar with his customers. Hecould often be found driving around on Sundayafternoons visiting with his customers to famil-iarize himself with their facilities, operationsand businesses.

Neel considers himself fortunate to work fora family-owned bank that not only allowed, butencouraged, its staff to become involved in thecommunity and provided the time and supportto do so. This gave him the opportunity to trulyget to know his customers on a personal basis.

This year’s other honorees were WayneCardwell from BancFirst in Oklahoma City;Brenda Guest from BancFirst in OklahomaCity; R. Bruce Hall from First National Bank &Trust in McAlester; Frank X. Henke III fromAmerican Bank & Trust Co. in Tulsa; CharlesHollingsworth from Arvest Bank in OklahomaCity; Bert Olah Jr. from Quail Creek Bank inOklahoma City; Phyllis Orr from First StateBank of Tahlequah; Joe Sabatucci from CentralNational Bank of Poteau; Karen Sue Salleefrom Armstrong Bank in Pawnee; Bill Sheweyfrom Central National Bank & Trust in Enid;Kathryn Srader from First National Bank &Trust Company of Broken Arrow in BrokenArrow; Russell E. Swarts from Prosperity Bankin Oklahoma City; Charles H. “Chuck”Westerheide from Southwest Bancorp and BankSNB in Stillwater; and Sharron Whitlock fromCentral National Bank of Poteau in Poteau.

The OBA conducts more than 70 education-al programs and seminars each year, whichreach more than 5,000 bankers across the state.The Association represents approximately 230banks across the state and serves as the primaryadvocate for the banking industry. It’s alsoheavily involved in fraud training and preven-tion as well as legal and compliance servicesand communications for its member banks.

Sapulpa Daily Herald, Sunday, May 18, 2014 –– Page B3

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Banking Association recognizesHudgins, Neel in 50-Year Club

Like many people, you might not particu-larly enjoy thinking about your estate plans,but such planning is necessary to make sureyour assets go where you want them to go. Andit’s just as important to regularly review yourplans with your tax, legal and financial profes-sionals in case any changes are needed. Forinstance, some of your wishes expressed inyour will may be overridden by beneficiarydesignations you filled out years ago. If thesedesignations become outdated, your assetscould be passed to those you didn’t intend.

You might be surprised athow many of your financialassets and legal documentshave beneficiary designationstied to them. If you have anIRA, a 401(k) or otheremployer-sponsored retire-ment plan, a life insurancepolicy, an annuity, a transfer-on-death (TOD) arrangement, or any of a vari-ety of other assets or accounts, you almost cer-tainly named a beneficiary. And this benefici-ary designation offers a simple, direct and effi-cient way to get assets in the hands of yourloved ones who survive you.

However, as time goes by, you may experi-ence many changes in your life — and whenyour life changes, your beneficiary designa-tions may need to follow. But if you are likemany people, you might forget to update thesedesignations after a marriage, divorce or otherchange in your family situation. And becausethe beneficiary designation is a legally bindingdocument, the asset will go to the person youonce named as a beneficiary, regardless ofyour current relationship status.

It really doesn’t take much effort to lookover your accounts and legal arrangements toensure that your beneficiary designations arecurrent — and if they aren’t, it’s pretty easy to

change them. In fact, for some financialaccounts, you may be able to update the bene-ficiary designations online. In any case, planon reviewing your beneficiary designationsregularly, but especially when you experiencea change in your life.

Here’s one more thing to keep in mind:Make sure your current beneficiaries areinformed that they will eventually be receivingyour 401(k), IRA, life insurance proceeds orother assets that require a beneficiary designa-tion. This advance knowledge may help your

loved ones as they plan andmaintain their own financialand investment strategies.

Although it’s clearlyimportant for you to updateyour beneficiary designationsand to communicate youractions, you will still need toattend to other areas of your

estate planning, such as providing care forminor children or dependents, deciding whoyou want to receive specific items that do notcarry a beneficiary designation, naming some-one to manage your affairs should you becomeincapacitated, and specifying the control youwish your beneficiaries to have over theirinheritance. These are just a few examples ofestate-planning considerations.

Because everyone’s situation is different,you will need to consult with your legal advi-sor to determine the level of estate planningyou require. As we’ve seen, updating yourbeneficiary is one piece of the puzzle — but toleave the legacy you desire, you’ve got to com-plete the picture.

This article was written by Edward Jonesfor use by your local Edward Jones FinancialAdvisor.

Avoid Problems by UpdatingBeneficiary Designations

EdwardJones

Main Street planningSmall Town WORKshop

AT&T deploying CNG fleet