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Azərbaycanda Mikromaliyyənin Müqayisəli Təhlili. Sentyabr 2008-cı il Nigar Pirməmmədova , Azərbaycan Mikromaliyyə Assosiasiyasının Maliyyə Meneceri. Azərbaycanda Mikromaliyyənin Müqayisəli Təhlili. - PowerPoint PPT Presentation
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Azrbaycanda Mikromaliyynin Mqayisli Thlili
Sentyabr 2008-c il
Nigar Pirmmmdova, Azrbaycan Mikromaliyy Assosiasiyasnn Maliyy Meneceri
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Azrbaycanda Mikromaliyynin Mqayisli ThliliAzrbaycan Mikromaliyy sektoru zr Mqayisli Thlil layihsi 2005-ci ilin Mix Market tkilatnn texniki dstyi il balamdr. Mqayisli Thlil layihsi rivsind maliyy dstyi gstrn donorlarmz:
BP irkti v onun Azri-raq-nli, ahdniz, Bak-Tbilisi-Ceyhan v Cnubi Qafqaz Boru Kmri layihlrindki trfdalar BMT AzrbaycanAvrasiya Fondu
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
ffafln artrlmasHkmtin diqqt v dstyini ld edilmsiKapitala xMaliyy bazarna yeni investorlarn clb olunmasMMT-nn hatliyinin artrlmasqtisadiyyatn inkiafna tkan vermsiYoxsulluun azaldlmasMaliyy v sosial faliyytini yaxlladrmaq n mqayisli mlumatn ld olunmasQlobal bklr xlarn artrlmasMqayisli Thlil ny xidmt gstrir?
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Hesabat Strukturulk cmalmumi giriMakroiqtisadi gstricilrqtisadi BaxMikromaliyy sektorunun normativ hquqi bazasMqayisli llrhat Dairsi v Miqyas Maliyy Strukturu Gstricilrin ThliliNticlrMqayisli Thlil hesabatn hazrlanmasnda itirak edn tkilatlar haqqnda mlumat
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Makroiqtisadi gstricilr
Mnb: Azrbaycan Respublikasnn Dvlt Statistika KomitsiHr adambana dn DM (AZN)/ Real artm tempi % 2001-2007 ci illr zr nflyasiya Drcsi %
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Chart1
1513.90.264
2241.10.345
2980.90.25
Hr adambana dn DM
Real artm tempi
Growth data
acronymnamecountryNameClosing_dateCalendar_YearFinancial_Yearmfi_impact_active_clientsmfi_findata_total_loan_portfolio
AgrarcreditAgrarcreditAzerbaijan12200531-Dec-05327412473878
AqroinvestAqroinvestAzerbaijan12200531-Dec-05251437318.96
AzercreditWV Azercredit LLCAzerbaijan12200531-Dec-0558302323324
Azeri StarAzeri Star MicrofinanceAzerbaijan12200531-Dec-053815621440
CredAgroCredAgro Non-Banking Credit InstitutionAzerbaijan12200531-Dec-0512865243021
DAYAQ-CreditNBCO 'DAYAQ-Credit' LLCAzerbaijan12200531-Dec-05828109438
FINCA - AZEFINCA AzerbaijanAzerbaijan12200531-Dec-052887210431890
FinDevFinance for Development LLCAzerbaijan12200531-Dec-052876840825
MFBAMicro Finance Bank of AzerbaijanAzerbaijan12200531-Dec-05545518044974
Mikromaliyye CreditMikromaliyye Credit InstitutionAzerbaijan12200531-Dec-0541251332330
NormicroNorwegian Microcredit LLCAzerbaijan12200531-Dec-0546131590236
ViatorViator Microcredit Azerbaijan LLCAzerbaijan12200531-Dec-0564852229248
AgrarcreditAgrarcreditAzerbaijan12200631-Dec-06336515828993
AqroinvestAqroinvestAzerbaijan12200631-Dec-06495790595.59
AzercreditWV Azercredit LLCAzerbaijan12200631-Dec-0683314165344
Azeri StarAzeri Star MicrofinanceAzerbaijan12200631-Dec-064179866604
CredAgroCredAgro Non-Banking Credit InstitutionAzerbaijan12200631-Dec-0628139770068
DAYAQ-CreditNBCO 'DAYAQ-Credit' LLCAzerbaijan12200631-Dec-06962154838
FINCA - AZEFINCA AzerbaijanAzerbaijan12200631-Dec-064928419190449
FinDevFinance for Development LLCAzerbaijan12200631-Dec-0637522321638
MFBAMicro Finance Bank of AzerbaijanAzerbaijan12200631-Dec-061667547252763
Mikromaliyye CreditMikromaliyye Credit InstitutionAzerbaijan12200631-Dec-0691823331447
NormicroNorwegian Microcredit LLCAzerbaijan12200631-Dec-0645062528965.73
ViatorViator Microcredit Azerbaijan LLCAzerbaijan12200631-Dec-0687242935303
GDP growth&Growth Allocation
DataHr adambana dn DMReal artm tempi
20051513.90.264
20062241.10.345
20072980.90.25
MFI GrowthBorrowersGLPBorrowersGross Loan Portfolio
MFBA29,97866,273,79642%54%
FINCA - AZE24,97825,094,66235%20%
CredAgro5,78321,320,3768%17%
AzerCredit3,5593,844,4395%3%
Other7,0357,286,36310%6%
GDP growth&Growth Allocation
0.09862195620.04989275650.08107047230.35016051480.4202543003
0.05884658580.03104870220.17218897360.20267110170.5352446367
Other
AzerCredit
CredAgro
FINCA - AZE
MFBA
% of Total Borrowing by Categor
&A
Page &P
Hr adambana dn DM
Real artm tempi
Total Borrowers and GLP
2006ForeignLocal
Lender TypeOutstanding AmtTerm (months)Interest rateOutstanding AmtTerm (months)Interest rate
Commercial Bank0--348,60012.0014.78%
DFI23,744,88661.778.89%0--
Fund40,361,79941.829.31%356,30918.6011.50%
Government0--1,271,67658.832.16%
NGO/Foundation8,405,46232.168.86%143,1584.0014.19%
Grand Total72,512,14747.239.12%2,119,74340.666.62%
2007ForeignLocal
Lender TypeOutstanding AmtTerm (months)Interest rateOutstanding AmtTerm (months)Interest rate
Commercial Bank3,022,48548.009.00%6,337,16712.0012.21%
DFI19,731,52765.488.04%00.000.00%
Fund130,441,24150.809.29%479,31816.1412.99%
Government00.000.00%1,717,45956.880.55%
NGO/Foundation27,305,49066.839.66%00.000.00%
Grand Total180,500,74354.789.20%8,533,94421.269.91%
Outstanding AmtProportion of total
2006200720062007
Foreign Commercial Bank0.03.0what is this from? Unusual to have foreign commercial banks directly lending to MFIsForeign Commercial Bank0.00%1.60%
Foreign DFI23.719.7Foreign DFI31.82%10.44%
Foreign Fund40.4130.4Foreign Fund54.08%69.00%
Foreign NGO/Foundation8.427.3Foreign NGO/Foundation11.26%14.44%
Local Commercial Bank0.36.3Local Commercial Bank0.47%3.35%
Local Fund0.40.5Local Fund0.48%0.25%
Local Government1.31.7Local Government1.70%0.91%
Local NGO/Foundation0.10.0Local NGO/Foundation0.19%0.00%
All local2.18.5
Total Borrowers and GLP
Foreign Fund
Foreign DFI
Foreign NGO/Foundation
Foreign Commercial Bank
All local
2006
2007
DataTotal BorrowersTotal Loan Portfolio in th. of USD
200453,69648,772
200579,38487,999
2006127,700178,623
2007210,904366,061
Source: Mix Market. Results based on a blanced data of 17 MFIs.
&A
Page &P
Total Borrowers
Total Loan Portfolio in th. of USD
Year
Number of Active Borrowers
Total Loan Portfolio in thousandsof USD
Chart1
0.015
0.03
0.04
0.095
0.05
0.083
0.167
0%
Dekabrdan Dekabradk nflyasiya drcsi (%)
Inflation rate
0%
20012%
20023%
20034%
200410%
20055%
20068%
200717%
Inflation rate
0
0
0
0
0
0
0
0%
Dekabrdan Dekabradk nflasiya drcsi (%)
Exchange rate
0.8
20000.91%
20010.96%
20020.98%
20030.98%
20040.98%
20050.92%
20060.87%
Exchange rate
0
0
0
0
0
0
0
0.8
Exchange rate to USD (new manat)
Mikromaliyy sektorunun normativ hquqi bazas
Milli Bankn rhbrliyinin dstyi v AB-n Beynlxalq nkiaf Agentliyinin Maliyy Sektorunun nkiaf vasitsil Kiik v Orta Sahibkarla Dstk layihsi rivsind Azrbaycan Mikromaliyy Assosiasiyasnn n qabaql zvlrdn olan bir ne MMT-nn nmayndlrindn Bank olmayan kredit tkilatlar haqda qanunun layihsinin trtib edilmsi il laqdar i Qrupu yaradlmdr.
Bu qanun layihsinin hazrlanmasnda sas mqsd Mikrokreditlrin verilmsi n daha lverili mhitin yaradlmas v Bank olmayan Kredit Tkilatlar trfindn yoxsul tbqlr tqdim olunan maliyy xidmtlrin eidini artraraq xidmt gstrilmsin zmant yaratmaqdr.
Milli Mclis bu mvafiq qanunu tsdiq etdiyi tqdird,qeyri-bank kredit tkilatlar aadak tlblrl zlckdir:
Yksk kapital tlblri: Qanun layihsinin 7.2-ci maddsin sasn zmantli mantlr saxlayan qeyri-bank kredit tkilatlar n minimum kapital tlbi 250.000 AZN-dn (302.500 AB dollar), zmantli mantlr toplamayanlar n is 25.000 AZN-dn (30.250 AB dollar) az olmamaldr. Hal-hazrda, kapital tlblri 6.050 AZN (5.000 AB dollar) tkil edir.
AMB-nin mikromaliyy mliyyatlarna daha ox clb edilmsi v onlara nzart etmsi
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Azrbaycan Mikromaliyysi gncdir Mikromaliyy sektoru Azrbaycanda artq 10 il mvcddr
MMT orta ya 7,5 ildir
15 Mikromaliyy tkilatlar, 12 kommersiya banklar v 40 Kredit ttifaqlar mikromaliyy sektorunda xidmt gstrir
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
hat Dairsi v Miqyas
Fal Borcalanlarn saynda v mumi Kredit Portfelin hcmind son illrd artim mahid olunur v bu rqm bymkddirMnb: 31 dekabr 2007-ci il olan AMA Matrix statistik cdvli v Mix Market tkilatndan mqayisli gstricilr haqda mlumat
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Chart1
Growth data
acronymnamecountryNameClosing_dateCalendar_YearFinancial_Yearmfi_impact_active_clientsmfi_findata_total_loan_portfolio
AgrarcreditAgrarcreditAzerbaijan12200531-Dec-05327412473878
AqroinvestAqroinvestAzerbaijan12200531-Dec-05251437318.96
AzercreditWV Azercredit LLCAzerbaijan12200531-Dec-0558302323324
Azeri StarAzeri Star MicrofinanceAzerbaijan12200531-Dec-053815621440
CredAgroCredAgro Non-Banking Credit InstitutionAzerbaijan12200531-Dec-0512865243021
DAYAQ-CreditNBCO 'DAYAQ-Credit' LLCAzerbaijan12200531-Dec-05828109438
FINCA - AZEFINCA AzerbaijanAzerbaijan12200531-Dec-052887210431890
FinDevFinance for Development LLCAzerbaijan12200531-Dec-052876840825
MFBAMicro Finance Bank of AzerbaijanAzerbaijan12200531-Dec-05545518044974
Mikromaliyye CreditMikromaliyye Credit InstitutionAzerbaijan12200531-Dec-0541251332330
NormicroNorwegian Microcredit LLCAzerbaijan12200531-Dec-0546131590236
ViatorViator Microcredit Azerbaijan LLCAzerbaijan12200531-Dec-0564852229248
AgrarcreditAgrarcreditAzerbaijan12200631-Dec-06336515828993
AqroinvestAqroinvestAzerbaijan12200631-Dec-06495790595.59
AzercreditWV Azercredit LLCAzerbaijan12200631-Dec-0683314165344
Azeri StarAzeri Star MicrofinanceAzerbaijan12200631-Dec-064179866604
CredAgroCredAgro Non-Banking Credit InstitutionAzerbaijan12200631-Dec-0628139770068
DAYAQ-CreditNBCO 'DAYAQ-Credit' LLCAzerbaijan12200631-Dec-06962154838
FINCA - AZEFINCA AzerbaijanAzerbaijan12200631-Dec-064928419190449
FinDevFinance for Development LLCAzerbaijan12200631-Dec-0637522321638
MFBAMicro Finance Bank of AzerbaijanAzerbaijan12200631-Dec-061667547252763
Mikromaliyye CreditMikromaliyye Credit InstitutionAzerbaijan12200631-Dec-0691823331447
NormicroNorwegian Microcredit LLCAzerbaijan12200631-Dec-0645062528965.73
ViatorViator Microcredit Azerbaijan LLCAzerbaijan12200631-Dec-0687242935303
GDP growth&Growth Allocation
DataGDP per capitaReal growth rate
20051513.90.264
20062241.10.345
20072980.90.25
MFI GrowthBorrowersGLPBorrowersGross Loan Portfolio
MFBA29,97866,273,79642%54%
FINCA - AZE24,97825,094,66235%20%
CredAgro5,78321,320,3768%17%
AzerCredit3,5593,844,4395%3%
Other7,0357,286,36310%6%
GDP growth&Growth Allocation
0.09862195620.04989275650.08107047230.35016051480.4202543003
0.05884658580.03104870220.17218897360.20267110170.5352446367
Other
AzerCredit
CredAgro
FINCA - AZE
MFBA
% of Total Borrowing by Categor
00
00
00
&A
Page &P
GDP per capita
Real growth rate
Total Borrowers and GLP
2006ForeignLocal
Lender TypeOutstanding AmtTerm (months)Interest rateOutstanding AmtTerm (months)Interest rate
Commercial Bank0--348,60012.0014.78%
DFI23,744,88661.778.89%0--
Fund40,361,79941.829.31%356,30918.6011.50%
Government0--1,271,67658.832.16%
NGO/Foundation8,405,46232.168.86%143,1584.0014.19%
Grand Total72,512,14747.239.12%2,119,74340.666.62%
2007ForeignLocal
Lender TypeOutstanding AmtTerm (months)Interest rateOutstanding AmtTerm (months)Interest rate
Commercial Bank3,022,48548.009.00%6,337,16712.0012.21%
DFI19,731,52765.488.04%00.000.00%
Fund130,441,24150.809.29%479,31816.1412.99%
Government00.000.00%1,717,45956.880.55%
NGO/Foundation27,305,49066.839.66%00.000.00%
Grand Total180,500,74354.789.20%8,533,94421.269.91%
Outstanding AmtProportion of total
2006200720062007
Foreign Commercial Bank0.03.0what is this from? Unusual to have foreign commercial banks directly lending to MFIsForeign Commercial Bank0.00%1.60%
Foreign DFI23.719.7Foreign DFI31.82%10.44%
Foreign Fund40.4130.4Foreign Fund54.08%69.00%
Foreign NGO/Foundation8.427.3Foreign NGO/Foundation11.26%14.44%
Local Commercial Bank0.36.3Local Commercial Bank0.47%3.35%
Local Fund0.40.5Local Fund0.48%0.25%
Local Government1.31.7Local Government1.70%0.91%
Local NGO/Foundation0.10.0Local NGO/Foundation0.19%0.00%
All local2.18.5
Total Borrowers and GLP
00000
00000
Foreign Fund
Foreign DFI
Foreign NGO/Foundation
Foreign Commercial Bank
All local
00
00
00
00
00
00
00
00
2006
2007
DataCmi Borcalanlarmumi Kredit Potfeli (min AB)
200453,69648,772
200579,38487,999
2006127,700178,623
2007210,904366,061
Source: Mix Market. Results based on a blanced data of 17 MFIs.
00
00
00
00
&A
Page &P
Cmi Borcalanlar
mumi Kredit Potfeli (min AB)
l
Cmi mtrilrin say
mumi Kredit Potfeli (min AB)
Chart2
89646866009
68826612780
63654693381
39393569315
Cmi Mtrilrin say
mumi Kredit Portfeli mln AB dollar
Fal borcalanlarn say
mumi Kredit Portfelin hcmi mln AB dollar
Fal Borcalanlarn say v mumi Kredit Portfelin hcmi 2007-ci il
Growth data
acronymnamecountryNameClosing_dateCalendar_YearFinancial_Yearmfi_impact_active_clientsmfi_findata_total_loan_portfolio
AgrarcreditAgrarcreditAzerbaijan12200531-Dec-05327412473878
AqroinvestAqroinvestAzerbaijan12200531-Dec-05251437318.96
AzercreditWV Azercredit LLCAzerbaijan12200531-Dec-0558302323324
Azeri StarAzeri Star MicrofinanceAzerbaijan12200531-Dec-053815621440
CredAgroCredAgro Non-Banking Credit InstitutionAzerbaijan12200531-Dec-0512865243021
DAYAQ-CreditNBCO 'DAYAQ-Credit' LLCAzerbaijan12200531-Dec-05828109438
FINCA - AZEFINCA AzerbaijanAzerbaijan12200531-Dec-052887210431890
FinDevFinance for Development LLCAzerbaijan12200531-Dec-052876840825
MFBAMicro Finance Bank of AzerbaijanAzerbaijan12200531-Dec-05545518044974
Mikromaliyye CreditMikromaliyye Credit InstitutionAzerbaijan12200531-Dec-0541251332330
NormicroNorwegian Microcredit LLCAzerbaijan12200531-Dec-0546131590236
ViatorViator Microcredit Azerbaijan LLCAzerbaijan12200531-Dec-0564852229248
AgrarcreditAgrarcreditAzerbaijan12200631-Dec-06336515828993
AqroinvestAqroinvestAzerbaijan12200631-Dec-06495790595.59
AzercreditWV Azercredit LLCAzerbaijan12200631-Dec-0683314165344
Azeri StarAzeri Star MicrofinanceAzerbaijan12200631-Dec-064179866604
CredAgroCredAgro Non-Banking Credit InstitutionAzerbaijan12200631-Dec-0628139770068
DAYAQ-CreditNBCO 'DAYAQ-Credit' LLCAzerbaijan12200631-Dec-06962154838
FINCA - AZEFINCA AzerbaijanAzerbaijan12200631-Dec-064928419190449
FinDevFinance for Development LLCAzerbaijan12200631-Dec-0637522321638
MFBAMicro Finance Bank of AzerbaijanAzerbaijan12200631-Dec-061667547252763
Mikromaliyye CreditMikromaliyye Credit InstitutionAzerbaijan12200631-Dec-0691823331447
NormicroNorwegian Microcredit LLCAzerbaijan12200631-Dec-0645062528965.73
ViatorViator Microcredit Azerbaijan LLCAzerbaijan12200631-Dec-0687242935303
GDP growth&Growth Allocation
DataGDP per capitaReal growth rate
20051513.90.264
20062241.10.345
20072980.90.25
MFI GrowthBorrowersGLPBorrowersGross Loan Portfolio
MFBA29,97866,273,79642%54%
FINCA - AZE24,97825,094,66235%20%
CredAgro5,78321,320,3768%17%
AzerCredit3,5593,844,4395%3%
Other7,0357,286,36310%6%
GDP growth&Growth Allocation
0.09862195620.04989275650.08107047230.35016051480.4202543003
0.05884658580.03104870220.17218897360.20267110170.5352446367
Other
AzerCredit
CredAgro
FINCA - AZE
MFBA
% of Total Borrowing by Categor
&A
Page &P
GDP per capita
Real growth rate
Total Borrowers and GLP
2006ForeignLocal
Lender TypeOutstanding AmtTerm (months)Interest rateOutstanding AmtTerm (months)Interest rate
Commercial Bank0--348,60012.0014.78%
DFI23,744,88661.778.89%0--
Fund40,361,79941.829.31%356,30918.6011.50%
Government0--1,271,67658.832.16%
NGO/Foundation8,405,46232.168.86%143,1584.0014.19%
Grand Total72,512,14747.239.12%2,119,74340.666.62%
2007ForeignLocal
Lender TypeOutstanding AmtTerm (months)Interest rateOutstanding AmtTerm (months)Interest rate
Commercial Bank3,022,48548.009.00%6,337,16712.0012.21%
DFI19,731,52765.488.04%00.000.00%
Fund130,441,24150.809.29%479,31816.1412.99%
Government00.000.00%1,717,45956.880.55%
NGO/Foundation27,305,49066.839.66%00.000.00%
Grand Total180,500,74354.789.20%8,533,94421.269.91%
Outstanding AmtProportion of total
2006200720062007
Foreign Commercial Bank0.03.0what is this from? Unusual to have foreign commercial banks directly lending to MFIsForeign Commercial Bank0.00%1.60%
Foreign DFI23.719.7Foreign DFI31.82%10.44%
Foreign Fund40.4130.4Foreign Fund54.08%69.00%
Foreign NGO/Foundation8.427.3Foreign NGO/Foundation11.26%14.44%
Local Commercial Bank0.36.3Local Commercial Bank0.47%3.35%
Local Fund0.40.5Local Fund0.48%0.25%
Local Government1.31.7Local Government1.70%0.91%
Local NGO/Foundation0.10.0Local NGO/Foundation0.19%0.00%
All local2.18.5
Total Borrowers and GLP
Foreign Fund
Foreign DFI
Foreign NGO/Foundation
Foreign Commercial Bank
All local
2006
2007
DataCmi Mtrilrin saymumi Kredit Portfeli mln AB dollar
Azrbaycan8,9646,866,009
Ermnistan6,8826,612,780
Grcstan6,3654,693,381
Mrkzi Asiya3,9393,569,315
Source: Mix Market. Results based on a blanced data of 17 MFIs.
&A
Page &P
Cmi Mtrilrin say
mumi Kredit Portfeli mln AB dollar
Fal borcalanlarn say
mumi Kredit Portfelin hcmi mln AB dollar
Fal Borcalanlarn say v mumi Kredit Portfelin hcmi 2007-ci il
Chart2
7041373142250
120960139767756
254854384140533
Fal borcalanlarn say
mumi Kredit Portfelin hcmi AB dollar
Fal Borcalanlarn say
mumi Kredit Potfelin hcmi
Fal Borcalanlarn say v mumi Kredit Portfelin hcmi (mln) 2005-2007
Charts
Sum of outstanding AmtSum of termfinalSum of intrate
DFI23,419,05161.778.89%
Fund39,968,55341.829.31%
NGO/Foundation8,233,14632.168.86%
Sum of Outstanding AmtSum of termfinalSum of intrate
Commercial Bank320,01012.0014.78%
Fund219,75324.0211.02%
Government1,339,46955.2310.89%
NGO/Foundation130,7024.0014.19%
2005 - 2006
AzerbaijanCentral Asia
Outreach-2.1%26%
GLP33.4%42%
ALB63%13%
Debt/Equity250%18%
OSS14.7%8%
Productivity15%1%
Portfolio Outstanding
MFBA53%
Finca26%
CredAgro11%
AzerCredit10%
Viator4%
Active Clients
Finca58%
MFBA15%
Viator11%
AzerCredit10%
AzeriStar6%
Fal borcalanlarn say v mumi Kredit Portfelin hcmi
200520062007
Fal borcalanlarn say70413120960254854
mumi Kredit Portfelin hcmi AB dollar73142250.0139767756.0384140533.0
Charts
000
000
000
&A
Page &P
Sum of outstanding Amt
Sum of termfinal
Sum of intrate
Sum of outstanding Amount mln. USD
Sum of intrate
Foreign investments
000
000
000
000
&A
Page &P
Sum of Outstanding Amt
Sum of termfinal
Sum of intrate
Sum of outstanding Amount mln. USD
Sum of intrate
Local investments
MFBAMFBAMFBAMFBAMFBA0.5296928395
FincaFincaFincaFincaFinca0.2607617389
CredAgroCredAgroCredAgroCredAgroCredAgro0.1105079285
AzerCreditAzerCreditAzerCreditAzerCreditAzerCredit0.0557240602
ViatorViatorViatorViatorViator0.043313433
Portfolio Outstanding
FincaFincaFincaFincaFinca0.5832239967
MFBAMFBAMFBAMFBAMFBA0.1456955025
ViatorViatorViatorViatorViator0.1125952272
AzerCreditAzerCreditAzerCreditAzerCreditAzerCredit0.1004110128
AzeriStarAzeriStarAzeriStarAzeriStarAzeriStar0.0580742607
Active Clients
00
00
00
&A
Page &P
Fal borcalanlarn say
mumi Kredit Portfelin hcmi AB dollar
Fal Borcalanlarn say
mumi Kredit Potfelin hcmi
Fal Borcalanlarn say v mumi Kredit Portfelin hcmi 2005-2007
MBD0015EDF8.xls
Chart3
-0.0210.26
0.3340.42
0.630.13
2.4980.18
0.1470.08
0.1490.01
Azerbaijan 2005-2006
Central Asia 2005-2006
Trends - by country
increasing sample (47 MFIs in 2006)
outreach
MFIsCalendar_Year
category2003200420052006
Kazakhstan812141420.5%
Kyrgyzstan99121210.1%
Tajikistan810141420.5%
Uzbekistan88880.0%
Grand Total3339484813.3%
outreachCalendar_Year
category2003200420052006Annual Growth Rates
Kazakhstan8,55514,44921,78329,636KAZ51.3%
Kyrgyzstan52,69959,37280,534112,690KGZ28.8%
Tajikistan18,85222,52328,22342,572TAJ31.2%
Uzbekistan12,12922,35930,16128,572UZB33.1%
Grand Total92,235118,703160,701213,470Total32.3%
glpCalendar_Year
category2003200420052006
Kazakhstan5,966,07710,786,34218,162,91437,047,25583.8%
Kyrgyzstan40,312,67653,588,71573,842,04995,788,28633.4%
Tajikistan2,643,9414,886,74211,807,94223,971,804108.5%
Uzbekistan1,398,9582,975,3794,439,2383,799,41639.5%
Grand Total50,321,65272,237,178108,252,143160,606,76147.2%
alb/borrowerCalendar_Year
category2003200420052006
Kazakhstan6977478341,25021.5%
Kyrgyzstan7659039178503.6%
Tajikistan14021741856358.9%
Uzbekistan1151331471334.9%
Grand Total
debt/equity ratioCalendar_Year
category2003200420052006
Kazakhstan0.530.721.322.8575.6%
Kyrgyzstan1.131.882.412.0121.2%
Tajikistan0.170.251.141.47106.9%
Uzbekistan0.090.100.410.04-21.9%
Grand Total
OSSCalendar_Year
category2003200420052006
Kazakhstan125%126%141%144%4.9%
Kyrgyzstan164%162%139%151%-2.7%
Tajikistan133%116%120%134%0.0%
Uzbekistan105%124%145%172%18.0%
Grand Total
ProductivityCalendar_Year
category2003200420052006
Kazakhstan536569646.5%
Kyrgyzstan788177832.1%
Tajikistan108655455-20.4%
Uzbekistan92818877-5.7%
Grand Total
PAR > 30Calendar_Year
category2003200420052006
Kazakhstan1.5%1.1%0.4%0.7%-23.4%
Kyrgyzstan1.6%2.0%3.0%2.4%13.0%
Tajikistan1.2%1.1%0.2%0.6%-20.9%
Uzbekistan0.5%2.3%1.7%3.3%88.2%
Grand Total
Trends - by category
same MFIsincreasing sample (47 MFIs in 2006)
outreach
MFIsCalendar_YearMFIsCalendar_Year
category2003200420052006category2003200420052006
large245426.0%large246525.7%
medium111211110.0%medium111315158.1%
small141315152.3%small1416212110.7%
tiny6423-20.6%tiny66673.9%
Grand Total33333333Grand Total333948489.8%CAGR
outreachCalendar_YearoutreachCalendar_Year
category2003200420052006category2003200420052006
large49,58476,83498,957119,60334.1%large49,58476,834111,178141,40441.8%
medium37,61335,27633,49847,1597.8%medium37,61336,56543,79464,93820.0%
small4,7483,8144,1484,640-0.8%small4,7484,9145,4276,70312.2%
tiny29028792168-16.6%tiny29039030242513.6%
Grand Total92,235116,211136,695171,57023.0%Grand Total92,235118,703160,701213,47032.3%CAGR
glpCalendar_YearglpCalendar_Year
category2003200420052006category2003200420052006
large35,127,24052,233,31373,963,167107,089,07545.0%large35,127,24052,233,31377,688,564114,086,85248.1%
medium8,508,47412,831,16916,048,39421,538,70736.3%medium8,508,47413,472,86122,131,91434,042,56158.8%
small5,906,8664,916,0706,669,3008,738,26313.9%small5,906,8665,952,8488,088,24211,887,46826.3%
tiny779,072342,703143,106282,709-28.7%tiny779,072578,156343,423589,880-8.9%
Grand Total50,321,65270,323,25596,823,967137,648,75439.9%Grand Total50,321,65272,237,178108,252,143160,606,76147.2%
alb/borrowerCalendar_Yearalb/borrowerCalendar_Year
category2003200420052006category2003200420052006
large7086807478958.1%large7086806998074.4%
medium22636447945726.4%medium22636850552432.3%
small1,2441,2891,6081,88314.8%small1,2441,2111,4901,77312.5%
tiny2,6861,1941,5561,683-14.4%tiny2,6861,4821,1371,388-19.8%
Grand TotalGrand Total
debt/equity ratioCalendar_Yeardebt/equity ratioCalendar_Year
category2003200420052006category2003200420052006
large1.492.242.122.8323.8%large1.492.242.272.4818.4%
medium0.120.131.571.28121.4%medium0.120.121.191.21117.2%
small0.500.981.060.7815.9%small0.500.641.010.8920.7%
tiny0.750.380.620.854.4%tiny0.750.310.500.989.3%
Grand TotalGrand Total
OSSCalendar_YearOSSCalendar_Year
category2003200420052006category2003200420052006
large162%148%149%158%-0.7%large162%148%144%155%-1.4%
medium158%157%120%143%-3.2%medium158%155%124%137%-4.6%
small99%126%131%135%10.7%small99%107%126%125%8.2%
tiny215%195%133%132%-15.0%tiny215%174%143%140%-13.4%
Grand TotalGrand Total
ProductivityCalendar_YearProductivityCalendar_Year
category2003200420052006category2003200420052006
large931099091-0.5%large931098689-1.4%
medium92597170-8.5%medium92596361-13.0%
small273331314.3%small27212524-4.4%
tiny1221132425.7%tiny1219121813.6%
Grand TotalGrand Total
PAR > 30Calendar_YearPAR > 30Calendar_Year
category2003200420052006category2003200420052006
large1.5%2.0%1.8%1.3%-5.8%large1.5%2.0%1.7%1.2%-7.2%
medium1.9%1.3%5.7%4.4%31.3%medium1.9%1.3%4.2%3.0%15.5%
small1.6%2.5%1.0%2.3%14.2%small1.6%2.1%0.9%3.2%26.1%
tiny0.0%0.4%6.0%4.9%553.6%tiny0.0%1.4%2.5%2.7%437.2%
Grand TotalGrand Total
outreach - same categoriesCalendar_YearoutreachCalendar_Year
category2003200420052006category2003200420052006Annual Growth Rates
large62,15072,55788,762119,60324.4%large54%65%69%66%large41.8%
medium26,46139,55343,69347,69021.7%medium41%31%27%30%medium20.0%
small3,4953,8824,0474,1095.5%small5%4%3%3%small12.2%
tiny1292191931689.2%tiny0%0%0%0%tiny13.6%
Grand Total92,235116,211136,695171,570Grand Total100%100%100%100%Total32.3%
Overall Trends
same MFIs
Central Asia
category2003200420052006200420052006
MFIs333333332006 growth4yr ratesMFIs999
Outreach92,235116,211136,695171,57026%23.0%Outreach
GLP50,321,65270,323,25596,823,967137,648,75442%39.9%GLP1,417,1042,229,2482.974696
ALB54660570880213%13.7%Debt/Equity0.30.41.6
Debt/Equity0.901.311.892.2218%35.3%OSS129.80%120.50%138.20%
OSS149%148%141%153%8%0.8%Productivity
Productivity818180801%-0.2%PAR>301%0.50%0.50%
PAR > 301.6%1.9%2.4%1.8%-24%5.2%
2003 - 20062005 - 2006
ECA allCentral AsiaECA allCentral AsiaAnnual Growth Rates
Outreach36%23%34%26%Africa20.9%2005 - 2006
GLP57%40%64%42%Asia22.2%AzerbaijanCentral Asia
ALB16%14%22%13%ECA35.5%Outreach-2.1%26%
Debt/Equity17%35%10%18%LAC22.2%GLP33.4%42%
OSS0%1%-1%8%MENA45.4%ALB63%13%
Productivity6%-0%4%1%Total23.3%Debt/Equity250%18%
33 MFIs101 MFIsOSS14.7%8%
Productivity15%1%
category20032004200520064 year %05-06 growth
AfricaMFIs56555656
AsiaMFIs83838384
ECAMFIs104104104104
LACMFIs78797980
MENAMFIs22222222
WorldMFIs343343344346
AfricaOutreach1,476,9251,779,4642,119,0392,607,61420.9%23.1%
AsiaOutreach12,084,86414,291,12017,278,11622,054,32822.2%27.6%
ECAOutreach597,722828,2671,108,4541,488,28735.5%34.3%
LACOutreach3,038,9343,696,3714,469,6795,548,90122.2%24.1%
MENAOutreach443,516647,907899,6611,364,69645.4%51.7%
WorldOutreach17,641,96121,243,12925,874,94933,063,82623.3%27.8%
AfricaGLP377,130,011542,919,128698,812,763954,175,40636.3%36.5%
AsiaGLP2,456,865,2172,993,079,8653,600,597,2704,755,004,14224.6%32.1%
ECAGLP905,795,2171,524,885,6992,136,786,9193,505,764,57857.0%64.1%
LACGLP2,309,732,4503,201,882,3274,379,699,7125,912,945,01236.8%35.0%
MENAGLP142,578,662207,128,621291,047,163570,646,10958.8%96.1%
WorldGLP6,192,101,5578,469,895,64011,106,943,82715,698,535,24736.4%41.3%
AfricaALB25530533036612.7%11.0%
AsiaALB2032092082162.0%3.5%
ECAALB1,5151,8411,9282,35615.8%22.2%
LACALB7608669801,06611.9%8.7%
MENAALB3213203244189.2%29.3%
WorldALB35139942947510.6%10.6%
AfricaDebt/Equity2.603.163.443.8914.3%13.0%
AsiaDebt/Equity8.278.308.4410.127.0%19.9%
ECADebt/Equity3.594.235.165.7016.6%10.4%
LACDebt/Equity3.035.435.635.2219.9%-7.3%
MENADebt/Equity0.340.450.761.3759.9%80.2%
WorldDebt/Equity4.485.265.635.949.8%5.6%
AfricaicaOSS115%121%120%123%2.2%2.1%
AsiaOSS126%134%135%141%3.8%4.3%
ECAOSS121%121%122%121%0.0%-1.0%
LACOSS125%125%124%130%1.4%5.1%
MENAOSS121%136%135%120%-0.2%-11.3%
WorldOSS124%128%127%132%1.9%3.2%
AfricaProductivity1641621661701.2%2.7%
AsiaProductivity1691561692107.4%24.0%
ECAProductivity657074775.9%4.5%
LACProductivity214155151152-10.8%0.5%
MENAProductivity13416617419613.5%12.3%
WorldProductivity1651491571803.1%14.8%
AfricaPAR > 308.2%7.3%8.4%5.6%-11.7%-33.0%
AsiaPAR > 306.0%5.2%4.3%4.3%-10.3%0.9%
ECAPAR > 301.3%0.9%1.3%1.5%4.8%9.3%
LACPAR > 302.3%3.6%7.7%4.7%27.1%-39.0%
MENAPAR > 302.5%2.4%1.8%1.4%-17.1%-21.9%
WorldPAR > 304.0%3.9%5.2%3.8%-1.6%-27.7%
OutreachAFR20%19%23%
OutreachAsia18%21%28%
OutreachECA39%34%34%
OutreachLAC22%21%24%
OutreachMENA46%39%52%
OutreachWorld20%22%28%
2003200420052006
Balkans181,932273,056360,187510,09741%
Caucasus123,693162,795229,987312,65036%
CEE54,22189,352129,261174,54648%
Central Asia92,235116,211136,695171,57023%
Russia145,641186,853252,324319,42430%
Total597,722828,2671,108,4541,488,28736%
Balkans50%32%42%
Caucasus32%41%36%
CEE65%45%35%
Central Asia26%18%26%
Russia28%35%27%
Total39%34%34%
Financial Revenue Ratiototal expFinancial Expense RatioOperating Expense RatioLoan Loss Provision Expense Ratio
200338.2%21.0%1.1%19.4%0.3%
200438.9%26.3%0.1%22.4%0.3%
200534.1%22.8%0.8%19.0%0.3%
200633.7%24.4%2.5%19.6%0.5%
finrevKazakhstanKyrgyzstanTajikistanUzbekistan
200432%31%36%58%
200538%27%34%58%
200632%26%38%60%
finrevKazakhstanKyrgyzstanTajikistanUzbekistan
200411%26%25%35%
200513%17%23%34%
200613%23%20%19%
Overall Trends
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Azerbaijan 2005-2006
Central Asia 2005-2006
Graphs
Financing structure
countECACAECACA
large3550.29166666670.1020408163
medium47140.39166666670.2857142857
small31230.25833333330.4693877551
tiny770.05833333330.1428571429
total12049
has this increased financing turned into higher loan balances?
Graphs
0.8977929863.5909337296
1.30918407484.2271966331
1.88763890315.1601035597
2.22121847615.6956434408
Central Asia
ECA
Debt/Equity Ratios
1.49225044330.11812712440.50403089620.7513543797
2.2401446330.11907550330.64487386580.3074264964
2.27023735551.18872610881.01339232420.5018399115
2.47719143011.2105475380.88710130110.9800833865
large
medium
small
tiny
Debt/Equity Ratios by Size
0.52677694481.12841023280.16552132070.0914173652
0.71634713851.88146717190.24778181050.0980453687
1.31764396632.41176146611.1355337760.4093147902
2.85414933922.00903066011.46673024050.0436309013
Kazakhstan
Kyrgyzstan
Tajikistan
Uzbekistan
Debt/Equity Ratios by Country
697.3789596727764.9609290499140.247241672115.3399290956
746.511315662902.5923836152216.9667646406133.072990742
833.8114125694916.9052698239418.3801155086147.1847087298
1250.0760898907850.0158487887563.0885088791132.976900462
Kazakhstan
Kyrgyzstan
Tajikistan
Uzbekistan
Average Loan Balances by Country
708.4390125847226.21099088081244.07455770852686.4551724138
679.8203009085368.46332394371211.40577940581482.4512820513
698.7764125996505.36406813721490.37073889811137.1622516556
806.8148850103524.23174412521773.45487095331387.9529411765
large
medium
small
tiny
Average Loan Balances by Size
00
00
00
00
ECA
CA
9223559772250321652905795216.96
11621182826770323255.441524885698.7
1366951108454968239672136786918.96
17157014882871376487543505764578.32
&A
Page &P
Outreach
#REF!
GLP
#REF!
545.5808749391515.4122099571350.9871469053
605.13424236951841.0557208002398.712244308
708.32120414061927.7181723012429.2547137584
802.28917642942355.5702484266474.7948784669
Central Asia
ECA
World
USD
Average Loan Balances in ECA
8555526991885212129
14449593722252322359
21783805342822330161
296361126904257228572
Kazakhstan
Kyrgyzstan
Tajikistan
Uzbekistan
Outreach (Borrowers) by Country
0.53758334690.40779530550.0514772050.0031441427
0.64727934420.30803770760.04139743730.0032855109
0.69183141360.27251852820.03377079170.0018792665
0.66240689560.30420199560.03140019670.0019909121
large
medium
small
tiny
0.20484384790.1825635770.3857060640.21633803170.4608424499
0.19082993530.20901063040.33828101320.2092073550.3885650255
0.23056442090.27643129610.3426691590.24145402840.5169002547
AFR
Asia
ECA
LAC
MENA
Growth Rates by Region
0.3819450.1944680.00256550.0112505
0.3887370.22381550.0034430.0011275
0.3408750.1896490.0030540.007655
0.3373410.196040.0045050.024946
Financial Revenue Ratio
Operating Expense Ratio
Loan Loss Provision Expense Ratio
Financial Expense Ratio
Financial Margins - Central Asia
0.3189080.3125420.3550890.5751525
0.3829960.2731570.3439260.575436
0.31796050.2615740.3793690.601843
Kazakhstan
Kyrgyzstan
Tajikistan
Uzbekistan
Financial Revenues by Country
0.10713750.26222850.251260.3540805
0.13235650.1669790.2321080.338618
0.1308950.23230450.2028680.191867
Kazakhstan
Kyrgyzstan
Tajikistan
Uzbekistan
Operating Expenses by Country
1.14956440551.2589443311.21045051131.24578634191.20893602391.4936262418
1.20740944781.33730815931.21394708761.24916922341.35669510091.4776764946
1.2037211091.35110419721.22361620871.23674424791.35261078831.4145885929
1.22877436361.40891536221.21188648791.3002121851.20003830851.5290914798
AFR
Asia
ECA
LAC
MENA
Central Asia
92.680373831891.963325183427.287356321812.0833333333
108.984397163159.358766233821.090128755418.5714285714
86.318322981462.742120343824.780821917812.08
88.821608040260.520037278723.854092526717.7083333333
large
medium
small
tiny
Productivity (Total Staff) by Size
hat Dairsi v Miqyas
Finca AZE v AMMB mikromaliyy sektorunda n ox sayda fal mtrilr v mumi Kredit Portfelin malikdirlr
Finca AZE v AMMB maliyy bazarn 75% hat edirlr
Yeni inkiaf: CredAgro MMT-n srtli/geni artmFal mtriln say v mumi Kredit Potfelin hcmi %
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Azrbaycan Mikromaliyysi inkiaf edirOrta kredit mblind son illrd artm mahid olunur v bu rqm bymkddir
Orta Kredit Mbli AB dollar
4-c Azrbaycan Mikromaliyy Konfrans, 16-17 Sentyabr 2008
Chart1
335523.5584518
399617.5649.5434
561755.51034529
7789571150703
Azrbaycan
Ermnistan
Grcstan
Mrkzi Asiya
AB dollar
lklr zr hr bir mtriy dn Orta Kredit Mbli 2004-2007
AZE
namecountryIDcountryNameClosing_dateCurrencyDiamonds_level_overallDiamonds_yearlyMFI_AgeCalendar_YearFinancial_YearDefault_ManagerSpecific_managermfi_general_establishedmfi_general_legalstatus_optionsmfi_general_legalstatus_othermfi_general_legalstatus_sincemfi_general_product_optionsmf_services_percentagemfi_other_services_providedmfi_general_funding_sourcesmfi_general_largest_funding_source_namemfi_impact_total_clientsoutreach_total_staffmfi_impact_active_clientsoutreach_loans_female_borrowersmfi_impact_number_deposit_accountsmfi_impact_loans_under_300_usdoutreach_depth_below_povertylineoutreach_depth_half_populationoutreach_depth_households_1USDoutreach_starting_first_enterprisemfi_oi_governance_directors_compositionmfi_oi_governance_seniormanagement_compositionmfi_oi_governance_branchmanagement_compositionmfi_oi_governance_loanofficer_compositionmfi_oi_personnel_compositionfindata_currencyidmfi_findata_currency_unitmfi_findata_total_assetmfi_findata_total_loan_portfoliomfi_findata_provision_non_performingmfi_findata_total_liabilitiesmfi_findata_total_equitymfi_findata_total_savingsmfi_findata_total_portfolio_risk_30findata_writeoffs_12mfi_findata_total_interest_incomefindata_other_operating_incomefindata_operating_expensefindata_financial_expensefindata_loan_loss_provision_expensefindata_tax_expensefindata_mfi_donationsfindata_non_operating_incomefindata_non_operating_expensemfi_findata_rated_optionsmfi_finance_audited_accountsmfi_finance_auditor_namemfi_finance_auditor_name_othermfi_finance_compliance_cgap_disclosuremfi_finance_compliance_cgap_disclosure_sourcemfi_finance_compliance_cgap_disclosure_otherLOCAL_findata_currencyidLOCAL_mfi_findata_currency_unitLOCAL_mfi_findata_total_assetLOCAL_mfi_findata_total_loan_portfolioLOCAL_mfi_findata_provision_non_performingLOCAL_mfi_findata_total_liabilitiesLOCAL_mfi_findata_total_equityLOCAL_mfi_findata_total_savingsLOCAL_mfi_findata_total_portfolio_risk_30LOCAL_findata_writeoffs_12LOCAL_mfi_findata_total_interest_incomeLOCAL_findata_other_operating_incomeLOCAL_findata_operating_expenseLOCAL_findata_financial_expenseLOCAL_findata_loan_loss_provision_expenseLOCAL_findata_tax_expenseLOCAL_findata_mfi_donationsLOCAL_findata_non_operating_incomeLOCAL_findata_non_operating_expenseLOCAL_mfi_findata_rated_optionsLOCAL_mfi_finance_audited_accountsLOCAL_mfi_finance_auditor_nameLOCAL_mfi_finance_auditor_name_otherLOCAL_mfi_finance_compliance_cgap_disclosureLOCAL_mfi_finance_compliance_cgap_disclosure_sourceLOCAL_mfi_finance_compliance_cgap_disclosure_othermfi_request_investmentrequest_investment_othermfi_general_supervisedlist_region_worldnet_loan_portfoliototal_liabilities_equitybs_controltotal_operating_incometotal_operating_expensenet_operating_incomenet_non_operating_incomenet_income_before_donationsnet_income_before_taxes_and_donationsnet_income_after_taxes_before_donationsnet_income_after_taxes_and_donationsnet_income_before_taxnet_income_after_taxroaroeoperational_self_sufficiencyprofit_marginnet_interest_margin_ratiostaff_productivitysavers_per_staff_memberadministrative_efficiencypar_30_daysloan_loss_reserve_ratiowrite_off_ratioaverage_assetsaverage_gross_loan_portfolioaverage_equityaverage_staffaverage_balance_borroweraverage_balance_borrower_per_capitagdp_per_capitaaverage_balance_saveraverage_balance_saver_div_capita_gdppercentage_female_borrowersaverage_number_active_borrowerscost_per_borrowercapital_asset_ratiodebt_equity_ratiodeposits_to_loansdeposits_to_total_assetsgross_loan_pf_to_total_assetsfinancial_revenue_ratiototal_expense_ratiofinancial_expense_ratiooperating_expense_ratioloanlossprovision_expense_ratiorisk_coverage_ratioUSD_net_loan_portfolioUSD_total_liabilities_equityUSD_bs_controlUSD_total_operating_incomeUSD_total_operating_expenseUSD_net_operating_incomeUSD_net_non_operating_incomeUSD_net_income_before_donationsUSD_net_income_before_taxes_and_donationsUSD_net_income_after_taxes_before_donationsUSD_net_income_after_taxes_and_donationsUSD_net_income_before_taxUSD_net_income_after_taxUSD_roaUSD_roeUSD_operational_self_sufficiencyUSD_profit_marginUSD_net_interest_margin_ratioUSD_staff_productivityUSD_savers_per_staff_memberUSD_administrative_efficiencyUSD_par_30_daysUSD_loan_loss_reserve_ratioUSD_write_off_ratioUSD_average_assetsUSD_average_gross_loan_portfolioUSD_average_equityUSD_average_staffUSD_average_balance_borrowerFinancial expense ratioGLPfin. Exp. Ratio
CredAgro Non-Banking Credit InstitutionAZAzerbaijan12AZM554200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2000non-bank-financeNULLNULLNULL31-40NULLNULLACDI/VOCA, USAID1070531070460NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1413000038280004850075454122455034557784743000036500001100002300000noyespricewaterhouseTID ConsultingNULLNULLNULLUSD1413000038280004850075454122455034557784743000036500001100002300000noyespricewaterhouseTID ConsultingNULLNULLNULLNULLNULLyesNULL37795004130000074300036500036700003670003670003670003900003900003900000.0921190.092521.9760640.4939430.1864972000.102080.0090270.012670.0002193983986357561939667215235783.76586950NULLNULL0.0431008362.30.9981730.00183000.9268770.1864970.09437800.0916170.0027611.40347837795004130000074300036500036700003670003670003670003900003900003900000.0921190.092521.9760640.4939430.1864972000.102080.0090270.012670.0002193983986357561939667215235780105931990
Umid-Credit (Umid HSSC)AZAzerbaijan12AZN231200412/31/2004 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)2003non-bank-financeNon bank credit organizationNULLNULL91-100NULLNULLNULL277NULL277NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL46000NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL46000NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL1660.17481950NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL166441570.250.001
Norwegian Microcredit LLCAZAzerbaijan12AZM556200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL1998non-bank-financeNULL2002NULL91-100NULLNULLEBRD, Planet Finance, Oikocredit, SFDI (World Bank), Kolibri Kapital, Blue Orchard, Microcredit Enterprises, Deutsche Bank, Cyrano, Developing World Markets, Microvest and Kiva.414725414717800NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD113370331249168033936699766701578610814403941028577050009679010561500noyesotherF.N Audit Service Ltd.NULLNULLNULLUSD113370331249168033936699766701578610814403941028577050009679010561500noyesotherF.N Audit Service Ltd.NULLNULLNULLNULLNULLnoNULL12491681337033040394128577010349201034921034921034922091072091072091070.0871360.1159721.3444580.2562060.33589416600.2605030.01263700.0098581187701109699289238924.53010.31708950NULLNULL0.429394972.40.746180.34016000.9342840.3401030.2529670.004210.2406080.008149012491681337033040394128577010349201034921034921034922091072091072091070.0871360.1159721.3444580.2562060.33589416600.2605030.01263700.0098581187701109699289238924.53010.00421169743760.0364
Azeri Star MicrofinanceAZAzerbaijan12USD531200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2003non-bank-financeNULLNULLNULL91-100NULLNULLUSAID / Save the Children grant375536375515140100NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1611618525443210180611618021531602248170222060499804319509133nonoNULLNULLfullyboardNULLAZM13002484138257944382410317912803002484138010569258786435312182873801090111190245356020212047833044834664nonoNULLNULLfullyboardNULLNULLNULLyesNULL247626469630024841380121828738109011119-11717983-44834664-56552647-56552647-56552647155495186155495186155495186-0.004625-0.0046250.912256-0.0961840.04808710400.0479180.0040970.0400010.00345725335244892274929772253352448930686936723.09029950NULLNULL0.403347631365.610000.8591030.0480870.05271200.0430270.0096849.76219250442561161802481722206-2387-9133-11520-11520-11520316753167531675-0.004626-0.0046260.912256-0.0961840.04809410400.0479270.0040970.0400010.0034585160074633345160073014005254430
AgrarcreditAZAzerbaijan12AZM332200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2002non-bank-financeClosed Joint Stock CompanyNULLNULL61-70NULLNULLWorld Bank, Fund to Aid Entrepreneurship55001583136157NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD13319984110593199162036312864315203355264040693922351NULL8459012011903192172308228830000noyesNULLDeloitte & Touche LLCNULLNULLNULLAZM10000001629808000005200290000079545000006315200000099828800000198361000004527900000NULL415260000098766000009433900000040396000000000noyesNULLDeloitte & Touche LLCNULLNULLNULLNULLTechnical assistanceyesNULL44048400000162980800000014029200000943390000055570000005557000005557000005557000005557000005557000005557000000.0036720.0061781.0412440.039610.02743720NULL0.190340.087070.152963NULL15134935000049563300000899536500001411658255717455.32358950NULLNULL0.0531782968969.30.6125190.6326030.3814420.1217080.3190740.0926940.08902300.0623320.0266911.75677589728363319984102857804192172311319801131981131981131981131981131981131980.0036720.0061791.0412440.039610.02744220NULL0.1903760.087070.152963NULL3082488010094358183207151413378038280000
AqroinvestAZAzerbaijan12AZM543200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2001cooperativeNULLNULLNULL41-50NULLNULLSFDI (WB Project)65552508807.63135.43NULL61.44NULLNULLNULLNULLNULLUSD1429826.83441570.2617833.37303128.9126697.93017844NULL77488.88050876.2396.2917833.372011.83000noyesotherMammad LLCpartiallyboardNULLUSD1429826.83441570.2617833.37303128.9126697.93017844NULL77488.88050876.2396.2917833.372011.83000noyesotherMammad LLCpartiallyboardNULLNULLNULLyesNULL423736.89429826.83077488.8850876.28383.0208383.028383.026371.196371.198383.026371.190.0161730.0504461.1213070.1081840.1956925000.127730.040410.040386NULL3939483983121262974.517661.85924950NULLNULL0.352203250.60.2947652.392532001.0273210.1966980.1754190.0010060.1291440.0452680.999404423736.89429826.83077488.8850876.28383.0208383.028383.026371.196371.198383.026371.190.0161730.0504461.1213070.1081840.1956925000.127730.040410.040386NULL3939483983121262974.517660.00100630434750.0331
Mikromaliyye Credit InstitutionAZAzerbaijan12AZM540200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2004non-bank-financeNULLNULLNULL91-100NULLNULLIFAD16221416165670100NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD142126730122504145946673000868809939845760010187400noyesotherRehber Audit AzerbaijanfullyauditorNULLAZM1000206803500014787400000203527500032760000000426500000487955000224650000050011000000noyesotherRehber Audit AzerbaijanfullyauditorNULLNULLNULLyesNULL14787400002068035000042650000487955000-4677700000-467770000-467770000-467770000323400003234000032340000NULLNULL0.083559-10.967644NULL1150NULL00NULLNULLNULLNULLNULL915062963.22303950NULLNULL0.351NULLNULL0.01584162.126832000.715046NULLNULLNULLNULLNULLNULL3012254212670868899398-952860-95286-95286-95286658865886588NULLNULL0.083559-10.967541NULL1150NULL00NULLNULLNULLNULLNULL1865801020
NBCO 'DAYAQ-Credit' LLCAZAzerbaijan12AZM440200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2004non-bank-financeNULLNULLNULLNULLNULLNULLNBCO Caucasus Credit LLC (Danish Refugee Council)209420974091NULLNULLNULL36NULLNULLNULLNULLNULLUSD133149285210321311019000230204744000000noyesotherRR&VAMfullyauditorNULLAZM10001627330001400140000157733000500000000011300000023289000000000noyesotherRR&VAMfullyauditorNULLNULLGrants for portfolioyesNULL14001400016273300001130000023289000-119890000-11989000-11989000-11989000-11989000-11989000-11989000NULLNULL0.485208-1.060973NULL520NULL00NULLNULLNULLNULLNULL669923705.18257950NULLNULL0.354NULLNULL0.03072531.5466000.860391NULLNULLNULLNULLNULLNULL2852133150123024744-24420-2442-2442-2442-2442-2442-2442NULLNULL0.485245-1.060817NULL520NULL00NULLNULLNULLNULLNULL13674872
Micro Finance Bank of AzerbaijanAZAzerbaijan12AZM442200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL2002bankNULL2002NULL91-100NULLNULLEBRD, BSTDB, IFC, KFW, LFSNULL862813453296NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1891306970705666659082734522617854616153760520501447928105931294132123037258706315000noyespricewaterhouseNULLnanaNULLAZM100000043755000000347100000003269000000134240000003033100000079300000029710000000710800000052000000635300000060400000012700000031000000000noyespricewaterhouseNULLnanaNULLNULLNULLNULLNULL3144100000043755000000071600000006353000000760000000760000007600000045000000450000007600000045000000NULLNULL1.0107280.010615NULL333NULL0.0855950.09418NULLNULLNULLNULLNULL1233914012988.5681195026790542820.05690.161NULLNULL0.6932010.4425830.0228460.0181240.793281NULLNULLNULLNULLNULL1.10030364046588913068-114585211294132154820154821548291679167154829167NULLNULL1.0107290.010615NULL333NULL0.0855950.09418NULLNULLNULLNULLNULL251470705660.0172195059
WV Azercredit LLCAZAzerbaijan12AZM548200412/31/2004 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)1996non-bank-financeNULL2004NULL91-100NULLNULLVisionFund International538780538717970NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD12230968192458815758103222011987480190484069512545407875299194469427610000noyesnaNULLnanaNULLAZM100010952010000944796400077356000506725400058847560000935090001997300025161240002002260002601419000219409000135540000000noyesnaNULLnanaNULLNULLNULLNULLNULL937060800010952010000027163500002601419000-1180320000-118032000-118032000-118032000-118032000-118032000-118032000NULLNULL0.958357-0.043452NULL670NULL0.0098970.008188NULLNULLNULLNULLNULL17538451846.15282950NULLNULL0.334NULLNULL0.5373220.861081000.862669NULLNULLNULLNULLNULL0.827257190883022309680553332529919-240420-24042-24042-24042-24042-24042-24042NULLNULL0.95836-0.04345NULL670NULL0.0098970.008188NULLNULLNULLNULLNULL357301225
Viator Microcredit Azerbaijan LLCAZAzerbaijan12AZM555200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL1999non-bank-financeNULLNULLNULL91-100NULLNULLNorwegian Agency for Developement Co-operation (NORAD)41544241542085021NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1195297614799441054472212341731742034838122345367550258973102934915003806586190noyesotherMoore Stephens AzerbaijanpartiallyNULLNULLUSD1195297614799441054472212341731742034838122345367550258973102934915003806586190noyesotherMoore Stephens AzerbaijanpartiallyNULLNULLNULLNULLyesNULL1374497195297604537252589731353096191359281359281359285165865165865165860.085210.0922581.4249440.2982180.2792189900.2174060.023540.0712510.001027158794111911951466640383560.37502950NULLNULL0.502329778.50.886720.127752000.7577890.2857320.2005210.0064820.1630870.0309523.0267811374497195297604537252589731353096191359281359281359285165865165865165860.085210.0922581.4249440.2982180.2792189900.2174060.023540.0712510.001027158794111911951466640383560.00648228521
AzerdemiryolbankAZAzerbaijan12AZN5415200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL1989bankOpen Joint Stock CompanyNULLNULL31-40NULLNULLEBRD, FMO, Black Sea Trade and Development Bank, DEG130122746956NULL218243NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD12899538916974377738238232952325700157112078101906710307212014999022474237102139243797327359000yesyespricewaterhouseNULLnoneauditorNULLAZN12846760016665400724800228712005596400110038001872000301620014726002429200100280043000321400000yesyespricewaterhouseNULLnoneauditorNULLNULLNULLyesNULL1594060028467600044888002429200101380001013800101380069240069240010138006924000.025140.1289821.2917410.2258510.0731022580.1572120.0112330.043491027542300154517005368200NULL23962.5219395050435.30841NULL6509373.20.1965884.086770.6602780.3865380.5854160.1629780.126170.0364090.0881990.0015613.8717951623613928995389045720222474237103259601032596103259670523770523710325967052370.0251440.1290071.2917410.2258510.0731172580.1572420.0112330.043491028047379157352035466654NULL24400.0364174561610.0364
Finance for Development LLCAZAzerbaijan12AZM547200412/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL1997non-bank-financeNULL2002NULL91-100NULLNULLOXFAM NOVIB2528152528941035.14NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD157719558010223555101488475707011509022030417551455300344704038100noyesother"M&J Accuracy Consulting"fullyboardNULLUSD157719558010223555101488475707011509022030417551455300344704038100noyesother"M&J Accuracy Consulting"fullyboardNULLNULLNULLyesNULL55654757719502220591455307308207308273082730821134631134631134630.144190.1755621.4905590.3291110.43465816900.2957450.019840.0406050506844492080416275152290.24155950NULLNULL0.3722140680.824170.213341001.0050360.4381210.29393100.287130.0068012.04665955654757719502220591455307308207308273082730821134631134631134630.144190.1755621.4905590.3291110.43465816900.2957450.019840.040605050684449208041627515229012491680.0042
FINCA AzerbaijanAZAzerbaijan12USD44620048/31/2004 12:00:00 AMSapundzhieva, RalitsaNULL1998non-bank-financeNULL1999NULL91-100NULLNULLEBRD, Symbiotics150181211501867580NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1397995230434756647465033733296150766880911617693107125998194435413331768420022581256020noyesdeloitteNULLNULLNULLNULLUSD1397995230434756647465033733296150766880911617693107125998194435413331768420022581256020noyesdeloitteNULLNULLNULLNULLNULLNULLNULLNULL29770013979952011648761259981-230873125602-105271-105271-122955187930318969871879303-0.087044-0.1040.834588-0.1981950.37377812400.6185820.0025190.0218410.0003972855530203688823899641032030.21332950NULLNULL0.4511117113.30.8365970.195319000.7647010.4079370.4887880.0330710.4412430.0144758.66901429770013979952011648761259981-230873125602-105271-105271-122955187930318969871879303-0.087044-0.1040.834588-0.1981950.37377812400.6185820.0025190.0218410.0003972855530203688823899641032030.033071460000.0331
MADAD Credit LLCAZAzerbaijan12AZN231200412/31/2004 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)2003non-bank-financeNULLNULLNULL91-100NULLNULLNULL117NULL117NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL74872NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL74872NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL69892NULLNULL6400.67361950NULLNULLNULL145NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL69892NULLNULL64014799440.0065
Nakhchivan Credit (IOM)AZAzerbaijan12AZN236200412/31/2004 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)1998non-bank-financeNon-bank Credit organizationNULLNULL91-100NULLNULLNULL1363NULL1,363.00NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL456161NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL456161NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL489278NULLNULL3350.35229950NULLNULLNULL1486NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL489278NULLNULL3350.0439741924588
Komak2004900.003221543670.0422
536963350.00260848771577.250.0065
2528
CredAgro Non-Banking Credit InstitutionAZAzerbaijan12AZM555200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL2000non-bank-financeNULLNULLNULL31-40NULLNULLACDI/VOCA, USAID12865312861100NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD15484498524302165367904429458006902059369759703600501798293606207129475347835840noyesotherTID AuditNULLNULLNULLAZM10002526428900024151928000301114000416624500021098044000094863000321300004469955000023115290001352492000954090004361000246345000165110000noyesotherTID AuditNULLNULLNULLNULLNULLyesNULL2385081400025264289000044699550002311529000710525000165110007270360007270360007226750009690200009733810009690200000.0558930.0669281.1889980.1589560.2467482400.1913850.0039280.0124670.00266126342095001207787800010551083228531878065914787.920791270NULLNULL0.08611781962248.70.8350940.197471000.9559710.3537980.297560.107050.1829580.0075523.17419951776545484498097036050179815424435841578281578281568812103592113062103590.0318890.035231.1889980.1589550.1407782400.1106380.0039280.0124670.001538480724945355114351262534077124738780.0004
Umid-Credit (Umid HSSC)AZAzerbaijan12AZN232200512/31/2005 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)2003non-bank-financeNon bank credit organizationNULLNULL91-100NULLNULLNULL527NULL527NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL107165NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL107165NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL76583NULLNULL2030.160121270NULLNULLNULL402NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL76583NULLNULL203437318.96880.0012
Norwegian Microcredit LLCAZAzerbaijan12AZM557200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL1998non-bank-financeNULL2002NULL91-100NULLNULLEBRD, Planet Finance, Oikocredit, SFDI (World Bank), Kolibri Kapital, Blue Orchard, Microcredit Enterprises, Deutsche Bank, Cyrano, Developing World Markets, Microvest and Kiva.4613314613270302548NULLNULL16NULLNULLNULLNULLNULLUSD11750467159023629196540523120994402582505749849152962318798829196424085343000noyesotherCentral Asia Business ConsultantsfullyauditorNULLUSD11750467159023629196540523120994402582505749849152962318798829196424085343000noyesotherCentral Asia Business ConsultantsfullyauditorNULLNULLNULLnoNULL15610401750467057589929623116248401624841624841200761735062159141735060.0777820.1087841.3930290.282140.31546314900.2086570.016240.018360154375014197021103806283450.271441270NULLNULL0.586438067.60.6912120.446734000.9084640.3730520.2677990.0569960.1918910.0189121.13053215610401750467057589929623116248401624841624841200761735062159141735060.0777820.1087841.3930290.282140.31546314900.2086570.016240.01836015437501419702110380628345308747720.0458
Komak Credit UnionAZAzerbaijan12AZN556200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL1999cooperativeNULLNULLNULL91-100NULLNULLSFDI, Caucasus Credit, ECA, KIVA1002910023090NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD146802346172103425611254620081584504254194344844270621000NULLyesotherIndependent Auditor, Chamber of Auditors of AzerbaijanpartiallyotherRegulaions of National Bank for Credit UnionUSD146802346172103425611254620081584504254194344844270621000NULLyesotherIndependent Auditor, Chamber of Auditors of AzerbaijanpartiallyotherRegulaions of National Bank for Credit UnionNULLNULLNULLNULL4617214680230504614344825860258625861965196525861965NULLNULL1.0540160.051247NULL1110NULL00NULLNULLNULLNULLNULL4610.362831270NULLNULL0.308NULLNULL0.2680682.730396000.986535NULLNULLNULLNULLNULLNULL4617214680230504614344825860258625861965196525861965NULLNULL1.0540160.051247NULL1110NULL00NULLNULLNULLNULLNULL4616214400
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AgrarcreditAZAzerbaijan12AZM343200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL2002non-bank-financeClosed Joint Stock CompanyNULLNULL61-70NULLNULLWorld Bank, Fund to Aid Entrepreneurship57141833274164NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1318525561247387819163839684509221680473259101726781NULL122192813361361761493131345630750000noyesotherRR & VAMNULLNULLNULLAZM10000001467285000005746080000088278000004461160000010211690000015013000007954400000NULL5628800000615490000081143000006050000025938000000000noyesotherRR & VAMNULLNULLNULLNULLTechnical assistanceyesNULL486330000001467285000000117837000008114300000101510000001015100000101510000010151000001015100000101510000010151000000.0065550.0100531.0942650.0861440.03595818NULL0.1482560.1384320.153632NULL15485465000054731850000100972850000170.51755064113819.402691270NULLNULL0.0532052531762.90.6959580.4368680.0261270.0102320.3916130.0760950.069540.0003910.0523990.016751.109801105574953185255602558064176149322036202203622203622203622203622203622203620.0067750.0103691.0942640.0861440.03716418NULL0.1527280.1384320.153632NULL325261991153353921251787170.53810104318900.0381
AqroinvestAZAzerbaijan12AZM554200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL2001cooperativeNULLNULLNULL41-50NULLNULLSFDI (WB Project)5227251530097.27NULL65.67NULLNULLNULLNULLNULLUSD1452659.91437318.964400.83286468.98166190.93028692067839.75051354.67544.314400.832769.65000noyesotherMammad LLCpartiallyboardNULLUSD1452659.91437318.964400.83286468.98166190.93028692067839.75051354.67544.314400.832769.65000noyesotherMammad LLCpartiallyboardNULLNULLNULLyesNULL432918.13452659.91067839.7551354.6711539.94011539.9411539.948770.298770.2911539.948770.290.0198760.0598881.2049730.1701060.1525133600.1168630.0656090.0100630441243439445146444617421.371891270NULLNULL0.2112512050.3671431.723734000.9661090.1537470.1275940.0012340.1163860.0099740.153382432918.13452659.91067839.7551354.6711539.94011539.9411539.948770.298770.2911539.948770.290.0198760.0598881.2049730.1701060.1525133600.1168630.0656090.0100630441243439445146444617428408250.0092
Mikromaliyye Credit InstitutionAZAzerbaijan12AZM551200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL2004non-bank-financeNULLNULLNULL91-100NULLNULLIFAD73172141251676065NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD118876841332330412618111627652201019722902633301354454126027551500noyesotherRehber Audit AzerbaijanfullyauditorNULLAZM10008695600000613736500019005000834310000035250000005000090853500001213025000623925000190050000126915500000noyesotherRehber Audit AzerbaijanfullyauditorNULLNULLNULLyesNULL6118360000869560000009085350001213025000-9474200000-947420000-947420000-947420000321735000321735000321735000-0.176041-4.9183410.489524-1.04280.05288419600.3185421E-060.00309705381817500380805250019263000017.514878461171.532331270NULLNULL0.4062871422583.20.04053823.668369000.7058010.1688160.3448570.1159320.2253930.0035313801132820418876840197229263330-2056720-205672-205672-205672698436984369843-0.178152-4.9443360.489522-1.0428080.05351719600.3224011E-060.003097011544768167784159817.5323461721
NBCO 'DAYAQ-Credit' LLCAZAzerbaijan12AZM441200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL2004non-bank-financeNULLNULLNULLNULLNULLNULLNBCO Caucasus Credit LLC (Danish Refugee Council)82810828304037NULLNULLNULL67NULLNULLNULLNULLNULLUSD1115108109438098773163350004874102432883005618000noyesotherRR&VAMfullyauditorNULLAZM100053024200050412400004549960007524600000022452500001120670003822000025880000000noyesotherRR&VAMfullyauditorNULLNULLGrants for portfolioyesNULL504124000530242000022452500011206700010863600001086360001086360008275600082756000108636000827560000.2388432.0625581.9374140.4838480.6369728300.34796000346487500322069000401230007608845479.405841270NULLNULL0.367519216136.90.1419096.04678000.9507430.6480030.3344680.0110310.3234370NULL109438115108048741243282358302358323583179651796523583179650.2423492.0704161.9373960.4838430.6463248300.352684000741296898086777132188910
Micro Finance Bank of AzerbaijanAZAzerbaijan12AZM443200512/31/05 0:00Sapundzhieva, RalitsaNULL2002bankNULL2002NULL91-100NULLNULLEBRD, BSTDB, IFC, KFW, LFSNULL21454558381158NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD12177970418044974768481150489836730720532510428309035758246490825349028273115883073375000noyespricewaterhouseNULLnanaNULLAZM1000000100328000000831240000003540000000693230000003100500000024530000001973000000016472000000299000000116770000003811000000271000000338000000000noyespricewaterhouseNULLnanaNULLNULLNULLNULLNULL7958400000010032800000001677100000011677000000101200000001012000000101200000067400000067400000010120000006740000000.0093560.0219771.0642170.0603420.1757462550.1981940.0237360.04258707204150000058917000000306680000001501523813011998.52768127021183071667.95860.15441342824625.10.3090362.2358650.029510.024450.8285220.2327960.2187490.05290.1620870.0037621.7942221727649321779703-13640732253490221968902196892196891463141463142196891463140.0095340.0226681.0642170.0603420.1790982550.2018590.0237360.0425870153463871255777064546331503308180449740.0539
WV Azercredit LLCAZAzerbaijan12AZM559200512/31/2005 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)1996non-bank-financeNULL2004NULL91-100NULLNULLVisionFund International583075583020740NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD125733672323324174421162871141049602110709171797303076080610127817230000yesyesotherBalance-AuditNULLNULLNULLAZM11185419046710702370700803478925356756058649743440909722768604224977129336413698350464440646653454079392790000yesyesotherBalance-AuditNULLNULLNULLNULLNULLNULLNULL106220228081185419046704561390827350464440658227260205822726025822726025822726025822726025822726025822726020.0510630.094051.1463320.1276520.3295987800.347850.0090850.00750701140310023410075167350619109520577.518357411445.465441270NULLNULL0.3565609624880.90.5481130.824442000.9028340.4000130.3489510.0409130.3073410.0006960.82638923058822573367099020976080612640201264021264021264021264021264021264020.052620.0968881.1463310.1276520.3396527800.3582020.0090850.007507024021682123956130462277.539913323300.1173
Viator Microcredit Azerbaijan LLCAZAzerbaijan12AZM556200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL1999non-bank-financeNULLNULLNULL91-100NULLNULLNorwegian Agency for Developement Co-operation (NORAD)64855464852990028NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD12555453222924821908106057244939601013228126828955042717312070-5541202641338999602noyesotherMoore Stephens AzerbaijannanaNULLUSD12555453222924821908106057244939601013228126828955042717312070-5541202641338999602noyesotherMoore Stephens AzerbaijannanaNULLNULLNULLyesNULL22073402555453082895542717344512483974535214535214535217176547176547176540.1974630.212922.1596870.536970.36238112000.2303320.0045450.0098280.015166225421518545962090569483440.270671270NULLNULL0.461532080.30.9584980.043299000.8723490.3677360.1702730.0053540.1895-0.0245822.16225822073402555453082895542717344512483974535214535214535217176547176547176540.1974630.212922.1596870.536970.36238112000.2303320.0045450.0098280.015166225421518545962090569483441094380.0112
AzerdemiryolbankAZAzerbaijan12AZN5416200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL1989bankOpen Joint Stock CompanyNULLNULL31-40NULLNULLEBRD, FMO, Black Sea Trade and Development Bank, DEG1647629585191732348065NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1538251093087477291240440508743133163671601320126539332565014640245304930695681895143128080619775000yesyespricewaterhouseNULLnoneauditorNULLAZN1495892002844500084060037320800122684001475300024450730004620000226000028280001746000118000571000000yesyespricewaterhouseNULLnoneauditorNULLNULLNULLyesNULL2760440049589200068800002828000218800002188000218800016170001617000218800016170000.0414310.1810261.4663260.3180230.07363929120.1253810.0085960.0295520.00013339028400225552008932400284.533392.62914127042393.338080.2037738365.50.2474013.0420270.518650.2975040.5736130.1762820.120220.0447370.072460.0030233.4379382996236853825110174676893069568237489802374898237489817551231755123237489817551230.0423840.1845891.4663250.3180230.07533229120.1283020.0085960.0295520.00013641410249239245759508262284.536246884600.0458
Finance for Development LLCAZAzerbaijan12AZM558200512/31/2005 12:00:00 AMSapundzhieva, RalitsaNULL1997non-bank-financeNULL2002NULL91-100NULLNULLOXFAM NOVIB28761628761128022NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD18517038408252897725862359308101240903383961931942086603447337311000yesyesotherTID ConsultingfullyboardNULLAZM10003923363000387325100013348200011913430002732020000057160000015588190008900008946190003041600020604000171874000000yesyesotherTID ConsultingfullyboardNULLNULLNULLyesNULL373976900039233630000155970900089461900061407000006140700006140700004421960004421960006140700004421960000.2253840.3236571.649370.3937080.77901418000.4618780.0147580.034463019619700981936915551136624785415.513467491060.432521270NULLNULL0.3922702331095.10.6963460.436067000.9872270.7949710.4819840.0155030.455980.0105022.335234811848851704133858919420813330501333051333059599495994133305959940.1343610.1796321.6493690.3937070.46440418000.2733540.0147580.034463071444971046453439415.529215902360.057
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MADAD Credit LLCAZAzerbaijan12AZN232200512/31/2005 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)2003non-bank-financeNULLNULLNULL91-100NULLNULLNULL351NULL351NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL188910NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL188910NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL131891NULLNULL5380.423781270NULLNULLNULL234NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL131891NULLNULL53822292480.0054
Nakhchivan Credit (IOM)AZAzerbaijan12AZN237200512/31/2005 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)1998non-bank-financeNon-bank Credit organizationNULLNULL91-100NULLNULLNULL1275NULL1275NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL688460NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL688460NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL572311NULLNULL5400.425171270NULLNULLNULL1319NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL572311NULLNULL54023233240.0422
79384399
327487998950.96880.0422
CredAgro Non-Banking Credit InstitutionAZAzerbaijan12AZM546200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL2000non-bank-financeNULLNULLNULL31-40NULLNULLACDI/VOCA, USAID28137028136190NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD110049851977006812696147546975295155041837733516963070692252398720651541340824111633630noyesotherTID AuditNULLNULLNULLAZN18753387850969711058341413254612062036440638914774780602949347284567491167853581229290noyesotherTID AuditNULLNULLNULLNULLNULLyesNULL839911487533870147747860294947049629294734254734253566403924525092373924522.8E-053.4E-051.4672340.3184458.9E-054005E-050.0042820.0129951E-0612636521194120802188491055132803161.530251.635211850NULLNULL0.222050294.20.5268890.897934000.972160.0001178E-052.7E-054.8E-054E-063.034669643107100498521169630769225254018133635435445435444094624505785846604505780.0522840.0822461.4672340.3184450.167064000.092220.0042820.0129950.00097777671757506545493761261.53473158289930.0611
Umid-Credit (Umid HSSC)AZAzerbaijan12AZN233200612/31/2006 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)2003non-bank-financeNon bank credit organizationNULLNULL91-100NULLNULLNULL474NULL474NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL103000NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL103000NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL105083NULLNULL2170.117461850NULLNULLNULL501NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL105083NULLNULL217790595.56250.0136
Norwegian Microcredit LLCAZAzerbaijan12AZM558200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL1998non-bank-financeNULL2002NULL91-100NULLNULLEBRD, Planet Finance, Oikocredit, SFDI (World Bank), Kolibri Kapital, Blue Orchard, Microcredit Enterprises, Deutsche Bank, Cyrano, Developing World Markets, Microvest and Kiva.45063245061970014.2290014.8NULLNULLNULLNULLNULLUSD126007132528965.7343660.6311554071445306019807.7310779.36720364100074207038346924196.534444117527.1200yesyesotherF.N. Audit ServicenanaNULLUSD126007132528965.7343660.6311554071445306019807.7310779.36720364100074207038346924196.534444117527.1200yesyesotherF.N. Audit ServicenanaNULLNULLNULLnoNULL2485305.126007130730371420703202002.470202002.47202002.47157561.47175088.59219529.59175088.590.0724220.1186791.3823140.2765750.29274614100.2042640.0078320.0172640.00523421755902059601132762531.55610.303381850NULLNULL0.437456092.30.5557350.79942000.9724120.3357120.2428620.0383660.1933740.0111222.2042222485305.126007130730371420703202002.470202002.47202002.47157561.47175088.59219529.59175088.590.0724220.1186791.3823140.2765750.29274614100.2042640.0078320.0172640.00523421755902059601132762531.5561676363040.0479
Komak Credit UnionAZAzerbaijan12AZN557200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL1999cooperativeNULLNULLNULL91-100NULLNULLSFDI, Caucasus Credit, ECA, KIVA11341211343300NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD17200137075760540459179554004886758836647606201217148861068000NULLyesotherIndependent Auditor, Chamber of Auditors of AzerbaijanpartiallyotherRegulations of National Bank for Credit UnionUSD17200137075760540459179554004886758836647606201217148861068000NULLyesotherIndependent Auditor, Chamber of Auditors of AzerbaijanpartiallyotherRegulations of National Bank for Credit UnionNULLNULLNULLNULL70757672001308253060620485304853485337853785485337850.0063720.0248181.0624770.0588030.1072569500.103686000.00835759401858464915250810.56240.337281850NULLNULL0.291106856.80.2493763.010008000.9827270.1389350.1307650.0204890.1020510.008225NULL70757672001308253060620485304853485337853785485337850.0063720.0248181.0624770.0588030.1072569500.103686000.00835759401858464915250810.56248666040.0196
Azeri Star MicrofinanceAZAzerbaijan12USD553200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL2003non-bank-financeNULLNULLNULL91-100NULLNULLUSAID / Save the Children grant41793741792299065NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1881856866604199191091987726590285515674308203848285785152221991925023000yesyesotherTID ConsultingfullyauditorNULLAZN176809475480917349951116729830248713653752433352248918132581734921795000yesyesotherTID ConsultingfullyauditorNULLNULLNULLyesNULL73746076809403785952489189907009907099070772757727599070772755E-055.7E-051.3544230.2616780.00023411300.0001740.0032950.0229851E-06154939265314317062881365085458411810.097631850NULLNULL0.55399762.30.8761730.141327000.9827040.0002440.000189E-060.0001611.1E-056.975875846685881857143466828578511374201137421137428871988719113742887190.1141530.1299731.3544180.2616760.53474111300.3841080.0032940.0229850.0021067771957440226825964120797700680.0513
AgrarcreditAZAzerbaijan12AZM334200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL2002non-bank-financeClosed Joint Stock CompanyNULLNULL61-70NULLNULLWorld Bank, Fund to Aid EntrepreneurshipNULL1843365NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1285064231582899319437501308271315423710522390NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLnonoNULLNULLNULLNULLNULLAZN1000248290001378700016930001139500013434000455000NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLnonoNULLNULLNULLNULLNULLNULLTechnical assistanceyesNULL12094000248290000NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL18NULLNULLNULL0.122797NULL733766645002873729350051065167000183.540972.214691850NULLNULLNULL3320NULL0.5410610.8482210.0330020.0183250.555278NULLNULLNULLNULLNULLNULL13885243285064230NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL18NULLNULLNULL0.122797NULL301794901415143618795879183.54704191904480.0748
AqroinvestAZAzerbaijan12AZM555200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL2001cooperativeNULLNULLNULL41-50NULLNULLSFDI (WB Project)11058495163021.58144.85NULL83.61NULLNULLNULLNULLNULLUSD1801304.79790595.596917.6478401.42322903.3706599093134362648829854925177143000noyesotherMammad LLCpartiallyboardNULLUSD1801304.79790595.596917.6478401.42322903.3706599093134362648829854925177143000noyesotherMammad LLCpartiallyboardNULLNULLNULLyesNULL783677.99801304.79096760488293686503686536865297222972236865297220.0474050.1215391.6154940.3809940.1349086200.0795320.0083470.0087506269826139572445477.515970.863331850NULLNULL0.329373130.90.4029721.481562000.9866350.1543270.0955290.0136350.0778790.0040141.04828783677.99801304.79096760488293686503686536865297222972236865297220.0474050.1215391.6154940.3809940.1349086200.0795320.0083470.0087506269826139572445477.5159723216380.0554
Mikromaliyye Credit InstitutionAZAzerbaijan12AZM542200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL2004non-bank-financeNULLNULLNULL91-100NULLNULLIFAD1320435918239550NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD13904085333144757477369259321149201131800498649462734958202046025747714557985000noyesotherRehber Audit AzerbaijanNULLNULLNULLAZN1340044529016795006232162361842090985790434322403044318581782085006212650504700noyesotherRehber Audit AzerbaijanNULLNULLNULLNULLNULLyesNULL285161734004450474626431858-1855020-185502-185502-185628319419319545319419-4.3E-05-0.0010530.718991-0.3908385.9E-0526200.0001410.0339730.017253043495002233070133340176342105283160.170821850NULLNULL0.431665464.90.05417217.459712000.8533230.0001090.0001524.1E-059.9E-051.2E-050.507836327397039040850544922495820-2129770-212977-212977-213122366728366873366728-0.073595-1.4799420.71899-0.3908390.1015426200.2126260.0339730.017253028958852331889144007283637075760.0205
NBCO 'DAYAQ-Credit' LLCAZAzerbaijan12AZM442200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL2004non-bank-financeNULLNULLNULLNULLNULLNULLNBCO Caucasus Credit LLC (Danish Refugee Council)8631596234204NULL100NULL64NULLNULLNULLNULLNULLUSD1171420154838012507946341000929371072648889106270981546900noyesotherRR&VAM International Independent Audit FirmfullyauditorNULLAZN114930613486301089434036300080947.559342.0942582.39255.9608549.22408.7100noyesotherRR&VAM International Independent Audit FirmfullyauditorNULLNULLGrants for portfolioyesNULL134863149306090289.6442582.338451.38038451.3838451.3829902.1630310.8738860.0930310.870.0001130.0007941.7417570.4258670.000276400.0001690002651956532521294323764318212.51400.075781850NULLNULL0.35689547.60.2703372.699081000.9032660.000340.0001953.5E-050.0001610NULL1548381714200103663488894414704414744147343323480144616348010.2396421.0955391.7417670.425870.5745346400.3699840001432641321383133812.5161204350
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WV Azercredit LLCAZAzerbaijan12AZM5410200612/31/2006 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)1996non-bank-financeNULL2004NULL91-100NULLNULLVisionFund International833191833131750NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD143655834165344316226572051708377021531350613239510848399212561-1203371846124907550yesyesotherTID ConsultingNULLNULLNULLAZN138024083628001275423144171487991018751176411531570738953185140-1048162578108796580yesyesotherTID ConsultingNULLNULLNULLNULLNULLNULLNULL36252473802408011531577389532395456582402032402031776251885042510821885043E-055.4E-051.2621960.207730.0001639200.0001380.0005170.0007592E-06592899643853529993513249461200834350.23541850NULLNULL0.3817081104.40.3913291.555397000.9541320.0001940.0001543.1E-050.000125-2E-061.468841621824365582-113239518483992750247552757792757792039332164232882692164230.0585620.1302891.2621960.207730.3203349200.2615020.0005170.0007590.0041633469475324433415594378350033314470.0707
Viator Microcredit Azerbaijan LLCAZAzerbaijan12AZM537200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL1999non-bank-financeNULLNULLNULL91-100NULLNULLNorwegian Agency for Developement Co-operation (NORAD)87247987244054032NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD133565572935304908436158829949690690992971090010544555897816932239229605918955200NULLNULLNULLNULLNULLNULLNULLUSD133565572935304908436158829949690690992971090010544555897816932239229605918955200NULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULL292622033565570109545555897849562304956234956233995645891166851755891160.135170.1467811.826270.4524360.36301611000.2164670.0023540.0030950.003629560052582276272218366.53360.181871850NULLNULL0.465760573.50.8922740.120732000.8744980.3705860.202920.0057280.1890990.0080931.314807292622033565570109545555897849562304956234956233995645891166851755891160.135170.1467811.826270.4524360.36301611000.2164670.0023540.0030950.003629560052582276272218366.53361548380.0742
AzerdemiryolbankAZAzerbaijan12AZN5517200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL1989bankOpen Joint Stock CompanyNULLNULL31-40NULLNULLEBRD, FMO, Black Sea Trade and Development Bank, DEG21112352120482125510345NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD110129889367636308112629685457272158416223150184243865608816337345007148507653715284161884929969000yesyespricewaterhouseNULLnoneauditorNULLAZN1882310005891100098100074433000137980002743800038206807679000300500042250003236000141000810000000yesyespricewaterhouseNULLnoneauditorNULLNULLNULLyesNULL57930000882310000106840004225000308200003082000308200022720002272000308200022720000.032970.1743241.405420.2884690.06447534140.0967310.0064860.0166520689101004367800013033200323.548902.64308185053772.90640.17610284410.90.1563855.3944770.4657530.3109790.667690.1550430.1103180.046960.0613120.0020462.567606665100121012988941122664084850765353847503538475353847526085062608506353847526085060.0336310.1789221.405420.2884690.06576734140.0984820.0064860.0166520775620014925554014578995323.556148351810.0479
Finance for Development LLCAZAzerbaijan12AZM549200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL1997non-bank-financeNULL2002NULL91-100NULLNULLOXFAM NOVIB3752243752143708.18NULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1256044623216384734516727148877320290111860672778238162873839452228555517902605600NULLyesotherTID ConsultingfullyboardNULLAZN1223014020221394123714569287732120252710330585987.4920743.962503108232824871.145108.8122694.7500NULLyesotherTID ConsultingfullyboardNULLNULLNULLyesNULL198090222301400606731.45250310249222.350249222.35249222.35204113.54226808.29271917.1226808.290.0001040.0001491.6971080.4107620.00025715600.0001290.001250.0203935E-06196279657019376365701366396606205390.291321850NULLNULL0.383331475.50.346711.884254000.9067320.0003090.0001824.2E-050.0001281.3E-0516.3185622742932560446069659428738328613402861342861342343442604003121902604000.1373590.3165071.6971060.4107620.33893915600.1817460.001250.0203930.007517060751581232740407206192528965.750.0384
FINCA AzerbaijanAZAzerbaijan12USD448200612/31/2006 12:00:00 AMSapundzhieva, RalitsaNULL1998non-bank-financeNULL1999NULL91-100NULLNULLEBRD, Symbiotics4928439049284NULL0NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1215044561919044946213214114271739018504855827487269642363283973787050126829231985651836748412900noyesotherRSM Top AuditNULLNULLNULLUSD1215044561919044946213214114271739018504855827487269642363283973787050126829231985651836748412900noyesotherRSM Top AuditNULLNULLNULLNULLNULLNULLNULL1872831721504456072926333787050191743501917435191743513990681883197240156418831970.0824650.2156691.3567190.2629280.33573612600.2556890.0253030.0240810.005055169655321481117064871222843890.210481850NULLNULLNULL3907896.90.3436581.909867000.8923940.429850.3168310.0747570.223220.0188530.9517071872831721504456072926333787050191743501917435191743513990681883197240156418831970.0824650.2156691.3567190.2629280.33573612600.2556890.0253030.0240810.005055169655321481117064871222843891030000.0748
MADAD Credit LLCAZAzerbaijan12AZN233200612/31/2006 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)2003non-bank-financeNULLNULLNULL91-100NULLNULLNULL419NULL419NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL204350NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL204350NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL196630NULLNULL4880.263631850NULLNULLNULL385NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL196630NULLNULL48829353040.0057
Nakhchivan Credit (IOM)AZAzerbaijan12AZN238200612/31/2006 12:00:00 AMSapundzhieva, RalitsaGaul, Scott (Microfinance Information Exchange)1998non-bank-financeNon-bank Credit organizationNULLNULL91-100NULLNULLNULL1357NULL1357NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL835181NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLUSD1NULL835181NULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLyesNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULLNULL761821NULLNULL6150.332681850NULLNULLNULL1316NULLNULLNULLNULLN