2011 FACTS & FIGURESMarch 21, 2011 to March 20, 2012

Fiscal 2011 JCCU Business OverviewMarch 21, 2011 to March 20, 2012

Profit and Loss Statement

Consumer Co-op Societies in Japan

Community-Based Retail Co-ops

Number of Consumer co-ops Retail co-ops Health co-ops Housing & Insurance co-opsMembershipTotal share capitalTotal business turnoverRetail sales amountJCCU wholesale amount

SaleCost of salesGross SurplusMembership duesContractual commissionRevenue from management service and laboratoryOther revenueTotal SurplusTrading expensesTrading surplusNon-trading revenueNon-trading expensesCurrent SurplusExtraordinary profitsExtraordinary lossesSurplus for the Fiscal Year before TaxationTaxesNet Surplus for the Fiscal Year

¥thousand397,396,238353,310,05344,086,1851,090,5767,308,92540,508

1,218,99953,745,19550,888,6772,856,518 1,513,178600,6703,769,0271,148,2933,081,6331,835,687538,9051,296,782

Number of co-opsMembershipHan groupsHan membersHan member ratioTotal turnover Store sales Home delivery service sales OthersAmount of monthly purchase/memberTotal share capitalAverage share capital/memberCo-op bondsNumber of storesTotal stores sales areaNumber of full-time employeesTotal Market share*Communiy-Based Retail co-ops do not include institutional and university co-opsNote: The amount of U.S. Dollar is converted based on yen-dollar exchange rate (TTS) prevailing at September 10, 2012; 1U.S. Dollar=79.22 yen*Han is defined as the smallest unit of co-op membership…..one Han consist of 3-5 household members

thousandbillion yenbillion yenbillion yenbillion yen

FY2010

608472115

826,210

7293,3223,007

394

thousand

thousand

thousand

%

billion yen

billion yen

billion yen

billion yen

yen

billion yen

yen

million yen

m2

%

FY2011

590457112

826,651

7473,3453,026

397

FY2011 (million US$)

1U.S.dollar=¥79.22

FY2011(million US$)

-　-　-　-　-　

9,42942,22438,197

5,011

-　-　-　-　-　

33,77911,60120,639

1,540US$1477,814

US$403643-　-　-　-　

%11/10

-3.0 -3.2 -2.6 0.0 1.7 2.5 0.7 0.6 0.8

14018,9291,6884,61230.4

2,644935

1,593116

11,766602

31,81847,1651,018

1,211,69825,817

2.76

14019,406

1,7644,300

34.62,676

9191,635

12211,681

61931,89150,942

1,0201,192,850

25,5512.77

0.0 2.5 4.5

-6.8 13.8

1.2 -1.7 2.6 5.2

-0.7 2.8 0.2 8.0 0.2 -1.6 -1.0 0.4

unit

FY2010 FY2011 %11/10

unit

Profile

Overseas Offices

Head office

EstablishedPresidentMember societies (incl. Business Federation)Full-time employeesJCCU wholesale amount (Million yen)Membership dues (Thousand yen)Share capital (Thousand yen)

3-29-8 Shibuya, Shibuya-KuTokyo 150-8913 Japan

Tel: +81-3-5778-8103Fax: +81-3-5778-8104

March 1951ASADA Katsumi

3571,073

397,3961,090,5769,040,34

Balance SheetASSETSCurrent assetsFixed assets Tangible assets Intangible assets Other fixed assets Total fixed assetsTotal Assets

¥thousand92,770,390

63,439,1054,550,20853,220,245121,209,560213,979,950

LIABILITIES AND CAPITALCurrent liabilities Fixed liabilitiesTotal LiabilitiesShare CapitalReserves Legal reserves Voluntary reserves Unallocated surplus Total ReservesShareholder's equityNet assetTotal Liabilities and Capital

As the sole national consumer co-operative organization, JCCU fulfils the following functions:

CO-OPTRADE AMERICA, INC.19711 64TH AVENUE WEST, SUITE BLYNNWOOD,WA 98036-4588 U.S.ATEL: +1-425-712-7033FAX: +1-425-712-7526

CO-OPTRADE JAPAN LTD.SINGAPORE REPRESENTATIVE OFFICE420 North Bridge Road#05-10 North Bridge CentreSINGAPORE 0188727TEL: +65-6336-0383FAX: +65-6336-0878

CO-OPTRADE JAPAN LTD.BANGKOK REPRESENTATIVE OFFICEITF TOWER Ⅱ, 18TH FLOOR140/39 SILOM RD., SURIYAWONGBANGRAK, BANGKOK 10500 THAILANDTEL: +66-2231-6248-9FAX: +66-2231-6250

CO-OPTRADE JAPAN LTD.HO CHI MINH REPRESENTATIVE OFFICE4F(B) Green Star Building,70 Pham Ngoc Thach,Ward 6, District 3,Ho Chi Minh City, Viet NamTEL: +84-8-820-7610FAX: +84-8-820-7620

CO-OPTRADE JAPAN LTD.SHANGHAI REPRESENTATIVE OFFICE中国上海市靜安区延安中路841号1708室ROOM 1708 OOCL PLAZA NO.841YANAN MIDDLE ROAD,JINGAN DISTRICT,SHANGHAI,CHINATEL: +86-21-6279-1010FAX: +86-21-6279-1212

CO-OPTRADE JAPAN LTD.QINGDAO REPRESENTATIVE OFFICE青島市市南区香港中路10号　頤和国際大厦A座23A－１０室ROOM１０,A-２３A, Yihe International Tower, No.10,Hong Kong Middle Road, Qingdao,ChinaPost Number: 266071TEL： +86-532-6677-7528FAX： +86-532-6677-7529

●Formulation of co-op national policies●Representation of co-op's views at national and international levels.●Planning, development and supply of CO-OP brand products.●Procurement and distribution of products including national brand products and imports.●Other business operations including catalog and internet sales.●Coordination of member activities at national level.●Guidance of member co-op management and staff education through correspondence courses and seminars.

¥thousand105,992,32211,301,168117,293,4919,040,340

9,026,00071,883,0006,687,94187,596,94196,637,28196,686,459213,979,950

(as of March 20, 2011)

JAPANESE CONSUMERS' CO-OPERATIVE UNION

QINGDAO OFFICE

BANGKOK OFFICE SINGAPORE OFFICEHO CHI MINH OFFICE

SHANGHAI OFFICECO-OPTRADEAMERICA,INC.

http:// jccu.coop/eng/E-mail : kokusai@jccu.coop

Retail Co-ops supply a wide range of consumer goods and services to its members. There are five types of retail co-ops indicated by ●.

● University Co-ops serve students and faculty membersin universities and colleges through operating bookstores, convenience stores, cafeterias and other services.

Insurance Co-ops offer life and other insurance products that suit members' needs with more reasonable premiums and better coverage.There are two types of insurance federations that are affiliated with JCCU; the Japan CO-OP Insurance Consumers' Co-operative Federation (JCIF) which is a union of 156 consumer co-operativesocieties from across the nation and the other, the National Federation of Workers and Consumers Insurance Co-operatives (ZENROSAI) which offers insurance mainly to trade union members.

Housing Co-ops provide houses, make extension or reconstructionof buildings etc. to co-op members at reasonable price. It includes independent regional housing co-ops that are members of JCCU, that provide services to its members in cooperation with real estate developers.ZENJUREN is a national federation of housing co-operative societies which coordinate the business activity of housing co-ops.

● School Teachers' Co-ops serve teachers at both public andprivate elementary, junior and senior high schools, mainlythrough catalog mail-order sales and home delivery.

● Institutional Co-ops serve employees at their workplaces through operating stores and canteens.

● Expanded Institutional Co-ops serve both employeesand residents in neighboring residential areas.

Top 10 Community-Based Retail Co-ops in Japan

Percentage of Retail Sales by Product Category

Percentage of Membershipby type of Consumer Co-ops

Percentage of Turnover by type of Consumer Co-ops

Retail Sales by Type of Operation

● Community-Based Retail Co-ops serve local residents through stores, home delivery and catalog mail-order sales.

Retail Co-ops Health Co-ops

Insurance Co-ops

JCIF

Housing Co-ops

11/10(%)

11/10(%)

Turnover(¥ million)

Co-op Sapporo

Co-op Kobe

Co-op Tokyo

Co-op Kanagawa

Saitama Co-op

Miyagi Co-op

Chiba Co-op

Kyoto Co-op

Osaka-Izumi Co-op

Pal-system Tokyo

Co-op societiesMembersTurnover (￥million)Full-time employees

*source: National Federation of University Co-operative Associations

2251,560,516

191,7001,529

Co-op SocietiesMembersHan groupsHan membersHospitals with 20 or more bedsClinics with less than 20 bedsBedsDoctorsNursesOther staffTurnover (¥million)

1122,789,284

26,641169,471

77345

12,4972,009

11,48720,749

313,500

Co-op societiesPoliciesPremiun income (¥million)Claims paid (¥million)Full-time employees

1567,734,977

157,75461,563

311

261,860261,850158,468133,364108,013103,973

92,15972,47269,92668,206

2.98.30.9

-1.82.72.14.01.67.60.9

1,391,5521,670,4251,283,5381,247,017

878,931644,559678,781497,514431,787415,882

2.217.5

3.20.93.72.84.61.44.53.9

Membership

ZENROSAICo-op societiesPoliciesPremiun income (¥million)Claims paid (¥million)Full-time employees

5835,030,000

590,700387,900

3,472

ZENJURENCo-op societiesMembersHousing units constructedFull-time employees

16376,362

132318

*source: National Federation of Housing Co-operative Societies (ZENJUREN)

*source: National Federation of Workers and Consumers Insurance Co-operatives

Location of Co-op Business Federations and 10 top Community-Based Retail Co-ops

79 bln yen

57 bln yen

158 bln yen

130 bln yen

376 bln yen

22 bln yen

Co-op Sapporo

Miyagi Co-op

Saitama Co-opCo-op TokyoChiba Co-op

Pal-system Tokyo99 bln yen162 bln yen

Co-op Kanagawa

Kyoto Co-op

Co-op Kobe

Osaka-Izumi Co-op

73 bln yen

*Figures in circles indicate the total turnover of each business federation.

2007 2008 2009 2010Fiscal year

Retail Sales(billion yen)

0

200

400

600

800

1000

1200

1400

1600

1800

Store Sales Total Home Delivery SalesIndividual Home Delivery

Other foods 1％

77 bln yen

919

1,634

1,011

2011

997 985 955

1,586 1,592 1,577

847 886 920935

1,593

946

Tohoku Sunnet

Co-op Net

Pal-systemCo-op Kinki

Green Co-op

Co-opHokuriku Seikatsu Club

Co-op Kyushu

Tokai Co-op

UCo-opCS Net

Non-foods15％

Fresh foods54％

Grocery25％

Others4％

Community-Based 72.8%

School Teachers'Co-ops 2.5%

Health Co-ops 10.5%

ExpandedInstitutional

Co-ops 3%

InstitutionalCo-ops

2.1%

UniversityCo-ops 6.1%

Housing / Insurance 3%

26,650(thousand)

Membership

3,345(billion yen)

Turnover

Community-Based80%

ExpandedInstitutional

Co-ops 2.6%

InstitutionalCo-ops

1.1%

UniversityCo-ops 5.9%

School Teachers'Co-ops 0.8% Housing / Insurance 0.2%

Health Co-ops 9.4%

Health Co-ops serve members by operating hospitals and clinics, where preventive health care is emphasized.Almost all the co-ops provide friendly and convenient nursingcare services for the elderly.

43 bln yen

Retail Co-ops supply a wide range of consumer goods and services to its members. There are five types of retail co-ops indicated by ●.

● University Co-ops serve students and faculty membersin universities and colleges through operating bookstores, convenience stores, cafeterias and other services.

Insurance Co-ops offer life and other insurance products that suit members' needs with more reasonable premiums and better coverage.There are two types of insurance federations that are affiliated with JCCU; the Japan CO-OP Insurance Consumers' Co-operative Federation (JCIF) which is a union of 156 consumer co-operativesocieties from across the nation and the other, the National Federation of Workers and Consumers Insurance Co-operatives (ZENROSAI) which offers insurance mainly to trade union members.

Housing Co-ops provide houses, make extension or reconstructionof buildings etc. to co-op members at reasonable price. It includes independent regional housing co-ops that are members of JCCU, that provide services to its members in cooperation with real estate developers.ZENJUREN is a national federation of housing co-operative societies which coordinate the business activity of housing co-ops.

● School Teachers' Co-ops serve teachers at both public andprivate elementary, junior and senior high schools, mainlythrough catalog mail-order sales and home delivery.

● Institutional Co-ops serve employees at their workplaces through operating stores and canteens.

● Expanded Institutional Co-ops serve both employeesand residents in neighboring residential areas.

Top 10 Community-Based Retail Co-ops in Japan

Percentage of Retail Sales by Product Category

Percentage of Membershipby type of Consumer Co-ops

Percentage of Turnover by type of Consumer Co-ops

Retail Sales by Type of Operation

● Community-Based Retail Co-ops serve local residents through stores, home delivery and catalog mail-order sales.

Retail Co-ops Health Co-ops

Insurance Co-ops

JCIF

Housing Co-ops

11/10(%)

11/10(%)

Turnover(¥ million)

Co-op Sapporo

Co-op Kobe

Co-op Tokyo

Co-op Kanagawa

Saitama Co-op

Miyagi Co-op

Chiba Co-op

Kyoto Co-op

Osaka-Izumi Co-op

Pal-system Tokyo

Co-op societiesMembersTurnover (￥million)Full-time employees

*source: National Federation of University Co-operative Associations

2251,560,516

191,7001,529

Co-op SocietiesMembersHan groupsHan membersHospitals with 20 or more bedsClinics with less than 20 bedsBedsDoctorsNursesOther staffTurnover (¥million)

1122,789,284

26,641169,471

77345

12,4972,009

11,48720,749

313,500

Co-op societiesPoliciesPremiun income (¥million)Claims paid (¥million)Full-time employees

1567,734,977

157,75461,563

311

261,860261,850158,468133,364108,013103,973

92,15972,47269,92668,206

2.98.30.9

-1.82.72.14.01.67.60.9

1,391,5521,670,4251,283,5381,247,017

878,931644,559678,781497,514431,787415,882

2.217.5

3.20.93.72.84.61.44.53.9

Membership

ZENROSAICo-op societiesPoliciesPremiun income (¥million)Claims paid (¥million)Full-time employees

5835,030,000

590,700387,900

3,472

ZENJURENCo-op societiesMembersHousing units constructedFull-time employees

16376,362

132318

*source: National Federation of Housing Co-operative Societies (ZENJUREN)

*source: National Federation of Workers and Consumers Insurance Co-operatives

Location of Co-op Business Federations and 10 top Community-Based Retail Co-ops

79 bln yen

57 bln yen

158 bln yen

130 bln yen

376 bln yen

22 bln yen

Co-op Sapporo

Miyagi Co-op

Saitama Co-opCo-op TokyoChiba Co-op

Pal-system Tokyo99 bln yen162 bln yen

Co-op Kanagawa

Kyoto Co-op

Co-op Kobe

Osaka-Izumi Co-op

73 bln yen

*Figures in circles indicate the total turnover of each business federation.

2007 2008 2009 2010Fiscal year

Retail Sales(billion yen)

0

200

400

600

800

1000

1200

1400

1600

1800

Store Sales Total Home Delivery SalesIndividual Home Delivery

Other foods 1％

77 bln yen

919

1,634

1,011

2011

997 985 955

1,586 1,592 1,577

847 886 920935

1,593

946

Tohoku Sunnet

Co-op Net

Pal-systemCo-op Kinki

Green Co-op

Co-opHokuriku Seikatsu Club

Co-op Kyushu

Tokai Co-op

UCo-opCS Net

Non-foods15％

Fresh foods54％

Grocery25％

Others4％

Community-Based 72.8%

School Teachers'Co-ops 2.5%

Health Co-ops 10.5%

ExpandedInstitutional

Co-ops 3%

InstitutionalCo-ops

2.1%

UniversityCo-ops 6.1%

Housing / Insurance 3%

26,650(thousand)

Membership

3,345(billion yen)

Turnover

Community-Based80%

ExpandedInstitutional

Co-ops 2.6%

InstitutionalCo-ops

1.1%

UniversityCo-ops 5.9%

School Teachers'Co-ops 0.8% Housing / Insurance 0.2%

Health Co-ops 9.4%

Health Co-ops serve members by operating hospitals and clinics, where preventive health care is emphasized.Almost all the co-ops provide friendly and convenient nursingcare services for the elderly.

43 bln yen

2011 FACTS & FIGURESMarch 21, 2011 to March 20, 2012

Fiscal 2011 JCCU Business OverviewMarch 21, 2011 to March 20, 2012

Profit and Loss Statement

Consumer Co-op Societies in Japan

Community-Based Retail Co-ops

Number of Consumer co-ops Retail co-ops Health co-ops Housing & Insurance co-opsMembershipTotal share capitalTotal business turnoverRetail sales amountJCCU wholesale amount

SaleCost of salesGross SurplusMembership duesContractual commissionRevenue from management service and laboratoryOther revenueTotal SurplusTrading expensesTrading surplusNon-trading revenueNon-trading expensesCurrent SurplusExtraordinary profitsExtraordinary lossesSurplus for the Fiscal Year before TaxationTaxesNet Surplus for the Fiscal Year

¥thousand397,396,238353,310,05344,086,1851,090,5767,308,92540,508

1,218,99953,745,19550,888,6772,856,518 1,513,178600,6703,769,0271,148,2933,081,6331,835,687538,9051,296,782

Number of co-opsMembershipHan groupsHan membersHan member ratioTotal turnover Store sales Home delivery service sales OthersAmount of monthly purchase/memberTotal share capitalAverage share capital/memberCo-op bondsNumber of storesTotal stores sales areaNumber of full-time employeesTotal Market share*Communiy-Based Retail co-ops do not include institutional and university co-opsNote: The amount of U.S. Dollar is converted based on yen-dollar exchange rate (TTS) prevailing at September 10, 2012; 1U.S. Dollar=79.22 yen*Han is defined as the smallest unit of co-op membership…..one Han consist of 3-5 household members

thousandbillion yenbillion yenbillion yenbillion yen

FY2010

608472115

826,210

7293,3223,007

394

thousand

thousand

thousand

%

billion yen

billion yen

billion yen

billion yen

yen

billion yen

yen

million yen

m2

%

FY2011

590457112

826,651

7473,3453,026

397

FY2011 (million US$)

1U.S.dollar=¥79.22

FY2011(million US$)

-　-　-　-　-　

9,42942,22438,197

5,011

-　-　-　-　-　

33,77911,60120,639

1,540US$1477,814

US$403643-　-　-　-　

%11/10

-3.0 -3.2 -2.6 0.0 1.7 2.5 0.7 0.6 0.8

14018,9291,6884,61230.4

2,644935

1,593116

11,766602

31,81847,1651,018

1,211,69825,817

2.76

14019,406

1,7644,300

34.62,676

9191,635

12211,681

61931,89150,942

1,0201,192,850

25,5512.77

0.0 2.5 4.5

-6.8 13.8

1.2 -1.7 2.6 5.2

-0.7 2.8 0.2 8.0 0.2 -1.6 -1.0 0.4

unit

FY2010 FY2011 %11/10

unit

Profile

Overseas Offices

Head office

EstablishedPresidentMember societies (incl. Business Federation)Full-time employeesJCCU wholesale amount (Million yen)Membership dues (Thousand yen)Share capital (Thousand yen)

3-29-8 Shibuya, Shibuya-KuTokyo 150-8913 Japan

Tel: +81-3-5778-8103Fax: +81-3-5778-8104

March 1951ASADA Katsumi

3571,073

397,3961,090,5769,040,34

Balance SheetASSETSCurrent assetsFixed assets Tangible assets Intangible assets Other fixed assets Total fixed assetsTotal Assets

¥thousand92,770,390

63,439,1054,550,20853,220,245121,209,560213,979,950

LIABILITIES AND CAPITALCurrent liabilities Fixed liabilitiesTotal LiabilitiesShare CapitalReserves Legal reserves Voluntary reserves Unallocated surplus Total ReservesShareholder's equityNet assetTotal Liabilities and Capital

As the sole national consumer co-operative organization, JCCU fulfils the following functions:

CO-OPTRADE AMERICA, INC.19711 64TH AVENUE WEST, SUITE BLYNNWOOD,WA 98036-4588 U.S.ATEL: +1-425-712-7033FAX: +1-425-712-7526

CO-OPTRADE JAPAN LTD.SINGAPORE REPRESENTATIVE OFFICE420 North Bridge Road#05-10 North Bridge CentreSINGAPORE 0188727TEL: +65-6336-0383FAX: +65-6336-0878

CO-OPTRADE JAPAN LTD.BANGKOK REPRESENTATIVE OFFICEITF TOWER Ⅱ, 18TH FLOOR140/39 SILOM RD., SURIYAWONGBANGRAK, BANGKOK 10500 THAILANDTEL: +66-2231-6248-9FAX: +66-2231-6250

CO-OPTRADE JAPAN LTD.HO CHI MINH REPRESENTATIVE OFFICE4F(B) Green Star Building,70 Pham Ngoc Thach,Ward 6, District 3,Ho Chi Minh City, Viet NamTEL: +84-8-820-7610FAX: +84-8-820-7620

CO-OPTRADE JAPAN LTD.SHANGHAI REPRESENTATIVE OFFICE中国上海市靜安区延安中路841号1708室ROOM 1708 OOCL PLAZA NO.841YANAN MIDDLE ROAD,JINGAN DISTRICT,SHANGHAI,CHINATEL: +86-21-6279-1010FAX: +86-21-6279-1212

CO-OPTRADE JAPAN LTD.QINGDAO REPRESENTATIVE OFFICE青島市市南区香港中路10号　頤和国際大厦A座23A－１０室ROOM１０,A-２３A, Yihe International Tower, No.10,Hong Kong Middle Road, Qingdao,ChinaPost Number: 266071TEL： +86-532-6677-7528FAX： +86-532-6677-7529

●Formulation of co-op national policies●Representation of co-op's views at national and international levels.●Planning, development and supply of CO-OP brand products.●Procurement and distribution of products including national brand products and imports.●Other business operations including catalog and internet sales.●Coordination of member activities at national level.●Guidance of member co-op management and staff education through correspondence courses and seminars.

¥thousand105,992,32211,301,168117,293,4919,040,340

9,026,00071,883,0006,687,94187,596,94196,637,28196,686,459213,979,950

(as of March 20, 2011)

JAPANESE CONSUMERS' CO-OPERATIVE UNION

QINGDAO OFFICE

BANGKOK OFFICE SINGAPORE OFFICEHO CHI MINH OFFICE

SHANGHAI OFFICECO-OPTRADEAMERICA,INC.

http:// jccu.coop/eng/E-mail : kokusai@jccu.coop